College of Our Lady of the Elms
Chicopee, MA 01013 — Private Nonprofit
Value Score: 55/100 | ROI Score: -70 | Affordability Score: 35/100
Tuition (In-State): $43,325 | Out-of-State: $43,325
Acceptance Rate: 85.3% | Graduation Rate: 66.2% | Retention Rate: 76.0%
Median Earnings (10yr): $51,540 | Median Debt: $25,000
Student Body Size: 949 (small)
Pell Grant Recipients: 45.1% | Federal Loan Rate: 70.5%
Average Faculty Salary: $7,693/month
Tuition & Affordability Analysis
In-state tuition at College of Our Lady of the Elms is $43,325 per year, which is 10% above the national average for private institutions.
Out-of-state students pay $43,325/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $173,300 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at College of Our Lady of the Elms:
- Families earning $0–$30,000: $8,099/year
- Families earning $30,001–$48,000: $22,645/year
- Families earning $48,001–$75,000: $17,539/year
- Families earning $75,001–$110,000: $21,243/year
- Families earning $110,000+: $25,491/year
Low-income families receive an average discount of $35,226/year, paying just 19% of the sticker price.
Admissions Snapshot
College of Our Lady of the Elms has an acceptance rate of 85.3%, placing it in the Open Admission (85%+) category. This means roughly 278 students apply each year.
College of Our Lady of the Elms accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
Graduate Outcomes & Return on Investment
66.2% of students at College of Our Lady of the Elms complete their degree, 7% above the national average. This is a solid graduation rate.
First-year retention rate: 76.0% (6% below the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of College of Our Lady of the Elms earn a median salary of $51,540 ten years after enrollment, 26% above the national average. This represents a $16,540/year earnings premium over the average high school diploma holder, or $496,200 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).
Debt-to-Earnings Ratio: 0.49x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from College of Our Lady of the Elms pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
45.1% of students at College of Our Lady of the Elms receive Pell Grants (federal need-based aid for families earning under ~$60,000), 37% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
70.5% of students take federal loans, 50% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $7,693/month, 12% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
College of Our Lady of the Elms enrolls 949 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 70/100 (higher = more diverse). College of Our Lady of the Elms has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 45%, Hispanic 28%, Black 13%, Asian 2%.
College of Our Lady of the Elms: Moderate Academic Quality and Financial Strain
- Elms College: A Solid Launchpad for Local Careers in Healthcare and Education
- Beyond the Classroom: Understanding Your Career Trajectory from the College of Our Lady of the Elms
- Is the Elms Experience Worth the Investment? A Deep Dive into ROI and Outcomes
Report Card: Overall Grade D+
College of Our Lady of the Elms receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: C+
- Affordability: C+
College Analysis
College of Our Lady of the Elms is a Private Nonprofit institution in Chicopee, MA with approximately 949 students. Academics: Strong retention rates suggest a supportive learning environment. Value: High tuition with moderate earnings, indicating potential financial strain. Outcomes: Graduates have above-average earnings but face significant debt. Academics: Small class sizes and a private setting may offer personalized education.
The Verdict: Is College of Our Lady of the Elms Worth It?
The College of Our Lady of the Elms presents a complex value proposition. With an out-of-pocket cost that can approach $43,325 annually and a median 10-year earnings figure of $51,540, the immediate return on investment appears modest, especially when factoring in potential student debt of $25,000. The ROI score of -70 further underscores this concern, suggesting that, on average, graduates may not recoup their educational investment quickly through higher earnings compared to their peers. The median earnings are only slightly higher than the annual tuition, indicating a long payoff period for the initial investment. While the median debt is manageable, the earnings potential needs careful consideration. For students pursuing high-demand, high-paying fields like nursing, where Elms has a strong reputation, the value proposition improves significantly. However, for majors with lower earning potential, the financial burden could be substantial. It is not a clear-cut 'good deal' nor is it outrageously overpriced, but rather a 'cautious investment.' The recommendation is to carefully evaluate the specific program of study and its associated career outcomes and earning potential. For those targeting careers in local healthcare or education, where Elms has established pipelines, it could be a reasonable choice. For others, exploring schools with potentially higher earning outcomes or lower tuition might be a more financially prudent decision.
