Generations College
Chicago, IL 60602-4405 — Private Nonprofit
Value Score: 55/100 | ROI Score: -32 | Affordability Score: 75/100
Tuition (In-State): $12,700 | Out-of-State: $12,700
Graduation Rate: 9.2%
Median Earnings (10yr): $34,706 | Median Debt: $25,250
Student Body Size: 310 (small)
Pell Grant Recipients: 70.0% | Federal Loan Rate: 22.7%
Average Faculty Salary: $4,896/month
Tuition & Affordability Analysis
In-state tuition at Generations College is $12,700 per year, which is 68% below the national average for private institutions.
Out-of-state students pay $12,700/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $50,800 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Generations College:
- Families earning $0–$30,000: $18,723/year
- Families earning $30,001–$48,000: $19,710/year
Graduate Outcomes & Return on Investment
9.2% of students at Generations College complete their degree, 85% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
Graduates of Generations College earn a median salary of $34,706 ten years after enrollment, 15% below the national average.
The median student debt at graduation is $25,250, 17% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $274/month, with a total repayment of $32,880 (including $7,630 in interest).
Debt-to-Earnings Ratio: 0.73x. This is a healthy ratio, suggesting debt is manageable for most graduates.
Financial Aid Profile
70.0% of students at Generations College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 112% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
22.7% of students take federal loans, 52% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $4,896/month, 44% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Generations College enrolls 310 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 57/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 24%, Hispanic 14%, Black 60%, Asian 0%.
Generations College: Low Graduation Rate and High Debt
- Generations College: A Deep Dive into Post-Graduation Realities
- Is Generations College the Right Investment? Analyzing Career Outcomes and Debt
- Beyond the Classroom: Exploring the Chicago Advantage at Generations College
Report Card: Overall Grade D
Generations College receives an overall grade of D based on six dimensions:
- Academics: D
- Value: F
- Outcomes: D
- Affordability: A+
College Analysis
Generations College is a Private Nonprofit institution in Chicago, IL with approximately 310 students. Generations College has a low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings of graduates after 10 years are below the national average, suggesting potential career outcomes may not be as strong as peers. The college has a high median debt, which could be a significant financial burden for students.
The Verdict: Is Generations College Worth It?
Generations College presents a questionable value proposition based on the provided data. With a median 10-year earnings of $34,706 and median debt of $25,250, the debt-to-earnings ratio is concerning. The ROI Score of -32 strongly suggests that the financial return on investment is negative, meaning graduates, on average, do not earn enough to offset the cost of their education and the debt incurred within a reasonable timeframe. The tuition of $12,700 per year, while seemingly moderate compared to some private institutions, still contributes to the debt burden. To pay off $25,250 in debt at a typical interest rate, assuming a significant portion of the median salary goes towards repayment, could take well over a decade, especially if earnings remain stagnant around the median. Given the low graduation rate and limited information on strong career outcomes, it appears that Generations College may be overpriced for the financial return it delivers. It is not a hidden gem and, based on these metrics, is likely not a good deal for most students seeking a strong financial return on their educational investment. A clear recommendation is to approach with extreme caution and thoroughly investigate specific program outcomes and career support services.
Return on Investment
Given the high debt and low earnings, the degree may not be worth the cost for many students.
Debt Reality Check
Median student debt at Generations College: $25,250. Monthly payment on a standard 10-year plan: $287/month. Total repaid: $34,440 ($9,190 in interest).
Breakeven vs high school diploma: 5.4 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,440.
Strengths
- Small, private college experience
- Located in a major city
- Diverse student body
Weaknesses
- Low graduation rate
- High student debt
- Below-average median earnings
Academic Profile
Generations College, with its intimate size, offers a highly personalized academic environment. While specific departmental strengths are not detailed, the college likely excels in programs that benefit from close faculty mentorship and hands-on learning, potentially in fields like social work, urban studies, or business administration, given its Chicago location. The small student body suggests a low student-faculty ratio, fostering direct interaction with professors. Faculty quality can be inferred from the commitment to providing a focused educational experience, though specific faculty salary data is unavailable. Research opportunities, while perhaps not as extensive as at larger institutions, are likely to be integrated into coursework and independent study, allowing students to delve deeply into subjects with faculty guidance. The college may offer an honors program for high-achieving students, providing enriched academic challenges and personalized support. Academic support resources are crucial for a small institution; expect dedicated advising, tutoring services, and potentially writing centers to ensure students have the resources they need to succeed. Study abroad programs, if offered, would likely be curated to provide immersive cultural and academic experiences, aligning with the college's urban and global perspective.
Financial Aid Guide for Generations College
Pell Grant recipients: 70.0%. Students taking federal loans: 22.7%.
