Concordia University Texas
Austin, TX 78726 — Private Nonprofit
Value Score: 75/100 | ROI Score: -35 | Affordability Score: 75/100
Tuition (In-State): $23,500 | Out-of-State: $23,500
Acceptance Rate: 91.3% | Graduation Rate: 42.3% | Retention Rate: 58.3%
Median Earnings (10yr): $60,883 | Median Debt: $21,852
ACT Midpoint: 20
Student Body Size: 1,185 (small)
Pell Grant Recipients: 41.4% | Federal Loan Rate: 49.8%
Average Faculty Salary: $6,271/month
Tuition & Affordability Analysis
In-state tuition at Concordia University Texas is $23,500 per year, which is 40% below the national average for private institutions.
Out-of-state students pay $23,500/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $94,000 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Concordia University Texas:
- Families earning $0–$30,000: $18,764/year
- Families earning $30,001–$48,000: $18,394/year
- Families earning $48,001–$75,000: $22,118/year
- Families earning $75,001–$110,000: $23,977/year
- Families earning $110,000+: $32,280/year
Low-income families receive an average discount of $4,736/year, paying just 80% of the sticker price.
Admissions Snapshot
Concordia University Texas has an acceptance rate of 91.3%, placing it in the Open Admission (85%+) category. This means roughly 325 students apply each year.
Concordia University Texas accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The ACT midpoint is 20, 5% below the national average.
Graduate Outcomes & Return on Investment
42.3% of students at Concordia University Texas complete their degree, 32% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 58.3% (28% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Concordia University Texas earn a median salary of $60,883 ten years after enrollment, 49% above the national average. This represents a $25,883/year earnings premium over the average high school diploma holder, or $776,490 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $21,852, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $237/month, with a total repayment of $28,440 (including $6,588 in interest).
Debt-to-Earnings Ratio: 0.36x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Concordia University Texas pays for itself in approximately 4 years. This is an excellent return on investment.
Financial Aid Profile
41.4% of students at Concordia University Texas receive Pell Grants (federal need-based aid for families earning under ~$60,000), 26% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
49.8% of students take federal loans, 6% above the national average. This is a moderate borrowing rate.
Average faculty salary: $6,271/month, 28% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Concordia University Texas enrolls 1,185 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 71/100 (higher = more diverse). Concordia University Texas has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 36%, Hispanic 38%, Black 13%, Asian 3%.
Concordia University Texas: Affordable Private Institution with Strong Earnings Potential
- Concordia University Texas: A Stepping Stone into Austin's Dynamic Job Market?
- Beyond the Classroom: Analyzing the Real-World Outcomes of a Concordia Texas Degree
- Is Concordia University Texas Worth the Investment? A Deep Dive into ROI and Career Success
Report Card: Overall Grade C-
Concordia University Texas receives an overall grade of C- based on six dimensions:
- Academics: D
- Value: F
- Outcomes: B
- Affordability: A
College Analysis
Concordia University Texas is a Private Nonprofit institution in Austin, TX with approximately 1,185 students. Academics: Concordia University Texas has a high admission rate, suggesting a strong acceptance policy. Value: The university offers a relatively low tuition rate, making it more affordable compared to peers. Outcomes: Graduates have a median earning of $60,883 after 10 years, which is above the national average.
The Verdict: Is Concordia University Texas Worth It?
Concordia University Texas presents a complex value proposition. With an out-of-state tuition of $23,500 and a median 10-year earning potential of $60,883, the initial financial picture appears somewhat balanced. However, the median student debt of $21,852, combined with a relatively low graduation rate of 42.3%, raises concerns about the return on investment (ROI). The reported ROI score of -35 is a stark indicator that, on average, graduates are not seeing a significant financial return relative to their investment and debt burden within the first decade. To put it in perspective, if a graduate earns $60,883 annually and dedicates a portion of their income to debt repayment, paying off $21,852 could take approximately 3-5 years, assuming standard repayment plans and interest rates. However, this doesn't account for living expenses, potential underemployment, or the opportunity cost of not pursuing a potentially higher-earning degree elsewhere. Given the tuition cost and the reported ROI, Concordia University Texas appears to be an overpriced option for many students seeking a strong financial return on their education. It is not a hidden gem, nor is it a straightforward good deal. Students should carefully weigh the program strengths and career services support against the financial investment and consider alternative institutions if maximizing earning potential is a primary goal.
Return on Investment
While the degree is affordable, the negative ROI score suggests that the cost may not be fully justified by the earnings potential.
Debt Reality Check
Median student debt at Concordia University Texas: $21,852. Monthly payment on a standard 10-year plan: $248/month. Total repaid: $29,760 ($7,908 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $29,760.
