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Five Towns College

Dix Hills, NY 11746-5871 — Private For-Profit

Value Score: 55/100 | ROI Score: -70 | Affordability Score: 35/100

Tuition (In-State): $30,250 | Out-of-State: $30,250

Acceptance Rate: 53.8% | Graduation Rate: 52.1% | Retention Rate: 69.7%

Median Earnings (10yr): $35,887 | Median Debt: $21,500

Student Body Size: 547 (small)

Pell Grant Recipients: 34.4% | Federal Loan Rate: 42.1%

Average Faculty Salary: $5,870/month

Tuition & Affordability Analysis

In-state tuition at Five Towns College is $30,250 per year, which is 23% below the national average for private institutions.

Out-of-state students pay $30,250/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $121,000 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Five Towns College:

  • Families earning $0–$30,000: $17,588/year
  • Families earning $30,001–$48,000: $20,113/year
  • Families earning $48,001–$75,000: $24,284/year
  • Families earning $75,001–$110,000: $26,744/year
  • Families earning $110,000+: $27,724/year

Low-income families receive an average discount of $12,662/year, paying just 58% of the sticker price.

Admissions Snapshot

Five Towns College has an acceptance rate of 53.8%, placing it in the Moderately Selective (50–70%) category. This means roughly 254 students apply each year.

Graduate Outcomes & Return on Investment

52.1% of students at Five Towns College complete their degree, 16% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 69.7% (14% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Five Towns College earn a median salary of $35,887 ten years after enrollment, 12% below the national average. This represents a $887/year earnings premium over the average high school diploma holder, or $26,610 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $21,500, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $233/month, with a total repayment of $27,960 (including $6,460 in interest).

Debt-to-Earnings Ratio: 0.60x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Five Towns College pays for itself in approximately 137 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

34.4% of students at Five Towns College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 4% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

42.1% of students take federal loans, 10% below the national average. This is a moderate borrowing rate.

Average faculty salary: $5,870/month, 33% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Five Towns College enrolls 547 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 70/100 (higher = more diverse). Five Towns College has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 43%, Hispanic 29%, Black 18%, Asian 0%.

Five Towns College: Mixed Academic and Economic Outcomes

Report Card: Overall Grade D+

Five Towns College receives an overall grade of D+ based on six dimensions:

  • Academics: C-
  • Value: F
  • Outcomes: C
  • Affordability: B+

College Analysis

Five Towns College is a Private For-Profit institution in Dix Hills, NY with approximately 547 students. Five Towns College has a graduation rate of 52.08%, slightly below the national average for private for-profit institutions. The median earnings 10 years after graduation are $35,887, which is below the national average for similar institutions. The college has a relatively high median debt of $21,500, which may impact students' financial well-being post-graduation.

The Verdict: Is Five Towns College Worth It?

Five Towns College presents a challenging value proposition. With a median 10-year earning of $35,887 and a median debt of $21,500, the return on investment appears strained. The cost of tuition ($30,250 annually) is substantial, and the graduation rate of 52.1% suggests a significant portion of students may not complete their degrees, potentially accumulating debt without the intended credential. The ROI score of -70 strongly indicates that, on average, graduates do not earn enough to offset their educational costs and debt within a reasonable timeframe. While the specialized music and arts education can be valuable for specific career paths, the median earnings are considerably lower than the cost of attendance. A rough calculation suggests it would take over 10 years of saving 10% of the median salary to pay off the median debt, without accounting for tuition costs or living expenses. Given these figures, Five Towns College appears overpriced for the average graduate's earning potential. It is not a hidden gem and likely not a good deal for most prospective students unless they secure significant scholarships or have a clear, high-earning career path immediately post-graduation.

Return on Investment

Given the high median debt and lower median earnings, the return on investment for a degree from Five Towns College may not be as strong as other options.

Debt Reality Check

Median student debt at Five Towns College: $21,500. Monthly payment on a standard 10-year plan: $244/month. Total repaid: $29,280 ($7,780 in interest).

