Concordia University-Nebraska
Seward, NE 68434-1556 — Private Nonprofit
Value Score: 75/100 | ROI Score: -68 | Affordability Score: 55/100
Tuition (In-State): $40,640 | Out-of-State: $40,640
Acceptance Rate: 85.7% | Graduation Rate: 64.5% | Retention Rate: 79.5%
Median Earnings (10yr): $52,415 | Median Debt: $25,750
ACT Midpoint: 23
Student Body Size: 1,283 (small)
Pell Grant Recipients: 11.4% | Federal Loan Rate: 26.4%
Average Faculty Salary: $6,919/month
Tuition & Affordability Analysis
In-state tuition at Concordia University-Nebraska is $40,640 per year, which is 3% above the national average for private institutions.
Out-of-state students pay $40,640/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $162,560 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Concordia University-Nebraska:
- Families earning $0–$30,000: $19,107/year
- Families earning $30,001–$48,000: $20,295/year
- Families earning $48,001–$75,000: $21,442/year
- Families earning $75,001–$110,000: $25,401/year
- Families earning $110,000+: $26,433/year
Low-income families receive an average discount of $21,533/year, paying just 47% of the sticker price.
Admissions Snapshot
Concordia University-Nebraska has an acceptance rate of 85.7%, placing it in the Open Admission (85%+) category. This means roughly 374 students apply each year.
Concordia University-Nebraska accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The ACT midpoint is 23, 10% above the national average.
Graduate Outcomes & Return on Investment
64.5% of students at Concordia University-Nebraska complete their degree, 4% above the national average. This is a solid graduation rate.
First-year retention rate: 79.5% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Concordia University-Nebraska earn a median salary of $52,415 ten years after enrollment, 28% above the national average. This represents a $17,415/year earnings premium over the average high school diploma holder, or $522,450 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $25,750, 20% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $279/month, with a total repayment of $33,480 (including $7,730 in interest).
Debt-to-Earnings Ratio: 0.49x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Concordia University-Nebraska pays for itself in approximately 10 years. This is a reasonable investment timeline.
Financial Aid Profile
11.4% of students at Concordia University-Nebraska receive Pell Grants (federal need-based aid for families earning under ~$60,000), 66% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
26.4% of students take federal loans, 44% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $6,919/month, 21% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Concordia University-Nebraska enrolls 1,283 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 46/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 73%, Hispanic 6%, Black 2%, Asian 1%.
Concordia University-Nebraska: Small Private Institution with Strong Graduation and Earnings
- Concordia University-Nebraska: Faith, Value, and a Midwestern Career Path
- Beyond the Classroom: How Concordia-Nebraska Shapes Graduates for Life and Work
- Is Concordia-Nebraska Worth the Investment? Analyzing Your Return
Report Card: Overall Grade D+
Concordia University-Nebraska receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: C+
- Affordability: C+
College Analysis
Concordia University-Nebraska is a Private Nonprofit institution in Seward, NE with approximately 1,283 students. Academics: Concordia University-Nebraska has a strong graduation rate of 64.49%. Value: The university offers a relatively low tuition rate of $40,640 for both in-state and out-of-state students. Outcomes: Graduates have a median earning of $52,415 after 10 years, which is above the national average.
The Verdict: Is Concordia University-Nebraska Worth It?
Concordia University-Nebraska presents a complex value proposition. With an out-of-state tuition of $40,640 and a median 10-year earnings of $52,415, the immediate financial picture appears challenging. The median debt of $25,750, while not excessively high, adds to the financial burden. Based on these figures alone, the return on investment (ROI) score of -68 suggests that, on average, graduates take a significant amount of time to recoup their educational expenses, with earnings not substantially outpacing the initial investment and debt. However, CUNE's value extends beyond purely financial metrics. As a private, faith-based institution affiliated with the Lutheran Church Missouri Synod, it offers a distinct educational experience focused on liberal arts and professional preparation within a specific value framework. For students seeking this particular environment, the financial cost may be secondary to the educational and spiritual benefits. The median earnings of $52,415 are competitive within the Nebraska job market, especially for graduates entering fields like education or social services where starting salaries might be lower but job stability is high. Considering the cost versus median earnings, it would take approximately 5-6 years of post-graduation earnings, assuming all income goes towards debt and tuition repayment, to break even on the initial investment and debt. This is a longer payoff period than many institutions. Therefore, while CUNE may not be a 'hidden gem' from a purely financial ROI perspective, it can be a worthwhile investment for students who prioritize its specific mission, community, and educational approach, and who are likely to find stable, fulfilling careers within its traditional alumni placement regions. It's a good deal for the right student, but potentially overpriced for those solely focused on maximizing financial returns.
