Florida College
Temple Terrace, FL 33617 — Private Nonprofit
Value Score: 65/100 | ROI Score: -47 | Affordability Score: 75/100
Tuition (In-State): $20,360 | Out-of-State: $20,360
Acceptance Rate: 69.7% | Graduation Rate: 52.5% | Retention Rate: 75.6%
Median Earnings (10yr): $43,445 | Median Debt: $12,000
SAT Average: 1108 | ACT Midpoint: 23
Student Body Size: 588 (small)
Pell Grant Recipients: 23.1% | Federal Loan Rate: 41.5%
Average Faculty Salary: $7,129/month
Tuition & Affordability Analysis
In-state tuition at Florida College is $20,360 per year, which is 48% below the national average for private institutions.
Out-of-state students pay $20,360/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $81,440 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Florida College:
- Families earning $0–$30,000: $20,494/year
- Families earning $30,001–$48,000: $19,241/year
- Families earning $48,001–$75,000: $19,530/year
- Families earning $75,001–$110,000: $25,004/year
- Families earning $110,000+: $29,396/year
Admissions Snapshot
Florida College has an acceptance rate of 69.7%, placing it in the Moderately Selective (50–70%) category. This means roughly 211 students apply each year.
The average SAT score of admitted students is 1108, 5% above the national average. This is within the mid-range nationally.
The ACT midpoint is 23, 10% above the national average.
Graduate Outcomes & Return on Investment
52.5% of students at Florida College complete their degree, 15% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 75.6% (7% below the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Florida College earn a median salary of $43,445 ten years after enrollment, 6% above the national average. This represents a $8,445/year earnings premium over the average high school diploma holder, or $253,350 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $12,000, 44% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $130/month, with a total repayment of $15,600 (including $3,600 in interest).
Debt-to-Earnings Ratio: 0.28x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Florida College pays for itself in approximately 10 years. This is a reasonable investment timeline.
Financial Aid Profile
23.1% of students at Florida College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 30% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
41.5% of students take federal loans, 12% below the national average. This is a moderate borrowing rate.
Average faculty salary: $7,129/month, 18% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Florida College enrolls 588 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 43/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 75%, Hispanic 9%, Black 4%, Asian 1%.
Florida College: Moderate Academic Performance and Earnings Potential
- Florida College: Faith, Community, and a Path to Purpose (Beyond the Paycheck)
- Graduation to Job: Understanding Your Career Trajectory from Florida College
- Is Florida College Worth the Investment? A Deep Dive into Post-Graduation Outcomes
Report Card: Overall Grade C-
Florida College receives an overall grade of C- based on six dimensions:
- Academics: C-
- Value: F
- Outcomes: C
- Affordability: A
College Analysis
Florida College is a Private Nonprofit institution in Temple Terrace, FL with approximately 588 students. Florida College has a graduation rate of 52.54%, slightly below the national average for private non-profit colleges. The median earnings 10 years after graduation are $43,445, which is below the national average for similar institutions. The college has a relatively high median debt of $12,000, which could be a concern for students.
The Verdict: Is Florida College Worth It?
Florida College presents a challenging value proposition. With a median 10-year earning potential of $43,445 and a median debt of $12,000, the return on investment (ROI) score of -47 indicates that graduates, on average, do not recoup their investment quickly. The cost of tuition, $20,360 annually, combined with living expenses, means that the $12,000 in debt could take several years to pay off, especially considering the relatively modest median earnings. While the college offers a specific educational experience, potentially with strong community and faith-based support, the financial outcomes suggest that graduates may struggle to see a significant financial return compared to their investment. It is not a clear 'good deal,' nor is it exorbitantly overpriced if the student highly values the specific educational environment and community. However, based purely on financial metrics, it appears to be an overpriced option for many. Recommendation: Prospective students should carefully weigh the non-financial benefits against the financial realities and explore all available financial aid options. Consider this school if the specific mission and community are paramount, but be prepared for a longer financial payoff period.
Return on Investment
Given the high median debt and below-average earnings, the degree may not be worth the cost for many students.
