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Concordia University Ann Arbor

Ann Arbor, MI 48105 — Private Nonprofit

Value Score: 65/100 | ROI Score: -60 | Affordability Score: 55/100

Tuition (In-State): $35,410 | Out-of-State: $35,410

Acceptance Rate: 69.3% | Graduation Rate: 48.7% | Retention Rate: 44.6%

Median Earnings (10yr): $56,075 | Median Debt: $25,750

ACT Midpoint: 21

Student Body Size: 702 (small)

Pell Grant Recipients: 24.1% | Federal Loan Rate: 60.7%

Average Faculty Salary: $6,511/month

Tuition & Affordability Analysis

In-state tuition at Concordia University Ann Arbor is $35,410 per year, which is 10% below the national average for private institutions.

Out-of-state students pay $35,410/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $141,640 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Concordia University Ann Arbor:

  • Families earning $0–$30,000: $28,829/year
  • Families earning $30,001–$48,000: $30,199/year
  • Families earning $48,001–$75,000: $32,218/year
  • Families earning $75,001–$110,000: $32,526/year
  • Families earning $110,000+: $35,139/year

Low-income families receive an average discount of $6,581/year, paying just 81% of the sticker price.

Admissions Snapshot

Concordia University Ann Arbor has an acceptance rate of 69.3%, placing it in the Moderately Selective (50–70%) category. This means roughly 253 students apply each year.

The ACT midpoint is 21, near the national average.

Graduate Outcomes & Return on Investment

48.7% of students at Concordia University Ann Arbor complete their degree, 21% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 44.6% (45% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Concordia University Ann Arbor earn a median salary of $56,075 ten years after enrollment, 37% above the national average. This represents a $21,075/year earnings premium over the average high school diploma holder, or $632,250 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,750, 20% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $279/month, with a total repayment of $33,480 (including $7,730 in interest).

Debt-to-Earnings Ratio: 0.46x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Concordia University Ann Arbor pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

24.1% of students at Concordia University Ann Arbor receive Pell Grants (federal need-based aid for families earning under ~$60,000), 27% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

60.7% of students take federal loans, 29% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $6,511/month, 25% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Concordia University Ann Arbor enrolls 702 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 53/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 68%, Hispanic 6%, Black 10%, Asian 1%.

Concordia University Ann Arbor: A Private Nonprofit Institution in Ann Arbor, MI

Report Card: Overall Grade D+

Concordia University Ann Arbor receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: B
  • Affordability: B

College Analysis

Concordia University Ann Arbor is a Private Nonprofit institution in Ann Arbor, MI with approximately 702 students. Academics: Concordia University Ann Arbor has a strong focus on Christian values and offers a variety of undergraduate and graduate programs. Value: The university's tuition is relatively high, but the median earnings after 10 years are above the national average. Outcomes: Graduation rates are below the national average, which may indicate challenges in student retention or support services.

The Verdict: Is Concordia University Ann Arbor Worth It?

Concordia University Ann Arbor presents a challenging value proposition. With an out-of-state tuition of $35,410 and a median 10-year earnings of $56,075, the initial financial outlook is concerning. The median debt of $25,750, when combined with the tuition, suggests a significant financial commitment. The ROI score of -60 is a stark indicator that, on average, graduates are not recouping their investment within a typical timeframe. To illustrate, if a graduate earns the median salary of $56,075 and dedicates 15% of their income towards debt repayment (a common benchmark), it would take approximately 4-5 years to pay off the median debt of $25,750, assuming minimal interest. However, this doesn't account for the substantial tuition cost. The total cost of a four-year degree, even without considering living expenses, would far exceed the median earnings within a decade. While CUAA offers a faith-based education and a close-knit community, the financial return on investment appears to be significantly negative based on available data. It is not a good deal financially, and prospective students should carefully weigh the potential career outcomes against the substantial cost and consider if the unique aspects of a CUAA education justify the financial burden.

Return on Investment

Given the high tuition and low graduation rates, the degree from Concordia University Ann Arbor may not be worth the cost for many students.

Debt Reality Check

Median student debt at Concordia University Ann Arbor: $25,750. Monthly payment on a standard 10-year plan: $292/month. Total repaid: $35,040 ($9,290 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,040.

Strengths

  • Strong Christian values and community
  • Above-average earnings potential
  • Diverse student body

Weaknesses

  • High tuition with low ROI
  • Below-average graduation rates
  • Limited international student presence

Academic Profile

ACT Midpoint: 21. Retention Rate: 44.6%.

