CollegeTuitionData — College Data in Plain English

Francis Marion University

Florence, SC 29506 — Public

Value Score: 75/100 | ROI Score: -2 | Affordability Score: 90/100

Tuition (In-State): $11,160 | Out-of-State: $21,544

Acceptance Rate: 86.4% | Graduation Rate: 43.1% | Retention Rate: 70.0%

Median Earnings (10yr): $43,888 | Median Debt: $27,000

SAT Average: 1015 | ACT Midpoint: 19

Student Body Size: 2,628 (medium)

Pell Grant Recipients: 37.6% | Federal Loan Rate: 38.5%

Average Faculty Salary: $8,506/month

Tuition & Affordability Analysis

In-state tuition at Francis Marion University is $11,160 per year, which is near the national average for public institutions.

Out-of-state students pay $21,544/year — a premium of $10,384 over in-state rates. Over four years, out-of-state students pay approximately $41,536 more than their in-state peers.

Estimated four-year tuition cost: $44,640 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Francis Marion University:

  • Families earning $0–$30,000: $9,723/year
  • Families earning $30,001–$48,000: $9,449/year
  • Families earning $48,001–$75,000: $11,582/year
  • Families earning $75,001–$110,000: $13,788/year
  • Families earning $110,000+: $17,435/year

Low-income families receive an average discount of $1,437/year, paying just 87% of the sticker price.

Admissions Snapshot

Francis Marion University has an acceptance rate of 86.4%, placing it in the Open Admission (85%+) category. This means roughly 761 students apply each year.

Francis Marion University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1015, 4% below the national average. This is within the mid-range nationally.

The ACT midpoint is 19, 10% below the national average.

Graduate Outcomes & Return on Investment

43.1% of students at Francis Marion University complete their degree, 31% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 70.0% (14% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Francis Marion University earn a median salary of $43,888 ten years after enrollment, 7% above the national average. This represents a $8,888/year earnings premium over the average high school diploma holder, or $266,640 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.62x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Francis Marion University pays for itself in approximately 6 years. This is a reasonable investment timeline.

Financial Aid Profile

37.6% of students at Francis Marion University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 14% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

38.5% of students take federal loans, 18% below the national average. This is a moderate borrowing rate.

Average faculty salary: $8,506/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Francis Marion University enrolls 2,628 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 64/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 46%, Hispanic 7%, Black 38%, Asian 1%.

Francis Marion University: Medium-sized public university with strong affordability and diverse student body.

Report Card: Overall Grade D

Francis Marion University receives an overall grade of D based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C
  • Affordability: C+

College Analysis

Francis Marion University is a Public institution in Florence, SC with approximately 2,628 students. Academics: Offers a range of programs including liberal arts, business, and education. Value: High affordability with a strong focus on student success. Outcomes: Graduates have a median earning potential of $43,888 after 10 years, but graduation rates are lower than peers. Observations: Small class sizes and a diverse student body, with a significant portion of students being from minority backgrounds.

The Verdict: Is Francis Marion University Worth It?

Francis Marion University presents a mixed value proposition. With a median 10-year earning of $43,888 and a median debt of $27,000, the return on investment (ROI) score of -2 suggests that, on average, graduates are not seeing a substantial financial premium over their debt burden within the first decade. The in-state tuition of $11,160 per year makes it more accessible, but the out-of-state tuition of $21,544 significantly increases the financial risk. To break even on the median debt of $27,000, assuming a starting salary that contributes $5,000 annually towards debt repayment after living expenses, it would take approximately 5-6 years. However, the median 10-year earnings of $43,888 indicate that many alumni may not be earning significantly more than this amount, potentially extending the debt payoff timeline or limiting disposable income. Compared to the national average for public universities, FMU's graduation rate of 43.1% is also a concern, suggesting that a significant portion of students may not complete their degrees, impacting their earning potential. Verdict: Francis Marion University is a potentially good deal for in-state students who are highly motivated and choose majors with strong regional demand (like nursing or education) and are committed to staying within South Carolina. For out-of-state students or those seeking high earning potential nationally, it may be overpriced. It's a hidden gem only if students leverage its affordability and regional connections strategically.

