College of Biblical Studies-Houston
Houston, TX 77036-3211 — Private Nonprofit
Value Score: 65/100 | ROI Score: 5 | Affordability Score: 90/100
Tuition (In-State): $9,350 | Out-of-State: $9,350
Retention Rate: 100.0%
Median Earnings (10yr): $39,260 | Median Debt: $25,570
Student Body Size: 419 (small)
Pell Grant Recipients: 38.2% | Federal Loan Rate: 21.8%
Average Faculty Salary: $5,430/month
Tuition & Affordability Analysis
In-state tuition at College of Biblical Studies-Houston is $9,350 per year, which is 76% below the national average for private institutions.
Out-of-state students pay $9,350/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $37,400 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at College of Biblical Studies-Houston:
- Families earning $0–$30,000: $672/year
Low-income families receive an average discount of $8,678/year, paying just 7% of the sticker price.
Graduate Outcomes & Return on Investment
First-year retention rate: 100.0% (23% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.
Graduates of College of Biblical Studies-Houston earn a median salary of $39,260 ten years after enrollment, 4% below the national average. This represents a $4,260/year earnings premium over the average high school diploma holder, or $127,800 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $25,570, 19% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $278/month, with a total repayment of $33,360 (including $7,790 in interest).
Debt-to-Earnings Ratio: 0.65x. This is a healthy ratio, suggesting debt is manageable for most graduates.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from College of Biblical Studies-Houston pays for itself in approximately 9 years. This is a reasonable investment timeline.
Financial Aid Profile
38.2% of students at College of Biblical Studies-Houston receive Pell Grants (federal need-based aid for families earning under ~$60,000), 16% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
21.8% of students take federal loans, 54% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $5,430/month, 38% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
College of Biblical Studies-Houston enrolls 419 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 73/100 (higher = more diverse). College of Biblical Studies-Houston has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 18%, Hispanic 27%, Black 40%, Asian 6%.
College of Biblical Studies-Houston: Small Private Institution with Focused Religious Studies
- College of Biblical Studies-Houston: An Affordable Launchpad for Ministry Careers
- Faith, Formation, and Future: Discover Your Calling at CBS-Houston
- Value-Driven Education: How CBS-Houston Equips You for Service and Impact
Report Card: Overall Grade C+
College of Biblical Studies-Houston receives an overall grade of C+ based on six dimensions:
- Value: D
- Outcomes: C
- Affordability: A+
College Analysis
College of Biblical Studies-Houston is a Private Nonprofit institution in Houston, TX with approximately 419 students. Academics focus on religious studies with limited general education offerings. Value is high due to low tuition and relatively low median debt. Outcomes show moderate earnings potential but high student debt.
The Verdict: Is College of Biblical Studies-Houston Worth It?
The College of Biblical Studies-Houston presents a mixed value proposition. With a median 10-year earning potential of $39,260 and a median debt of $25,570, the return on investment (ROI) score of 5 suggests a moderate financial outcome. The initial cost of tuition ($9,350 annually) is relatively low compared to many private institutions, which is a positive factor. However, the median earnings are also on the lower side, typical for many roles in ministry and non-profit sectors. To put it into perspective, paying off the median debt of $25,570 at a 5% interest rate over 10 years would require monthly payments of approximately $250. This is achievable on the median salary, but it would consume a significant portion of disposable income, especially in the initial years. The value hinges heavily on the student's career goals; for those called to ministry or specific non-profit work where financial compensation is secondary to vocational calling, the cost is justifiable. For individuals seeking higher earning potential, this institution may not be the most financially prudent choice. It's a reasonable investment for a specific vocational path, but not a 'hidden gem' for broad career advancement or high financial returns.
Return on Investment
While the degree is affordable, the high median debt and moderate earnings potential suggest that the return on investment may not be optimal.
Debt Reality Check
Median student debt at College of Biblical Studies-Houston: $25,570. Monthly payment on a standard 10-year plan: $290/month. Total repaid: $34,800 ($9,230 in interest).
Breakeven vs high school diploma: 2.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,800.
Strengths
- Affordable tuition and low median debt.