Navigating financial aid at Generations College requires a proactive approach, especially given the limited public data. The stated tuition of $12,700 for both in-state and out-of-state students provides a clear baseline. As a private nonprofit institution, Generations College likely offers a mix of merit-based and need-based aid. Merit aid would typically be awarded based on academic achievement (GPA, previous coursework), though without SAT/ACT data, this is harder to gauge. Need-based aid, determined by the FAFSA and potentially the CSS Profile, will be crucial for many students. Given the median debt of $25,250, it's evident that many students rely on loans to finance their education, suggesting that grants and scholarships may not cover the full cost for all. Work-study opportunities are a common component of aid packages at smaller colleges, providing students with on-campus employment to help offset living expenses. Typical aid packages could range significantly; a student from a lower-income household might receive a substantial portion of tuition covered by grants and scholarships, potentially reducing their out-of-pocket cost to a few thousand dollars plus living expenses. Conversely, students from higher-income families might receive less need-based aid but could still qualify for merit scholarships. Scholarship tips include applying early, researching external scholarships, and highlighting any unique achievements or experiences in application essays. Negotiating aid at a smaller institution like Generations College can be challenging but is sometimes possible if you have competing offers or can demonstrate a significant change in financial circumstances.
Hidden Costs at Generations College
- On-campus housing is not provided, so students must budget for off-campus rent and utilities, which in Chicago can range from $700 to $1,500+ per month depending on location and roommates.
- Meal plans are not included, and students will need to budget for groceries and dining out, estimated at $400 to $700 per month.
- Textbooks and course materials can add $800 to $1,200 per academic year.
- Student activity fees, technology fees, and other miscellaneous campus fees could total $500 to $1,000 annually.
- Transportation costs, including public transit passes (CTA) or car expenses, can range from $100 to $300 per month.
- Personal expenses such as toiletries, entertainment, and clothing are estimated at $200 to $400 per month.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000 to $3,000 per year.
Alumni Outcomes & Career Paths
Generations College, a small private institution in Chicago, IL, presents a unique profile for its graduates. Due to its size and limited publicly available data, pinpointing specific major employers that actively recruit from Generations College is challenging. However, given its Chicago location, alumni are likely to find opportunities within the city's diverse economic landscape. Industries where alumni might cluster include healthcare, education, social services, and potentially niche areas within finance or technology, reflecting common pathways for graduates of smaller liberal arts-focused institutions. The college's graduation rate of 9.2% is notably low, which could impact the perceived strength of its alumni network and the volume of graduates entering the workforce or pursuing further education. Information on graduate school placement rates is not readily available, making it difficult to assess this pathway. Similarly, specific notable alumni are not widely publicized, which can affect the school's brand recognition among employers. Career services quality is difficult to gauge without direct feedback, but for a small college, personalized attention could be a strength, though the reach might be limited. Internship pipelines are likely to be developed through individual faculty connections and local Chicago-based organizations rather than large-scale corporate partnerships. Geographic hiring patterns for Generations College alumni would predominantly favor the Chicago metropolitan area and surrounding Illinois communities, given the school's location and likely focus on local and regional networking.
Campus Life & Culture at Generations College
Generations College likely attracts a diverse student body, drawn to the unique opportunities of an urban education in Chicago. Students who thrive here are typically independent, self-motivated, and eager to engage with their surroundings, valuing personalized attention and a close-knit academic community.
Generations College, nestled in the vibrant heart of Chicago, offers a unique urban campus experience for its small student body of 310. The 'vibe' here is less about sprawling quads and more about integrating into the city's dynamic energy. Social life often revolves around smaller, intimate gatherings, leveraging the city's countless cultural attractions, restaurants, and entertainment venues. While there isn't a traditional residential campus with dormitories, students are encouraged to live in nearby neighborhoods, fostering a sense of independence and urban exploration. This setup means students are responsible for securing their own housing, which can range from shared apartments to studio units, with costs varying significantly based on location and amenities. Dining is similarly decentralized, with students utilizing Chicago's diverse culinary scene, from quick bites in the Loop to exploring ethnic enclaves. Student organizations are likely to be niche and interest-driven, reflecting the diverse backgrounds and passions of the student body. Given the college's size and focus, large-scale athletics or a prominent Greek life system are not defining features. Instead, engagement often centers on academic clubs, community service initiatives, and exploring the city's professional and cultural opportunities. The emphasis is on self-directed engagement and making the most of the urban environment as an extension of the campus.
Campus Highlights
- Urban Immersion: Students are encouraged to live and learn within the vibrant city of Chicago, using it as an extension of the classroom.
- Intimate Learning Environment: A small student body fosters close relationships with faculty and peers.
- Personalized Attention: The college's size allows for highly individualized academic advising and support.
- Chicago's Cultural Hub: Direct access to world-class museums, theaters, restaurants, and professional opportunities.
