Defiance College
Defiance, OH 43512 — Private Nonprofit
Value Score: 65/100 | ROI Score: -58 | Affordability Score: 55/100
Tuition (In-State): $29,320 | Out-of-State: $29,320
Acceptance Rate: 47.5% | Graduation Rate: 33.6% | Retention Rate: 55.6%
Median Earnings (10yr): $49,351 | Median Debt: $26,813
ACT Midpoint: 20
Student Body Size: 499 (small)
Pell Grant Recipients: 49.8% | Federal Loan Rate: 72.4%
Average Faculty Salary: $6,646/month
Tuition & Affordability Analysis
In-state tuition at Defiance College is $29,320 per year, which is 26% below the national average for private institutions.
Out-of-state students pay $29,320/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $117,280 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Defiance College:
- Families earning $0–$30,000: $27,196/year
- Families earning $30,001–$48,000: $26,105/year
- Families earning $48,001–$75,000: $25,884/year
- Families earning $75,001–$110,000: $24,554/year
- Families earning $110,000+: $26,637/year
Low-income families receive an average discount of $2,124/year, paying just 93% of the sticker price.
Admissions Snapshot
Defiance College has an acceptance rate of 47.5%, placing it in the Selective (35–50%) category. This means roughly 262 students apply each year.
The ACT midpoint is 20, 5% below the national average.
Graduate Outcomes & Return on Investment
33.6% of students at Defiance College complete their degree, 46% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
First-year retention rate: 55.6% (31% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Defiance College earn a median salary of $49,351 ten years after enrollment, 21% above the national average. This represents a $14,351/year earnings premium over the average high school diploma holder, or $430,530 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $26,813, 25% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $291/month, with a total repayment of $34,920 (including $8,107 in interest).
Debt-to-Earnings Ratio: 0.54x. This is a healthy ratio, suggesting debt is manageable for most graduates.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Defiance College pays for itself in approximately 9 years. This is a reasonable investment timeline.
Financial Aid Profile
49.8% of students at Defiance College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 51% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
72.4% of students take federal loans, 54% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $6,646/month, 24% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Defiance College enrolls 499 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 59/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 53%, Hispanic 7%, Black 35%, Asian 0%.
Defiance College: Small Class Sizes and Personalized Education with Moderate Career Outcomes
- Defiance College: A Midwestern Launchpad for Regional Careers
- Beyond the Classroom: Understanding Your Earning Potential at Defiance College
- Small Town, Big Heart: The Defiance College Student Experience
Report Card: Overall Grade C-
Defiance College receives an overall grade of C- based on six dimensions:
- Academics: C-
- Value: F
- Outcomes: C+
- Affordability: B+
College Analysis
Defiance College is a Private Nonprofit institution in Defiance, OH with approximately 499 students. Defiance College has a strong focus on small class sizes and personalized education, with a graduation rate of 33.55%. The median earnings 10 years after graduation are $49,351, indicating a decent career outcome. The college has a relatively low affordability score, which may affect its value proposition for students.
The Verdict: Is Defiance College Worth It?
Defiance College presents a complex value proposition. With an in-state and out-of-state tuition of $29,320 and median 10-year earnings of $49,351, the immediate financial return on investment appears modest. The median debt of $26,813, when compared to earnings, suggests a debt-to-income ratio that requires careful financial management post-graduation. The ROI score of -58 further underscores concerns about the financial return. A rough calculation indicates that it would take approximately 5-6 years of post-tax earnings to repay the median debt, assuming a significant portion of income is allocated to debt repayment. This timeline is further extended when considering the cost of living and other financial obligations. While the college offers a personalized educational experience and a strong sense of community, the financial outcomes do not strongly support it as a high-return investment. It is not a 'hidden gem' in terms of financial payoff, nor is it outrageously overpriced if the student values the specific educational environment and regional career focus above maximizing immediate financial gains. However, for students prioritizing a strong financial return and rapid debt repayment, Defiance College may not be the most prudent choice. A clear recommendation is to carefully weigh the non-financial benefits against the financial realities and explore all available financial aid options.
Return on Investment
While the career outcomes are decent, the high cost and significant debt may make the degree less financially rewarding.
Debt Reality Check
Median student debt at Defiance College: $26,813. Monthly payment on a standard 10-year plan: $304/month. Total repaid: $36,480 ($9,667 in interest).
