CollegeTuitionData — College Data in Plain English

Concordia College at Moorhead

Moorhead, MN 56562 — Private Nonprofit

Value Score: 65/100 | ROI Score: -52 | Affordability Score: 55/100

Tuition (In-State): $31,170 | Out-of-State: $31,170

Acceptance Rate: 62.6% | Graduation Rate: 66.3% | Retention Rate: 83.6%

Median Earnings (10yr): $59,317 | Median Debt: $26,847

SAT Average: 1190 | ACT Midpoint: 23

Student Body Size: 1,829 (small)

Pell Grant Recipients: 19.1% | Federal Loan Rate: 53.1%

Average Faculty Salary: $7,714/month

Tuition & Affordability Analysis

In-state tuition at Concordia College at Moorhead is $31,170 per year, which is 21% below the national average for private institutions.

Out-of-state students pay $31,170/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $124,680 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Concordia College at Moorhead:

  • Families earning $0–$30,000: $20,950/year
  • Families earning $30,001–$48,000: $18,889/year
  • Families earning $48,001–$75,000: $20,115/year
  • Families earning $75,001–$110,000: $23,045/year
  • Families earning $110,000+: $28,435/year

Low-income families receive an average discount of $10,220/year, paying just 67% of the sticker price.

Admissions Snapshot

Concordia College at Moorhead has an acceptance rate of 62.6%, placing it in the Moderately Selective (50–70%) category. This means roughly 730 students apply each year.

The average SAT score of admitted students is 1190, 12% above the national average. This is within the mid-range nationally.

The ACT midpoint is 23, 10% above the national average.

Graduate Outcomes & Return on Investment

66.3% of students at Concordia College at Moorhead complete their degree, 7% above the national average. This is a solid graduation rate.

First-year retention rate: 83.6% (3% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Concordia College at Moorhead earn a median salary of $59,317 ten years after enrollment, 45% above the national average. This represents a $24,317/year earnings premium over the average high school diploma holder, or $729,510 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $26,847, 25% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $291/month, with a total repayment of $34,920 (including $8,073 in interest).

Debt-to-Earnings Ratio: 0.45x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Concordia College at Moorhead pays for itself in approximately 6 years. This is a reasonable investment timeline.

Financial Aid Profile

19.1% of students at Concordia College at Moorhead receive Pell Grants (federal need-based aid for families earning under ~$60,000), 42% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

53.1% of students take federal loans, 13% above the national average. This is a moderate borrowing rate.

Average faculty salary: $7,714/month, 12% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Concordia College at Moorhead enrolls 1,829 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 43/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 75%, Hispanic 5%, Black 5%, Asian 3%.

Concordia College at Moorhead: Faith-Based Education with Moderate Tuition and Strong Earnings Potential

Report Card: Overall Grade C

Concordia College at Moorhead receives an overall grade of C based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: B
  • Affordability: B+

College Analysis

Concordia College at Moorhead is a Private Nonprofit institution in Moorhead, MN with approximately 1,829 students. Academics: Strong focus on Lutheran values and faith-based education. Value: Moderate tuition with above-average earnings but below-average ROI. Outcomes: Graduates have strong earning potential but lower-than-average graduation rates. Higher education analyst insights: Concordia College at Moorhead offers a unique blend of religious and academic rigor, but the cost-benefit analysis is not favorable.

The Verdict: Is Concordia College at Moorhead Worth It?

Concordia College at Moorhead presents a mixed value proposition. With an out-of-state tuition of $31,170 and a median 10-year earnings of $59,317, the initial financial picture appears somewhat strained. The median debt of $26,847, while not exorbitant, adds to the financial consideration. Based on these figures, the ROI score of -52 suggests that, on average, graduates take a considerable amount of time to recoup their educational investment. The earnings are not significantly higher than the cost of attendance, and the debt load further complicates the financial return. However, the value can be significantly enhanced by strong financial aid packages, which are not detailed here but are crucial for private institutions. If a student receives substantial scholarships or grants, the net cost decreases, improving the financial outlook. The strength of the liberal arts education and the supportive alumni network in the Upper Midwest are intangible benefits that can lead to long-term career satisfaction and growth, which are not captured in simple financial metrics. Given the median earnings and debt, it's not a clear 'hidden gem' from a purely financial standpoint, nor is it definitively 'overpriced' without considering aid. It leans towards being a fair, but not exceptional, financial investment, with the potential to become a good deal if aid is generous. Recommendation: Prospective students should thoroughly investigate financial aid options and research specific career outcomes for their intended majors to make a fully informed decision.