- Focus on Growth: Emphasis on personal development and self-directed learning.
- Community Integration: Opportunities to engage with the local Chicago community through service and internships.
Location & Regional Advantages
Generations College's location in Chicago, Illinois, offers a significant advantage in terms of access to a major metropolitan job market. Chicago boasts a robust and diversified economy, with strong sectors in finance, technology, healthcare, education, manufacturing, and logistics. This provides a broad spectrum of potential career opportunities for graduates. The cost of living in Chicago is higher than the national average, particularly for housing, but it is generally more affordable than coastal hubs like New York or San Francisco. Proximity to industry hubs is excellent; Chicago is a national center for many industries, including a significant financial district, a growing tech scene, and numerous healthcare systems like Northwestern Medicine and the University of Chicago Medicine. The quality of life in Chicago is high, offering world-class museums, diverse culinary scenes, extensive park systems, and vibrant cultural events. Weather is a consideration, with cold, snowy winters and warm, humid summers. Safety varies by neighborhood, as in any large city. The location directly impacts career opportunities by providing a dense network of potential employers, internship sites, and professional organizations, making it easier for students to gain experience and secure post-graduation employment within the region.
How to Get Into Generations College
Gaining admission to Generations College, given its small size and likely selective nature (though an official rate is unavailable), requires a thoughtful application strategy. The college does not appear to offer Early Decision or Early Action, so applicants should focus on crafting a strong Regular Decision application. Admissions likely values a demonstrated commitment to personal growth, academic curiosity, and perhaps a connection to urban environments or community engagement, aligning with the college's mission. While GPA and test score ranges are not provided, applicants should aim for strong academic performance in high school, focusing on challenging coursework. Essays are critical for smaller institutions; focus on topics that showcase your personality, resilience, and how you would contribute to a close-knit, urban-focused community. Consider essays that explore your motivations for attending a smaller college, your experiences in Chicago or similar urban settings, or your passion for a specific field of study. Demonstrated interest is often important for smaller schools; engage with the college through virtual information sessions, reaching out to admissions counselors with thoughtful questions, and visiting if possible. The application timeline should prioritize submitting your application well before the deadline, ideally in the early part of the application window, to ensure your application receives full consideration.
How Generations College Compares to Similar Schools
Similar schools: Roosevelt University, DePaul University, Loyola University Chicago, North Park University
Advantages
- Potentially more personalized attention due to smaller class sizes and student body.
- Lower tuition compared to some larger, more established private universities in Chicago.
- Focus on specific niche programs that may not be available at larger institutions.
Disadvantages
- Significantly lower graduation rate compared to peers.
- Weaker alumni network and brand recognition among employers.
- Limited resources and career services compared to larger universities.
Best For
- Students seeking strong academic support and high graduation rates
- Students looking for lower debt and better long-term career prospects
Avoid If
- Students prioritizing high earning potential and low debt
- Students with a preference for larger institutions with better resources
Frequently Asked Questions about Generations College
How much does it cost to attend Generations College?
In-state tuition at Generations College is $12,700 per year, and out-of-state tuition is $12,700 per year. The median student debt at graduation is $25,250.
What is the graduation rate at Generations College?
Generations College has a graduation rate of 9.2%.
How much do Generations College graduates earn?
The median earnings for Generations College graduates 10 years after enrollment is $34,706. With median debt of $25,250, graduates earn roughly 1.4x their debt level annually.
How big is Generations College?
Generations College has approximately 310 students and is classified as a small institution. It is located in Chicago, IL and is a Private Nonprofit institution.
Is Generations College worth the cost?
Generations College has an ROI score of -32 out of 100. With in-state tuition of $12,700 per year and median post-graduation earnings of $34,706, the data suggests the return on investment may be below average.
Where is Generations College located?
Generations College is located in Chicago, IL. It is a Private Nonprofit institution with approximately 310 students.
How much student debt do Generations College graduates have?
The median student debt for Generations College graduates is $25,250. With median earnings of $34,706 ten years after enrollment, graduates can expect a debt-to-income ratio of 73%.
Is Generations College a good college?
Generations College has a graduation rate of 9.2% and median post-graduation earnings of $34,706. Low graduation rate of 9.19%
How does Generations College compare to similar colleges?
High median debt of $25,250 Compared to peer institutions, Generations College has lower graduation rates and higher student debt, which may impact long-term career outcomes.
What career prospects do Generations College graduates have?
Graduates may find career opportunities limited, especially in competitive fields.
What should prospective students know about Generations College?
Generations College may be positioned in a niche market for students seeking a small, private college experience in Chicago.
What makes Generations College stand out?
Median earnings of $34,706 after 10 years
What are the pros and cons of attending Generations College?
Private, non-profit institution with small size
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Visit Generations College official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.