Strengths
- Strong focus on career readiness and practical experience.
- Affordable tuition rates.
Weaknesses
- Lower graduation rate compared to national average.
- Higher median debt among graduates.
Academic Profile
ACT Midpoint: 20. Retention Rate: 58.3%.
Concordia University Texas prides itself on providing a liberal arts education grounded in Lutheran traditions, emphasizing critical thinking, ethical leadership, and service. While the university offers a broad range of undergraduate programs, several departments stand out. The College of Business is a strong contender, offering programs like Accounting, Management, and Marketing, often with a focus on practical application and internships. The College of Education is also highly regarded, preparing students for careers in teaching with robust pedagogical training. For those interested in the sciences, programs such as Biology and Chemistry provide a solid foundation for further study or entry-level positions. Research opportunities, while perhaps not as extensive as at larger research institutions, are available, particularly for motivated students working closely with faculty. The student-faculty ratio, though not explicitly provided, is likely favorable given the university's size, allowing for personalized attention and mentorship. Faculty are generally accessible and dedicated to student success. CTX offers an Honors Program for academically gifted students, providing enriched coursework and opportunities for advanced study. Study abroad programs are available, allowing students to broaden their perspectives and gain international experience. Academic support is a cornerstone, with resources like the Academic Success Center offering tutoring, writing assistance, and academic advising to ensure students have the tools they need to thrive.
Financial Aid Guide for Concordia University Texas
Pell Grant recipients: 41.4%. Students taking federal loans: 49.8%.
Navigating financial aid at Concordia University Texas involves understanding the blend of merit-based and need-based aid, alongside federal programs. Given the private, nonprofit status and a sticker price of $23,500 for both in-state and out-of-state students, financial aid is crucial for most families. CTX offers a range of scholarships, including academic scholarships, leadership awards, and specific departmental scholarships, which are often merit-based and can significantly reduce the cost of attendance. Prospective students should actively seek out these opportunities and apply early, as many have limited funding. Need-based aid, determined by the FAFSA, is also a significant component. This includes federal grants like the Pell Grant (though the rate is not specified, it's a key federal resource), state grants, and institutional aid. Work-study programs are available, offering students the chance to earn money through on-campus employment, which can help cover living expenses. Typical aid packages can vary widely based on academic merit, financial need, and the specific scholarships a student receives. For families with an Expected Family Contribution (EFC) of, say, $10,000, a combination of federal grants, institutional scholarships, and potentially work-study might cover a substantial portion of the tuition and fees. For families with higher incomes but strong academic profiles, merit scholarships will likely play a larger role. Negotiating aid at CTX is possible, especially if you have competing offers from similar institutions, but it's generally more effective when based on demonstrated financial need or significant academic merit rather than simply asking for more. It's advisable to contact the Financial Aid Office directly to discuss your specific situation and explore all available options.
Hidden Costs at Concordia University Texas
- Meal Plans: While not mandatory for all students, on-campus residents typically purchase meal plans, with options ranging from approximately $2,500 to $4,000 per academic year.
- Textbooks and Supplies: Budget around $1,000 to $1,500 annually for textbooks, course materials, and other academic supplies.
- Technology Fee: A mandatory technology fee, often around $100-$200 per semester, covers access to campus IT resources and support.
- Transportation: Depending on your living situation and need to travel off-campus, factor in costs for public transport, ride-sharing, or personal vehicle maintenance and fuel, potentially $500-$1,500 per year.
- Parking Permits: If you plan to bring a car to campus, expect to pay for a parking permit, which can range from $100 to $300 annually.
- Personal Expenses: This includes toiletries, laundry, entertainment, and other miscellaneous items, which can easily add up to $1,000-$2,000 per year.
- Health Insurance: While CTX offers a student health insurance plan, if you have existing coverage, ensure it meets the university's requirements; otherwise, the university plan could cost upwards of $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Concordia University Texas (CTX) graduates enter a diverse job market, with many finding opportunities within the thriving Austin metropolitan area and beyond. While specific data on major employers actively recruiting on campus is limited, the university's location in a tech and healthcare hub suggests potential pathways into these sectors. Alumni often cluster in industries such as education, healthcare, business administration, and non-profit management, reflecting the university's program strengths. For instance, graduates may find roles in local school districts, hospitals like Ascension Seton or St. David's HealthCare, or within the numerous technology companies that call Austin home, such as Dell, IBM, or Oracle, though direct recruitment pipelines may vary.
