Garrett College
McHenry, MD 21541 — Public
Value Score: 65/100 | ROI Score: 116 | Affordability Score: 90/100
Tuition (In-State): $4,144 | Out-of-State: $12,040
Graduation Rate: 32.9%
Median Earnings (10yr): $35,823 | Median Debt: $10,750
Student Body Size: 411 (small)
Pell Grant Recipients: 31.0% | Federal Loan Rate: 31.4%
Average Faculty Salary: $7,597/month
Tuition & Affordability Analysis
In-state tuition at Garrett College is $4,144 per year, which is 62% below the national average for public institutions.
Out-of-state students pay $12,040/year — a premium of $7,896 over in-state rates. Over four years, out-of-state students pay approximately $31,584 more than their in-state peers.
Estimated four-year tuition cost: $16,576 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Garrett College:
- Families earning $0–$30,000: $7,387/year
- Families earning $30,001–$48,000: $7,231/year
- Families earning $48,001–$75,000: $10,686/year
- Families earning $75,001–$110,000: $12,624/year
- Families earning $110,000+: $13,398/year
Graduate Outcomes & Return on Investment
32.9% of students at Garrett College complete their degree, 47% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
Graduates of Garrett College earn a median salary of $35,823 ten years after enrollment, 12% below the national average. This represents a $823/year earnings premium over the average high school diploma holder, or $24,690 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $10,750, 50% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $117/month, with a total repayment of $14,040 (including $3,290 in interest).
Debt-to-Earnings Ratio: 0.30x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Garrett College pays for itself in approximately 21 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
31.0% of students at Garrett College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 6% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.
31.4% of students take federal loans, 33% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $7,597/month, 13% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Garrett College enrolls 411 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 42/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 75%, Hispanic 5%, Black 11%, Asian 0%.
Garrett College: Small Public Institution with High Affordability but Low Graduation Rates
- Garrett College: Affordable Education, Regional Roots
- Unlock Your Future in Western Maryland: Garrett College's Career Launchpad
- Smart Investment: Garrett College Delivers Value Beyond Tuition
Report Card: Overall Grade B-
Garrett College receives an overall grade of B- based on six dimensions:
- Academics: D
- Value: A-
- Outcomes: C
- Affordability: A+
College Analysis
Garrett College is a Public institution in McHenry, MD with approximately 411 students. Garrett College has a low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings 10 years after graduation are below the national average, suggesting potential career opportunities may not be as robust. The college has a high affordability score, making it a cost-effective option for students in-state. The majority of students are white, indicating a predominantly homogeneous student body.
The Verdict: Is Garrett College Worth It?
Garrett College presents a compelling value proposition, particularly for in-state students, primarily due to its exceptionally low tuition and the potential for a swift return on investment. With an in-state tuition of $4,144 and a median debt of $10,750, the financial burden is significantly lower than the national average for higher education. The median earnings of $35,823 after 10 years, while modest, suggest that graduates can realistically pay off their debt within a few years. For instance, paying off $10,750 at a reasonable interest rate could be achieved within 2-3 years based on the median earnings. The ROI score of 116 further reinforces its value, indicating that the long-term financial benefits outweigh the costs. However, it's crucial to consider that these median earnings are an average and can vary significantly by program and career path. For students seeking high-earning potential in specialized or high-demand fields, Garrett College might serve more as a foundational stepping stone, with further education or relocation required to achieve higher salary brackets. For local students seeking affordable education to enter regional workforce sectors like healthcare, education, or public service, Garrett College appears to be a hidden gem offering a solid return on a minimal investment. For out-of-state students, the tuition nearly triples, making the value proposition less pronounced and requiring a more careful assessment of career goals.
Return on Investment
While the degree is worth the cost due to high affordability, the low graduation rate and below average earnings may impact long-term career prospects.
Debt Reality Check
Median student debt at Garrett College: $10,750. Monthly payment on a standard 10-year plan: $122/month. Total repaid: $14,640 ($3,890 in interest).
Breakeven vs high school diploma: 1.8 years. Debt burden: Low. Salary needed for comfortable repayment: $14,640.
