Emmaus Bible College
Dubuque, IA 52001-3096 — Private Nonprofit
Value Score: 75/100 | ROI Score: -49 | Affordability Score: 75/100
Tuition (In-State): $20,800 | Out-of-State: $20,800
Acceptance Rate: 59.8% | Graduation Rate: 82.2% | Retention Rate: 82.9%
Median Earnings (10yr): $42,631 | Median Debt: $15,750
SAT Average: 1161 | ACT Midpoint: 22
Student Body Size: 224 (small)
Pell Grant Recipients: 43.1% | Federal Loan Rate: 26.9%
Average Faculty Salary: $5,171/month
Tuition & Affordability Analysis
In-state tuition at Emmaus Bible College is $20,800 per year, which is 47% below the national average for private institutions.
Out-of-state students pay $20,800/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $83,200 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Emmaus Bible College:
- Families earning $0–$30,000: $11,199/year
- Families earning $30,001–$48,000: $10,179/year
- Families earning $48,001–$75,000: $10,844/year
- Families earning $75,001–$110,000: $11,741/year
- Families earning $110,000+: $23,888/year
Low-income families receive an average discount of $9,601/year, paying just 54% of the sticker price.
Admissions Snapshot
Emmaus Bible College has an acceptance rate of 59.8%, placing it in the Moderately Selective (50–70%) category.
The average SAT score of admitted students is 1161, 10% above the national average. This is within the mid-range nationally.
The ACT midpoint is 22, 5% above the national average.
Graduate Outcomes & Return on Investment
82.2% of students at Emmaus Bible College complete their degree, 33% above the national average. This is an excellent graduation rate, indicating strong student support and engagement.
First-year retention rate: 82.9% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Emmaus Bible College earn a median salary of $42,631 ten years after enrollment, 4% above the national average. This represents a $7,631/year earnings premium over the average high school diploma holder, or $228,930 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $15,750, 27% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $171/month, with a total repayment of $20,520 (including $4,770 in interest).
Debt-to-Earnings Ratio: 0.37x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Emmaus Bible College pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
43.1% of students at Emmaus Bible College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 31% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
26.9% of students take federal loans, 43% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $5,171/month, 41% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Emmaus Bible College enrolls 224 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 48/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 72%, Hispanic 5%, Black 2%, Asian 2%.
Emmaus Bible College: Strong Graduation Rate and Low Debt
- Emmaus Bible College: A Calling to Service, But Is It a Financial Win?
- Beyond the Altar: Where Do Emmaus Bible College Graduates Find Their Careers?
- Faith, Community, and a Future: Exploring the Emmaus Bible College Experience
Report Card: Overall Grade C
Emmaus Bible College receives an overall grade of C based on six dimensions:
- Academics: B-
- Value: F
- Outcomes: C
- Affordability: A
College Analysis
Emmaus Bible College is a Private Nonprofit institution in Dubuque, IA with approximately 224 students. Emmaus Bible College offers a strong graduation rate of 82.24%. The college has a relatively low median debt of $15,750, making it more affordable for students. Graduates earn a median salary of $42,631 ten years after graduation, indicating a good return on investment.
The Verdict: Is Emmaus Bible College Worth It?
Emmaus Bible College presents a complex value proposition. With a median 10-year earning potential of $42,631 and a median debt of $15,750, the return on investment (ROI) score of -49 suggests a significant financial challenge. The cost of tuition, $20,800 annually, while lower than many private institutions, still requires careful financial planning. To break even on tuition costs alone, a graduate would need to earn approximately $208,000 over 10 years, assuming no interest or living expenses. Given the median earnings, paying off the median debt of $15,750 could take approximately 3-5 years for a graduate earning at the median, assuming a reasonable portion of their income is allocated to debt repayment and considering potential interest accrual. However, for students whose primary goal is preparation for ministry or service-oriented careers where financial compensation is often secondary to vocational calling, the value may lie beyond purely financial metrics. The strong emphasis on biblical studies and practical ministry training could be considered a worthwhile investment for those specifically seeking to enter these fields. For students aiming for higher-earning potential in secular fields, Emmaus may not be the most financially prudent choice compared to institutions with stronger career placement in lucrative industries. It is a hidden gem for a specific vocational path, but potentially overpriced for those seeking maximum financial return.
