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Eastwick College-Ramsey

Ramsey, NJ 07446-2551 — Private For-Profit

Value Score: 65/100 | ROI Score: -28 | Affordability Score: 75/100

Tuition (In-State): $18,057 | Out-of-State: $18,057

Graduation Rate: 72.0%

Median Earnings (10yr): $51,725 | Median Debt: $16,084

Student Body Size: 1,203 (small)

Pell Grant Recipients: 45.4% | Federal Loan Rate: 69.3%

Average Faculty Salary: $6,546/month

Tuition & Affordability Analysis

In-state tuition at Eastwick College-Ramsey is $18,057 per year, which is 54% below the national average for private institutions.

Out-of-state students pay $18,057/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $72,228 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Eastwick College-Ramsey:

  • Families earning $0–$30,000: $25,330/year
  • Families earning $30,001–$48,000: $27,755/year
  • Families earning $48,001–$75,000: $26,923/year
  • Families earning $75,001–$110,000: $29,693/year
  • Families earning $110,000+: $31,341/year

Graduate Outcomes & Return on Investment

72.0% of students at Eastwick College-Ramsey complete their degree, 16% above the national average. This is a solid graduation rate.

Graduates of Eastwick College-Ramsey earn a median salary of $51,725 ten years after enrollment, 26% above the national average. This represents a $16,725/year earnings premium over the average high school diploma holder, or $501,750 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $16,084, 25% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $175/month, with a total repayment of $21,000 (including $4,916 in interest).

Debt-to-Earnings Ratio: 0.31x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Eastwick College-Ramsey pays for itself in approximately 5 years. This is an excellent return on investment.

Financial Aid Profile

45.4% of students at Eastwick College-Ramsey receive Pell Grants (federal need-based aid for families earning under ~$60,000), 38% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

69.3% of students take federal loans, 47% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $6,546/month, 25% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Eastwick College-Ramsey enrolls 1,203 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 71/100 (higher = more diverse). Eastwick College-Ramsey has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 27%, Hispanic 33%, Black 33%, Asian 6%.

Eastwick College-Ramsey: Moderately Affordable with Average Outcomes

Report Card: Overall Grade C

Eastwick College-Ramsey receives an overall grade of C based on six dimensions:

  • Academics: C+
  • Value: F
  • Outcomes: C+
  • Affordability: A+

College Analysis

Eastwick College-Ramsey is a Private For-Profit institution in Ramsey, NJ with approximately 1,203 students. Eastwick College-Ramsey has a graduation rate of 72%, slightly below the national average for private for-profit colleges. The median earnings 10 years after graduation are $51,725, which is average for this type of institution. The college has an affordability score of 75, indicating it is moderately affordable compared to peers.

The Verdict: Is Eastwick College-Ramsey Worth It?

Eastwick College-Ramsey presents a complex value proposition. With a median debt of $16,084 and median 10-year earnings of $51,725, the initial financial picture appears somewhat balanced. However, the ROI score of -28 is a significant red flag, indicating that, on average, graduates are not recouping their investment within a reasonable timeframe, and potentially earning less than expected relative to their debt burden and the cost of education. The out-of-state tuition is $18,057, which, while not exorbitant, contributes to the debt load. The graduation rate of 72.0% is respectable, suggesting that a majority of students do complete their programs. The core issue lies in the median earnings not significantly outpacing the cost and debt. Graduates can expect to take approximately 3-4 years to pay off their median debt if a substantial portion of their income is allocated to loan repayment, assuming no interest accrual or minimal interest. Given the negative ROI, Eastwick College-Ramsey appears to be an overpriced option for the financial return it provides. It is not a hidden gem, nor is it a straightforward good deal. Students should carefully weigh the specific career outcomes of their chosen program against the cost and debt incurred.

Return on Investment

While the degree is moderately affordable, the high median debt and average earnings may not justify the cost for many students.

Debt Reality Check

Median student debt at Eastwick College-Ramsey: $16,084. Monthly payment on a standard 10-year plan: $183/month. Total repaid: $21,960 ($5,876 in interest).

Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $21,960.