Breakeven vs high school diploma: 1.4 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,480.
Strengths
- Strong focus on small class sizes and personalized education.
- Moderate career outcomes with a median earnings of $49,351 after 10 years.
Weaknesses
- Low affordability score, making it less accessible for some students.
- High median debt upon graduation.
Academic Profile
ACT Midpoint: 20. Retention Rate: 55.6%.
Defiance College's academic identity is shaped by its commitment to personalized education and practical application, particularly evident in its strong emphasis on experiential learning. While the college offers a range of programs, several departments stand out. The School of Education is a long-standing strength, preparing educators for diverse roles in K-12 settings. The Business and Management programs, including areas like Sport Management, leverage real-world connections and internships. For students interested in healthcare, programs like Nursing and Pre-Physical Therapy provide a solid foundation, often with strong ties to local healthcare providers for clinical experiences. Research opportunities, while perhaps not as extensive as at large research universities, are accessible to undergraduates, often involving close collaboration with faculty mentors. The student-faculty ratio, though not explicitly provided, is likely low given the small student body size, suggesting ample opportunity for individual attention. Faculty quality is a cornerstone, with professors often bringing practical experience into the classroom. Defiance College also offers an Honors Program for academically motivated students, providing enriched coursework and a more intensive academic experience. Study abroad opportunities are available, allowing students to broaden their perspectives globally. Academic support is a key component, with resources like tutoring services, academic advising, and writing support readily accessible to help students succeed.
Financial Aid Guide for Defiance College
Pell Grant recipients: 49.8%. Students taking federal loans: 72.4%.
Navigating financial aid at Defiance College involves understanding both merit-based and need-based aid, with a strong emphasis on making education accessible. Given the sticker price of $29,320 for both in-state and out-of-state students, financial aid packages are crucial for most attendees. Defiance College is known to offer a range of merit scholarships, awarded based on academic achievement (GPA, high school coursework) at the time of admission. These can significantly reduce the net cost of attendance. Beyond merit, need-based aid, determined by the FAFSA, plays a vital role. This includes federal grants (like Pell Grants, though specific rates aren't provided), state grants, and institutional aid. Work-study opportunities are also available, providing students with part-time jobs on campus to help fund their education. For families with an Expected Family Contribution (EFC) of, say, $10,000, a typical aid package might combine a merit scholarship of $10,000-$15,000 with need-based grants and potentially a federal loan, aiming to cover a substantial portion of the tuition. For families with lower incomes (EFC under $5,000), the reliance on grants and scholarships would be even higher, potentially covering most tuition and fees. Scholarship tips include applying early, completing the FAFSA promptly, and exploring external scholarships. Negotiating aid at a smaller institution like Defiance College can be possible, especially if you have competing offers from similar institutions or if there's a significant change in your family's financial circumstances, but it's generally more effective when you have strong academic credentials or a compelling financial need.
Hidden Costs at Defiance College
- Room and board costs can add an estimated $10,000 - $12,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can range from $800 to $1,200 annually, with costs varying significantly by major and course.
- Student activity fees, often around $200 - $400 per semester, contribute to campus events, clubs, and organizations.
- Transportation costs, including travel home for breaks and local commuting, can vary widely but budget at least $500 - $1,000 per year.
- Personal expenses, such as toiletries, laundry, entertainment, and snacks, can easily add up to $1,500 - $2,500 annually.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000 - $3,000 per year through the college's plan.
- Parking permits for students with vehicles typically cost between $100 - $250 per academic year.
Alumni Outcomes & Career Paths
Defiance College, a small private institution in Ohio, positions its graduates for a range of career paths, though specific employer data is not widely publicized. Alumni tend to cluster in sectors that align with the college's program offerings, which historically include education, business, and health sciences. While Defiance College doesn't boast a vast network of Fortune 500 recruiters, graduates often find opportunities within regional healthcare systems like ProMedica or Mercy Health, and in local school districts such as the Defiance City School District or Napoleon Area City Schools for education majors. Business graduates may find roles in regional financial institutions like First Federal Bank of the Midwest or in various small to medium-sized enterprises across Northwest Ohio. The college's median 10-year earnings of $49,351 suggest a solid, albeit not exceptionally high, earning potential, indicative of roles primarily within the regional economy rather than national corporate headquarters. Graduate school placement rates are not prominently featured, but students pursuing advanced degrees in fields like counseling or education would likely target state universities in Ohio for further study. Notable alumni are not widely highlighted in public profiles, suggesting a focus on practical, regional career development rather than national prominence. Career services at smaller institutions like Defiance College often provide personalized attention, focusing on resume building, interview skills, and connecting students with local internship opportunities. Internship pipelines are crucial for Defiance graduates, often facilitated through faculty connections and local business partnerships, providing hands-on experience that can lead to full-time employment within the region. Geographic hiring patterns strongly favor Northwest Ohio and surrounding Midwestern states, reflecting the college's regional focus and the economic landscape of its immediate surroundings.