Return on Investment
While the tuition is high, the strong academic performance and competitive earnings suggest that the degree is worth the cost for many students.
Debt Reality Check
Median student debt at Concordia University-Nebraska: $25,750. Monthly payment on a standard 10-year plan: $292/month. Total repaid: $35,040 ($9,290 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,040.
Strengths
- Strong academic performance with a high graduation rate.
- Competitive earnings for graduates.
- Affordable tuition rates.
Weaknesses
- Higher median debt compared to some peer institutions.
- Lower ROI score indicating potential financial risks.
- Smaller student body size may limit certain resources and opportunities.
Academic Profile
ACT Midpoint: 23. Retention Rate: 79.5%.
Concordia University Nebraska excels in preparing students for both professional careers and lifelong service, with a strong emphasis on its liberal arts foundation and professional programs. Notable departments include Education, Business Administration, and the rapidly growing Health Sciences, which offers popular programs like Nursing and Physician Assistant Studies. The Christ College of Nursing & Health Sciences, in particular, is a significant draw. While specific faculty salary data isn't readily available, the university prides itself on a low student-faculty ratio (around 13:1, inferred from size and faculty numbers), suggesting ample opportunity for personalized attention and mentorship from dedicated faculty. Research opportunities are integrated into coursework and can extend to undergraduate research projects, particularly within the sciences and education fields, allowing students to work closely with professors. The Honors Program provides a challenging academic track for high-achieving students, offering enriched coursework and opportunities for independent study. Concordia also offers robust study abroad programs, often with a service-learning component, allowing students to experience different cultures while applying their academic knowledge. Academic support is readily available through the Academic Success Center, offering tutoring, writing assistance, and academic advising to ensure students have the resources they need to succeed.
Financial Aid Guide for Concordia University-Nebraska
Pell Grant recipients: 11.4%. Students taking federal loans: 26.4%.
Navigating financial aid at Concordia University Nebraska involves understanding their commitment to making a private education accessible. While specific merit aid figures vary, Concordia offers a range of scholarships based on academic achievement, leadership, and specific talents, such as music or athletics. For instance, academic scholarships can range from a few thousand dollars to a significant portion of tuition, depending on GPA and test scores (though these are not heavily emphasized in admissions). Need-based aid is also a crucial component, determined by the FAFSA. For families with an Expected Family Contribution (EFC) below $10,000, federal Pell Grants and state aid can cover a substantial portion of tuition, potentially reducing the out-of-pocket cost significantly. Work-study opportunities are available, providing students with on-campus jobs to help fund their education, with typical earnings ranging from $2,000 to $4,000 per academic year. Typical aid packages for students from middle-income families might combine academic scholarships, federal loans, and some institutional grants, potentially reducing the sticker price of $40,640 by $15,000-$25,000. Scholarship tips include applying early for general admission scholarships and actively seeking out departmental or program-specific scholarships. Negotiating aid at Concordia is generally less common than at highly selective institutions, as their aid packages are often formula-driven, but presenting a strong case with updated financial information or competing offers can sometimes lead to adjustments.
Hidden Costs at Concordia University-Nebraska
- Room and board costs can add approximately $10,000 - $12,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can range from $800 to $1,200 annually, with costs varying significantly by major.
- Student fees, often including technology, activity, and facility fees, can total around $500 - $800 per semester.
- Transportation costs, especially for students traveling home or for personal trips, can vary widely but budget at least $500 - $1,000 per year.
- Personal expenses, including toiletries, laundry, entertainment, and snacks, are estimated at $1,500 - $2,500 per academic year.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 - $3,000 annually.
Alumni Outcomes & Career Paths
Concordia University-Nebraska (CUNE) graduates enter a diverse job market, with many finding opportunities within Nebraska and surrounding Midwestern states. While specific major employer lists are not publicly detailed, common recruitment sectors for CUNE alumni often include education, healthcare, ministry, business, and non-profit organizations. For instance, graduates in education frequently secure positions in K-12 school districts across Nebraska, such as Lincoln Public Schools or Omaha Public Schools. Healthcare alumni often find roles in regional health systems like CHI Health or Bryan Health in Lincoln. Business graduates may be recruited by local financial institutions, manufacturing firms, or retail companies in the greater Omaha and Lincoln areas.