Return on Investment

While Concordia College at Moorhead offers strong earning potential, the cost-benefit analysis is not favorable, making it a less attractive option for many students.

Debt Reality Check

Median student debt at Concordia College at Moorhead: $26,847. Monthly payment on a standard 10-year plan: $305/month. Total repaid: $36,600 ($9,753 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,600.

Strengths

  • Strong faith-based education
  • Above-average earnings potential
  • Moderate tuition

Weaknesses

  • Below-average graduation rates
  • Low federal aid coverage
  • Niche market appeal

Academic Profile

SAT Average: 1190. ACT Midpoint: 23. Retention Rate: 83.6%.

Concordia College at Moorhead offers a robust liberal arts education with a strong emphasis on undergraduate research and faculty mentorship. While specific faculty salaries are not publicly available, the student-faculty ratio, though not provided, is generally low at private liberal arts colleges of this size, suggesting ample opportunity for personalized attention. Notable academic strengths often lie in areas like Business, Education, Nursing, and the Sciences, with programs such as Biology, Chemistry, and Psychology being popular choices. The Business program, for instance, often boasts strong internship connections within the thriving Fargo-Moorhead business community. The Honors Program provides a challenging academic experience for high-achieving students, offering smaller class sizes, interdisciplinary seminars, and opportunities for independent study. Concordia also strongly encourages study abroad, with numerous programs available to broaden students' perspectives and academic experiences. Academic support is readily available through the Academic Success Center, offering tutoring, writing assistance, and academic advising to ensure students have the resources they need to succeed. The college's commitment to a liberal arts foundation means students develop critical thinking, communication, and problem-solving skills applicable across a wide range of careers, preparing them not just for a job, but for a fulfilling life.

Financial Aid Guide for Concordia College at Moorhead

Pell Grant recipients: 19.1%. Students taking federal loans: 53.1%.

Navigating financial aid at Concordia College at Moorhead involves understanding both merit-based and need-based aid opportunities. As a private institution, Concordia offers a range of scholarships, many of which are merit-based, awarded for academic achievement, leadership, or specific talents. These can significantly reduce the sticker price of $31,170 for both in-state and out-of-state students. For instance, academic scholarships might range from a few thousand dollars to covering a substantial portion of tuition. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is also crucial. Many students receive a combination of grants, scholarships, and federal loans. Work-study opportunities are available, providing students with part-time jobs on campus to help cover living expenses. Typical aid packages can vary widely, but for students with demonstrated financial need, grants and scholarships could potentially bring the net cost down considerably, perhaps to the $15,000-$25,000 range for tuition and fees, depending on individual circumstances. Scholarship tips include applying early, highlighting extracurricular achievements and leadership roles, and researching any specific departmental scholarships. Negotiating financial aid at Concordia is possible, especially if you have a competing offer from a similarly ranked institution, but it's generally more effective if you can demonstrate a significant change in financial circumstances or a strong academic profile that might warrant reconsideration.

Hidden Costs at Concordia College at Moorhead

  • Room and board costs can add an estimated $10,000 - $13,000 annually, depending on the chosen meal plan and housing assignment.
  • Student activity fees, typically around $200 - $400 per semester, fund campus events, clubs, and organizations.
  • Textbooks and course materials can easily cost $1,000 - $1,500 per academic year.
  • Personal expenses, including toiletries, laundry, entertainment, and snacks, can range from $1,500 - $3,000 annually.
  • Transportation costs, especially for students who travel home frequently or explore the surrounding areas, can vary significantly but budget at least $500 - $1,000 per year.
  • Health insurance, if not covered by a parent's plan, can add approximately $2,000 - $3,000 annually.

Alumni Outcomes & Career Paths

Concordia College at Moorhead (CCM) graduates enter a diverse job market, with many finding opportunities within the Upper Midwest. While specific major employer lists are not publicly detailed, common recruitment patterns for liberal arts institutions of this size suggest engagement with regional healthcare systems like Essentia Health and Sanford Health, particularly for graduates in nursing, biology, and psychology. Financial services firms in Fargo-Moorhead, such as Gate City Bank and Noridian Healthcare Solutions, likely recruit business and economics majors. Technology companies in the region, though smaller than national hubs, also provide opportunities for computer science and data analytics graduates. Industries where alumni cluster often include education, healthcare, social services, and business administration. CCM's career services department actively works to build internship pipelines, connecting students with local and regional businesses for practical experience. Notable alumni are spread across various fields, including politics, arts, and business, though specific high-profile figures are not widely publicized. Graduate school placement rates are generally strong, with students pursuing advanced degrees in fields like law, medicine, and theology. Geographic hiring patterns show a significant concentration of alumni in Minnesota and North Dakota, particularly within the Fargo-Moorhead metropolitan area, but also extending to Minneapolis-St. Paul and other Midwestern cities. The school's emphasis on a well-rounded education prepares graduates for a variety of roles, though direct placement into highly specialized, high-paying tech or finance roles might require proactive networking and additional skill development beyond the core curriculum.

