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Coker University

Hartsville, SC 29550 — Private Nonprofit

Value Score: 55/100 | ROI Score: -70 | Affordability Score: 35/100

Tuition (In-State): $33,416 | Out-of-State: $33,416

Acceptance Rate: 94.0% | Graduation Rate: 37.5% | Retention Rate: 69.4%

Median Earnings (10yr): $40,117 | Median Debt: $26,000

ACT Midpoint: 20

Student Body Size: 840 (small)

Pell Grant Recipients: 25.7% | Federal Loan Rate: 42.1%

Average Faculty Salary: $5,977/month

Tuition & Affordability Analysis

In-state tuition at Coker University is $33,416 per year, which is 15% below the national average for private institutions.

Out-of-state students pay $33,416/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $133,664 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Coker University:

  • Families earning $0–$30,000: $16,789/year
  • Families earning $30,001–$48,000: $15,138/year
  • Families earning $48,001–$75,000: $18,227/year
  • Families earning $75,001–$110,000: $24,421/year
  • Families earning $110,000+: $24,160/year

Low-income families receive an average discount of $16,627/year, paying just 50% of the sticker price.

Admissions Snapshot

Coker University has an acceptance rate of 94.0%, placing it in the Open Admission (85%+) category. This means roughly 223 students apply each year.

Coker University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The ACT midpoint is 20, 5% below the national average.

Graduate Outcomes & Return on Investment

37.5% of students at Coker University complete their degree, 40% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 69.4% (14% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Coker University earn a median salary of $40,117 ten years after enrollment, near the national average. This represents a $5,117/year earnings premium over the average high school diploma holder, or $153,510 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $26,000, 21% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $282/month, with a total repayment of $33,840 (including $7,840 in interest).

Debt-to-Earnings Ratio: 0.65x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Coker University pays for itself in approximately 27 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

25.7% of students at Coker University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 22% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

42.1% of students take federal loans, 10% below the national average. This is a moderate borrowing rate.

Average faculty salary: $5,977/month, 31% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Coker University enrolls 840 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 73/100 (higher = more diverse). Coker University has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 48%, Hispanic 0%, Black 20%, Asian 1%.

Coker University: High Admission Rate but Below-Average Graduation and Earnings

Report Card: Overall Grade D

Coker University receives an overall grade of D based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C
  • Affordability: B+

College Analysis

Coker University is a Private Nonprofit institution in Hartsville, SC with approximately 840 students. Coker University has a high admission rate, indicating strong selectivity. The university's graduation rate is below the national average, suggesting potential challenges in student retention. Median earnings 10 years after graduation are below the national average, indicating lower career outcomes. The ROI score is negative, suggesting that the cost of attending Coker University may not be justified by the earnings potential.

The Verdict: Is Coker University Worth It?

Coker University presents a challenging value proposition. With an in-state and out-of-state tuition of $33,416 and median 10-year earnings of $40,117, the immediate post-graduation financial picture is tight. The median debt of $26,000, when combined with the tuition cost, suggests a significant financial commitment. The ROI score of -70 is a stark indicator that, on average, graduates do not recoup their investment quickly, if at all, within a typical 10-year timeframe. The earnings are only slightly higher than the annual tuition, meaning a substantial portion of earnings would go towards loan repayment and living expenses. While the cost of living in Hartsville is lower, this doesn't fully offset the earnings gap. Coker is not a clear 'good deal' nor a 'hidden gem' based on these metrics; it appears to be overpriced relative to its median alumni earnings. A recommendation hinges heavily on individual career aspirations and financial planning. For students seeking specific niche programs not widely available or those with strong scholarship packages, it might be justifiable. However, for the average student prioritizing financial return, it is likely not worth the investment without significant aid.

Return on Investment

Given the negative ROI score and below-average earnings, the cost of attending Coker University may not be justified for most students.

Debt Reality Check

Median student debt at Coker University: $26,000. Monthly payment on a standard 10-year plan: $295/month. Total repaid: $35,400 ($9,400 in interest).

Breakeven vs high school diploma: 2.6 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,400.

Strengths

  • High admission rate
  • Strong selectivity
  • Small class sizes

Weaknesses

  • Below-average graduation rate
  • Low median earnings
  • Negative ROI score

Academic Profile

ACT Midpoint: 20. Retention Rate: 69.4%.

Coker University's academic landscape is characterized by its commitment to undergraduate education, with a particular strength in its liberal arts foundation. While specific departmental rankings are not readily available, programs like Business Administration, Education, and the Arts often attract significant student interest. The university emphasizes experiential learning, encouraging students to engage in research, internships, and community-based projects. Faculty quality, while not directly measurable by salary data (which is unavailable), is a cornerstone of the Coker experience, with a student-faculty ratio that is likely to be favorable given the small student body size, allowing for personalized mentorship. Coker offers an Honors Program designed for academically gifted students, providing enriched coursework and opportunities for independent study. Study abroad programs are available, offering students a chance to broaden their horizons and gain global perspectives. Academic support is robust, with resources like the Academic Success Center providing tutoring, writing assistance, and academic advising to ensure students have the tools they need to succeed. The relatively open admission rate suggests a focus on providing access to higher education, with academic support playing a crucial role in student retention and success.