Strengths

  • Moderate affordability
  • Small size category

Weaknesses

  • Average academic outcomes
  • High median debt

Academic Profile

Eastwick College-Ramsey, as a private for-profit institution, centers its academic offerings on programs designed for direct entry into the workforce. While specific departmental strengths are best identified by examining their program catalog, institutions like Eastwick typically excel in fields such as healthcare, technology, and business administration, offering specialized diplomas and associate degrees. For instance, programs in nursing, medical assisting, dental hygiene, or information technology are common and often feature hands-on training and curriculum directly aligned with industry standards. Research opportunities may be limited compared to traditional universities, with a greater emphasis placed on applied learning and practical skill development. Faculty quality is often a blend of experienced educators and industry professionals who bring real-world insights into the classroom. While specific faculty salary data isn't available, the student-faculty ratio, if available, would be a key indicator of personalized attention. Eastwick likely offers robust academic support resources, including tutoring, career services, and academic advising, all geared towards student success and graduation. Honors programs might be less common, with the focus being on achieving program completion and professional certification. Study abroad opportunities are generally not a feature of this type of institution, as the curriculum is highly focused on domestic career paths. The academic environment is pragmatic, aiming to equip students with the tangible skills and knowledge needed to secure employment upon graduation.

Financial Aid Guide for Eastwick College-Ramsey

Pell Grant recipients: 45.4%. Students taking federal loans: 69.3%.

Navigating the financial landscape at Eastwick College-Ramsey requires a clear understanding of its private, for-profit status. The stated tuition of $18,057 per year is the starting point, but understanding the full cost of attendance is crucial. Eastwick likely offers a mix of federal financial aid, including Pell Grants for eligible students with demonstrated financial need, and federal student loans. Given the median debt of $16,084, it's evident that many students rely on loans to finance their education. Merit-based aid, typically awarded for academic achievement, might be less prevalent or structured differently than at traditional institutions, with the primary focus often being on need-based aid and federal programs. Work-study opportunities may be available, providing students with part-time employment to help offset educational expenses. Typical aid packages can vary significantly based on income level. For lower-income students, Pell Grants could cover a substantial portion of tuition, supplemented by federal loans. For middle-income students, federal loans will likely form the bulk of the aid package, potentially requiring a significant out-of-pocket contribution or private loans. Scholarship opportunities outside of federal aid might be limited but could include institutional scholarships tied to specific programs or external scholarships that students are encouraged to seek. Negotiating aid at a for-profit institution can be challenging; while it's always worth inquiring about potential increases, the aid structure is often more standardized and tied to federal regulations and program costs. It's essential for prospective students to complete the FAFSA early and work closely with the financial aid office to understand their specific eligibility and the total cost after aid.

Hidden Costs at Eastwick College-Ramsey

  • Textbooks and course materials can range from $800 to $1,500 per academic year, depending on the program's specific requirements.
  • Technology fees, often not explicitly listed in tuition, can add $100 to $300 per semester for access to online platforms and software.
  • Program-specific supplies, such as scrubs for healthcare programs or specialized toolkits for technical fields, could cost between $200 and $1,000 upfront.
  • Transportation costs, including gas, public transit fares, or parking permits, can add $50 to $200 per month.
  • Student activity or services fees, typically ranging from $50 to $150 per semester, support campus resources and events.
  • Graduation fees, often assessed in the final semester, can range from $100 to $300.
  • Potential costs for professional licensing exams or certifications required for program completion can range from $100 to $500.