- Highly focused religious studies program.
- Located in a major city with potential job market access.
Weaknesses
- Limited general education offerings.
- Moderate earnings potential with high student debt.
- Primarily serves a specific demographic.
Academic Profile
Retention Rate: 100.0%.
The College of Biblical Studies-Houston (CBS) offers a focused academic experience centered on biblical studies and ministry preparation. Its strengths lie in programs designed to equip students for leadership within the church and parachurch organizations. Key departments include Biblical Studies, Christian Education, and Ministry Leadership, offering undergraduate degrees such as the Bachelor of Arts in Biblical Studies and the Bachelor of Science in Ministry Leadership. While specific research opportunities might be less extensive than at larger universities, faculty often engage students in research projects related to biblical interpretation, theology, and practical ministry. The faculty, though not detailed by salary, are typically experienced ministers and scholars dedicated to both academic rigor and practical application. The student-faculty ratio, inferred from the small student body, is likely very low, allowing for personalized attention and mentorship. CBS does not currently offer formal honors programs or extensive study abroad options, but students seeking deeper academic engagement can pursue independent study or directed research with faculty. Academic support resources are robust, with an emphasis on tutoring, academic advising, and spiritual counseling to ensure students are well-supported in their academic and personal journeys. The curriculum is designed to provide a strong theological foundation and practical skills for effective ministry.
Financial Aid Guide for College of Biblical Studies-Houston
Pell Grant recipients: 38.2%. Students taking federal loans: 21.8%.
Navigating financial aid at the College of Biblical Studies-Houston (CBS) requires understanding its commitment to affordability for ministry-focused education. As a private institution, CBS relies on a combination of federal aid, institutional aid, and scholarships to make its programs accessible. While specific merit aid availability isn't detailed, it's common for smaller, mission-driven institutions like CBS to offer some institutional grants based on academic achievement, though need-based aid is often the primary focus. For students demonstrating financial need, federal programs like Pell Grants and federal student loans are crucial. The Federal Loan Rate data is not available, but students should anticipate utilizing these federal resources. Work-study opportunities may be available, providing students with on-campus employment to help cover living expenses. Typical aid packages can vary significantly based on individual need, but students should aim to complete the FAFSA early to maximize their eligibility for all federal and institutional aid. Scholarship tips include looking for external scholarships from churches, denominational organizations, and community foundations that support students pursuing theological education. Negotiating aid at CBS is likely less common than at larger, more research-intensive universities; the focus is typically on meeting demonstrated need through established institutional and federal programs. Students should proactively communicate their financial situation with the financial aid office to explore all available options.
Hidden Costs at College of Biblical Studies-Houston
- Off-campus housing in Houston can range from $600 to $1,200 per month depending on the neighborhood and number of roommates.
- Meal expenses, as there is no campus dining hall, can average $400 to $600 per month for groceries and eating out.
- Textbooks and course materials can cost an estimated $800 to $1,200 per academic year.
- Student activity fees, while likely modest, could add $100 to $300 annually.
- Transportation costs, including gas, insurance, and potential public transit fares, might be $100 to $300 per month.
- Parking permits, if applicable for off-campus students accessing campus facilities, could range from $50 to $150 per semester.
- Personal expenses such as toiletries, entertainment, and miscellaneous items can add $200 to $400 per month.
Alumni Outcomes & Career Paths
Graduates from the College of Biblical Studies-Houston (CBS-Houston) typically embark on careers rooted in ministry, education, social work, and non-profit leadership. While specific major employer data for a small institution like CBS-Houston is not publicly detailed, common pathways lead to roles within churches, parachurch organizations, Christian schools, and community service agencies. Industries where alumni often cluster include religious organizations, education services, and social assistance. For instance, graduates might find positions as youth pastors, worship leaders, Christian educators, counselors, or program coordinators.