Financial Aid Guide for Coker University

Pell Grant recipients: 25.7%. Students taking federal loans: 42.1%.

Navigating financial aid at Coker University involves understanding both merit-based and need-based opportunities. Given the private, nonprofit status and the stated tuition of $33,416, it's highly probable that a significant portion of students receive institutional aid. Coker likely offers a range of merit scholarships based on academic achievement (GPA, high school coursework), which can substantially reduce the out-of-pocket cost for eligible students. These scholarships can range from a few thousand dollars to covering a significant portion of tuition. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is also a critical component. Families with lower incomes (e.g., below $50,000) may qualify for a more comprehensive aid package, potentially including grants, institutional scholarships, and federal aid like Pell Grants (though Pell Grant Rate data is unavailable). Work-study opportunities are also likely available, providing students with part-time employment on campus to help cover living expenses. For students with higher incomes, merit scholarships will be the primary source of institutional aid. While specific dollar figures for typical aid packages vary widely, expect that the published tuition is rarely the net price for most students. Scholarship tips include applying early, highlighting extracurricular achievements and leadership roles, and researching external scholarships. Negotiating aid at a school of Coker's size and selectivity might be challenging but can be attempted if you have competing offers or significant changes in your financial circumstances, though it's not as common or as impactful as at more selective institutions.

Hidden Costs at Coker University

  • Room and board costs can add an estimated $10,000 - $14,000 annually, depending on the chosen housing and meal plan.
  • Textbooks and course materials can range from $800 to $1,200 per academic year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total an estimated $500 - $1,000 per year.
  • Personal expenses, including toiletries, laundry, entertainment, and snacks, can easily amount to $1,500 - $2,500 annually.
  • Transportation costs, especially for students traveling home or needing a car for local travel, can vary significantly but budget at least $500 - $1,000 for gas, maintenance, or occasional flights.
  • Parking permits, if applicable for students with vehicles, might cost around $100 - $200 per year.
  • Health insurance, if not covered by a parent's plan, can add an estimated $2,000 - $3,000 annually.

Alumni Outcomes & Career Paths

Coker University, a small private institution in Hartsville, SC, positions its graduates for a range of career paths, though specific employer data and detailed industry clusters are not widely publicized. Given its location and size, alumni often find opportunities within regional businesses and organizations in the Carolinas. Common industries for Coker graduates include education, healthcare, business administration, and non-profit sectors. While specific major employer recruitment lists are scarce, it's reasonable to infer that institutions like McLeod Health, Florence County School District, and various local government agencies in the Pee Dee region are potential employers. For those pursuing further education, graduate school placement rates are not readily available, but programs like Psychology and English often lead to graduate studies in counseling, social work, or literature. Notable alumni are not prominently featured, suggesting a focus on community impact rather than national recognition. Coker's career services likely focus on personalized guidance, resume building, and interview preparation, leveraging relationships with local and regional businesses for internship pipelines. Geographic hiring patterns strongly favor South Carolina and surrounding states, particularly within a 100-200 mile radius of Hartsville, due to the university's established regional network.

Campus Life & Culture at Coker University

Coker University attracts a student body primarily from South Carolina and surrounding Southern states, fostering a regional community with a welcoming, Southern charm. The relatively small size and open admission rate suggest that students who thrive here are often those seeking a personalized educational experience, strong faculty mentorship, and a supportive, close-knit campus environment where they can easily get involved and make an impact.

Coker University, nestled in Hartsville, South Carolina, offers a close-knit campus community with a strong emphasis on personal attention and a supportive environment. With an enrollment of around 840 students, the university fosters a 'family feel' where students often know each other and faculty members by name. The social scene is generally relaxed and centered around campus events, student organizations, and athletic competitions. While there isn't a prominent Greek life presence, student clubs and organizations fill the void, offering diverse opportunities for involvement. Popular choices include the Coker Players (theater), the Coker Chorale, various academic clubs, and intramural sports. The campus itself is compact and walkable, with iconic spots like the historic Watson Hall and the modern Taylor Fitness Center serving as hubs for activity. Housing options are primarily traditional residence halls, with upperclassmen having the possibility of apartment-style living. Dining services are managed by Chartwells, offering a standard college dining experience with a main dining hall and a campus café. The overall vibe is one of academic focus blended with a friendly, Southern charm, where students are encouraged to engage deeply with their peers and professors. It's a place where you're likely to find students studying together in the library, cheering on the Cobras at a sporting event, or participating in a campus-wide tradition like the annual "Coker Fest."

Campus Highlights

  • The historic Watson Hall, a beautiful and iconic building that serves as a central landmark.
  • A strong emphasis on undergraduate research opportunities across various disciplines.
  • The Coker College of Arts, Humanities, and Sciences, offering a robust liberal arts education.
  • The Coker College of Professional Studies, providing career-focused programs.
  • A close-knit community feel where faculty and students often form strong mentorship relationships.
  • The Coker Cobras athletic teams, fostering school spirit and providing opportunities for student athletes.
  • A commitment to community engagement and service-learning opportunities.