Concordia University Ann Arbor's academic environment is characterized by its commitment to a Lutheran liberal arts education, emphasizing critical thinking, ethical reasoning, and faith integration across all disciplines. With a student-faculty ratio that is likely quite favorable given its size, students can expect personalized attention and direct mentorship from faculty members who are dedicated to both their academic fields and the holistic development of their students. While specific faculty salary data isn't provided, the private, nonprofit nature of CUAA suggests a faculty engaged in teaching and student support. Notable programs often include strong offerings in the humanities, education, and health sciences, aligning with the university's mission. For instance, the Bachelor of Science in Nursing program is a popular choice, preparing students for careers in a high-demand field. The Business Administration program also benefits from Ann Arbor's economic landscape, offering practical experience. Research opportunities, while perhaps not as extensive as at a large research university, are available, particularly for undergraduates seeking to delve deeper into specific subjects under faculty guidance. The Honors Program provides an enriched academic experience for high-achieving students, offering smaller class sizes and advanced coursework. Study abroad opportunities, often facilitated through Lutheran affiliations, allow students to broaden their perspectives globally. Academic support services are robust, including tutoring, writing center assistance, and academic advising, ensuring students have the resources to succeed in their coursework and beyond.

Financial Aid Guide for Concordia University Ann Arbor

Pell Grant recipients: 24.1%. Students taking federal loans: 60.7%.

Navigating financial aid at Concordia University Ann Arbor (CUAA) involves understanding both merit-based and need-based aid, alongside federal programs. As a private institution, CUAA offers a range of scholarships and grants designed to make its education accessible. Merit scholarships are typically awarded based on academic achievement (GPA, high school coursework) and may be automatically considered upon admission, or require a separate application. While specific dollar figures for merit aid vary widely, students with strong academic profiles can expect to receive significant contributions towards tuition. Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA), plays a crucial role. CUAA aims to meet a portion of demonstrated financial need through a combination of grants, institutional aid, and federal programs like Pell Grants (if eligible) and federal student loans. Work-study opportunities are also available, providing students with on-campus employment to help cover living expenses. For a student with an in-state tuition of $35,410, a typical aid package for a middle-income family might combine a merit scholarship of $10,000-$15,000 with $5,000-$8,000 in need-based grants and federal loans, potentially reducing the out-of-pocket cost significantly. Families with lower incomes may qualify for more substantial need-based aid. Scholarship tips include applying early, exploring departmental scholarships, and seeking external scholarships. While CUAA is generally supportive of financial aid discussions, negotiating aid packages is less common and typically reserved for situations with significant competing offers or extenuating financial circumstances, and success is not guaranteed.

Hidden Costs at Concordia University Ann Arbor

  • Room and Board: On-campus housing and meal plans can range from $10,000 to $14,000 per academic year, depending on the chosen meal plan and room type.
  • Textbooks and Supplies: Budget approximately $1,000 to $1,500 annually for textbooks, course materials, and necessary supplies.
  • Technology Fee: A mandatory technology fee, often around $100-$200 per semester, supports campus IT infrastructure and resources.
  • Transportation: While Ann Arbor is accessible, personal transportation or regular use of ride-sharing services can add $500-$1,500+ per year, especially if parking permits are required.
  • Personal Expenses: Allow for $1,000-$2,000 annually for personal items, entertainment, and social activities.
  • Health Insurance: If not covered by a parent's plan, the university's student health insurance plan can cost upwards of $2,500-$3,500 per year.
  • Graduation Fee: A one-time fee assessed in the final year, typically ranging from $100 to $300, to cover administrative costs of graduation.