Debt Reality Check
Median student debt at Florida College: $12,000. Monthly payment on a standard 10-year plan: $136/month. Total repaid: $16,320 ($4,320 in interest).
Breakeven vs high school diploma: 0.9 years. Debt burden: Low. Salary needed for comfortable repayment: $16,320.
Strengths
- Diverse student body
- Competitive admission rate
- Equal tuition for in-state and out-of-state students
Weaknesses
- Moderate graduation rate
- Below-average median earnings
- Higher median debt
Academic Profile
SAT Average: 1108. ACT Midpoint: 23. Retention Rate: 75.6%.
Florida College emphasizes a strong liberal arts foundation with a commitment to integrating faith and learning. While specific departmental rankings aren't readily available, programs in areas like Business Administration, Education, and Ministry often see strong enrollment and student engagement. The college prides itself on small class sizes, with a student-faculty ratio that is likely well below the national average given its size, allowing for personalized attention. Faculty are accessible and invested in student success, often serving as mentors both inside and outside the classroom. While detailed research opportunities for undergraduates might be less extensive than at large research universities, students can often engage in faculty-supervised projects, particularly within their major. The Honors Program offers a more rigorous academic path for high-achieving students, providing enriched coursework and opportunities for deeper intellectual exploration. Study abroad programs, though perhaps not as numerous as at larger institutions, are available and provide valuable global perspectives. Academic support is a cornerstone of the Florida College experience, with resources like tutoring services, writing centers, and academic advising readily available to help students navigate their coursework and achieve their academic goals. The focus is on providing a supportive environment where students can develop critical thinking skills and a strong academic base.
Financial Aid Guide for Florida College
Pell Grant recipients: 23.1%. Students taking federal loans: 41.5%.
Navigating financial aid at Florida College involves understanding both merit-based and need-based opportunities. Given its private, nonprofit status and relatively modest tuition of $20,360 annually, many students rely on a combination of aid to make attendance feasible. Merit scholarships are often awarded based on academic achievement, such as GPA and potentially standardized test scores (though these are not listed as required for admission). It's crucial to inquire directly with the admissions office about specific merit award criteria and application deadlines, as these can vary. Need-based aid, determined by the FAFSA, plays a significant role. Families with lower Expected Family Contributions (EFC) will likely qualify for more institutional grants and federal aid, such as Pell Grants (if eligible) and federal student loans. Work-study opportunities are also typically available, providing students with part-time employment on campus to help offset costs. Typical aid packages can vary widely, but for families with an Adjusted Gross Income (AGI) below $50,000, it's not uncommon to see aid packages covering a substantial portion of tuition and fees, potentially reaching $15,000-$18,000 or more in grants, scholarships, and work-study. For families with higher incomes, merit scholarships become more critical. Scholarship tips include applying early, seeking external scholarships from religious organizations or community groups, and highlighting leadership or service experiences on applications. Negotiating aid at a smaller institution like Florida College can be challenging; while not impossible, it's generally less common than at larger universities. Focus on presenting a strong case for need or exceptional merit rather than expecting significant negotiation.
Hidden Costs at Florida College
- Room and board costs can range from $8,000 to $10,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can add an estimated $1,000 to $1,500 annually.
- Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $800 per year.
- Personal expenses, including toiletries, laundry, and entertainment, might average $1,500 to $2,500 annually.
- Transportation costs, especially for students commuting or traveling home during breaks, can vary significantly but budget at least $500-$1,000 per year.
- Parking permits for students with vehicles typically cost between $100 and $200 per academic year.
- Health insurance, if not covered by a parent's plan, can add another $2,000 to $3,000 annually.