Location & Regional Advantages

Coker University's location in Hartsville, South Carolina, offers a unique regional advantage, albeit one with specific considerations. Hartsville itself is a smaller city within the Pee Dee region, characterized by a lower cost of living compared to major metropolitan areas in South Carolina like Charleston or Charlotte. This affordability can extend the value of a graduate's starting salary. The local job market is primarily driven by healthcare (McLeod Health is a major employer in nearby Florence), manufacturing, and agriculture. Proximity to larger hubs like Florence (approx. 30 miles) provides access to a broader range of industries and potential employers, including retail, logistics, and more specialized healthcare services. While not directly adjacent to major industry centers like Charlotte or Atlanta, its position allows for regional networking and job searching within a 2-3 hour drive. The quality of life in Hartsville is that of a quiet, community-focused town, appealing to students who prefer a less bustling environment. Weather is typical of the Southeast: hot, humid summers and mild winters. Safety is generally good in smaller towns like Hartsville. The primary career opportunity impact of this location is the emphasis on regional employment, requiring graduates to be proactive in seeking opportunities beyond the immediate vicinity if they desire careers in highly specialized or large-scale industries.

How to Get Into Coker University

Coker University's high admission rate of 94.0% indicates a commitment to accessibility, meaning the application strategy should focus on presenting a well-rounded individual who will thrive in their supportive environment. While Early Decision (ED) and Early Action (EA) options may exist, their impact on admission decisions is likely less pronounced than at highly selective institutions. The admissions committee will likely value a strong high school record, evidence of community involvement, and a genuine interest in Coker's specific programs and campus culture. Since SAT/ACT scores are not a primary focus (indicated by N/A data), your GPA and the rigor of your coursework will be paramount. Essays are an opportunity to showcase your personality, aspirations, and how you align with Coker's values; focus on authenticity and specific experiences rather than generic statements. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The timeline should involve submitting your application well before the priority deadlines to ensure full consideration for scholarships and aid. Given the open nature of admissions, focus on demonstrating your potential to succeed and contribute to the Coker community.

How Coker University Compares to Similar Schools

Similar schools: Francis Marion University, Winthrop University, Limestone University, Newberry College

Advantages

  • Smaller class sizes and more personalized attention due to its smaller student body.
  • Potentially stronger sense of community and campus intimacy.
  • Focus on liberal arts and sciences with opportunities for interdisciplinary studies.

Disadvantages

  • Lower median earnings compared to some regional public universities.
  • Limited national brand recognition, potentially impacting job search outside the immediate region.
  • Lower graduation rate suggests potential challenges with student retention or program completion.

Best For

  • Prospective students who value high selectivity and small class sizes may benefit from attending Coker University.
  • Students seeking high earning potential and strong job placement rates may want to consider other institutions.

Avoid If

  • Students looking for a high ROI and strong career outcomes should avoid Coker University.
  • Prospective students with a focus on affordability and a desire for a close-knit academic community may want to reconsider other options.

Frequently Asked Questions about Coker University

How much does it cost to attend Coker University?

In-state tuition at Coker University is $33,416 per year, and out-of-state tuition is $33,416 per year. The median student debt at graduation is $26,000.

What is the acceptance rate at Coker University?

Coker University has an acceptance rate of 94.0%.

What is the graduation rate at Coker University?

Coker University has a graduation rate of 37.5%.

How much do Coker University graduates earn?

The median earnings for Coker University graduates 10 years after enrollment is $40,117. With median debt of $26,000, graduates earn roughly 1.5x their debt level annually.

How big is Coker University?

Coker University has approximately 840 students and is classified as a small institution. It is located in Hartsville, SC and is a Private Nonprofit institution.

Is Coker University worth the cost?

Coker University has an ROI score of -70 out of 100. With in-state tuition of $33,416 per year and median post-graduation earnings of $40,117, the data suggests the return on investment may be below average.

Where is Coker University located?

Coker University is located in Hartsville, SC. It is a Private Nonprofit institution with approximately 840 students.

How much student debt do Coker University graduates have?

The median student debt for Coker University graduates is $26,000. With median earnings of $40,117 ten years after enrollment, graduates can expect a debt-to-income ratio of 65%.

Is Coker University a good college?

Coker University has a graduation rate of 37.5% and median post-graduation earnings of $40,117. High admission rate (93.96%)

How does Coker University compare to similar colleges?

Small student body (840 students) Compared to peer institutions, Coker University has a high admission rate but lower graduation and earnings rates, making it less competitive in terms of academic and career outcomes.

What career prospects do Coker University graduates have?

Graduates of Coker University may find it challenging to secure high-paying jobs, but the university's small size and strong selectivity could provide networking opportunities.

What should prospective students know about Coker University?

Coker University is positioned in a competitive market where affordability and career outcomes are key factors for prospective students.

What makes Coker University stand out?

Low graduation rate (37.5%)

What are the pros and cons of attending Coker University?

Median debt of $26,000

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.