Campus Life & Culture at Defiance College
Defiance College attracts a student body that values community, personal growth, and hands-on learning experiences. The student population tends to be predominantly from Ohio and surrounding Midwestern states, fostering a regional connection. Students who thrive here are often those who seek a supportive, close-knit environment where they can build strong relationships with peers and faculty and are eager to engage actively in campus life and service opportunities.
Defiance College, a small private institution nestled in Northwest Ohio, cultivates a close-knit and community-focused campus environment. With an enrollment hovering around 500 students, the 'vibe' here is undeniably personal. You'll quickly recognize faces, and faculty often know students by name, fostering a supportive atmosphere that extends beyond the classroom. Social life is centered around campus events, student organizations, and athletic competitions. The college boasts a variety of clubs and activities, from academic societies and service groups to intramural sports and creative arts. Traditional events like Homecoming and the annual 'DC Days' offer opportunities for students, alumni, and the community to connect. Housing options are primarily traditional residence halls, designed to encourage interaction and community building. While specific neighborhood vibes aren't a major feature due to the compact campus, the residence halls themselves become micro-communities. Dining services are centralized, offering a typical college dining experience with various stations and meal plan options. Greek life is not a prominent feature at Defiance College, meaning social activities are more broadly campus-driven rather than segregated by fraternities or sororities. Athletics play a role, with the Defiance College 'Yellow Jackets' competing in the Heartland Collegiate Athletic Conference (HCAC). Attending games is a common way for students to support their peers and engage with campus life. Overall, Defiance College offers a nurturing environment where students can build strong relationships and find their place through active participation in campus activities.
Campus Highlights
- The "Service Learning" emphasis, deeply ingrained in the college's mission, provides numerous opportunities for students to engage in meaningful community service.
- The "Defiance College Experience" program, which guides students through their academic and personal development from freshman to senior year.
- Strong connections to the local community of Defiance, fostering a sense of belonging and providing local internship and engagement opportunities.
- The "Yellow Jackets" athletic program, offering a spirited campus life and opportunities for student-athletes to compete.
- A focus on personalized attention due to the small student-faculty ratio, ensuring students receive individual support and mentorship.
- The historic campus architecture, blending traditional buildings with modern facilities, creates a charming and conducive learning environment.
- The annual "DC Days" event, a tradition that brings together students, faculty, alumni, and the wider community for celebration and connection.
Location & Regional Advantages
Defiance, Ohio, offers a unique regional context for Defiance College graduates. The local job market is characterized by a mix of manufacturing, agriculture, and healthcare sectors. Proximity to larger industrial hubs like Toledo (approximately 1 hour drive) provides access to a broader range of employment opportunities, particularly in automotive manufacturing and logistics, though direct recruitment from Defiance College into these specific roles may be limited. The cost of living in Defiance is significantly lower than the national average, making the median debt of $26,813 more manageable and potentially allowing for a quicker debt payoff timeline. Quality of life in Defiance is that of a small, close-knit Midwestern town, offering a slower pace and a strong sense of community. While weather is typical of the Midwest with distinct seasons, including cold winters and warm summers, the area is generally considered safe with low crime rates. The geographic location, while not an immediate gateway to major metropolitan economic powerhouses, fosters strong regional ties. Graduates who choose to stay in Northwest Ohio benefit from this lower cost of living and established local networks. For those seeking careers in larger industries, the proximity to Toledo and, to a lesser extent, Fort Wayne, Indiana, offers a viable option for expanding their job search radius without a drastic relocation. This location is advantageous for students seeking a more affordable lifestyle and a community-oriented environment, with opportunities to leverage regional connections for career advancement.