Return on Investment
While the degree may offer career opportunities, the high cost and significant debt may not justify the investment.
Debt Reality Check
Median student debt at College of Our Lady of the Elms: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).
Breakeven vs high school diploma: 1.2 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.
Strengths
- Supportive learning environment with strong retention rates.
- Small class sizes and personalized education.
Weaknesses
- High median debt among graduates.
- Moderate earnings despite high tuition.
Academic Profile
Retention Rate: 76.0%.
Elms College offers a focused academic experience, particularly strong in its nursing and health sciences programs, which are often the primary draw for many students. The Eleanor D. Daugherty School of Nursing is highly regarded, preparing graduates for successful careers in a demanding field. Beyond nursing, the college also boasts robust programs in education, business, and the humanities, providing a solid liberal arts foundation. Given its size, Elms College emphasizes personalized attention. While specific faculty salary data isn't readily available, the student-faculty ratio is typically low, suggesting that students benefit from direct interaction with their professors. This close proximity allows for mentorship, research collaboration, and tailored academic support. The college likely fosters opportunities for undergraduate research, especially within the sciences and nursing, enabling students to gain practical experience and contribute to scholarly work. Honors programs are available for high-achieving students, offering enriched coursework and opportunities for deeper engagement. Elms College also supports academic success through various resources, including tutoring services, writing centers, and academic advising, all designed to help students navigate their coursework and achieve their academic goals. Study abroad opportunities, though perhaps less extensive than at larger institutions, are available and provide valuable global perspectives.
Financial Aid Guide for College of Our Lady of the Elms
Pell Grant recipients: 45.1%. Students taking federal loans: 70.5%.
Navigating financial aid at Elms College involves understanding both merit-based and need-based aid. As a private institution, Elms College relies heavily on financial aid to make its education accessible. Merit scholarships are likely available for students demonstrating strong academic achievement, often awarded automatically upon admission based on GPA and any available standardized test scores (though these are currently not a factor). Need-based aid, determined by the FAFSA and potentially the CSS Profile, will be crucial for many students. Expect a combination of grants (which don't need to be repaid), federal and state loans (which do), and potentially federal work-study opportunities. For families with an annual income below $50,000, a significant portion of tuition and fees might be covered by grants and scholarships, potentially reducing the out-of-pocket cost considerably. For those with incomes between $50,000 and $100,000, aid packages will likely be more varied, with a greater reliance on loans. It's realistic to expect that a substantial portion of the $43,325 tuition will be offset by aid for many students. Scholarship tips include applying early, researching external scholarships from community organizations or specific fields of study, and highlighting any unique talents or experiences in application essays. Negotiating aid at Elms College might be possible, especially if you have competing offers from similar institutions or if there's a documented change in your family's financial circumstances, but it's generally more effective at larger, more research-intensive universities.
Hidden Costs at College of Our Lady of the Elms
- Room and board costs can add an estimated $12,000 to $15,000 per academic year.
- Textbooks and course materials can range from $800 to $1,200 annually.
- Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 per year.
- Transportation costs, including travel home for breaks or local commuting, can vary widely but budget at least $500 to $1,500 annually.
- Personal expenses such as toiletries, laundry, and entertainment could amount to $1,000 to $2,000 per year.
- Health insurance, if not covered by a parent's plan, can add an estimated $2,000 to $3,000 annually.
- Parking permits for students who bring cars to campus may cost $100 to $300 per year.
Alumni Outcomes & Career Paths
Graduates from the College of Our Lady of the Elms (Elms) are primarily positioned within the healthcare, education, and social services sectors, reflecting the institution's strong program offerings in these areas. Major employers that frequently recruit Elms graduates include Baystate Health, a prominent healthcare system in the Springfield, MA area, as well as various school districts across Western Massachusetts, such as Springfield Public Schools and Holyoke Public Schools. Other significant employers include organizations like Catholic Charities, emphasizing the strong presence of social work and human services alumni. While specific data on graduate school placement rates for all programs isn't readily available, programs like nursing and psychology often see a substantial percentage of graduates pursuing advanced degrees at institutions like American International College or the University of Massachusetts Amherst. Notable alumni are often found in leadership positions within local healthcare facilities, educational institutions, and community organizations. The career services department at Elms focuses on providing personalized guidance, resume building, and interview preparation, aiming to connect students with internship and job opportunities. Internship pipelines are particularly robust in the healthcare field, with students gaining practical experience at Baystate Health, Mercy Medical Center, and other regional hospitals. The geographic hiring pattern for Elms graduates heavily favors Western Massachusetts, with a significant concentration of alumni working in Chicopee, Springfield, Holyoke, and Worcester. Some graduates also find opportunities in Connecticut, particularly in the Hartford metropolitan area, and occasionally in the greater Boston region, though the local market remains the primary destination.
