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Frank Phillips College

Borger, TX 79008-5118 — Public

Value Score: 75/100 | ROI Score: 150 | Affordability Score: 90/100

Tuition (In-State): $3,712 | Out-of-State: $4,882

Graduation Rate: 39.0%

Median Earnings (10yr): $37,179 | Median Debt: $9,500

Student Body Size: 623 (small)

Pell Grant Recipients: 26.2% | Federal Loan Rate: 4.2%

Average Faculty Salary: $5,312/month

Tuition & Affordability Analysis

In-state tuition at Frank Phillips College is $3,712 per year, which is 66% below the national average for public institutions.

Out-of-state students pay $4,882/year — a premium of $1,170 over in-state rates. Over four years, out-of-state students pay approximately $4,680 more than their in-state peers.

Estimated four-year tuition cost: $14,848 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Frank Phillips College:

  • Families earning $0–$30,000: $7,940/year
  • Families earning $30,001–$48,000: $9,179/year
  • Families earning $48,001–$75,000: $7,332/year

Graduate Outcomes & Return on Investment

39.0% of students at Frank Phillips College complete their degree, 37% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

Graduates of Frank Phillips College earn a median salary of $37,179 ten years after enrollment, 9% below the national average. This represents a $2,179/year earnings premium over the average high school diploma holder, or $65,370 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $9,500, 56% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $103/month, with a total repayment of $12,360 (including $2,860 in interest).

Debt-to-Earnings Ratio: 0.26x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Frank Phillips College pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

26.2% of students at Frank Phillips College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 21% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

4.2% of students take federal loans, 91% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $5,312/month, 39% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Frank Phillips College enrolls 623 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 63/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 35%, Hispanic 49%, Black 4%, Asian 0%.

Frank Phillips College: Small Public Institution with High Affordability and Below-Average Earnings

Report Card: Overall Grade B

Frank Phillips College receives an overall grade of B based on six dimensions:

  • Academics: D
  • Value: A
  • Outcomes: C
  • Affordability: A+

College Analysis

Frank Phillips College is a Public institution in Borger, TX with approximately 623 students. Academics: Small class sizes and a public institution suggest personalized education and lower costs. Value: High affordability score indicates that the college offers good value for money. Outcomes: Graduates have a median earnings of $37,179 after 10 years, which is below the national average.

The Verdict: Is Frank Phillips College Worth It?

Frank Phillips College presents a compelling value proposition, particularly for students prioritizing affordability and direct entry into specific vocational or technical careers within the Texas Panhandle. With an in-state tuition of $3,712 and a median debt of $9,500, FPC is exceptionally accessible. The median 10-year earnings of $37,179, while modest, represent a solid return on investment when weighed against the low cost of attendance and minimal debt. The ROI score of 150 further underscores its financial efficiency. For a student investing around $3,712 annually, the median debt of $9,500 could realistically be paid off within 2-3 years of entering the workforce, assuming typical entry-level salaries in fields like process operations or welding. Compared to the national average for associate degrees, FPC offers a significantly lower financial barrier. It's not a school that will catapult graduates into high-paying, cutting-edge industries immediately, but for its target demographic—students seeking practical skills for regional employment—it is a remarkably good deal. Recommendation: FPC is a hidden gem for career-focused individuals in the Texas Panhandle seeking an affordable education with a clear path to local employment.

Return on Investment

The degree from Frank Phillips College is worth the cost given its high graduation rate and affordability, but the lower earnings potential may be a consideration.

Debt Reality Check

Median student debt at Frank Phillips College: $9,500. Monthly payment on a standard 10-year plan: $108/month. Total repaid: $12,960 ($3,460 in interest).

Breakeven vs high school diploma: 1.3 years. Debt burden: Low. Salary needed for comfortable repayment: $12,960.

Strengths

  • High graduation rate and strong focus on Hispanic students.
  • Affordable tuition and low median debt.

Weaknesses

  • Below-average median earnings after 10 years.
  • Limited job opportunities in the local area.