Return on Investment

While the degree is affordable, the high median debt and lower graduation rates suggest that the return on investment may not be as strong as at some other institutions.

Debt Reality Check

Median student debt at Francis Marion University: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 1.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

  • Strong focus on student success and support systems.
  • High affordability for in-state students.
  • Diverse student body and strong community engagement.

Weaknesses

  • Lower graduation rates compared to peers.
  • Higher median debt upon graduation.
  • Limited resources for out-of-state students.

Academic Profile

SAT Average: 1015. ACT Midpoint: 19. Retention Rate: 70.0%.

Francis Marion University's academic landscape is characterized by a commitment to undergraduate education, with a particular emphasis on programs that serve the needs of the region. Strong departments often include those in the health sciences, such as Nursing and Health Sciences, which are highly regarded and attract a significant number of students seeking careers in healthcare. The School of Business also offers robust programs, preparing students for roles in the regional economy. While specific research opportunities for undergraduates might be more faculty-driven than institutionally advertised, students in science and health fields often have chances to assist professors with ongoing projects, providing valuable hands-on experience. The faculty, while not detailed by salary, are generally accessible due to the university's size, allowing for more personalized interaction than at larger institutions. FMU offers an Honors Program designed for academically gifted students, providing enriched coursework and a more challenging academic path. Study abroad opportunities are available, though perhaps less extensive than at major research universities, often focusing on faculty-led trips or partnerships with international institutions. Academic support is a key focus, with resources like the Academic Success Center offering tutoring, academic advising, and workshops to help students navigate their coursework and develop effective study habits. The university's commitment to providing a solid foundation in core disciplines, coupled with specialized programs, aims to equip graduates with the skills needed for professional success.

Financial Aid Guide for Francis Marion University

Pell Grant recipients: 37.6%. Students taking federal loans: 38.5%.

Navigating financial aid at Francis Marion University involves understanding both merit-based and need-based opportunities. Given its public university status and mission to serve South Carolina residents, in-state students are likely to find more accessible tuition rates and potentially more state-specific aid. While FMU does offer merit scholarships based on academic achievement (GPA and test scores, though these are not provided here), the majority of aid is likely need-based, determined by the FAFSA. For students with demonstrated financial need, federal grants like the Pell Grant (though the rate is not provided) can significantly reduce the cost of attendance. Federal student loans are also a common component of aid packages, with the median debt of $27,000 suggesting that many students do utilize loans to finance their education. Work-study programs are typically available, offering students the chance to earn money through part-time campus jobs. Typical aid packages can vary widely, but for a student with moderate to high need, grants and loans could cover a substantial portion of the $11,160 in-state tuition and the $21,544 out-of-state tuition, along with living expenses. Scholarship tips include applying early, researching departmental scholarships, and looking for external scholarships to supplement institutional aid. Negotiating aid at a public university like FMU is generally less common and less effective than at private institutions, as aid packages are often formula-driven. However, if there's a significant change in financial circumstances, a formal appeal to the financial aid office might be considered.

Hidden Costs at Francis Marion University

  • Room and board costs can add an estimated $9,000 - $12,000 per academic year, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can range from $800 to $1,200 annually, with some specialized courses requiring more expensive resources.
  • Student fees, often not included in tuition, can total around $500 - $1,000 per year for services, technology, and activities.
  • Transportation costs, including gas, car maintenance, or public transit if applicable, can add $500 - $1,500 annually.
  • Parking permits, if you plan to bring a car to campus, can cost $100 - $300 per academic year.
  • Personal expenses such as toiletries, laundry, entertainment, and snacks can easily amount to $1,000 - $2,000 per year.
  • Health insurance, if not covered by a parent's plan, can add $2,000 - $4,000 annually.

Alumni Outcomes & Career Paths

Francis Marion University (FMU) graduates enter a job market where regional employers are the primary focus. While specific major employer recruitment data for FMU is not publicly detailed, graduates in business, education, and health sciences often find opportunities within the Pee Dee region's key sectors. Healthcare is a significant industry, with alumni potentially finding roles at institutions like McLeod Health, the largest healthcare provider in the region, or other local hospitals and clinics. Education graduates are likely to be placed in Florence School District One and surrounding school systems. Business graduates may find positions in regional banking, manufacturing, and retail sectors, with companies like GE (which has a presence in Florence) or local enterprises.