How to Get Into Defiance College
Gaining admission to Defiance College, with its 47.5% acceptance rate, suggests a moderately selective process where a well-rounded application is key. While Early Decision (ED) and Early Action (EA) aren't explicitly highlighted as having significant advantages, applying early is generally recommended to ensure full consideration for both admission and financial aid. The admissions committee likely values a combination of academic achievement, personal qualities, and a demonstrated interest in the Defiance community. While specific GPA and test score ranges are not provided, applicants should aim for grades and scores that are at or above the average for admitted students, demonstrating readiness for college-level work. Essays are an important component; focus on showcasing your personality, your motivations for choosing Defiance, and how you plan to contribute to the campus community. Topics that highlight resilience, leadership, or a passion for your intended field of study tend to resonate well. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The application timeline typically involves submitting your application by early spring (e.g., March 1st for regular decision), with financial aid deadlines often coinciding or shortly thereafter. For students with strong academic profiles, consider reaching out to the admissions office to inquire about any specific scholarships or honors programs you might be eligible for.
How Defiance College Compares to Similar Schools
Similar schools: Ohio Northern University, Mount Vernon Nazarene University, Tiffin University, Bluffton University
Advantages
- Potentially lower cost of living in Defiance compared to some peer locations.
- Stronger emphasis on personalized, small-class instruction due to smaller student body.
- Deeply ingrained regional network and community focus, beneficial for local job placement.
Disadvantages
- Lower median earnings compared to some peers, indicating potentially less lucrative career paths.
- Lower graduation rate suggests potential challenges with student retention or academic support.
- Less diverse program offerings and fewer opportunities for specialized career exploration compared to larger or more specialized institutions.
Best For
- Students seeking large class sizes and a wide range of extracurricular activities may find Defiance College less suitable.
- Students looking for a lower-cost education may want to consider other options.
Avoid If
- Students who are willing to invest in a high-quality, personalized education and can manage significant debt may benefit from attending Defiance College.
- Students who prioritize affordability and a larger campus environment may want to explore other institutions.
Frequently Asked Questions about Defiance College
How much does it cost to attend Defiance College?
In-state tuition at Defiance College is $29,320 per year, and out-of-state tuition is $29,320 per year. The median student debt at graduation is $26,813.
What is the acceptance rate at Defiance College?
Defiance College has an acceptance rate of 47.5%.
What is the graduation rate at Defiance College?
Defiance College has a graduation rate of 33.6%.
How much do Defiance College graduates earn?
The median earnings for Defiance College graduates 10 years after enrollment is $49,351. With median debt of $26,813, graduates earn roughly 1.8x their debt level annually.
How big is Defiance College?
Defiance College has approximately 499 students and is classified as a small institution. It is located in Defiance, OH and is a Private Nonprofit institution.
Is Defiance College worth the cost?
Defiance College has an ROI score of -58 out of 100. With in-state tuition of $29,320 per year and median post-graduation earnings of $49,351, the data suggests the return on investment may be below average.
Where is Defiance College located?
Defiance College is located in Defiance, OH. It is a Private Nonprofit institution with approximately 499 students.
How much student debt do Defiance College graduates have?
The median student debt for Defiance College graduates is $26,813. With median earnings of $49,351 ten years after enrollment, graduates can expect a debt-to-income ratio of 54%.
Is Defiance College a good college?
Defiance College has a graduation rate of 33.6% and median post-graduation earnings of $49,351. 53.31% of students are white, 34.67% are black, 6.81% are Hispanic, and 0.4% are Asian, reflecting a diverse student body.
How does Defiance College compare to similar colleges?
The admission rate is 47.55%, indicating a selective admissions process. Compared to peer institutions, Defiance College offers a more personalized education with strong career outcomes but at a higher cost.
What career prospects do Defiance College graduates have?
Graduates of Defiance College are well-prepared for careers in fields such as education, healthcare, and non-profit organizations.
What should prospective students know about Defiance College?
Defiance College is well-positioned in the market for students seeking a small, private, and personalized educational experience.
What makes Defiance College stand out?
The median debt upon graduation is $26,813, which is above the national average.
What are the pros and cons of attending Defiance College?
The college is located in a rural area, which may affect access to job opportunities.
Explore More
Colleges in Ohio
Similar Schools
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in Ohio — Visa sponsorship salary data for Ohio
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit Defiance College official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.