Strengths
- High affordability
- Small size
- Predominantly white student body
Weaknesses
- Low graduation rate
- Below average median earnings
- High student debt
Academic Profile
Garrett College, as a public community college, focuses on providing accessible and foundational education, often serving as a strong launchpad for transfer to four-year institutions or for direct entry into the workforce. While specific departmental strengths are best explored through direct inquiry, community colleges typically excel in offering robust associate degree programs in fields like Business Administration, General Studies, and various STEM pathways. Garrett College likely offers programs tailored to regional economic needs, potentially including areas related to tourism, natural resources, or healthcare, given its location.
Research opportunities for undergraduates at a college of this size and type are generally limited but may exist through faculty-led projects or specific capstone experiences. The faculty quality is often characterized by dedication to teaching and student success, with instructors bringing practical experience and a commitment to personalized attention. The student-faculty ratio, though not explicitly provided, is expected to be low, allowing for more individualized instruction and mentorship.
Academic support resources are crucial at community colleges. Garrett College likely provides comprehensive services such as tutoring centers, academic advising, and potentially writing labs to ensure students have the resources they need to succeed. Honors programs, if available, would offer advanced students enriched academic experiences. Study abroad opportunities might be less common or structured differently than at larger universities, possibly involving short-term faculty-led trips or partnerships with other institutions. The primary academic strength lies in its role as an affordable and supportive stepping stone for students' future educational and career goals.
Financial Aid Guide for Garrett College
Pell Grant recipients: 31.0%. Students taking federal loans: 31.4%.
Garrett College, like most public community colleges, prioritizes making education affordable, especially for its in-state students. The in-state tuition of $4,144 per year is already significantly lower than many institutions, and financial aid further reduces this burden. For students demonstrating financial need, federal aid programs like Pell Grants are a primary source of funding. While the Pell Grant Rate isn't specified, it's a cornerstone of aid for low-to-moderate income students nationally.
Merit-based aid might be available, though often less emphasized than need-based aid at community colleges. Scholarships are a critical component of reducing out-of-pocket costs. Garrett College likely offers institutional scholarships, and students should actively seek out scholarships from local organizations, community foundations, and specific program-based awards. The median debt of $10,750 suggests that many students graduate with manageable debt, often a result of utilizing grants and scholarships effectively.
Work-study programs offer another avenue for students to earn money to help cover educational expenses while gaining valuable experience. For typical aid packages, students with a family income below $30,000 might expect grants and scholarships to cover a substantial portion, if not all, of tuition and fees. Those with higher incomes may receive smaller grant amounts but can still benefit significantly from federal loans and institutional scholarships. Negotiating aid is generally not a standard practice at community colleges; the focus is on equitable distribution of available federal, state, and institutional funds based on established criteria. Students should meticulously complete the FAFSA by the priority deadlines and explore all scholarship opportunities listed on the college's financial aid website.
Hidden Costs at Garrett College
- On-campus housing can range from $5,000 to $7,000 per academic year, depending on the room type.
- A full meal plan typically costs between $3,000 and $4,000 annually.
- Textbooks and course materials can add $800 to $1,200 per year.
- Student fees, including technology and activity fees, may total $300 to $500 per semester.
- Transportation costs, especially for students commuting or traveling home, could be $500 to $1,500 annually.
- Parking permits, if applicable for on-campus residents or commuters, might be $50 to $100 per semester.
- Health insurance, if not covered by a parent's plan, can add $2,000 to $3,000 per year.
Alumni Outcomes & Career Paths
Garrett College, a small public institution in McHenry, MD, positions its graduates for regional employment, particularly within the Appalachian region and surrounding areas of Maryland, Pennsylvania, and West Virginia. While specific data on major employers actively recruiting from Garrett College is limited due to its size and focus, alumni often find roles in sectors that are prominent locally. These include healthcare, education, public service, and hospitality. For instance, graduates may find employment with regional healthcare providers like Garrett Regional Medical Center, local school districts such as the Garrett County Public Schools, or within the hospitality sector catering to the Deep Creek Lake tourist area, with businesses like Railey Vacations or Arrowhead Golf Course.
