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Endicott College

Beverly, MA 01915 — Private Nonprofit

Value Score: 65/100 | ROI Score: -64 | Affordability Score: 55/100

Tuition (In-State): $40,650 | Out-of-State: $40,650

Acceptance Rate: 71.2% | Graduation Rate: 75.5% | Retention Rate: 84.4%

Median Earnings (10yr): $58,336 | Median Debt: $27,000

SAT Average: 1274

Student Body Size: 3,125 (medium)

Pell Grant Recipients: 13.0% | Federal Loan Rate: 62.7%

Average Faculty Salary: $11,416/month

Tuition & Affordability Analysis

In-state tuition at Endicott College is $40,650 per year, which is 3% above the national average for private institutions.

Out-of-state students pay $40,650/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $162,600 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Endicott College:

  • Families earning $0–$30,000: $29,780/year
  • Families earning $30,001–$48,000: $29,447/year
  • Families earning $48,001–$75,000: $32,235/year
  • Families earning $75,001–$110,000: $36,925/year
  • Families earning $110,000+: $43,598/year

Low-income families receive an average discount of $10,870/year, paying just 73% of the sticker price.

Admissions Snapshot

Endicott College has an acceptance rate of 71.2%, placing it in the Less Selective (70–85%) category. This means roughly 1,097 students apply each year.

The average SAT score of admitted students is 1274, 20% above the national average. This reflects a strong academic student body.

Graduate Outcomes & Return on Investment

75.5% of students at Endicott College complete their degree, 22% above the national average. This is a solid graduation rate.

First-year retention rate: 84.4% (4% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Endicott College earn a median salary of $58,336 ten years after enrollment, 43% above the national average. This represents a $23,336/year earnings premium over the average high school diploma holder, or $700,080 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.46x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Endicott College pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

13.0% of students at Endicott College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 61% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

62.7% of students take federal loans, 33% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $11,416/month, 31% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Endicott College enrolls 3,125 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 28/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 84%, Hispanic 6%, Black 1%, Asian 1%.

Endicott College: Strong Graduation Rates and Earnings Potential, but High Debt and Negative ROI

Report Card: Overall Grade C-

Endicott College receives an overall grade of C- based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: B
  • Affordability: C+

College Analysis

Endicott College is a Private Nonprofit institution in Beverly, MA with approximately 3,125 students. Endicott College has a strong graduation rate and decent earnings potential for graduates. The college offers a medium-sized campus with a diverse student body, including a significant white population. Endicott College has a relatively high median debt for graduates, which could impact affordability. The college's ROI score is negative, indicating that the cost of attendance may not be justified by the earnings potential.

The Verdict: Is Endicott College Worth It?

Endicott College presents a complex value proposition. With an out-of-state tuition of $40,650 and a median 10-year alumni earning of $58,336, the initial financial picture appears challenging. The median debt of $27,000, while not exorbitant, adds to the burden. The ROI score of -64 suggests that, on average, graduates take a significant amount of time to recoup their educational investment compared to national benchmarks. The median earnings are roughly $17,686 above the cost of one year's tuition, but this doesn't account for living expenses or the four years of tuition. A rough calculation suggests it could take 10-15 years for the median graduate to pay off their debt and begin seeing a substantial return, assuming steady employment and salary growth. While the 'Endicott Guarantee' of internships is a strong practical asset, the median earnings data indicates that the immediate financial payoff might not be as high as some other institutions. Endicott is not a clear 'good deal' based purely on financial metrics; it's likely overpriced for the average graduate's immediate earning potential. However, for students who leverage the internship program effectively and secure high-demand roles, the value can increase significantly. It's a moderate risk, potentially a hidden gem for the highly driven student, but not a guaranteed financial win.

Return on Investment

While Endicott College offers a strong education and good earning potential, the high tuition and debt levels may not justify the cost for many students.