Breakeven vs high school diploma: 3.7 years. Debt burden: Manageable. Salary needed for comfortable repayment: $29,280.

Strengths

  • Diverse student body
  • Moderate tuition rates
  • Accessible location

Weaknesses

  • Lower graduation rate
  • Higher median debt
  • Lower median earnings 10 years after graduation

Academic Profile

Retention Rate: 69.7%.

Five Towns College distinguishes itself with a strong emphasis on music, performance, and the business aspects of the entertainment industry. Its core strength lies in programs like Music Performance, Music Education, Music Business, and Audio Engineering. These departments are the heart of the college, attracting students passionate about honing their craft and understanding the professional landscape. While specific research opportunities might be less prevalent than at a large research university, students often engage in practical, project-based learning within their specialized fields. Faculty quality is a key consideration; while specific salary data isn't provided, the college likely draws experienced professionals from the music and entertainment world, offering students real-world insights. The student-faculty ratio, though not explicitly stated, is likely favorable given the small student body size (547), allowing for more personalized attention. The college may not have a traditional honors program, but its intensive, career-focused curriculum serves a similar purpose for dedicated students. Study abroad opportunities might be limited due to the specialized nature of the programs, but the college's location in the New York metropolitan area provides unparalleled access to internships and industry connections. Academic support resources are crucial for students navigating these demanding programs, likely including tutoring in music theory, performance coaching, and career services tailored to the arts and entertainment sectors.

Financial Aid Guide for Five Towns College

Pell Grant recipients: 34.4%. Students taking federal loans: 42.1%.

Navigating financial aid at Five Towns College requires a clear understanding of its private, for-profit model. The stated tuition of $30,250 is the starting point, and most students will rely on a combination of federal aid, institutional aid, and potentially private loans. Merit aid is likely available, awarded based on talent and academic achievement, particularly for students demonstrating exceptional musical or artistic ability. Need-based aid is also a component, determined by the FAFSA. Given the median debt of $21,500, it's clear that many students finance a significant portion of their education through loans. Work-study opportunities may be offered, providing students with on-campus employment to help offset living expenses. Typical aid packages can vary widely, but for students from lower-income backgrounds, federal grants (like Pell, though the rate is not provided) combined with loans and work-study might cover a substantial portion of tuition and living costs. For middle-income families, a mix of institutional scholarships, federal loans, and out-of-pocket payments is common. Scholarship tips include highlighting any performance achievements, academic successes, and a clear passion for the music and entertainment fields in application essays and portfolios. Negotiating aid at a for-profit institution can be challenging; while not impossible, it's less common than at private non-profits. Focus on demonstrating exceptional talent or need, and be prepared to present a strong case for additional support.

Hidden Costs at Five Towns College

  • On-campus housing can range from $8,000 to $12,000 per academic year, depending on the room type and occupancy.
  • Meal plans typically cost between $4,000 and $6,000 annually, with various options available.
  • Textbooks and course materials can add $1,000 to $1,500 per year, especially for specialized music and audio equipment manuals.
  • Student activity fees and technology fees often total $500 to $1,000 annually, supporting campus resources and events.
  • Transportation costs, including commuting or travel to/from campus, can vary significantly but budget at least $500-$1,000 annually.
  • Personal expenses such as supplies, software, and entertainment could easily amount to $1,500-$2,500 per year.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually.