Industries where alumni tend to cluster reflect the local economy: healthcare and social assistance, educational services, and accommodation and food services are common. Given its community college roots and transfer focus, a significant portion of Garrett College graduates pursue further education. While specific graduate school placement rates are not readily available, many students successfully transfer to four-year institutions within Maryland, such as Frostburg State University or Salisbury University, to complete bachelor's degrees in fields like nursing, business, or education. Notable alumni are not widely publicized, which is typical for smaller institutions.
Career services at Garrett College likely focus on foundational career exploration, resume building, and interview preparation, with an emphasis on connecting students with local internship and job opportunities. Internship pipelines are often developed through partnerships with local businesses and organizations, providing students with practical experience in their chosen fields. Geographic hiring patterns show a strong tendency for graduates to remain within a 50-100 mile radius of McHenry, serving the immediate community and contributing to the regional economy.
Campus Life & Culture at Garrett College
Garrett College serves a predominantly local student body from Garrett County and surrounding areas, with a mix of recent high school graduates and returning adult learners. The student population is generally less diverse than at larger, urban institutions, but thrives on a strong sense of community and shared regional identity. Students who are self-motivated, appreciate a supportive and personal learning environment, and are interested in either direct career entry or a cost-effective path to a bachelor's degree tend to do well here.
Garrett College, nestled in the scenic mountains of McHenry, Maryland, offers a close-knit and community-focused campus experience. With a student body of just over 400, the 'vibe' is decidedly personal and engaged. Social life often revolves around campus events, outdoor activities, and smaller group gatherings. Because of its size, students tend to know each other across different programs and years, fostering a supportive atmosphere.
Student organizations are a key part of campus life, providing avenues for involvement in areas like student government, academic clubs, and community service. While Greek life is not a prominent feature at Garrett College, the absence of large fraternities and sororities contributes to a more unified social scene. Athletics are a source of pride, with the Lakers competing in NJCAA sports, drawing student support to games and events.
Housing is primarily available on campus, offering a convenient way for students to immerse themselves in the college community. While specific neighborhood vibes aren't a major factor due to the compact campus, the surrounding area of Garrett County offers abundant opportunities for outdoor recreation, including hiking, skiing, and water sports on nearby Deep Creek Lake, which often become extensions of the student social scene. Dining services provide essential fuel for student life, with meal plans designed to accommodate the needs of resident students. The overall atmosphere is one of camaraderie and shared experience, where students can easily find their niche and build lasting relationships.
Campus Highlights
- Affordable tuition, especially for Maryland residents, making higher education accessible.
- Close-knit community with a low student-to-faculty ratio fostering personalized attention.
- Stunning natural surroundings in Garrett County, offering abundant outdoor recreational opportunities.
- Strong focus on transfer pathways to four-year institutions.
- NJCAA athletic programs providing opportunities for student-athletes and campus spirit.
- Dedicated student support services aimed at ensuring academic success and personal growth.
- Small class sizes that encourage active participation and deeper engagement with course material.
Location & Regional Advantages
Garrett College's location in McHenry, Maryland, offers a unique set of advantages and challenges for its students. Situated in the mountainous westernmost tip of Maryland, the local job market is primarily driven by tourism, outdoor recreation, healthcare, and education. The proximity to Deep Creek Lake is a significant economic driver, creating opportunities in hospitality, retail, and property management. Major employers in the immediate vicinity include Garrett Regional Medical Center, Garrett County Public Schools, and numerous businesses associated with the tourism industry. While not a bustling metropolis, the cost of living in McHenry and the surrounding Garrett County is notably lower than in major metropolitan areas, making it an attractive option for students seeking affordability.
Proximity to larger industry hubs is limited; the closest significant urban centers are Pittsburgh, PA, and Morgantown, WV, both roughly 1.5 to 2 hours away. This distance means that students seeking internships or jobs in diverse sectors like technology, finance, or advanced manufacturing may need to commute or relocate. The quality of life in Garrett County is characterized by its natural beauty, abundant outdoor recreational activities (hiking, skiing, boating), and a strong sense of community. It's generally considered a safe area with a slower pace of life. The weather includes distinct seasons, with cold, snowy winters and warm summers. This rural setting can be a significant advantage for students who value a close-knit community and access to nature, but it can also limit exposure to a wide array of career paths and industries directly within the immediate region, often necessitating post-graduation relocation for broader career advancement.