Return on Investment
While the degree is worth the cost in terms of graduation rate and low debt, the lower median earnings may impact long-term financial returns.
Debt Reality Check
Median student debt at Emmaus Bible College: $15,750. Monthly payment on a standard 10-year plan: $179/month. Total repaid: $21,480 ($5,730 in interest).
Breakeven vs high school diploma: 1.2 years. Debt burden: Low. Salary needed for comfortable repayment: $21,480.
Strengths
- Strong graduation rate
- Low median debt
- Good return on investment
Weaknesses
- Relatively low median earnings
- Niche focus on religious education
- Small size may limit resources and programs
Academic Profile
SAT Average: 1161. ACT Midpoint: 22. Retention Rate: 82.9%.
Emmaus Bible College offers a focused academic experience designed to equip students for ministry and service within the evangelical Christian tradition. While the college offers a range of undergraduate degrees, its strengths lie in its biblical studies and theological programs. Departments like Biblical Studies, Pastoral Ministry, and Missions are central to the Emmaus experience, providing in-depth training grounded in scripture. Faculty members are not only academics but often practitioners with extensive experience in ministry, bringing a practical, faith-informed perspective to the classroom. While specific faculty salary data isn't available, the small student-faculty ratio (implied by the small student body size) suggests that students receive significant individual attention. Research opportunities might be less formal than at larger institutions, often taking the form of in-depth research papers, thesis projects, or directed studies related to biblical interpretation and application. Emmaus does not appear to have a formal honors program, but the rigorous nature of its biblical curriculum serves as an academic challenge. Study abroad opportunities are likely integrated with the college's mission-focused ethos, potentially involving short-term mission trips or semester-long programs in international contexts. Academic support resources are available, likely including tutoring and advising, tailored to the specific needs of students pursuing theological education.
Financial Aid Guide for Emmaus Bible College
Pell Grant recipients: 43.1%. Students taking federal loans: 26.9%.
Navigating financial aid at Emmaus Bible College involves understanding its commitment to affordability within its private, nonprofit framework. As a faith-based institution, Emmaus often prioritizes making its education accessible to students dedicated to ministry. Merit aid is typically tied to academic achievement, though specific scholarship amounts and criteria would need direct inquiry. Need-based aid is a significant component, assessed through the FAFSA, which determines eligibility for federal grants like the Pell Grant (though specific Pell Grant rate data is unavailable). Emmaus also participates in federal student loan programs, offering a pathway to finance education. Work-study opportunities are likely available, providing students with on-campus jobs to help offset costs. Typical aid packages can vary widely, but for students demonstrating financial need, a combination of grants, loans, and potentially work-study could significantly reduce the out-of-pocket cost from the stated tuition of $20,800. Scholarship tips for Emmaus students would include seeking out external scholarships from churches, denominational organizations, and Christian foundations, as these often align with the college's mission. Negotiating aid at a smaller institution like Emmaus is generally less common or effective than at larger universities, as their financial aid structures are often more standardized. However, presenting a compelling case of financial hardship or unique circumstances directly to the financial aid office might yield some consideration.
Hidden Costs at Emmaus Bible College
- Room and board: On-campus housing and meal plans can range from $8,000 to $10,000 annually.
- Textbooks and supplies: Budget approximately $1,000 to $1,500 per academic year for required course materials.
- Student activity fees: Expect fees for campus events, organizations, and services, potentially around $300-$500 per year.
- Personal expenses: Allow for spending money on toiletries, snacks, laundry, and entertainment, likely $1,500-$2,500 annually.
- Transportation: Costs for travel to and from Dubuque, as well as local transportation if not relying solely on campus resources, can vary significantly but budget at least $500-$1,000.
- Health insurance: If not covered by a parent's plan, the college may offer a student health insurance plan costing upwards of $2,000 annually.
Alumni Outcomes & Career Paths
Emmaus Bible College, a small private institution in Dubuque, Iowa, focuses on preparing students for careers often rooted in ministry, education, and non-profit sectors, though graduates also find paths in broader fields. While specific major employer recruitment data for Emmaus is not publicly detailed, alumni often find roles within faith-based organizations, churches, and Christian ministries. Graduates have historically pursued careers in areas such as youth ministry, pastoral leadership, Christian education, and missions. Beyond direct ministry roles, alumni have also entered fields like counseling, social work, and even business administration, leveraging the critical thinking and communication skills developed during their studies.