While CUNE does not publish specific graduate school placement rates, its strong emphasis on liberal arts and professional programs suggests a solid foundation for further academic pursuits. Alumni often pursue advanced degrees in fields like counseling, education administration, nursing, and theology. Notable alumni are often found in leadership positions within the Lutheran Church Missouri Synod (LCMS), reflecting the university's religious affiliation, as well as in education and community leadership roles.
Career services at CUNE are designed to support students through resume building, interview preparation, and internship placement. The university actively cultivates relationships with local and regional businesses to create internship pipelines, providing students with practical experience. Geographic hiring patterns show a strong tendency for graduates to remain in the Midwest, particularly Nebraska, Iowa, and Kansas, though opportunities exist nationwide for those willing to relocate. Industries where alumni cluster include K-12 education, healthcare services, church-related vocations, small business management, and social services.
Campus Life & Culture at Concordia University-Nebraska
Concordia University Nebraska attracts a predominantly Lutheran student body, with a significant portion hailing from Nebraska and surrounding Midwestern states, fostering a cohesive and faith-centered community. The ideal student here is one who values academic rigor within a supportive, Christian environment and seeks opportunities for personal growth, leadership, and service.
Concordia University Nebraska in Seward offers a vibrant campus life deeply rooted in its Lutheran heritage, fostering a close-knit community where faith, academics, and service intertwine. The 'vibe' here is one of genuine connection and shared purpose, often described as a 'family atmosphere.' Residential life is central, with most undergraduates living on campus in dormitories like Stark Hall, David Hall, or the newer Link Hall, which encourages interaction and community building. While Greek life isn't a prominent feature, student organizations fill the social calendar, ranging from academic clubs and ministry groups like Campus Ministry to intramural sports and the popular Concordia Choir and A Cappella Choir, which are significant cultural ambassadors. Athletics are a major draw, with the Concordia Bulldogs competing in the NAIA, particularly strong in sports like football, volleyball, and track and field, drawing enthusiastic crowds to events at Plum Creek Park. Seward itself is a small, friendly town, offering a quiet backdrop, but students often engage in local events and enjoy the proximity to Lincoln for more diverse entertainment options. Campus traditions include the annual 'Homecoming' celebration, 'Christmas at Concordia,' and various spiritual retreats and service trips that underscore the university's mission. Dining services are provided through the Thamert Dining Hall, offering a variety of options that cater to student tastes and dietary needs, with meal plans being a standard part of the residential experience.
Campus Highlights
- Strong emphasis on Christian faith and service integrated into daily campus life.
- Thriving arts scene, particularly the renowned Concordia Choir and A Cappella Choir.
- Competitive NAIA athletics program with passionate student and community support.
- Close-knit, 'family-like' campus community fostering strong student relationships.
- Commitment to undergraduate research and faculty mentorship.
- Beautiful, well-maintained campus in a peaceful, small-town setting.
Location & Regional Advantages
Concordia University-Nebraska's location in Seward, Nebraska, offers a unique set of advantages and considerations for students. Seward itself is a small, close-knit community with a low cost of living, making it an affordable place to live and study. This can translate into lower living expenses for students during their college years and potentially for early career professionals. The proximity to Lincoln (about 30 minutes away) provides access to a larger metropolitan area with more diverse job opportunities, cultural events, and amenities. Lincoln is the state capital and home to a major university (University of Nebraska-Lincoln), fostering a dynamic environment for internships and entry-level positions, particularly in state government, education, healthcare, and business.
The broader region is characterized by a strong agricultural base and a growing presence in manufacturing, insurance, and technology sectors, especially in the Omaha metropolitan area (about an hour and a half away). While Seward is not directly adjacent to a major industry hub, its position within Nebraska allows graduates to leverage the economic strengths of both Lincoln and Omaha. The quality of life in Nebraska is often described as stable and family-friendly, with a generally safe environment and a slower pace compared to coastal cities. The weather includes distinct seasons, with cold winters and warm summers, which can be a draw for some and a deterrent for others. For career opportunities post-graduation, the location provides a solid foundation within the Midwest, with many CUNE alumni finding fulfilling careers in regional companies and organizations. However, students seeking immediate immersion in highly specialized or rapidly evolving tech hubs might find the immediate surroundings less dynamic than larger, coastal cities.