Alumni Outcomes & Career Paths

Eastwick College-Ramsey, a private for-profit institution, primarily focuses on career-oriented programs, suggesting a direct pathway to employment for its graduates. While specific data on major employers that recruit directly from Eastwick-Ramsey is not publicly detailed, institutions of this type often see alumni placed in roles within healthcare support, allied health professions, and administrative services, given their program offerings. Graduates are likely to find employment in regional healthcare systems such as Hackensack Meridian Health, Englewood Health, and St. Joseph's Health, as well as smaller private practices and clinics throughout Northern New Jersey and the greater New York metropolitan area. Industries where alumni tend to cluster include hospitals, diagnostic laboratories, dental offices, and medical administrative support services. Information regarding graduate school placement rates is not readily available, which is common for institutions with a strong vocational focus. Notable alumni are not widely publicized, typical for smaller, specialized colleges. The quality of career services is crucial for for-profit institutions; Eastwick College-Ramsey likely emphasizes job placement assistance, resume building, and interview preparation. Internship pipelines are often integrated into program curricula, providing students with hands-on experience, potentially with local healthcare facilities or administrative offices. Geographic hiring patterns strongly favor the immediate Ramsey area and the broader Bergen County region, extending into adjacent counties in New Jersey and potentially across the Hudson River into New York City's northern suburbs.

Campus Life & Culture at Eastwick College-Ramsey

Eastwick College-Ramsey attracts a student body primarily focused on acquiring specific vocational skills for career advancement. The demographic likely consists of individuals seeking a direct path to employment in fields like healthcare, technology, or business, often coming from the surrounding New Jersey and New York metropolitan areas. Students who thrive here are typically self-motivated, goal-oriented, and appreciate a pragmatic, results-driven educational environment.

Eastwick College-Ramsey, a private for-profit institution, offers a focused educational experience primarily geared towards career preparation. As such, the campus culture is less about a sprawling social scene and more about a dedicated, driven student body. With 1,203 students, the environment is intimate, fostering a sense of community among those pursuing specific vocational and technical fields. While traditional residential life and extensive extracurriculars are not the hallmarks of this type of institution, students often form strong bonds through shared academic goals and classroom experiences. The Ramsey campus itself is situated in a suburban setting, providing a relatively quiet backdrop for studies. Social life tends to revolve around student-centered activities organized by the college, often related to program events, career fairs, or student appreciation days. Given its for-profit nature, the emphasis is on practical skills and immediate employability, which shapes the overall 'vibe' into one of purpose and ambition. Students often connect through study groups and shared projects, leveraging the close-knit environment to support each other's academic and professional aspirations. While Greek life and major athletic programs are absent, the college may offer intramural sports or clubs focused on specific career paths, allowing students to connect outside of formal instruction. Dining options are typically convenient and functional, catering to students on the go between classes and study sessions. The focus remains squarely on the educational journey and preparing graduates for successful entry into their chosen professions.

Campus Highlights

  • Career-focused programs designed for immediate job market entry.
  • Hands-on training and practical skill development.
  • Faculty often include industry professionals with real-world experience.
  • Close-knit student community focused on shared academic goals.
  • Emphasis on career services and job placement assistance.
  • Accessible location in Ramsey, NJ, serving the local community.
  • Flexible scheduling options to accommodate working students.

Location & Regional Advantages

Located in Ramsey, New Jersey, Eastwick College-Ramsey benefits from its position within Bergen County, one of the most affluent and densely populated counties in the United States. This location offers a significant advantage due to its proximity to major healthcare hubs and a robust job market. The immediate area boasts a relatively low cost of living compared to New York City, though it remains higher than the national average. Ramsey itself is a suburban community offering a good quality of life with safe neighborhoods and access to parks and recreational facilities. Its strategic location provides excellent access to major transportation routes, including Route 17 and proximity to I-80 and the Garden State Parkway, facilitating commutes to employment centers. Proximity to New York City is a key advantage, opening up a vast array of career opportunities in healthcare, administration, and support services within the metropolitan area. While the weather is typical of the Northeastern United States, with four distinct seasons, the overall safety and established infrastructure of the region contribute to a stable environment for students and graduates seeking employment. The concentration of hospitals, medical practices, and related businesses in Bergen County and nearby Passaic and Hudson counties creates a fertile ground for Eastwick-Ramsey graduates to find entry-level and mid-level positions.