Debt Reality Check

Median student debt at Endicott College: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

  • Strong graduation rates and earnings potential
  • Selective admissions process
  • Diverse student body

Weaknesses

  • High median debt for graduates
  • Negative ROI score
  • Higher tuition compared to some peers

Academic Profile

SAT Average: 1274. Retention Rate: 84.4%.

Endicott College distinguishes itself with a strong commitment to experiential learning, particularly through its robust internship program, which is integrated into the curriculum for all students. This practical approach is a cornerstone of the academic experience, preparing graduates for immediate entry into the workforce. While Endicott offers a broad range of undergraduate programs, certain departments shine due to their career-oriented focus. The School of Business, with its emphasis on real-world application and connections to industry, is a popular choice. Similarly, programs within the School of Health Sciences, such as Nursing and Physical Therapy, are highly regarded for their rigorous clinical components. The School of Education also benefits from strong partnerships with local school districts. With a student-faculty ratio that is typically favorable (though not explicitly provided, the size suggests it), students can expect personalized attention from faculty who are often practitioners in their fields, bringing valuable industry insights into the classroom. Endicott's Honors Program offers a more challenging academic path for high-achieving students, providing opportunities for advanced coursework and research. The college also strongly encourages and facilitates study abroad experiences, allowing students to broaden their perspectives and gain international experience. Academic support is readily available through tutoring services, writing centers, and academic advising, ensuring students have the resources they need to succeed.

Financial Aid Guide for Endicott College

Pell Grant recipients: 13.0%. Students taking federal loans: 62.7%.

Navigating financial aid at Endicott College involves understanding both merit-based and need-based aid opportunities. As a private institution, Endicott offers a range of scholarships designed to attract talented students. Merit scholarships are often awarded automatically based on academic achievement (GPA and course rigor), and while SAT/ACT scores are not a primary factor, strong academic profiles are key. For students demonstrating financial need, Endicott provides need-based grants and institutional aid. The average financial aid package can vary significantly, but for families with incomes below $75,000, it's common to see substantial aid that can cover a significant portion of tuition and fees. For families with higher incomes, merit aid becomes more critical. Work-study opportunities are also available, providing students with on-campus employment to help offset educational costs. Endicott's sticker price of $40,650 for tuition is often reduced considerably through these aid programs. It's crucial for prospective students to complete the FAFSA and CSS Profile (if required) by the priority deadlines to be considered for all available aid. While Endicott does offer aid, it's important to note that the net price after aid can still be substantial. Negotiating financial aid is possible, especially if you have competing offers from similar institutions, but it's generally more effective when you have a strong academic profile or a significant change in financial circumstances. Scholarship tips include applying for external scholarships early and thoroughly researching Endicott-specific scholarships beyond the general institutional awards.

Hidden Costs at Endicott College

  • Room and board costs can range from $15,000 to $18,000 annually, depending on the housing selection and meal plan.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 per year.
  • Transportation costs, especially for students commuting from off-campus or traveling home frequently, can vary widely but budget at least $500-$1,000 annually.
  • Parking permits for students with cars on campus can cost between $200 and $400 per year.
  • Personal expenses, including toiletries, entertainment, and snacks, can easily amount to $1,500 to $2,500 per year.

Alumni Outcomes & Career Paths

Endicott College graduates enter a diverse job market, with many finding opportunities in the greater Boston area and across New England. The college emphasizes practical experience, and its robust internship program, known as the "Endicott Guarantee," requires students to complete at least two internships before graduation. This hands-on approach prepares students for immediate employment. Major employers that actively recruit Endicott graduates include companies like Liberty Mutual Insurance, State Street Corporation, and TJX Companies, particularly for business, finance, and marketing roles. The healthcare sector also absorbs a significant number of alumni, with hospitals such as Mass General Brigham and Boston Children's Hospital being common destinations for nursing and health sciences graduates. Technology firms in the Boston/Cambridge tech corridor, such as HubSpot and Wayfair, also hire Endicott talent, especially from computer science and digital media programs. Industries where alumni cluster include finance and insurance, healthcare, retail, education, and marketing. Graduate school placement rates are solid, though specific data varies by program; many students pursue advanced degrees in fields like education, law, and specialized business areas. While Endicott doesn't boast a long list of globally recognized celebrity alumni, its network is strong within regional businesses. Career services are generally well-regarded, focusing on resume building, interview preparation, and leveraging the extensive alumni network. Geographic hiring patterns show a strong concentration in Massachusetts, followed by other New England states like New Hampshire, Rhode Island, and Connecticut, with a smaller but notable presence in New York City.