Graduate school placement rates are not explicitly published by Emmaus, but given the nature of its programs, it's reasonable to assume a portion of graduates pursue advanced degrees in theology, divinity, counseling, or education at institutions like Fuller Theological Seminary, Gordon-Conwell Theological Seminary, or various state university graduate programs. Notable alumni are often recognized within their specific ministry or church networks rather than broad public recognition.
Career services at smaller institutions like Emmaus typically offer personalized guidance, resume workshops, and interview preparation. Internship pipelines are likely cultivated through the college's network of affiliated churches and ministries, providing practical experience in relevant fields. Geographic hiring patterns for Emmaus graduates tend to be widespread, reflecting the mobile nature of ministry work, but also include concentrations in the Midwest where the college is located, as well as areas with strong church planting or established ministry presences. Industries where alumni cluster include religious organizations, education (particularly private Christian schools), non-profits, and community services.
Campus Life & Culture at Emmaus Bible College
The student body at Emmaus Bible College is predominantly composed of individuals from evangelical Christian backgrounds, seeking a focused education in biblical studies and ministry preparation. The geographic mix tends to be concentrated within the Midwest, though students from across the country and internationally may attend. Students who thrive here are typically self-motivated, deeply committed to their faith, and eager to engage in a close-knit, supportive community centered around spiritual growth and service.
Life at Emmaus Bible College in Dubuque, Iowa, is characterized by a close-knit community deeply rooted in its evangelical Christian mission. With a student body of just over 200, the campus fosters an intimate environment where personal relationships with faculty and peers are paramount. Social life isn't driven by large-scale events or Greek life, which are absent here. Instead, it revolves around intentional community building through dorm life, small group Bible studies, and campus-wide chapels and prayer meetings. The college emphasizes spiritual formation, so expect a significant portion of social activities to have a faith-based component. Housing is primarily on-campus, with traditional dormitories providing a central hub for student interaction. Dining services offer a communal experience, with the cafeteria serving as a daily gathering place. Student organizations tend to be focused on ministry, service, and discipleship, such as the Student Missions Fellowship or various worship teams. Athletics are intramural, focusing on friendly competition and participation rather than varsity-level sports. The overall vibe is one of earnestness, community, and a shared commitment to biblical principles, creating a supportive and focused atmosphere for students seeking a distinctly Christian higher education experience.
Campus Highlights
- Intimate, faith-centered community fostering deep relationships
- Strong emphasis on biblical studies and practical ministry training
- Affordable tuition compared to many private institutions
- Close faculty-student interaction due to small class sizes
- Opportunities for spiritual formation through chapel, prayer, and discipleship
- Location in Dubuque, IA, offering a blend of small-city amenities and natural beauty
Location & Regional Advantages
Emmaus Bible College's location in Dubuque, Iowa, offers a unique set of advantages and challenges for its students. Dubuque itself is a mid-sized city with a stable, albeit not rapidly growing, job market. The cost of living in Dubuque is significantly lower than the national average, making it an attractive place for students and graduates to manage expenses, especially when considering the median debt figures. This affordability extends to housing, groceries, and transportation, allowing graduates to potentially save more or pay down debt faster.
While Dubuque is not a major industrial hub, it is situated in the heart of the Midwest, offering proximity to larger metropolitan areas like Chicago (approximately 3 hours away) and Madison, Wisconsin (approximately 2 hours away). These cities provide access to a more diverse range of industries, including finance, technology, manufacturing, and healthcare, which can be beneficial for graduates seeking opportunities beyond the immediate Dubuque area. The region's quality of life is characterized by a strong sense of community, access to outdoor recreational activities along the Mississippi River, and a generally safe environment. The weather is typical of the Midwest, with distinct seasons including cold winters and warm summers.
For Emmaus graduates, the location can be particularly advantageous if they are seeking to work within the robust network of churches and faith-based organizations prevalent throughout the Midwest. The college's strong ties within this sector can translate into local and regional job placements. However, for those seeking careers in highly specialized or rapidly evolving industries like tech or biotech, the immediate geographic area may offer fewer opportunities, necessitating a willingness to relocate to larger urban centers.