Campus Life & Culture at Concordia College at Moorhead

Concordia College at Moorhead attracts a diverse student body, with a significant portion hailing from Minnesota and North Dakota, but also drawing students from across the United States and internationally. Students who thrive here are typically engaged, community-minded individuals who value a liberal arts education with a strong ethical and service-oriented foundation. The relatively small size fosters a close-knit environment where collaboration and personal connection are paramount.

Concordia College at Moorhead, often called 'Concordia' or 'CCM,' cultivates a close-knit, community-focused campus vibe that's deeply rooted in its Lutheran heritage, though it welcomes students of all faiths. The student body of around 1,800 fosters a friendly, engaged atmosphere where getting involved is not just encouraged, it's practically a way of life. You'll find a strong emphasis on service, leadership, and personal growth, often reflected in the numerous student organizations. From the Concordia Student Government Association (CSGA) to academic clubs, cultural groups like the International Students Association, and numerous intramural sports, there's a niche for everyone. The campus itself is beautiful, with a blend of historic and modern architecture, centered around the iconic Knutson Campus Center and the beautiful F-M Area Arboretum, which provides a serene backdrop for studying or relaxing. Housing is primarily on-campus for freshmen and sophomores, with options ranging from traditional residence halls like Hallett Hall and Grothe Hall to apartment-style living for upperclassmen. The dining experience at the Dining Hall (affectionately known as 'The D-Hall') offers a variety of stations and is a central hub for social interaction. While Greek life isn't a dominant force, there are a few fraternities and sororities that contribute to the social fabric. Athletics are a significant part of campus spirit, with the Cobbers competing in NCAA Division III, particularly strong in sports like football and basketball. Weekends often involve campus events, exploring the neighboring cities of Fargo and Moorhead, or simply enjoying the camaraderie of friends. The overall feeling is one of genuine connection and shared purpose, making it easy to find your place.

Campus Highlights

  • The F-M Area Arboretum: A beautifully maintained natural space integrated into campus, offering a serene environment for study and recreation.
  • Concordia's strong Lutheran heritage and commitment to service learning, fostering a community-oriented atmosphere.
  • The vibrant arts scene, including the Music Department's renowned ensembles and the legacy of the Great River Arts Festival.
  • The close proximity to Fargo, North Dakota, offering urban amenities and internship opportunities while maintaining a distinct college town feel.
  • The 'Cobber' spirit: A strong sense of community and pride evident in athletics and campus traditions.
  • Emphasis on undergraduate research and faculty-mentored projects, providing hands-on learning experiences.

Location & Regional Advantages

Concordia College at Moorhead's location in Moorhead, Minnesota, offers a unique blend of Midwestern charm and growing economic opportunity. The Fargo-Moorhead metropolitan area is a significant economic hub for North Dakota and Minnesota, boasting a diverse job market with strengths in healthcare, technology, agriculture, and manufacturing. Major employers like Essentia Health, Sanford Health, and Microsoft (with a significant campus in Fargo) provide ample career prospects for graduates. The cost of living in the Fargo-Moorhead area is notably lower than the national average, making the student debt burden more manageable post-graduation. Proximity to industry hubs is decent; while not a major coastal tech or finance center, the region has a burgeoning tech scene and established sectors that offer good entry-level positions. Quality of life is high, characterized by friendly communities, good schools, and a family-oriented atmosphere. The weather is a classic Upper Midwest experience, with cold, snowy winters and warm, pleasant summers, which can be a draw for some and a deterrent for others. Safety is generally excellent, with low crime rates contributing to a secure environment for students. This location fosters strong community ties and offers a supportive environment for career development, particularly within the regional economy. Graduates who choose to stay in the area benefit from established alumni networks and a lower cost of living, enhancing their overall career trajectory and financial well-being.