Information on graduate school placement rates is not readily available, but given the nature of the degrees, some alumni may pursue further theological education at seminaries or advanced degrees in counseling or education. Career services at CBS-Houston likely focus on equipping students with practical ministry and leadership skills, offering guidance on resume building for non-profit roles, interview preparation, and networking within faith-based communities. Internship pipelines are crucial for this student population, often facilitated through partnerships with local Houston churches and ministries, providing hands-on experience. Geographic hiring patterns tend to be concentrated in the Greater Houston area due to the strong network within local faith communities, though graduates may also be placed in other regions where specific denominations or ministries have a presence. Notable alumni, while not widely publicized, would likely be individuals who have made significant contributions within their respective church or ministry contexts.
Campus Life & Culture at College of Biblical Studies-Houston
The student body at the College of Biblical Studies-Houston is composed of individuals deeply committed to their Christian faith and aspiring to serve in ministry roles. Diversity is encouraged, reflecting a broad spectrum of Christian traditions and backgrounds, with students often coming from various denominations and geographic regions within Texas and beyond. Students who thrive here are typically self-motivated, community-oriented, and possess a strong desire for theological education coupled with practical ministry experience.
Life at the College of Biblical Studies-Houston (CBS) is intentionally focused and community-driven, reflecting its mission to equip students for Christian service. With a student body of just over 400, the campus fosters a close-knit environment where relationships with peers and faculty are paramount. Social life isn't centered around large-scale events or Greek life, which are absent here. Instead, it thrives on smaller gatherings, Bible studies, and intentional community building. Many students live off-campus in the surrounding Houston area, taking advantage of the city's diverse neighborhoods and affordable living options. While there isn't a traditional on-campus housing system, the college facilitates connections for students seeking roommates or housing resources. Dining is typically handled off-campus, allowing students to explore Houston's vast culinary landscape, from authentic Tex-Mex to international cuisine. Student organizations are geared towards spiritual growth and ministry, such as worship teams, outreach groups, and discipleship ministries. The 'vibe' is one of serious academic pursuit intertwined with a deep commitment to faith and service. Expect a supportive atmosphere where students are encouraged to grow not just intellectually, but also spiritually and personally. The smaller size means you'll likely know a significant portion of the student body by name, creating a family-like atmosphere conducive to deep friendships and shared purpose.
Campus Highlights
- Intentionally small student body fostering deep community and personal relationships.
- Strong emphasis on spiritual formation and discipleship alongside academic learning.
- Faculty comprised of experienced ministers and scholars dedicated to student mentorship.
- Affordable tuition compared to many private institutions, making ministry education more accessible.
- Location in Houston provides access to a vast, diverse urban environment for ministry and life experiences.
- Focus on practical ministry training prepares students for immediate impact in churches and organizations.
- Supportive, faith-centered environment conducive to personal and spiritual growth.
Location & Regional Advantages
The College of Biblical Studies-Houston's location in Houston, Texas, offers a significant advantage for students seeking careers in ministry and related fields. Houston is a sprawling metropolis with a deeply ingrained religious community, boasting thousands of churches and faith-based organizations across various denominations. This provides an immediate and robust local job market for graduates. The cost of living in Houston is generally more affordable than many major coastal cities, making the overall financial picture more manageable for graduates, especially those entering roles with modest starting salaries common in ministry.
Houston is also a hub for various industries, including healthcare (Texas Medical Center), energy, and aerospace, which, while not directly related to biblical studies, can offer opportunities for graduates with interdisciplinary interests or those seeking to serve within corporate chaplaincy or community outreach programs. The city offers a diverse cultural landscape, numerous parks, and a vibrant arts scene, contributing to a good quality of life. While like any large city, safety can be a concern in certain areas, Houston generally offers a welcoming environment for faith-based communities. The sheer density of religious institutions in the Greater Houston area creates a natural ecosystem for CBS-Houston graduates, facilitating internships, networking, and post-graduation employment within a supportive and familiar context.