Campus Life & Culture at Endicott College

Endicott College attracts a driven and engaged student body, with a significant portion of students coming from Massachusetts and the surrounding New England states. The college thrives with students who are proactive, career-oriented, and eager to gain practical experience alongside their academic studies. The relatively small size fosters a close-knit community where students are encouraged to get involved and make meaningful connections.

Endicott College cultivates a vibrant, close-knit community deeply connected to its picturesque coastal setting in Beverly, MA. The 'Endicott Experience' is often described as hands-on and career-focused, with a strong emphasis on practical application, which naturally extends into campus life. The student body, while not overwhelmingly large, is engaged and active. Housing is a significant part of the Endicott experience, with a strong emphasis on residential living for all four years. Students typically live in a variety of residence halls, from traditional dorms to apartment-style living, fostering a sense of community and shared responsibility. The campus itself is a beautiful blend of historic and modern architecture, spread across a stunning waterfront property. Dining options are plentiful, with the main dining hall offering a variety of stations, complemented by cafes and grab-and-go spots. Social life isn't dominated by Greek life, as Endicott has a limited presence in that area. Instead, student organizations and campus events take center stage. With over 70 clubs and organizations, there's something for everyone, from academic clubs tied to specific majors to recreational and cultural groups. Athletics are a significant part of the school spirit, with the Endicott Gulls competing in the NCAA Division III Commonwealth Coast Conference. The campus vibe is generally positive, energetic, and geared towards students who are eager to get involved, make connections, and prepare for their future careers. The proximity to Boston also offers students opportunities for off-campus exploration and internships.

Campus Highlights

  • Stunning waterfront campus on the North Shore of Massachusetts.
  • Mandatory internship program integrated into every student's academic career.
  • Four-year residential experience, fostering a strong sense of community.
  • Emphasis on career development and direct industry connections.
  • Active student life with numerous clubs, organizations, and NCAA Division III athletics.
  • Proximity to Boston for internships, cultural experiences, and city exploration.

Location & Regional Advantages

Endicott College's location in Beverly, Massachusetts, offers a compelling blend of coastal New England charm and proximity to a major economic hub. Beverly itself provides a pleasant, safe, and relatively affordable (compared to Boston proper) cost of living, with a strong sense of community. The town boasts beautiful beaches and a historic downtown, contributing to a high quality of life. The primary geographic advantage, however, is its proximity to Boston, just a 40-minute drive or a short commuter rail ride away. This grants Endicott students access to one of the nation's most dynamic job markets, teeming with opportunities in finance, biotechnology, healthcare, technology, and education. Major industries are concentrated in Boston and the surrounding suburbs, including Kendall Square's biotech cluster and the financial district. This proximity facilitates internships, networking events, and post-graduation job searches. While New England weather includes distinct seasons, including cold winters, the region's natural beauty and cultural richness (museums, theaters, historical sites in Boston) are significant draws. The safety of the Beverly campus and surrounding areas is generally high, making it an attractive environment for students and their families. This strategic location allows Endicott to offer a 'best of both worlds' experience: a focused, close-knit campus environment with direct access to the vast career and cultural resources of a major metropolitan area.