Alumni Outcomes & Career Paths

Five Towns College, a private for-profit institution in Dix Hills, NY, primarily focuses on music and performing arts education. This specialization shapes its alumni outcomes, with graduates often finding roles within the entertainment, media, and education sectors. While specific major employer recruitment data is not publicly detailed, alumni typically seek positions in areas such as music production, sound engineering, performance, music education, and arts administration. Companies like Live Nation, Madison Square Garden Entertainment, and various local recording studios and performance venues in the greater New York City area are potential employers. The music industry, broadcast media, and K-12 music education are common industry clusters for graduates. Graduate school placement rates are not readily available, but those pursuing further education might target specialized music conservatories or master's programs in music therapy or education. Notable alumni are not widely publicized, which is common for institutions of this size and focus. Career services at Five Towns College likely emphasize networking within the music and entertainment industries, resume building for creative roles, and internship placement. The college's location in the New York metropolitan area provides a significant advantage for internship pipelines, with opportunities at radio stations, theaters, music labels, and production houses. Geographic hiring patterns show a strong tendency for alumni to remain in the New York metropolitan area due to the concentration of relevant industries and opportunities, though some may relocate to other major entertainment hubs like Los Angeles or Nashville.

Campus Life & Culture at Five Towns College

Five Towns College attracts a student body primarily driven by a passion for music and the arts, creating a focused and collaborative environment. The student population is relatively small, fostering a close-knit community where students with similar creative aspirations can connect and thrive. This environment is ideal for individuals who are self-motivated, dedicated to their craft, and eager to immerse themselves in the music and entertainment industries.

Five Towns College, nestled in Dix Hills, NY, cultivates a unique campus culture deeply intertwined with its focus on music and the arts. As a smaller institution with around 547 students, the vibe is intimate and community-oriented, fostering strong connections among students. The campus itself is compact, making it easy to navigate and encouraging spontaneous interactions. Social life often revolves around student-organized events, jam sessions in practice rooms, and performances held on campus. While there isn't a traditional Greek life system, student clubs and organizations fill the void, offering avenues for involvement in everything from audio engineering societies to vocal ensembles. Housing is available on campus, providing a convenient option for students who want to be immersed in the college's creative energy. Dining services offer a straightforward approach to fueling students, with meal plans designed to be practical for the student body. Given the college's specialized nature, many social activities and student gatherings are directly related to music, performance, and the broader creative industries, creating a shared passion that binds the student community. The relatively low student population means that students have ample opportunities to get involved, take on leadership roles, and truly shape the campus experience. The surrounding Dix Hills area offers a suburban setting with access to Long Island's amenities, though many students find their social and creative outlets right on campus.

Campus Highlights

  • Specialized focus on music performance, education, business, and audio engineering.
  • Intimate campus environment fostering strong student-faculty and peer relationships.
  • Proximity to the vibrant music and entertainment industries of the New York metropolitan area.
  • Opportunities for hands-on experience through practical projects and potential internships.
  • A community built around a shared passion for music and the creative arts.
  • On-campus housing providing an immersive student experience.
  • Faculty often comprised of industry professionals offering real-world insights.

Location & Regional Advantages

Five Towns College's location in Dix Hills, Long Island, offers a mixed bag of geographic advantages for its students. Situated within the expansive New York metropolitan area, it provides proximity to one of the world's largest media, entertainment, and arts hubs. This proximity is crucial for students pursuing careers in music, performance, and related fields, offering access to a vast network of potential employers, internships, and performance venues in Manhattan, Brooklyn, and Queens. The local job market on Long Island itself offers opportunities in education and some smaller entertainment ventures, but the true advantage lies in the accessibility of NYC. The cost of living in Dix Hills and surrounding Long Island communities can be high, particularly for housing, which may offset some of the financial benefits of staying local post-graduation. However, the quality of life is generally good, with suburban amenities, access to beaches, and a relatively safe environment. Weather is typical of the Northeast, with four distinct seasons. The primary career opportunity advantage is the sheer density of the music, theater, and media industries within a short commute or train ride. This allows students to build crucial industry connections and secure internships that can directly translate into post-graduation employment, often within the greater New York City area.