How to Get Into Concordia College at Moorhead

Concordia College at Moorhead employs a holistic review process, meaning they consider a range of factors beyond just GPA and test scores (which are not reported, suggesting a test-optional or test-blind approach, or simply that this data isn't publicly emphasized). Given the 62.6% admission rate, Concordia is selective but not highly competitive, making a well-rounded application crucial. The admissions committee looks for students who demonstrate academic potential, a commitment to community, and a good fit with Concordia's values. Strong essays that showcase personality, experiences, and how a student will contribute to campus life are highly valued. Focus on essays that highlight leadership, service, or personal growth. Demonstrated interest is likely important; engaging with the college through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors signals genuine enthusiasm. Applying Early Action (EA) can be advantageous, allowing you to receive an early decision and potentially strengthen your application if admitted. The typical timeline involves submitting applications by February 1st for regular decision, with EA deadlines typically in November. Ensure your high school transcript reflects a challenging course load and strong grades, as academic preparation is a key component.

How Concordia College at Moorhead Compares to Similar Schools

Similar schools: St. Olaf College, Gustavus Adolphus College, Augsburg University, University of North Dakota

Advantages

  • Strong regional network in the Fargo-Moorhead area and broader Upper Midwest.
  • Lower cost of living in the surrounding region compared to larger metropolitan areas where some peers are located.
  • Emphasis on a personalized liberal arts education with strong faculty interaction.

Disadvantages

  • Median earnings are lower than some comparable private liberal arts colleges.
  • Geographic isolation compared to peers located closer to major metropolitan centers like Minneapolis or Chicago.
  • Smaller alumni network on a national scale.

Best For

  • Students seeking a secular education or those not interested in a faith-based curriculum.
  • Students with a high need for financial aid, as federal aid coverage is low.
  • Students looking for a larger campus with more diverse extracurricular activities.

Avoid If

  • Students who prioritize cost over earning potential and career outcomes.
  • Students who do not value the faith-based education and community.

Frequently Asked Questions about Concordia College at Moorhead

How much does it cost to attend Concordia College at Moorhead?

In-state tuition at Concordia College at Moorhead is $31,170 per year, and out-of-state tuition is $31,170 per year. The median student debt at graduation is $26,847.

What is the acceptance rate at Concordia College at Moorhead?

Concordia College at Moorhead has an acceptance rate of 62.6%.

What is the graduation rate at Concordia College at Moorhead?

Concordia College at Moorhead has a graduation rate of 66.3%.

How much do Concordia College at Moorhead graduates earn?

The median earnings for Concordia College at Moorhead graduates 10 years after enrollment is $59,317. With median debt of $26,847, graduates earn roughly 2.2x their debt level annually.

How big is Concordia College at Moorhead?

Concordia College at Moorhead has approximately 1,829 students and is classified as a small institution. It is located in Moorhead, MN and is a Private Nonprofit institution.

Is Concordia College at Moorhead worth the cost?

Concordia College at Moorhead has an ROI score of -52 out of 100. With in-state tuition of $31,170 per year and median post-graduation earnings of $59,317, the data suggests the return on investment may be below average.

Where is Concordia College at Moorhead located?

Concordia College at Moorhead is located in Moorhead, MN. It is a Private Nonprofit institution with approximately 1,829 students.

How much student debt do Concordia College at Moorhead graduates have?

The median student debt for Concordia College at Moorhead graduates is $26,847. With median earnings of $59,317 ten years after enrollment, graduates can expect a debt-to-income ratio of 45%.

Is Concordia College at Moorhead a good college?

Concordia College at Moorhead has a graduation rate of 66.3% and median post-graduation earnings of $59,317. Highly religious student body with 75% white students.

How does Concordia College at Moorhead compare to similar colleges?

Graduates earn above-average salaries but have below-average graduation rates. Compared to peer institutions, Concordia College at Moorhead offers strong earning potential but has a below-average ROI.

What career prospects do Concordia College at Moorhead graduates have?

Graduates are well-suited for careers in ministry, non-profit work, or fields aligned with their faith-based education.

What should prospective students know about Concordia College at Moorhead?

Concordia College at Moorhead is positioned in a niche market for students seeking a faith-based education with strong earning potential.

What makes Concordia College at Moorhead stand out?

Tuition is moderate but not covered by federal aid for many students.

What are the pros and cons of attending Concordia College at Moorhead?

Strong focus on Lutheran values and faith-based education.

Explore More

Colleges in Minnesota

Browse all colleges in Minnesota

Similar Schools

College Rankings

Research Tools

H-1B Visa Salary Data

Visit Concordia College at Moorhead official website

View on College Scorecard (Dept. of Education)

Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.