How to Get Into Emmaus Bible College
Gaining admission to Emmaus Bible College, with its 59.8% acceptance rate, suggests a moderately selective process where a genuine alignment with the college's mission is key. While Early Decision (ED) or Early Action (EA) aren't explicitly advertised as having significant advantages, applying early is always recommended to ensure ample time for review and financial aid processing. The admissions committee likely values applicants who demonstrate a strong commitment to Christian faith and a desire for ministry or service. While specific GPA or test score ranges are not provided (SAT/ACT averages are unavailable), applicants should aim for solid academic performance in high school, reflecting a capacity for college-level work. Essays are a crucial component; focus on articulating your personal faith journey, your calling to ministry or service, and why Emmaus specifically is the right place for you to pursue these goals. Avoid generic statements and be specific about your experiences and aspirations. Demonstrated interest is likely important; engage with the admissions office through campus visits (highly recommended), virtual information sessions, and thoughtful communication. A timeline recommendation would be to begin the application process in the fall of your senior year, aiming to submit by early spring to allow ample time for decision and financial aid planning.
How Emmaus Bible College Compares to Similar Schools
Similar schools: Moody Bible Institute, Wheaton College, Taylor University, Cedarville University
Advantages
- Lower tuition cost compared to some larger, more established Christian universities.
- Smaller class sizes and more personalized attention due to its intimate student body.
- Strong focus on biblical studies and practical ministry preparation, potentially offering deeper immersion in these specific areas.
Disadvantages
- Lower median earnings post-graduation compared to peers with broader career placement.
- Less extensive alumni network and fewer resources for career services and internship placement in diverse industries.
- Limited program offerings outside of traditional ministry and liberal arts fields.
Best For
- Prospective students interested in secular careers may want to explore other options.
- Students seeking a larger campus with more resources and programs may find Emmaus Bible College less appealing.
Avoid If
- Students looking for a more diverse range of career opportunities may want to consider other institutions.
- Those with significant financial constraints may want to explore more affordable options.
Frequently Asked Questions about Emmaus Bible College
How much does it cost to attend Emmaus Bible College?
In-state tuition at Emmaus Bible College is $20,800 per year, and out-of-state tuition is $20,800 per year. The median student debt at graduation is $15,750.
What is the acceptance rate at Emmaus Bible College?
Emmaus Bible College has an acceptance rate of 59.8%.
What is the graduation rate at Emmaus Bible College?
Emmaus Bible College has a graduation rate of 82.2%.
How much do Emmaus Bible College graduates earn?
The median earnings for Emmaus Bible College graduates 10 years after enrollment is $42,631. With median debt of $15,750, graduates earn roughly 2.7x their debt level annually.
How big is Emmaus Bible College?
Emmaus Bible College has approximately 224 students and is classified as a small institution. It is located in Dubuque, IA and is a Private Nonprofit institution.
Is Emmaus Bible College worth the cost?
Emmaus Bible College has an ROI score of -49 out of 100. With in-state tuition of $20,800 per year and median post-graduation earnings of $42,631, the data suggests the return on investment may be below average.
Where is Emmaus Bible College located?
Emmaus Bible College is located in Dubuque, IA. It is a Private Nonprofit institution with approximately 224 students.
How much student debt do Emmaus Bible College graduates have?
The median student debt for Emmaus Bible College graduates is $15,750. With median earnings of $42,631 ten years after enrollment, graduates can expect a debt-to-income ratio of 37%.
Is Emmaus Bible College a good college?
Emmaus Bible College has a graduation rate of 82.2% and median post-graduation earnings of $42,631. Located in Dubuque, IA, the college provides a small-town feel with a diverse student body.
How does Emmaus Bible College compare to similar colleges?
The college has a high admission rate, suggesting it may be more accessible to a wider range of students. Compared to peer institutions, Emmaus Bible College offers a strong graduation rate and low debt, but graduates earn slightly lower salaries.
What career prospects do Emmaus Bible College graduates have?
Graduates of Emmaus Bible College are well-prepared for careers in religious and ministry fields.
What should prospective students know about Emmaus Bible College?
Emmaus Bible College is positioned in a competitive market for religious education, offering a niche but potentially limited career path.
What makes Emmaus Bible College stand out?
Emmaus Bible College focuses on religious education, which may not align with secular career goals.
What are the pros and cons of attending Emmaus Bible College?
The college's size category is small, which could impact the availability of certain resources and programs.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.