Alumni Outcomes & Career Paths
Florida College, a smaller private institution in Temple Terrace, FL, offers a focused educational experience that translates into specific career pathways for its graduates. While comprehensive national data on major employers recruiting directly from Florida College is limited due to its size, alumni often find opportunities within regional healthcare systems, educational institutions, and local businesses in the Tampa Bay area. Industries where alumni tend to cluster include education, healthcare administration, ministry, and business operations. Given the college's affiliation with the Churches of Christ, a notable segment of graduates pursue careers in ministry, church leadership, and related non-profit organizations. Graduate school placement rates are not prominently published, but anecdotal evidence suggests that students pursuing further education often enter programs in education, counseling, and business. Notable alumni are not widely publicized, which is common for smaller institutions. Career services at Florida College likely focus on providing personalized guidance, resume building, and interview preparation, with an emphasis on connecting students with local and regional opportunities. Internship pipelines are probably developed through faculty connections and local partnerships, aiming to provide practical experience in fields relevant to the college's core programs. Geographic hiring patterns show a strong tendency for graduates to remain in Florida, particularly within the Tampa Bay metropolitan area, leveraging their local network and understanding of the regional job market. Some alumni may also find opportunities in states with a significant presence of Churches of Christ.
Campus Life & Culture at Florida College
Florida College attracts a student body primarily from Florida and the surrounding Southeastern United States, with a strong representation of students from Christian backgrounds. The relatively small size and faith-based mission tend to foster a close-knit, supportive community where students who value spiritual growth and a shared sense of purpose tend to thrive.
Florida College in Temple Terrace offers a distinctively close-knit and faith-centered campus experience. With a student body of under 600, you'll quickly get to know your peers and professors. The 'vibe' here is often described as familial and supportive, deeply rooted in Christian values. Social life revolves around campus events, small group ministries, and student-led activities. Expect a calendar filled with chapel services, spiritual retreats, and community outreach programs. While not a traditional party school, students find plenty of ways to connect and have fun, often through organized intramural sports, talent shows, and weekend trips planned by the student activities board. Housing is primarily on-campus, with traditional dormitories providing a communal living experience. These halls are designed to foster community, with common areas and resident assistants to guide students. Dining is handled through a central cafeteria, offering a variety of meal options that cater to the campus community. Student organizations are diverse, ranging from academic clubs and service groups to ministry teams and special interest clubs. Greek life is not a feature of Florida College. Athletics are a significant part of the student experience, with the Florida College Falcons competing in the USCAA, particularly in sports like basketball and baseball, drawing enthusiastic crowds to games. The campus itself is compact and easily navigable, with a central quad area serving as a hub for student activity. The surrounding Temple Terrace area offers some local amenities, but many students find their social and recreational needs met within the vibrant campus community.
Campus Highlights
- Strong Christian community and faith-integrated learning environment.
- Small class sizes fostering close relationships with professors and peers.
- Active student life with numerous clubs, ministries, and campus events.
- Competitive athletics program in the USCAA, particularly basketball and baseball.
- Compact and walkable campus making navigation easy.
- Focus on service and community outreach as a core value.
- Affordable tuition compared to many private institutions.
Location & Regional Advantages
Florida College's location in Temple Terrace, FL, offers a mixed bag of advantages for its students. Situated within the vibrant Tampa Bay metropolitan area, graduates benefit from proximity to a large and diverse job market. The region boasts a growing economy with significant sectors in healthcare (e.g., BayCare Health System, HCA Healthcare), education (e.g., University of South Florida, Hillsborough County Public Schools), and a burgeoning technology and business services scene. The cost of living in the Tampa Bay area is generally moderate compared to major coastal cities, making it an attractive place to start a career. Quality of life is high, with abundant sunshine, beautiful beaches within driving distance, and a growing culinary and cultural scene. Safety can vary by specific neighborhood, but Temple Terrace itself is generally considered a safe community. The proximity to major industry hubs like Tampa and St. Petersburg provides ample opportunities for internships and post-graduation employment. While the immediate vicinity of Temple Terrace might not host Fortune 500 companies, the broader Tampa Bay area offers a robust ecosystem for graduates in fields like education, healthcare, and business administration. The consistent warm weather also contributes to an active lifestyle and year-round outdoor activities, enhancing the overall student experience and post-graduation appeal.