How to Get Into Endicott College

Endicott College employs a holistic review process, meaning they consider a range of factors beyond just grades and test scores (which are not a primary focus, given the absence of reported averages). The admissions committee looks for students who demonstrate a strong academic record, a commitment to extracurricular involvement, and a clear understanding of Endicott's career-focused mission. Given the 71.2% admission rate, Endicott is selective but not highly competitive, suggesting that a solid academic foundation and genuine interest in the college can go a long way. Demonstrated interest is important; engaging with the college through campus visits (virtual or in-person), attending information sessions, and communicating with admissions counselors can positively impact your application. The essay is a key opportunity to showcase your personality, articulate your goals, and explain why Endicott is the right fit for you. Focus on experiences that highlight your initiative, leadership, and readiness for Endicott's hands-on approach. While Endicott doesn't heavily emphasize Early Decision/Early Action, applying early can sometimes provide a slight advantage by showing strong commitment. The ideal applicant is someone who is motivated, engaged, and eager to take advantage of Endicott's unique experiential learning opportunities. Focus on presenting a well-rounded profile that reflects your academic potential and your potential to contribute to the Endicott community.

How Endicott College Compares to Similar Schools

Similar schools: Curry College, Nichols College, Saint Anselm College, Stonehill College

Advantages

  • Strong emphasis on the 'Endicott Guarantee' internship program ensuring practical experience.
  • Prime coastal New England location with direct access to Boston's job market.
  • Smaller class sizes and a more intimate learning environment compared to larger state universities.

Disadvantages

  • Higher sticker price compared to some regional public universities.
  • Median alumni earnings are moderate, potentially leading to a longer debt repayment period compared to more selective institutions.

Best For

  • Prospective students who value a selective admissions process and strong earning potential may benefit from attending Endicott College.
  • Students seeking a lower-cost alternative with similar outcomes may want to consider other institutions.

Avoid If

  • Students looking for a more affordable option with similar outcomes may want to explore other colleges.
  • Prospective students with a high tolerance for debt may want to reconsider their options.

Frequently Asked Questions about Endicott College

How much does it cost to attend Endicott College?

In-state tuition at Endicott College is $40,650 per year, and out-of-state tuition is $40,650 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at Endicott College?

Endicott College has an acceptance rate of 71.2%.

What is the graduation rate at Endicott College?

Endicott College has a graduation rate of 75.5%.

How much do Endicott College graduates earn?

The median earnings for Endicott College graduates 10 years after enrollment is $58,336. With median debt of $27,000, graduates earn roughly 2.2x their debt level annually.

How big is Endicott College?

Endicott College has approximately 3,125 students and is classified as a medium institution. It is located in Beverly, MA and is a Private Nonprofit institution.

Is Endicott College worth the cost?

Endicott College has an ROI score of -64 out of 100. With in-state tuition of $40,650 per year and median post-graduation earnings of $58,336, the data suggests the return on investment may be below average.

Where is Endicott College located?

Endicott College is located in Beverly, MA. It is a Private Nonprofit institution with approximately 3,125 students.

How much student debt do Endicott College graduates have?

The median student debt for Endicott College graduates is $27,000. With median earnings of $58,336 ten years after enrollment, graduates can expect a debt-to-income ratio of 46%.

Is Endicott College a good college?

Endicott College has a graduation rate of 75.5% and median post-graduation earnings of $58,336. Endicott College has a high white student population, which is unique among its peers.

How does Endicott College compare to similar colleges?

The college's median earnings 10 years after graduation are above the national average. Endicott College offers a competitive education with strong outcomes, but the high median debt and negative ROI may be concerning.

What career prospects do Endicott College graduates have?

Graduates of Endicott College are well-positioned for careers in business, communication, and health sciences, with strong earning potential.

What should prospective students know about Endicott College?

Endicott College is well-regarded in the northeast, particularly for its business and communication programs, but its high tuition and debt levels may limit its appeal to some students.

What makes Endicott College stand out?

Endicott College has a lower admission rate than its peer institutions, indicating a selective admissions process.

What are the pros and cons of attending Endicott College?

The college offers a range of programs, including business, communication, and health sciences.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.