CTX's career services department aims to support students through resume building, interview preparation, and networking events. Internship opportunities are crucial for CTX graduates to gain practical experience. While specific internship pipelines aren't extensively detailed, students are encouraged to leverage local connections and career fairs to secure placements. Given Austin's dynamic economy, graduates are well-positioned for roles in marketing, sales, human resources, and IT support within various companies.
Graduate school placement rates are not prominently published, but students pursuing advanced degrees are likely to be found in fields like education (e.g., becoming principals or specialized teachers), counseling, and theology, aligning with the university's Lutheran heritage. Notable alumni are not widely publicized, which can sometimes indicate a less established or visible alumni network compared to larger institutions. Geographic hiring patterns show a strong tendency for graduates to remain in Texas, particularly the Austin-Round Rock metropolitan area, due to the robust local job market and established personal networks. Some may also find opportunities in other major Texas cities like Dallas, Houston, or San Antonio, or in regions with strong Lutheran affiliations.
Campus Life & Culture at Concordia University Texas
Concordia University Texas attracts a diverse student body, with a significant portion identifying as first-generation college students and representing various ethnic and racial backgrounds. The university's location in Austin draws students from across Texas and beyond, creating a dynamic geographic mix. Students who thrive here are typically seeking a supportive, faith-informed community where they can develop academically, personally, and spiritually, with a desire to engage in service and leadership.
Concordia University Texas (CTX), nestled in the vibrant city of Austin, offers a unique campus experience that blends a close-knit community with the energy of a major cultural hub. The university's picturesque campus, situated on a bluff overlooking Lake Austin, provides a serene environment conducive to focused study and personal growth. With a student body of just over 1,100, CTX fosters a strong sense of community where students often know each other and faculty members by name. This intimacy is reflected in the numerous student organizations, ranging from academic clubs and spiritual groups like the Lutheran Student Fellowship to intramural sports teams and the popular student government. While Greek life isn't a dominant force, the emphasis is on building connections through shared interests and activities. Athletics are a significant part of the CTX experience, with the Tornados competing in NCAA Division III, fostering school spirit and providing opportunities for student-athletes. Housing is primarily on-campus for freshmen, with options like the University Residence Halls, designed to encourage interaction and community building. Dining services offer a variety of options in the campus cafeteria, catering to diverse tastes and dietary needs. The overall vibe at CTX is one of supportive community, faith-centered values, and a commitment to developing well-rounded individuals ready to serve in their chosen fields. Students often describe the atmosphere as welcoming and familial, with ample opportunities to get involved and make lasting friendships.
Campus Highlights
- Stunning Lakeside Campus: The picturesque location on a bluff overlooking Lake Austin offers breathtaking views and a serene environment.
- Faith-Centered Community: A strong Lutheran heritage permeates the campus culture, fostering a supportive and values-driven atmosphere.
- Austin Location: Proximity to a vibrant, growing city provides abundant internship, cultural, and recreational opportunities.
- Small Class Sizes: The intimate student body size ensures personalized attention from faculty and a close-knit community feel.
- Commitment to Service: CTX emphasizes servant leadership, encouraging students to engage in community service and make a positive impact.
- NCAA Division III Athletics: The Concordia Tornados offer a competitive athletic program that fosters school spirit and student involvement.
- Focus on Practical Application: Many programs integrate hands-on learning, internships, and real-world experiences to prepare students for their careers.
Location & Regional Advantages
Concordia University Texas's location in Austin, Texas, offers significant geographic advantages for its students and graduates. Austin is a rapidly growing city renowned for its vibrant economy, particularly in the technology sector, often dubbed the 'Silicon Hills.' This proximity provides students with unparalleled access to internships and entry-level positions at major tech companies like Dell, Apple, Google, and Meta, as well as a burgeoning startup scene. Beyond tech, Austin also boasts a strong healthcare industry, with major employers like Ascension Seton and St. David's HealthCare, and a growing presence in the creative industries, film, and music.
The cost of living in Austin has increased significantly, becoming one of the more expensive cities in Texas, which can be a consideration for students managing expenses. However, the median salary for graduates, while moderate, can still offer a reasonable return when balanced against the cost of living and student debt. The quality of life in Austin is a major draw, with its live music scene, outdoor recreational opportunities (parks, lakes, hiking trails), and diverse cultural offerings. The weather is generally warm year-round, with hot summers and mild winters, appealing to many. While Austin is generally considered a safe city, like any major urban center, crime rates can vary by neighborhood.
This dynamic location directly impacts career opportunities post-graduation. The sheer volume of businesses, from Fortune 500 companies to innovative startups, creates a broad spectrum of potential employers. The strong emphasis on networking within the Austin business community, often fostered through university connections and local events, can be a significant asset for CTX graduates seeking to establish their careers in fields ranging from software development and cybersecurity to healthcare administration and marketing.