Academic Profile

Frank Phillips College, as a public community college, focuses on providing accessible and foundational education. Its academic strengths lie in its associate degree programs designed for transfer to four-year universities and its career and technical education (CTE) programs that prepare students for immediate entry into the workforce. Notable departments often include Business Administration, Criminal Justice, and various Health Sciences, which are popular pathways for students aiming to transfer to institutions like West Texas A&M University or Amarillo College. The college also offers robust technical programs in areas like Automotive Technology, Welding, and Cosmetology, reflecting the industrial and agricultural needs of the Panhandle region. Faculty quality at FPC is characterized by a commitment to teaching and student success, with instructors often bringing practical experience from their fields. While specific faculty salary data isn't readily available, the student-faculty ratio is likely to be favorable, given the college's small size (623 students), allowing for more individualized attention in the classroom. FPC offers an Honors Program, providing motivated students with enriched academic experiences and opportunities for advanced coursework. These students often benefit from smaller class sizes and closer interaction with faculty. While formal study abroad programs might be limited, FPC encourages students to explore global perspectives through coursework and cultural events. Academic support is a cornerstone of the FPC experience, with resources like tutoring services, academic advising, and career counseling readily available to help students navigate their academic journey and achieve their goals. The emphasis is on providing a strong academic foundation and clear pathways to future success, whether that's a bachelor's degree or a skilled trade.

Financial Aid Guide for Frank Phillips College

Pell Grant recipients: 26.2%. Students taking federal loans: 4.2%.

Navigating financial aid at Frank Phillips College is designed to be straightforward, with a strong emphasis on making education affordable for its students. As a public community college, FPC is committed to providing access, and financial aid plays a crucial role. The primary source of aid will be federal and state grants, with the Pell Grant being a significant award for students demonstrating financial need. While FPC doesn't publicly detail specific merit aid availability, community colleges often have limited institutional scholarships that may be based on academic achievement, leadership, or specific program enrollment. Students should actively seek out these institutional scholarships, often detailed on the FPC Financial Aid website, and apply early. Work-study opportunities are also available, providing students with part-time jobs on campus to help fund their education. For typical aid packages, students with lower Expected Family Contributions (EFC) will likely receive the maximum Pell Grant award, which can cover a substantial portion of the tuition and fees. For example, the maximum Pell Grant for the 2023-2024 academic year is $7,395. Given the in-state tuition of $3,712 per year, a full Pell Grant could potentially cover tuition and leave funds for books and living expenses. Out-of-state students ($4,882 tuition) will still benefit from grants but may need to rely more on loans or scholarships. Federal student loans are also an option for students who need additional funding beyond grants and work-study. Scholarship tips include looking beyond FPC's offerings; many local organizations, businesses, and foundations in the Borger and Panhandle area provide scholarships specifically for FPC students. Negotiating aid at a community college like FPC is generally not as common or effective as at larger universities. Aid packages are often formula-driven based on federal and state guidelines, and institutional funds are typically limited. However, if a student experiences a significant change in financial circumstances, contacting the financial aid office to explain the situation is always worthwhile.

Hidden Costs at Frank Phillips College

  • Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the courses taken.
  • Student activity fees, typically around $20-$50 per semester, contribute to campus events and organizations.
  • Transportation costs for commuting students, including gas and vehicle maintenance, can add up to $50-$150 per month.
  • Parking permits, if required for campus access, might cost $25-$50 per semester.
  • Supplies for technical programs (e.g., welding gear, automotive tools) can be an additional expense, potentially $200-$500 or more.
  • Personal expenses such as food, toiletries, and entertainment can easily amount to $200-$400 per month.
  • Potential costs for background checks or certifications required for specific CTE programs can range from $50 to $200.

Alumni Outcomes & Career Paths

Frank Phillips College (FPC) in Borger, TX, primarily serves students seeking foundational education and career training, often leading to direct entry into the workforce or transfer to four-year institutions. Given its size and location, FPC's alumni outcomes are closely tied to the regional economy, particularly the energy and agricultural sectors. Major employers in the Borger area that frequently hire FPC graduates include Phillips 66 (refining), Chevron Phillips Chemical Company, and various agricultural businesses supporting the Panhandle's farming and ranching operations. Graduates in technical fields like welding, automotive technology, and process operations are in demand by these industrial employers. While specific graduate school placement rates are not readily available, FPC's associate degrees are designed to be transferable, allowing students to pursue bachelor's degrees at universities like West Texas A&M University or Texas Tech University. Career services at FPC likely focus on resume building, interview skills, and connecting students with local job opportunities. Internship pipelines are often developed through partnerships with local industries, providing hands-on experience in fields such as industrial maintenance, healthcare support, and business administration. Geographic hiring patterns for FPC alumni are predominantly within the Texas Panhandle, extending to Amarillo and surrounding communities, reflecting the concentration of industries that value the college's vocational and technical programs. Notable alumni are not widely publicized, suggesting a focus on community impact rather than national recognition.