FMU's career services aim to connect students with internships and job opportunities, though the reach may be more localized. Internship pipelines are likely strongest with businesses and organizations within a 50-100 mile radius of Florence. Graduate school placement rates are not prominently published, but students pursuing advanced degrees in fields like psychology, biology, or education would typically apply to programs across South Carolina and potentially neighboring states. Notable alumni are not widely publicized, suggesting a focus on strong regional impact rather than national recognition. Geographic hiring patterns heavily favor South Carolina, particularly the Pee Dee region, with some graduates finding roles in larger South Carolina cities like Charleston or Columbia, or occasionally in North Carolina. The median earnings of $43,888 after 10 years suggest a solid, though not exceptionally high, return on investment, indicating that many alumni are in mid-level professional roles within their chosen fields.

Campus Life & Culture at Francis Marion University

Francis Marion University serves a predominantly South Carolina student body, with a significant portion coming from the surrounding Pee Dee region. The student population is diverse, reflecting the broader demographics of the state. Students who thrive at FMU are often those who appreciate a smaller, more personal learning environment, value community engagement, and are seeking accessible pathways to careers in fields like healthcare and business.

Francis Marion University, nestled in Florence, SC, offers a close-knit campus community that fosters a strong sense of belonging. With a student body of just over 2,600, FMU provides an intimate environment where students can easily connect with peers and faculty. The university's main campus is designed for walkability, with academic buildings, residence halls, and recreational facilities all within easy reach. The 'Swamp Fox' mascot is a visible presence, with athletics playing a significant role in campus spirit. Student organizations are diverse, ranging from academic clubs tied to specific majors like nursing or business, to cultural groups and service organizations. While Greek life exists, it's not the dominant social force, allowing for a broader range of social activities and events. Residence halls offer a traditional college living experience, with options for freshmen and upperclassmen, fostering a community feel right on campus. Dining services provide a variety of options, including a main dining hall and retail locations, catering to different tastes and schedules. The social scene often revolves around campus events, sporting competitions, and student-led activities. Florence itself offers local attractions, but many students find their social lives centered within the FMU community, especially during the week. The overall vibe is one of a friendly, accessible university where students can find their niche and engage actively in campus life without feeling overwhelmed by a massive student population.

Campus Highlights

  • The "Swamp Fox" mascot and associated athletic traditions, fostering school spirit.
  • A strong emphasis on health sciences programs, particularly Nursing, serving regional needs.
  • The intimate campus size, promoting a close-knit community and easier faculty interaction.
  • The Honors Program for academically driven students seeking enriched learning experiences.
  • Walkable campus design, making it easy to navigate between classes, housing, and student activities.
  • Proximity to Florence's cultural and recreational offerings, balancing campus life with local exploration.

Location & Regional Advantages

Francis Marion University's location in Florence, South Carolina, offers a unique set of advantages and challenges for its students. Florence is a mid-sized city with a cost of living that is significantly lower than major metropolitan areas, making it an attractive option for students seeking affordability. The local job market is anchored by healthcare, manufacturing, and agriculture. McLeod Health is a major employer, providing numerous opportunities for graduates in nursing, allied health, and administrative roles. Other key industries include manufacturing, with companies like GE and Otis having facilities in the area, and a strong presence in logistics and distribution due to Florence's strategic location.

While Florence itself is not a major industry hub, its proximity to larger economic centers is a key advantage. It's roughly a 1.5 to 2-hour drive from Charleston, a growing port city with a diverse economy including aerospace, automotive, and tourism, and a similar distance to Columbia, the state capital, which offers government, education, and healthcare jobs. This allows FMU students to access internships and job opportunities in these larger markets without having to relocate during their studies. The quality of life in Florence is characterized by a slower pace, Southern charm, and access to outdoor activities. The weather is typical of the Southeast, with hot summers and mild winters. Safety is generally comparable to other cities of its size. For FMU graduates, the location provides a balance: an affordable place to study with a supportive regional job market, while still offering access to broader career opportunities within the state.