How to Get Into Concordia University Texas
Concordia University Texas employs a holistic review process, meaning they consider a range of factors beyond just GPA and test scores (which are not a primary focus, given the absence of SAT/ACT averages). With an admission rate of 91.3%, CTX is accessible to a broad range of students, but a strong application still demonstrates your potential for success. Focus on presenting a well-rounded academic record, highlighting challenging coursework and a GPA that reflects your best effort. Since standardized test scores are not a major hurdle, your high school transcript and the content of your application essays become even more critical. Essays should showcase your personality, values, and how you align with CTX's mission, particularly its Lutheran heritage and commitment to service. Consider topics that reflect your personal growth, leadership experiences, or your aspirations for contributing to the CTX community. Demonstrated interest is likely valued; engage with the university by attending virtual or in-person information sessions, connecting with admissions counselors, and visiting the campus if possible. The application timeline generally follows standard cycles, with early application encouraged to secure your spot and financial aid. While there isn't a specific Early Decision or Early Action advantage explicitly stated, applying by priority deadlines can streamline the process and ensure you receive timely notifications regarding admissions and aid.
How Concordia University Texas Compares to Similar Schools
Similar schools: St. Edward's University, Texas Lutheran University, Southwestern University
Advantages
- Stronger ties to the Austin tech and startup ecosystem due to its location.
- Smaller class sizes potentially offering more personalized attention.
- Focus on Lutheran values may appeal to specific student demographics.
Disadvantages
- Lower graduation rate compared to some peers.
- Less established national brand recognition.
- Potentially fewer resources and alumni network breadth compared to larger institutions.
Best For
- Students who prioritize high graduation rates may want to consider other options.
- Prospective students should be prepared for a smaller class size and potential challenges in completing their degree.
- Students looking for a more extensive range of extracurricular activities may find other institutions better suited to their needs.
Avoid If
- Students who are looking for a more extensive range of extracurricular activities and a larger campus community may want to explore other options.
- Prospective students who are seeking a more affordable education with a strong focus on career outcomes may find Concordia University Texas a good fit.
Frequently Asked Questions about Concordia University Texas
How much does it cost to attend Concordia University Texas?
In-state tuition at Concordia University Texas is $23,500 per year, and out-of-state tuition is $23,500 per year. The median student debt at graduation is $21,852.
What is the acceptance rate at Concordia University Texas?
Concordia University Texas has an acceptance rate of 91.3%.
What is the graduation rate at Concordia University Texas?
Concordia University Texas has a graduation rate of 42.3%.
How much do Concordia University Texas graduates earn?
The median earnings for Concordia University Texas graduates 10 years after enrollment is $60,883. With median debt of $21,852, graduates earn roughly 2.8x their debt level annually.
How big is Concordia University Texas?
Concordia University Texas has approximately 1,185 students and is classified as a small institution. It is located in Austin, TX and is a Private Nonprofit institution.
Is Concordia University Texas worth the cost?
Concordia University Texas has an ROI score of -35 out of 100. With in-state tuition of $23,500 per year and median post-graduation earnings of $60,883, the data suggests the return on investment may be below average.
Where is Concordia University Texas located?
Concordia University Texas is located in Austin, TX. It is a Private Nonprofit institution with approximately 1,185 students.
How much student debt do Concordia University Texas graduates have?
The median student debt for Concordia University Texas graduates is $21,852. With median earnings of $60,883 ten years after enrollment, graduates can expect a debt-to-income ratio of 36%.
Is Concordia University Texas a good college?
Concordia University Texas has a graduation rate of 42.3% and median post-graduation earnings of $60,883. High admission rate of 91.25%.
How does Concordia University Texas compare to similar colleges?
Median debt of $21,852 is below the national average. Compared to peer institutions, Concordia University Texas offers a more affordable education with strong earning potential but lower graduation rates.
What career prospects do Concordia University Texas graduates have?
Graduates of Concordia University Texas are well-positioned for careers in fields that value practical experience and diverse skill sets.
What should prospective students know about Concordia University Texas?
Concordia University Texas is well-suited for students seeking a private, affordable education with a focus on career readiness.
What makes Concordia University Texas stand out?
Graduation rate of 42.3% is below the national average.
What are the pros and cons of attending Concordia University Texas?
Median earnings after 10 years are above the national average.
Explore More
Colleges in Texas
Similar Schools
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in Texas — Visa sponsorship salary data for Texas
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit Concordia University Texas official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.