Campus Life & Culture at Frank Phillips College

Frank Phillips College primarily serves students from the surrounding Texas Panhandle region, with a strong contingent of local high school graduates and adult learners seeking career advancement or new skills. The student body is largely composed of commuter students, reflecting the college's role as a community hub. Students who thrive here are often self-motivated, appreciate a supportive and less overwhelming campus environment, and are focused on practical educational outcomes, whether that's transferring to a university or entering the workforce.

Frank Phillips College (FPC) offers a close-knit campus experience, characteristic of many Texas community colleges. With an enrollment of just over 600 students, the atmosphere is intimate, fostering strong relationships among students and faculty. The campus itself is located in Borger, a town with a strong sense of community, and FPC is a central part of that. While FPC doesn't have traditional on-campus housing, many students live in the surrounding Borger community, creating a commuter-student feel with opportunities for local engagement. Social life often revolves around campus events, student clubs, and local community activities. The FPC Student Government Association (SGA) is active in organizing events, from movie nights to guest speakers, providing avenues for students to connect and de-stress. Athletics are a significant part of the FPC experience, with the Plainsmen (men's) and Lady Plainsmen (women's) basketball teams drawing considerable local support. Games are often well-attended by students and community members alike, creating a spirited atmosphere. Clubs and organizations, though fewer in number due to the college's size, are often driven by passionate students and faculty advisors. These groups provide opportunities for leadership, networking, and pursuing shared interests, whether it's the Phi Theta Kappa honor society, a STEM club, or a student-led service organization. The 'vibe' at FPC is one of practicality and community focus. Students are often working towards specific career goals, transferring to four-year institutions, or gaining skills for the local workforce. The smaller size means less anonymity and more personalized attention, making it a comfortable environment for those who prefer a supportive, less overwhelming college setting. Dining options are limited to what's available on campus or in the Borger community, with students often packing lunches or utilizing local eateries.

Campus Highlights

  • The Plainsmen and Lady Plainsmen basketball teams, a significant source of school spirit and community engagement.
  • Strong Career and Technical Education (CTE) programs tailored to regional industry needs.
  • An active Student Government Association (SGA) that plays a key role in campus life and student activities.
  • The intimate campus size fosters a close-knit community and personalized student-faculty interaction.
  • Affordable tuition rates, making higher education accessible to residents of the Texas Panhandle.
  • The Honors Program offers enriched academic opportunities for high-achieving students.
  • A supportive environment for students planning to transfer to four-year universities.

Location & Regional Advantages

Borger, Texas, situated in the heart of the Panhandle, offers a unique geographic advantage for Frank Phillips College students focused on specific regional industries. The local job market is heavily influenced by the presence of major petrochemical facilities, including Phillips 66 and Chevron Phillips Chemical Company, which provide stable employment opportunities, particularly for graduates of FPC's process operations and industrial technology programs. The surrounding agricultural sector also offers employment in farming, ranching, and related support services. The cost of living in Borger is significantly lower than in major metropolitan areas, making the overall financial burden of attending FPC more manageable. While Borger itself is a smaller community, its proximity to Amarillo (about 50 miles away) provides access to a larger city with more diverse job opportunities, healthcare facilities, and retail centers. Quality of life in Borger is characterized by a close-knit community atmosphere and access to outdoor recreational activities common in the Panhandle. The weather is typical of the region, with hot summers and cold winters, and occasional wind. Safety is generally considered good in Borger, typical of smaller Texas towns. This location directly impacts career opportunities by funneling graduates into established local industries, offering a clear path for those seeking stable, often well-paying, jobs in sectors that are foundational to the regional economy.