Campus Life & Culture at College of Our Lady of the Elms
Elms College serves a predominantly undergraduate population, with a significant percentage of students coming from Massachusetts and surrounding New England states. The student body is characterized by a strong sense of community and a shared commitment to academic and personal growth, often attracting students who value a supportive, values-driven educational environment. Students who thrive here are typically self-motivated, engaged, and appreciate the benefits of a smaller college setting where faculty and peers offer consistent support.
The College of Our Lady of the Elms, often called 'Elms College,' cultivates a close-knit and supportive campus community, deeply rooted in its Catholic heritage and Franciscan values. With a student body of under 1,000, you'll find that personal connections are paramount. The 'vibe' here is one of academic seriousness blended with a genuine sense of sisterhood and mutual respect, particularly among the predominantly female student population (though men are increasingly present in graduate programs and some undergraduate courses). Social life isn't about massive parties; it's more about engaging with friends in smaller groups, participating in campus events, and enjoying the cozy atmosphere. The campus itself, located in Chicopee, MA, offers a blend of historic and modern facilities, creating an intimate learning environment. Student organizations are a key part of campus life, ranging from academic clubs and service groups to cultural and spiritual organizations. While Greek life isn't a major feature, the strong sense of community fostered by the college often fills that social niche. Residential life is a central component for many undergraduates, with on-campus housing providing a convenient and immersive experience. Dining services offer a communal space for students to connect over meals. Athletics, while not a primary focus for all students, offers opportunities for participation and school spirit, with teams competing at the NCAA Division III level. Traditions often revolve around shared academic achievements, spiritual observances, and community-building events that reinforce the Elms' values of service, knowledge, and compassion.
Campus Highlights
- Strong focus on nursing and health sciences, with a highly respected School of Nursing.
- Close-knit community fostered by a small student body, encouraging personal connections.
- Rooted in Franciscan values, emphasizing service, compassion, and knowledge.
- Intimate campus setting in Chicopee, MA, offering a blend of historic and modern facilities.
- Commitment to personalized attention with a low student-faculty ratio.
- Active student life with various clubs, organizations, and spiritual groups.
- Supportive academic environment with robust student support services.
Location & Regional Advantages
The College of Our Lady of the Elms, situated in Chicopee, Massachusetts, benefits from its location in the heart of Western Massachusetts, a region with a developing economic landscape. The local job market is significantly influenced by the healthcare and education sectors, with major employers like Baystate Health and numerous public school systems providing substantial employment opportunities for graduates. Chicopee itself offers a modest cost of living compared to the more expensive Boston metropolitan area, making it an attractive location for recent graduates looking to manage expenses. Proximity to Springfield, the region's largest city, provides access to a broader range of employers and cultural amenities. While not a major tech or finance hub, Western Massachusetts is within a reasonable driving distance (approximately 1.5-2 hours) of the greater Boston area, offering graduates the potential to explore opportunities in a more dynamic job market if desired. The quality of life in the Pioneer Valley is characterized by a blend of urban services in Springfield and a more suburban and rural feel in surrounding towns. The area offers access to outdoor recreation, including the Berkshire Mountains, and a rich cultural scene with museums and theaters. Safety is generally comparable to other mid-sized cities and suburban areas in the Northeast. The location's primary advantage for Elms graduates lies in its strong ties to the regional healthcare and education networks, creating a focused yet viable career path within the immediate vicinity.