How to Get Into College of Biblical Studies-Houston
Gaining admission to the College of Biblical Studies-Houston (CBS) is generally straightforward, given its mission-focused approach and smaller size. The admissions office primarily looks for candidates who demonstrate a genuine commitment to Christian faith and a desire to serve within ministry contexts. While specific GPA or test score ranges are not provided, applicants should aim for solid academic performance in high school, reflecting a capacity for college-level work. Essays are a critical component; focus on articulating your personal faith journey, your calling to ministry, and how CBS aligns with your spiritual and academic goals. Be specific about your experiences in church or community service. Demonstrated interest is likely valued, so engage with the admissions team through campus visits (virtual or in-person), informational sessions, and direct communication. Early Action or Early Decision are not typically emphasized at schools like CBS; the focus is more on ensuring a good fit between the student and the institution's mission. The application timeline should prioritize submitting all materials well before the stated deadlines to allow ample time for review and potential follow-up questions. The goal is to present yourself as a dedicated individual ready to contribute to and benefit from the unique community at CBS.
How College of Biblical Studies-Houston Compares to Similar Schools
Similar schools: Houston Baptist University (now Houston Christian University), LeTourneau University, Abilene Christian University, Baylor University (for specific programs)
Advantages
- Lower tuition cost compared to larger, more established Christian universities.
- Strong focus on biblical studies and practical ministry training tailored to specific vocational calls.
- Intimate class sizes and personalized attention due to smaller student body.
Disadvantages
- More limited range of academic programs and majors compared to larger universities.
- Potentially smaller alumni network and fewer resources for career placement in diverse industries.
- Lower median earnings and potentially less brand recognition among a wider range of employers.
Best For
- Prospective students interested in general education or non-religious career paths should consider other options.
- Students seeking higher earning potential may find better opportunities at institutions with stronger job placement rates.
Avoid If
- Students looking for a diverse curriculum with a mix of religious and secular studies should avoid this college.
- Those with significant financial constraints should be cautious due to the high median debt.
Frequently Asked Questions about College of Biblical Studies-Houston
How much does it cost to attend College of Biblical Studies-Houston?
In-state tuition at College of Biblical Studies-Houston is $9,350 per year, and out-of-state tuition is $9,350 per year. The median student debt at graduation is $25,570.
How much do College of Biblical Studies-Houston graduates earn?
The median earnings for College of Biblical Studies-Houston graduates 10 years after enrollment is $39,260. With median debt of $25,570, graduates earn roughly 1.5x their debt level annually.
How big is College of Biblical Studies-Houston?
College of Biblical Studies-Houston has approximately 419 students and is classified as a small institution. It is located in Houston, TX and is a Private Nonprofit institution.
Is College of Biblical Studies-Houston worth the cost?
College of Biblical Studies-Houston has an ROI score of 5 out of 100. With in-state tuition of $9,350 per year and median post-graduation earnings of $39,260, the data suggests the return on investment may be below average.
Where is College of Biblical Studies-Houston located?
College of Biblical Studies-Houston is located in Houston, TX. It is a Private Nonprofit institution with approximately 419 students.
How much student debt do College of Biblical Studies-Houston graduates have?
The median student debt for College of Biblical Studies-Houston graduates is $25,570. With median earnings of $39,260 ten years after enrollment, graduates can expect a debt-to-income ratio of 65%.
Is College of Biblical Studies-Houston a good college?
College of Biblical Studies-Houston has a graduation rate of N/A and median post-graduation earnings of $39,260. Highly concentrated in religious studies with no data on general education courses.
How does College of Biblical Studies-Houston compare to similar colleges?
Primarily serves minority students, with a significant Hispanic population. Compared to peer institutions, College of Biblical Studies-Houston offers a more affordable education with lower tuition and debt, but graduates face lower earnings potential.
What career prospects do College of Biblical Studies-Houston graduates have?
Graduates are well-suited for careers in religious or ministry-related fields.
What should prospective students know about College of Biblical Studies-Houston?
The college is positioned in a competitive market for religious studies, but may struggle to attract students seeking general education or higher earning potential.
What makes College of Biblical Studies-Houston stand out?
Located in Houston, offering local job market access.
What are the pros and cons of attending College of Biblical Studies-Houston?
Median earnings are below national averages for similar institutions.
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Similar Schools
- Houston Baptist University (now Houston Christian University)
- LeTourneau University
- Abilene Christian University
- Baylor University (for specific programs)
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.