How to Get Into Concordia University-Nebraska
Concordia University Nebraska employs a holistic review process, valuing a student's academic preparation, character, and potential contributions to the campus community. Given the 85.7% admission rate, the university is accessible to a broad range of qualified students, meaning a strong academic record is important but not the sole determinant. While SAT/ACT scores are not a primary focus (indicated by N/A data), a solid GPA demonstrating consistent effort and achievement in high school coursework is crucial. The admissions committee looks for students who align with Concordia's mission and values, so essays that reflect personal growth, leadership experiences, and an understanding of the university's Lutheran heritage can be particularly impactful. Demonstrating interest is beneficial; this can be shown through campus visits (highly recommended), attending virtual information sessions, and engaging with admissions counselors. Early Action (EA) is available, which allows students to apply early and receive a decision without being contractually obligated to attend, providing peace of mind. The ideal timeline involves submitting your application and supporting documents by the spring of your senior year, with priority deadlines often in the late fall or early winter to maximize scholarship opportunities.
How Concordia University-Nebraska Compares to Similar Schools
Similar schools: Doane University, Nebraska Wesleyan University, Hastings College, University of Sioux Falls
Advantages
- Strong affiliation with the Lutheran Church Missouri Synod, offering a distinct faith-based educational experience.
- Smaller class sizes and a more intimate campus community compared to larger state universities.
- Focus on liberal arts and professional programs with a strong emphasis on service and vocation.
Disadvantages
- Lower median graduate earnings compared to some larger regional universities.
- Fewer national brand recognition and recruitment pipelines compared to more prominent institutions.
- Geographic isolation in Seward, potentially limiting immediate access to diverse internship and job markets outside the immediate region.
Best For
- Ideal for students seeking a small, close-knit community with strong academic support.
- Suitable for students who value a private education and are willing to invest in their future.
Avoid If
- Avoid if you are looking for a large campus with extensive extracurricular activities.
- Not recommended for students who prefer a more diverse student body.
Frequently Asked Questions about Concordia University-Nebraska
How much does it cost to attend Concordia University-Nebraska?
In-state tuition at Concordia University-Nebraska is $40,640 per year, and out-of-state tuition is $40,640 per year. The median student debt at graduation is $25,750.
What is the acceptance rate at Concordia University-Nebraska?
Concordia University-Nebraska has an acceptance rate of 85.7%.
What is the graduation rate at Concordia University-Nebraska?
Concordia University-Nebraska has a graduation rate of 64.5%.
How much do Concordia University-Nebraska graduates earn?
The median earnings for Concordia University-Nebraska graduates 10 years after enrollment is $52,415. With median debt of $25,750, graduates earn roughly 2.0x their debt level annually.
How big is Concordia University-Nebraska?
Concordia University-Nebraska has approximately 1,283 students and is classified as a small institution. It is located in Seward, NE and is a Private Nonprofit institution.
Is Concordia University-Nebraska worth the cost?
Concordia University-Nebraska has an ROI score of -68 out of 100. With in-state tuition of $40,640 per year and median post-graduation earnings of $52,415, the data suggests the return on investment may be below average.
Where is Concordia University-Nebraska located?
Concordia University-Nebraska is located in Seward, NE. It is a Private Nonprofit institution with approximately 1,283 students.
How much student debt do Concordia University-Nebraska graduates have?
The median student debt for Concordia University-Nebraska graduates is $25,750. With median earnings of $52,415 ten years after enrollment, graduates can expect a debt-to-income ratio of 49%.
Is Concordia University-Nebraska a good college?
Concordia University-Nebraska has a graduation rate of 64.5% and median post-graduation earnings of $52,415. High admission rate of 85.72% indicating accessible entry.
How does Concordia University-Nebraska compare to similar colleges?
Low median debt of $25,750 suggesting manageable student loans. Compared to peer institutions, Concordia University-Nebraska offers a strong academic environment with a high graduation rate and competitive earnings, but at a higher cost.
What career prospects do Concordia University-Nebraska graduates have?
Graduates from Concordia University-Nebraska are well-prepared for careers in various fields, with a strong emphasis on practical skills and professional development.
What should prospective students know about Concordia University-Nebraska?
Concordia University-Nebraska is positioned in a niche market for small, private, and affordable higher education institutions in Nebraska.
What makes Concordia University-Nebraska stand out?
Graduates earn above the national average after 10 years.
What are the pros and cons of attending Concordia University-Nebraska?
Small size category with a student count of 1,283.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.