How to Get Into Eastwick College-Ramsey

Gaining admission to Eastwick College-Ramsey is generally a straightforward process, as the institution's mission is to provide accessible career-focused education. Unlike highly selective universities, Eastwick typically does not have Early Decision or Early Action programs, nor does it emphasize a highly competitive GPA or test score range. The admissions office likely values a student's motivation, commitment to a chosen career path, and the ability to succeed in their chosen program. Prospective students should focus on clearly articulating their career aspirations and why Eastwick's specific programs align with those goals in their application essays or interviews. While SAT/ACT scores are not listed, indicating they may not be a primary factor or are not required, demonstrating foundational academic skills through high school transcripts or placement assessments is likely important. The admissions timeline is usually rolling, meaning applications are reviewed as they are received, but it's advisable to apply well in advance of the intended start date to allow ample time for financial aid processing. Demonstrated interest is generally less of a factor than genuine intent and program suitability. The key is to show you are serious about completing your education and entering a specific profession.

How Eastwick College-Ramsey Compares to Similar Schools

Similar schools: Berkeley College (New Jersey campuses), Fortis Institute (Wayne, NJ), Lincoln Technical Institute (Paramus, NJ)

Advantages

  • Stronger focus on specific allied health and technical programs that may have high local demand.
  • Potentially more integrated career services and placement support due to its for-profit nature.
  • Smaller class sizes and more personalized attention compared to larger, more traditional institutions.

Disadvantages

  • Higher tuition costs relative to the median earnings potential compared to some community colleges or public vocational schools.
  • Limited brand recognition and alumni network compared to established public or non-profit institutions.
  • Perception of for-profit institutions can sometimes lead to employer bias.

Best For

  • Prospective students who prioritize low debt and high earnings may want to consider other options.
  • Students looking for a more personalized educational experience might find the small size beneficial.

Avoid If

  • Students seeking a highly selective or research-intensive environment may find Eastwick College-Ramsey less suitable.
  • Those with a preference for larger institutions with more resources and extracurricular activities might want to explore other options.

Frequently Asked Questions about Eastwick College-Ramsey

How much does it cost to attend Eastwick College-Ramsey?

In-state tuition at Eastwick College-Ramsey is $18,057 per year, and out-of-state tuition is $18,057 per year. The median student debt at graduation is $16,084.

What is the graduation rate at Eastwick College-Ramsey?

Eastwick College-Ramsey has a graduation rate of 72.0%.

How much do Eastwick College-Ramsey graduates earn?

The median earnings for Eastwick College-Ramsey graduates 10 years after enrollment is $51,725. With median debt of $16,084, graduates earn roughly 3.2x their debt level annually.

How big is Eastwick College-Ramsey?

Eastwick College-Ramsey has approximately 1,203 students and is classified as a small institution. It is located in Ramsey, NJ and is a Private For-Profit institution.

Is Eastwick College-Ramsey worth the cost?

Eastwick College-Ramsey has an ROI score of -28 out of 100. With in-state tuition of $18,057 per year and median post-graduation earnings of $51,725, the data suggests the return on investment may be below average.

Where is Eastwick College-Ramsey located?

Eastwick College-Ramsey is located in Ramsey, NJ. It is a Private For-Profit institution with approximately 1,203 students.

How much student debt do Eastwick College-Ramsey graduates have?

The median student debt for Eastwick College-Ramsey graduates is $16,084. With median earnings of $51,725 ten years after enrollment, graduates can expect a debt-to-income ratio of 31%.

Is Eastwick College-Ramsey a good college?

Eastwick College-Ramsey has a graduation rate of 72.0% and median post-graduation earnings of $51,725. The student body is diverse, with a significant Hispanic population.

How does Eastwick College-Ramsey compare to similar colleges?

The college has a small size category, which may offer more personalized attention. Compared to peer institutions, Eastwick College-Ramsey offers average academic outcomes and earnings, but is moderately affordable.

What career prospects do Eastwick College-Ramsey graduates have?

Graduates of Eastwick College-Ramsey can expect to enter the workforce with a degree that provides a moderate salary, suitable for entry-level positions in various fields.

What should prospective students know about Eastwick College-Ramsey?

Eastwick College-Ramsey is positioned in the market as a moderately affordable option for students seeking a private for-profit education.

What makes Eastwick College-Ramsey stand out?

The tuition is the same for in-state and out-of-state students, which is unusual.

What are the pros and cons of attending Eastwick College-Ramsey?

The median debt of $16,084 is relatively high compared to the median earnings.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.