Alumni Outcomes & Career Paths

Concordia University Ann Arbor (CUAA) graduates enter a diverse job market, with alumni finding opportunities across various sectors. While specific major employer recruitment data for CUAA is not publicly detailed, its location in the Ann Arbor/Detroit metropolitan area provides access to a robust employment landscape. Key industries that frequently hire graduates from this region include automotive (e.g., Ford, General Motors, Stellantis), healthcare (e.g., University of Michigan Health System, Trinity Health), technology (e.g., Google, Microsoft have offices in the area), and education. Many CUAA alumni are also drawn to roles within the Lutheran Church-Missouri Synod (LCMS) and related ministries, reflecting the university's religious affiliation. Graduate school placement rates are not explicitly published, but programs like nursing and education often see graduates pursue further studies or certifications. Career services at CUAA aim to support students through resume building, interview preparation, and connecting them with internship and job opportunities. The university emphasizes experiential learning, with internship pipelines often developing through local partnerships and faculty connections. Geographic hiring patterns show a strong tendency for graduates to remain in Michigan, particularly in the greater Ann Arbor and Detroit areas, though some may seek opportunities in neighboring states like Ohio or Illinois, especially in fields like manufacturing and healthcare. Notable alumni are not widely publicized, but the focus is often on graduates making a difference in their chosen fields and communities.

Campus Life & Culture at Concordia University Ann Arbor

Concordia University Ann Arbor attracts a student body primarily from Michigan and surrounding Midwestern states, with a growing number of students from across the country. The university fosters a supportive and faith-centered community where students who value academic rigor alongside spiritual growth tend to thrive. While diversity is an ongoing focus, the core demographic often shares a connection to Lutheran traditions or an openness to exploring faith within an academic context.

Concordia University Ann Arbor (CUAA) offers a distinctively Lutheran, liberal arts experience within the vibrant Ann Arbor community. The campus vibe is often described as close-knit and community-focused, reflecting its smaller size of just over 700 students. This intimacy fosters strong relationships among students and with faculty, creating a supportive environment where individuals are encouraged to grow spiritually, intellectually, and socially. Residential life is a cornerstone of the CUAA experience, with most undergraduates living on campus in residence halls like the newly constructed housing facilities, which offer modern amenities and a strong sense of community. The dining hall, known for its "home-cooked" feel, is a central gathering spot, facilitating casual interactions and friendships. While Greek life is not a significant presence, student organizations and clubs fill the social calendar. From the Concordia Choir and Handbell Choir to intramural sports and academic clubs, there are numerous avenues for students to get involved and pursue their passions. Athletics, under the Concordia Cardinals banner, competes in the NAIA, providing opportunities for student-athletes and spirited support from the campus community at games. A unique aspect of CUAA is its emphasis on faith integration; chapel services are a regular part of campus life, and service opportunities are abundant, allowing students to live out their values. The campus itself, situated on the banks of the Huron River, offers beautiful natural surroundings for recreation and reflection, a peaceful contrast to the bustling city of Ann Arbor just a short drive away. Students often find themselves balancing academic rigor with a rich spiritual and social life, creating a holistic college experience.

Campus Highlights

  • Lutheran Christian Identity: A core aspect of CUAA, offering a faith-integrated education and community.
  • Huron Riverfront Campus: Beautiful natural setting providing opportunities for recreation and reflection.
  • Close-Knit Community: Small student body fosters strong relationships and personalized attention.
  • Ann Arbor Location: Proximity to a vibrant city offering cultural, professional, and recreational opportunities.
  • Concordia Choir: Renowned musical ensemble representing a tradition of artistic excellence.
  • Emphasis on Service: Numerous opportunities for students to engage in community service and mission trips.
  • Modern Residential Facilities: Newly constructed housing options enhance the on-campus living experience.

Location & Regional Advantages

Concordia University Ann Arbor's location in Ann Arbor, Michigan, offers a compelling blend of academic, cultural, and economic advantages. Ann Arbor itself is a vibrant college town, renowned for its intellectual atmosphere, driven by the presence of the University of Michigan. This creates a rich environment for students, with numerous cultural events, dining options, and recreational activities. The local job market is strong, particularly in sectors like healthcare, education, and technology, with the University of Michigan Health System being a major employer. Proximity to Detroit, approximately 45 minutes away, opens doors to a vast array of industries, including the automotive sector, advanced manufacturing, and a growing tech scene. The cost of living in Ann Arbor is higher than the national average, particularly for housing, but it is generally considered manageable for graduates entering the workforce in the region, especially when compared to major coastal tech hubs. Quality of life is high, with excellent public services, numerous parks, and a generally safe environment. The weather is typical of the Midwest, featuring four distinct seasons, including cold, snowy winters and warm, humid summers. This location provides graduates with a solid foundation for launching careers in a diverse economic landscape, with ample opportunities for internships and post-graduation employment within a reasonable commuting distance.