How to Get Into Frank Phillips College

Applying to Frank Phillips College is a straightforward process, designed to be accessible to a wide range of students. As a public community college, FPC generally has an open-door admissions policy, meaning the primary requirement is a high school diploma or GED. The college does not typically use SAT or ACT scores for admission, and therefore, there are no specific score ranges to target. Instead, the admissions office focuses on ensuring students have the foundational education to succeed. GPA is considered, particularly for placement into college-level courses and for eligibility for certain scholarships or programs, but a specific minimum GPA isn't usually a barrier to entry. Essays are generally not a required part of the application for general admission, though they might be requested for specific scholarships or honors programs. Demonstrated interest isn't a formal factor in admissions at FPC; the focus is on completing the application accurately and providing necessary documentation. The timeline for application is flexible, but it's highly recommended to apply well in advance of the semester start date to allow ample time for financial aid processing and course registration. Aim to complete your application at least 2-3 months before the semester begins. For students seeking to transfer to a four-year institution after FPC, focusing on maintaining a strong GPA in relevant coursework is the most critical strategy. For those entering CTE programs, ensuring you meet any prerequisite requirements and are prepared for the hands-on nature of the training is key. The admissions office is there to guide you through the process, so don't hesitate to reach out with any questions.

How Frank Phillips College Compares to Similar Schools

Similar schools: Amarillo College, Western Texas College, Clarendon College

Advantages

  • Lower tuition rates compared to some regional community colleges.
  • Strong ties to the petrochemical industry in Borger, offering specialized training and job placement.
  • Very low median student debt, making it highly affordable.

Disadvantages

  • Limited program diversity compared to larger community colleges.
  • Fewer resources and amenities typically found at larger institutions.
  • Geographic isolation may limit exposure to broader career markets.

Best For

  • Students seeking a large campus with diverse extracurricular activities may find this college less appealing.
  • Students aiming for high starting salaries may need to consider other institutions.
  • Students looking for a location with more job opportunities may prefer to stay in larger cities.

Avoid If

  • Students who prioritize high earning potential and extensive job opportunities in major cities may want to explore other options.
  • Students with significant financial aid needs may find the tuition costs manageable but still prefer more affordable options.

Frequently Asked Questions about Frank Phillips College

How much does it cost to attend Frank Phillips College?

In-state tuition at Frank Phillips College is $3,712 per year, and out-of-state tuition is $4,882 per year. The median student debt at graduation is $9,500.

What is the graduation rate at Frank Phillips College?

Frank Phillips College has a graduation rate of 39.0%.

How much do Frank Phillips College graduates earn?

The median earnings for Frank Phillips College graduates 10 years after enrollment is $37,179. With median debt of $9,500, graduates earn roughly 3.9x their debt level annually.

How big is Frank Phillips College?

Frank Phillips College has approximately 623 students and is classified as a small institution. It is located in Borger, TX and is a Public institution.

Is Frank Phillips College worth the cost?

Frank Phillips College has an ROI score of 150 out of 100. With in-state tuition of $3,712 per year and median post-graduation earnings of $37,179, the data suggests a positive return on investment.

Where is Frank Phillips College located?

Frank Phillips College is located in Borger, TX. It is a Public institution with approximately 623 students.

How much student debt do Frank Phillips College graduates have?

The median student debt for Frank Phillips College graduates is $9,500. With median earnings of $37,179 ten years after enrollment, graduates can expect a debt-to-income ratio of 26%.

Is Frank Phillips College a good college?

Frank Phillips College has a graduation rate of 39.0% and median post-graduation earnings of $37,179. High graduation rate of 39.01% for a small public college.

How does Frank Phillips College compare to similar colleges?

Median debt of $9,500 is relatively low compared to other institutions. Compared to peer institutions, Frank Phillips College offers a lower cost of attendance and a high graduation rate, but graduates earn below the national average.

What career prospects do Frank Phillips College graduates have?

Graduates of Frank Phillips College are well-prepared for careers in fields that do not require extensive travel or relocation.

What should prospective students know about Frank Phillips College?

Frank Phillips College is positioned well for students seeking affordable education with a strong focus on Hispanic students.

What makes Frank Phillips College stand out?

Located in Borger, TX, which may limit job opportunities in major cities.

What are the pros and cons of attending Frank Phillips College?

Hispanic students make up the largest demographic at 49.12%.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.