How to Get Into Francis Marion University

Francis Marion University, with an admission rate of 86.4%, is generally accessible to a broad range of students. The admissions office likely values a solid academic record and a demonstrated interest in pursuing higher education. While specific GPA ranges aren't provided, aiming for a GPA above 3.0 on a 4.0 scale would be a strong starting point. Since SAT/ACT scores are not listed, the focus will likely be more heavily on high school coursework, GPA, and potentially a personal essay. Early Action (EA) or Early Decision (ED) advantages are typically minimal at schools with higher acceptance rates; applying by the regular decision deadline is usually sufficient. The admissions committee will look for students who have challenged themselves with a rigorous high school curriculum where possible. Essays that showcase personal growth, resilience, or a clear understanding of why FMU is a good fit for their academic and personal goals tend to be effective. Demonstrated interest can be shown by visiting campus (if possible), attending virtual information sessions, and engaging with admissions counselors. A recommended timeline would be to have your application completed well before the regular decision deadline, typically in late winter or early spring, to ensure full consideration for both admission and any available scholarships.

How Francis Marion University Compares to Similar Schools

Similar schools: Clemson University, University of South Carolina, Coastal Carolina University, Winthrop University

Advantages

  • Lower tuition costs, especially for in-state students, compared to larger flagship universities.
  • Smaller class sizes and potentially more personalized attention due to its size.
  • Stronger focus on regional employment opportunities and community integration within the Pee Dee area.

Disadvantages

  • Lower national brand recognition and alumni network reach compared to larger state universities.
  • Fewer resources and research opportunities compared to flagship institutions like Clemson or USC.
  • Lower overall graduation rates may indicate challenges in student retention or program completion.

Best For

  • Students seeking high-paying jobs immediately after graduation.
  • Students who prefer larger class sizes and more resources.
  • Students with a high tolerance for debt.

Avoid If

  • Students who value affordability and strong support systems.
  • Students interested in a diverse educational experience with a focus on liberal arts and education.

Frequently Asked Questions about Francis Marion University

How much does it cost to attend Francis Marion University?

In-state tuition at Francis Marion University is $11,160 per year, and out-of-state tuition is $21,544 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at Francis Marion University?

Francis Marion University has an acceptance rate of 86.4%.

What is the graduation rate at Francis Marion University?

Francis Marion University has a graduation rate of 43.1%.

How much do Francis Marion University graduates earn?

The median earnings for Francis Marion University graduates 10 years after enrollment is $43,888. With median debt of $27,000, graduates earn roughly 1.6x their debt level annually.

How big is Francis Marion University?

Francis Marion University has approximately 2,628 students and is classified as a medium institution. It is located in Florence, SC and is a Public institution.

Is Francis Marion University worth the cost?

Francis Marion University has an ROI score of -2 out of 100. With in-state tuition of $11,160 per year and median post-graduation earnings of $43,888, the data suggests the return on investment may be below average.

Where is Francis Marion University located?

Francis Marion University is located in Florence, SC. It is a Public institution with approximately 2,628 students.

How much student debt do Francis Marion University graduates have?

The median student debt for Francis Marion University graduates is $27,000. With median earnings of $43,888 ten years after enrollment, graduates can expect a debt-to-income ratio of 62%.

Is Francis Marion University a good college?

Francis Marion University has a graduation rate of 43.1% and median post-graduation earnings of $43,888. High tuition for out-of-state students compared to in-state.

How does Francis Marion University compare to similar colleges?

Graduation rates are below the national average for similar institutions. Compared to peer institutions, Francis Marion University offers a more affordable education with a strong focus on student success, but its graduation rates and median debt are higher.

What career prospects do Francis Marion University graduates have?

Graduates are well-prepared for entry-level positions in various fields, but may need additional training for higher-paying roles.

What should prospective students know about Francis Marion University?

Francis Marion University is positioned well for students seeking a cost-effective education with strong support systems, but may not be the best choice for those prioritizing high earning potential.

What makes Francis Marion University stand out?

Median debt upon graduation is relatively high.

What are the pros and cons of attending Francis Marion University?

Strong focus on student success with a high affordability score.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.