How to Get Into Five Towns College

Gaining admission to Five Towns College, with its 53.8% acceptance rate, suggests a moderately selective process that values passion and potential in the music and entertainment fields. While Early Decision (ED) or Early Action (EA) aren't explicitly mentioned as having significant advantages, applying early is always recommended to ensure full consideration for both admission and financial aid. The admissions office likely places a strong emphasis on a student's demonstrated commitment to music and the arts, beyond just GPA and test scores (which are not provided). A compelling essay that showcases a unique perspective on music, a personal artistic journey, or future aspirations within the industry will be crucial. Portfolios or audition tapes are likely essential components for performance-based programs. While specific GPA ranges aren't published, a solid academic record demonstrating readiness for college-level work is expected. Demonstrated interest can be shown through attending virtual or in-person information sessions, engaging with admissions counselors, and submitting a complete application promptly. The ideal timeline involves researching programs thoroughly, preparing audition materials or portfolios well in advance, and submitting the application by the priority deadline, typically in the spring, to maximize financial aid opportunities.

How Five Towns College Compares to Similar Schools

Similar schools: Berklee College of Music, Manhattan School of Music, NYU Steinhardt School of Music

Advantages

  • More affordable tuition compared to some elite conservatories
  • Strong focus on specific vocational music careers
  • Location within the broader NYC entertainment ecosystem

Disadvantages

  • Significantly lower median graduate earnings
  • Lower graduation rate
  • Less recognized national/international brand prestige compared to top music schools

Best For

  • Students looking for high starting salaries or low median debt may want to consider other options.
  • Prospective students should carefully evaluate the career prospects and median earnings in their desired field.

Avoid If

  • Students seeking a highly selective institution with a strong focus on research or arts and sciences may find Five Towns College less suitable.
  • Those looking for a college with a higher graduation rate and lower median debt might consider other private for-profit institutions.

Frequently Asked Questions about Five Towns College

How much does it cost to attend Five Towns College?

In-state tuition at Five Towns College is $30,250 per year, and out-of-state tuition is $30,250 per year. The median student debt at graduation is $21,500.

What is the acceptance rate at Five Towns College?

Five Towns College has an acceptance rate of 53.8%.

What is the graduation rate at Five Towns College?

Five Towns College has a graduation rate of 52.1%.

How much do Five Towns College graduates earn?

The median earnings for Five Towns College graduates 10 years after enrollment is $35,887. With median debt of $21,500, graduates earn roughly 1.7x their debt level annually.

How big is Five Towns College?

Five Towns College has approximately 547 students and is classified as a small institution. It is located in Dix Hills, NY and is a Private For-Profit institution.

Is Five Towns College worth the cost?

Five Towns College has an ROI score of -70 out of 100. With in-state tuition of $30,250 per year and median post-graduation earnings of $35,887, the data suggests the return on investment may be below average.

Where is Five Towns College located?

Five Towns College is located in Dix Hills, NY. It is a Private For-Profit institution with approximately 547 students.

How much student debt do Five Towns College graduates have?

The median student debt for Five Towns College graduates is $21,500. With median earnings of $35,887 ten years after enrollment, graduates can expect a debt-to-income ratio of 60%.

Is Five Towns College a good college?

Five Towns College has a graduation rate of 52.1% and median post-graduation earnings of $35,887. The college has a diverse student body with a significant Hispanic population.

How does Five Towns College compare to similar colleges?

The admission rate is 53.82%, indicating a moderate level of selectivity. Compared to peer institutions, Five Towns College offers a similar graduation rate but lower median earnings and higher median debt.

What career prospects do Five Towns College graduates have?

Graduates of Five Towns College are well-positioned for careers in fields that do not require high starting salaries but offer long-term growth potential.

What should prospective students know about Five Towns College?

Five Towns College is best positioned for students seeking a private, for-profit education with a focus on accessibility and diverse student demographics.

What makes Five Towns College stand out?

The tuition is the same for in-state and out-of-state students, suggesting a focus on accessibility.

What are the pros and cons of attending Five Towns College?

The college's location in Dix Hills, NY, provides access to nearby urban and suburban areas.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.