How to Get Into College of Our Lady of the Elms
Gaining admission to Elms College, with its 85.3% acceptance rate, is generally accessible for students who meet the academic expectations. The admissions office likely values a well-rounded applicant who demonstrates a commitment to learning and aligns with the college's Franciscan values. While SAT/ACT scores are not a factor, a strong high school GPA is crucial. Focus on presenting a transcript that shows consistent effort and a challenging course load. Your application essay is a key opportunity to showcase your personality, aspirations, and how you might contribute to the Elms community. Consider topics that reflect on personal growth, overcoming challenges, or your passion for your intended field of study. Demonstrated interest isn't typically a major factor for schools with higher acceptance rates, but attending virtual or in-person information sessions, visiting campus if possible, and engaging with admissions counselors can still positively influence your application. The timeline recommendation is to apply well before the priority deadline, typically in late winter or early spring, to ensure full consideration for both admission and financial aid. Early Action (EA) or Early Decision (ED) advantages are likely minimal given the selectivity, but applying early ensures you receive your decision sooner.
How College of Our Lady of the Elms Compares to Similar Schools
Similar schools: American International College, Western New England University, Assumption University, Saint Anselm College
Advantages
- Stronger focus on nursing and allied health programs with established local hospital partnerships.
- Smaller class sizes and more personalized attention due to its size.
- Lower sticker price compared to some private institutions in the greater Boston area.
Disadvantages
- Lower median graduate earnings compared to some peers.
- Less diverse geographic reach for alumni employment.
- Lower overall national recognition and brand prestige.
Best For
- Students seeking lower tuition costs and better financial outcomes should consider alternatives.
- Prospective students with limited financial resources may find the high cost of attendance challenging.
Avoid If
- Students looking for a more diverse student body should explore other options.
- Individuals seeking higher graduation rates and better ROI should consider other institutions.
Frequently Asked Questions about College of Our Lady of the Elms
How much does it cost to attend College of Our Lady of the Elms?
In-state tuition at College of Our Lady of the Elms is $43,325 per year, and out-of-state tuition is $43,325 per year. The median student debt at graduation is $25,000.
What is the acceptance rate at College of Our Lady of the Elms?
College of Our Lady of the Elms has an acceptance rate of 85.3%.
What is the graduation rate at College of Our Lady of the Elms?
College of Our Lady of the Elms has a graduation rate of 66.2%.
How much do College of Our Lady of the Elms graduates earn?
The median earnings for College of Our Lady of the Elms graduates 10 years after enrollment is $51,540. With median debt of $25,000, graduates earn roughly 2.1x their debt level annually.
How big is College of Our Lady of the Elms?
College of Our Lady of the Elms has approximately 949 students and is classified as a small institution. It is located in Chicopee, MA and is a Private Nonprofit institution.
Is College of Our Lady of the Elms worth the cost?
College of Our Lady of the Elms has an ROI score of -70 out of 100. With in-state tuition of $43,325 per year and median post-graduation earnings of $51,540, the data suggests the return on investment may be below average.
Where is College of Our Lady of the Elms located?
College of Our Lady of the Elms is located in Chicopee, MA. It is a Private Nonprofit institution with approximately 949 students.
How much student debt do College of Our Lady of the Elms graduates have?
The median student debt for College of Our Lady of the Elms graduates is $25,000. With median earnings of $51,540 ten years after enrollment, graduates can expect a debt-to-income ratio of 49%.
Is College of Our Lady of the Elms a good college?
College of Our Lady of the Elms has a graduation rate of 66.2% and median post-graduation earnings of $51,540. High admission rate suggests accessible enrollment.
How does College of Our Lady of the Elms compare to similar colleges?
Predominantly white student body with a small Asian population. Compared to peer institutions, College of Our Lady of the Elms offers a supportive academic environment but graduates face significant financial challenges.
What career prospects do College of Our Lady of the Elms graduates have?
Graduates are well-positioned for careers in fields that can support high debt levels and offer competitive salaries.
What should prospective students know about College of Our Lady of the Elms?
College of Our Lady of the Elms is best suited for students who value a personalized educational experience and are willing to take on substantial debt for their degree.
What makes College of Our Lady of the Elms stand out?
Low graduation rate compared to peers.
What are the pros and cons of attending College of Our Lady of the Elms?
Moderate earnings but high median debt among graduates.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.