How to Get Into Florida College
Florida College operates with an admission rate of 69.7%, indicating a moderately selective admissions process. While not highly competitive, a thoughtful application is still key. The admissions office likely values candidates who align with the college's Christian mission and academic standards. Since SAT/ACT scores are not a primary focus (N/A), your high school GPA and the rigor of your coursework will be paramount. Aim for a GPA that is at least a B average or higher. Essays are an opportunity to showcase your personality, your faith journey, and why Florida College is the right fit for you. Consider topics that reflect your values, your desire for a faith-integrated education, or experiences that have shaped your perspective. Demonstrated interest is likely important; engage with the college by attending virtual or in-person information sessions, visiting campus if possible, and maintaining communication with the admissions office. Early Action (EA) or Early Decision (ED) are not explicitly mentioned, but applying earlier in the cycle is always advisable to secure your spot and financial aid. The ideal timeline is to have your application completed by late fall or early winter of your senior year, ideally by December or January, to maximize scholarship and aid opportunities.
How Florida College Compares to Similar Schools
Similar schools: University of Tampa, Eckerd College, Saint Leo University, University of South Florida
Advantages
- Stronger sense of community and smaller class sizes due to its size.
- Potentially more personalized attention and faculty mentorship.
- Specific focus on faith-based education and community, appealing to a niche demographic.
Disadvantages
- Significantly lower median earnings compared to larger, more research-intensive universities.
- Lower graduation rate suggests potential challenges with student retention or program completion.
- Less brand recognition and broader alumni network compared to larger state or private universities.
Best For
- Prospective students who are looking for a lower-cost alternative or are seeking a more diverse student body might want to consider other options.
- Students interested in fields with higher earning potential may find that the median earnings do not align with their career goals.
Avoid If
- Students who are looking for a college with a high tuition cost and high debt might want to explore more affordable options.
- Those seeking a college with a higher graduation rate and better earnings potential might want to consider other institutions.
Frequently Asked Questions about Florida College
How much does it cost to attend Florida College?
In-state tuition at Florida College is $20,360 per year, and out-of-state tuition is $20,360 per year. The median student debt at graduation is $12,000.
What is the acceptance rate at Florida College?
Florida College has an acceptance rate of 69.7%.
What is the graduation rate at Florida College?
Florida College has a graduation rate of 52.5%.
How much do Florida College graduates earn?
The median earnings for Florida College graduates 10 years after enrollment is $43,445. With median debt of $12,000, graduates earn roughly 3.6x their debt level annually.
How big is Florida College?
Florida College has approximately 588 students and is classified as a small institution. It is located in Temple Terrace, FL and is a Private Nonprofit institution.
Is Florida College worth the cost?
Florida College has an ROI score of -47 out of 100. With in-state tuition of $20,360 per year and median post-graduation earnings of $43,445, the data suggests the return on investment may be below average.
Where is Florida College located?
Florida College is located in Temple Terrace, FL. It is a Private Nonprofit institution with approximately 588 students.
How much student debt do Florida College graduates have?
The median student debt for Florida College graduates is $12,000. With median earnings of $43,445 ten years after enrollment, graduates can expect a debt-to-income ratio of 28%.
Is Florida College a good college?
Florida College has a graduation rate of 52.5% and median post-graduation earnings of $43,445. The student body is predominantly white, with a small percentage of Asian students.
How does Florida College compare to similar colleges?
The admission rate is 69.66%, indicating a somewhat competitive but not overly selective admissions process. Compared to peer institutions, Florida College offers lower earnings potential and higher debt, but has a more inclusive admission rate.
What career prospects do Florida College graduates have?
Graduates of Florida College are well-prepared for entry-level positions in various fields but may need additional training for higher-paying roles.
What should prospective students know about Florida College?
Florida College is positioned in a market where it competes with other small, private, non-profit institutions in the region, offering a niche in higher education.
What makes Florida College stand out?
The tuition is the same for in-state and out-of-state students, which is unusual and may indicate a focus on attracting out-of-state students.
What are the pros and cons of attending Florida College?
The college is located in a suburban area, which might affect the types of opportunities available to students.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.