How to Get Into Concordia University Ann Arbor

Applying to Concordia University Ann Arbor (CUAA) involves showcasing your academic preparedness and alignment with the university's mission. Given its 69.3% admission rate, CUAA is selective but accessible, meaning a strong application can certainly lead to admission. The admissions committee looks for students who demonstrate academic potential, a commitment to personal growth, and an interest in CUAA's Lutheran, liberal arts environment. While specific GPA and test score ranges aren't published, aiming for a GPA above 3.0 and strong performance in core academic subjects is advisable. Since SAT/ACT scores are not a factor, your high school transcript, course rigor, and essays become even more critical. The admissions essay is your opportunity to articulate your aspirations, explain why CUAA is the right fit for you, and perhaps touch upon your values or faith journey. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. Early Action (EA) is available, allowing you to receive an admission decision sooner without being contractually obligated to attend. The typical application timeline involves submitting your application, transcripts, and any required essays by the spring semester, with deadlines often around February or March for fall admission. Focus on presenting a well-rounded profile that highlights your academic achievements and your potential to contribute to the CUAA community.

How Concordia University Ann Arbor Compares to Similar Schools

Similar schools: Davenport University, Madonna University, Spring Arbor University, Adrian College

Advantages

  • Stronger regional presence in the Ann Arbor/Detroit metro area for internships and job placement.
  • Potentially more robust graduate school placement in specific fields due to university partnerships.
  • Unique faith-based educational experience within the Lutheran tradition.

Disadvantages

  • Lower overall graduation rate compared to some peers.
  • Significantly lower median earnings post-graduation compared to national averages and some competitors.
  • Higher sticker price tuition relative to the median earnings.

Best For

  • Prospective students interested in a Christian education with a focus on values and community service.
  • Students seeking a small, close-knit academic environment.

Avoid If

  • Students looking for a more affordable option with higher graduation rates.
  • Individuals prioritizing higher ROI over the values-based education.

Frequently Asked Questions about Concordia University Ann Arbor

How much does it cost to attend Concordia University Ann Arbor?

In-state tuition at Concordia University Ann Arbor is $35,410 per year, and out-of-state tuition is $35,410 per year. The median student debt at graduation is $25,750.

What is the acceptance rate at Concordia University Ann Arbor?

Concordia University Ann Arbor has an acceptance rate of 69.3%.

What is the graduation rate at Concordia University Ann Arbor?

Concordia University Ann Arbor has a graduation rate of 48.7%.

How much do Concordia University Ann Arbor graduates earn?

The median earnings for Concordia University Ann Arbor graduates 10 years after enrollment is $56,075. With median debt of $25,750, graduates earn roughly 2.2x their debt level annually.

How big is Concordia University Ann Arbor?

Concordia University Ann Arbor has approximately 702 students and is classified as a small institution. It is located in Ann Arbor, MI and is a Private Nonprofit institution.

Is Concordia University Ann Arbor worth the cost?

Concordia University Ann Arbor has an ROI score of -60 out of 100. With in-state tuition of $35,410 per year and median post-graduation earnings of $56,075, the data suggests the return on investment may be below average.

Where is Concordia University Ann Arbor located?

Concordia University Ann Arbor is located in Ann Arbor, MI. It is a Private Nonprofit institution with approximately 702 students.

How much student debt do Concordia University Ann Arbor graduates have?

The median student debt for Concordia University Ann Arbor graduates is $25,750. With median earnings of $56,075 ten years after enrollment, graduates can expect a debt-to-income ratio of 46%.

Is Concordia University Ann Arbor a good college?

Concordia University Ann Arbor has a graduation rate of 48.7% and median post-graduation earnings of $56,075. High tuition with above-average earnings, but low graduation rates.

How does Concordia University Ann Arbor compare to similar colleges?

Strong Christian values integrated into the curriculum. While Concordia University Ann Arbor offers a strong academic environment and decent earnings potential, its high tuition and low graduation rates make it less competitive compared to peer institutions.

What career prospects do Concordia University Ann Arbor graduates have?

Graduates of Concordia University Ann Arbor are well-prepared for careers in ministry, education, and other fields that align with Christian values.

What should prospective students know about Concordia University Ann Arbor?

Concordia University Ann Arbor is positioned in a competitive market, offering a niche focus on Christian education and values.

What makes Concordia University Ann Arbor stand out?

Diverse student body with a significant white population.

What are the pros and cons of attending Concordia University Ann Arbor?

Above-average earnings but below-average ROI.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.