How to Get Into Garrett College
Garrett College, as a public community college, generally has an open-door admissions policy, meaning the primary focus is on ensuring students meet basic requirements for enrollment rather than highly selective admission. The 'admission rate' is typically not applicable in the traditional sense for such institutions. The key to getting admitted is to meet the minimum criteria, which usually involves having a high school diploma or GED.
While specific GPA or test score ranges aren't published because they aren't primary determinants for admission, maintaining a solid academic record in high school is always beneficial, especially if you plan to transfer to a four-year institution later. The admissions office primarily values a student's intent to learn and succeed. Essays are generally not a significant part of the application process for standard admission, though they might be required for specific scholarships or competitive programs.
Demonstrated interest isn't a factor in admission decisions for community colleges; the focus is on accessibility. The timeline for application is typically flexible, but it's highly recommended to apply well in advance of the semester start date to allow ample time for financial aid processing and course registration. For fall enrollment, aiming to complete your application by late spring (e.g., April or May) is advisable. For students aiming to transfer to a four-year university after Garrett, understanding the articulation agreements and transfer requirements of those institutions early on is crucial.
How Garrett College Compares to Similar Schools
Similar schools: Allegany College of Maryland, Hagerstown Community College, Lake Area Technical College (SD), Northern Oklahoma College
Advantages
- Lower out-of-state tuition compared to some regional community colleges.
- Stronger focus on transfer pathways to specific four-year institutions within Maryland.
- Unique location offering distinct outdoor recreation and tourism-focused career opportunities.
Disadvantages
- Smaller student body and potentially fewer program offerings compared to larger community colleges.
- Limited geographic reach for job placement and internship opportunities compared to institutions in more populated areas.
- Lower median earnings compared to some technical colleges with specialized, high-demand vocational programs.
Best For
- Students seeking a diverse student body may find Garrett College less appealing.
- Students prioritizing high graduation rates and robust career outcomes may want to consider other institutions.
Avoid If
- Students with a high tolerance for debt may want to reconsider, given the median debt of $10,750.
- Students looking for a more diverse campus environment may want to explore other options.
Frequently Asked Questions about Garrett College
How much does it cost to attend Garrett College?
In-state tuition at Garrett College is $4,144 per year, and out-of-state tuition is $12,040 per year. The median student debt at graduation is $10,750.
What is the graduation rate at Garrett College?
Garrett College has a graduation rate of 32.9%.
How much do Garrett College graduates earn?
The median earnings for Garrett College graduates 10 years after enrollment is $35,823. With median debt of $10,750, graduates earn roughly 3.3x their debt level annually.
How big is Garrett College?
Garrett College has approximately 411 students and is classified as a small institution. It is located in McHenry, MD and is a Public institution.
Is Garrett College worth the cost?
Garrett College has an ROI score of 116 out of 100. With in-state tuition of $4,144 per year and median post-graduation earnings of $35,823, the data suggests a positive return on investment.
Where is Garrett College located?
Garrett College is located in McHenry, MD. It is a Public institution with approximately 411 students.
How much student debt do Garrett College graduates have?
The median student debt for Garrett College graduates is $10,750. With median earnings of $35,823 ten years after enrollment, graduates can expect a debt-to-income ratio of 30%.
Is Garrett College a good college?
Garrett College has a graduation rate of 32.9% and median post-graduation earnings of $35,823. Low graduation rate of 32.89%
How does Garrett College compare to similar colleges?
High in-state tuition of $4,144 Compared to peer institutions, Garrett College offers a more affordable education but has lower graduation rates and median earnings.
What career prospects do Garrett College graduates have?
Graduates of Garrett College may find career opportunities limited, but the college's affordability makes it a good choice for students seeking a lower-cost education.
What should prospective students know about Garrett College?
Garrett College is positioned as a cost-effective option for students in-state, but its lower graduation rates and median earnings may limit its appeal to those seeking higher career outcomes.
What makes Garrett College stand out?
Median student debt of $10,750
What are the pros and cons of attending Garrett College?
Predominantly white student body with 75.43% white students
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.