Clarke University
Dubuque, IA 52001-3198 — Private Nonprofit
Value Score: 70/100 | ROI Score: -66 | Affordability Score: 55/100
Tuition (In-State): $40,910 | Out-of-State: $40,910
Acceptance Rate: 71.8% | Graduation Rate: 55.6% | Retention Rate: 67.3%
Median Earnings (10yr): $55,396 | Median Debt: $26,717
SAT Average: 1054 | ACT Midpoint: 21
Student Body Size: 742 (small)
Pell Grant Recipients: 36.7% | Federal Loan Rate: 73.8%
Average Faculty Salary: $6,842/month
Tuition & Affordability Analysis
In-state tuition at Clarke University is $40,910 per year, which is 4% above the national average for private institutions.
Out-of-state students pay $40,910/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $163,640 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Clarke University:
- Families earning $0–$30,000: $23,405/year
- Families earning $30,001–$48,000: $22,543/year
- Families earning $48,001–$75,000: $22,645/year
- Families earning $75,001–$110,000: $27,890/year
- Families earning $110,000+: $24,784/year
Low-income families receive an average discount of $17,505/year, paying just 57% of the sticker price.
Admissions Snapshot
Clarke University has an acceptance rate of 71.8%, placing it in the Less Selective (70–85%) category. This means roughly 258 students apply each year.
The average SAT score of admitted students is 1054, near the national average. This is within the mid-range nationally.
The ACT midpoint is 21, near the national average.
Graduate Outcomes & Return on Investment
55.6% of students at Clarke University complete their degree, 10% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 67.3% (17% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Clarke University earn a median salary of $55,396 ten years after enrollment, 35% above the national average. This represents a $20,396/year earnings premium over the average high school diploma holder, or $611,880 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $26,717, 24% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $290/month, with a total repayment of $34,800 (including $8,083 in interest).
Debt-to-Earnings Ratio: 0.48x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Clarke University pays for itself in approximately 9 years. This is a reasonable investment timeline.
Financial Aid Profile
36.7% of students at Clarke University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 11% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
73.8% of students take federal loans, 57% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $6,842/month, 22% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Clarke University enrolls 742 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 70/100 (higher = more diverse). Clarke University has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 52%, Hispanic 12%, Black 13%, Asian 2%.
Clarke University: High Tuition with Good Earnings Potential
- Clarke University: A Midwestern Gem for Personalized Learning and Community Impact
- Beyond the Classroom: How Clarke University Graduates Forge Meaningful Careers
- Is Clarke University Worth the Investment? Analyzing Your Return
Report Card: Overall Grade D+
Clarke University receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: B
- Affordability: C+
College Analysis
Clarke University is a Private Nonprofit institution in Dubuque, IA with approximately 742 students. Clarke University has a relatively low graduation rate, which may indicate challenges in student retention. The median earnings 10 years after graduation are above the national average, suggesting a good return on investment. The university's tuition is high, which could be a barrier to entry for some students. The student body is predominantly white, with a small percentage of students from other racial backgrounds.
The Verdict: Is Clarke University Worth It?
Clarke University presents a complex value proposition. With an out-of-state tuition of $40,910 and a median 10-year earnings of $55,396, the immediate financial return on investment appears modest. The median debt of $26,717, while not excessively high, combined with the earnings, suggests a debt payoff timeline of approximately 5-7 years, assuming a significant portion of earnings goes towards repayment. The reported ROI score of -66 is a stark indicator that, based on typical earnings trajectories, the financial return does not immediately justify the cost of attendance. However, this score often doesn't fully capture the value of a liberal arts education, personalized attention, or career paths in fields with strong societal impact but lower immediate earning potential, such as education or social work. For students who leverage Clarke's career services effectively, secure internships that lead to well-paying jobs, or pursue graduate studies that enhance earning potential, the value can increase. Given the current data, Clarke is not a clear financial bargain and appears somewhat overpriced based on median earnings alone. It is not a hidden gem from a purely financial standpoint. Recommendation: Students should carefully consider their career goals and potential earning power within their chosen major, and thoroughly investigate scholarship and financial aid opportunities to mitigate the upfront cost. A degree from Clarke may be a worthwhile investment for those seeking a specific type of personalized education and career support, but a rigorous financial analysis is essential.
Return on Investment
Despite the high tuition, the earnings potential 10 years after graduation suggests that the degree is worth the cost for many students.
Debt Reality Check
Median student debt at Clarke University: $26,717. Monthly payment on a standard 10-year plan: $303/month. Total repaid: $36,360 ($9,643 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,360.
Strengths
- Strong earnings potential 10 years after graduation.
- Good return on investment.
Weaknesses
- High tuition costs.
- Low graduation rate.
Academic Profile
SAT Average: 1054. ACT Midpoint: 21. Retention Rate: 67.3%.
Clarke University prides itself on providing a personalized academic journey, a hallmark of its smaller size and commitment to student success. While specific faculty salary data isn't available, the university's focus on undergraduate education suggests a faculty dedicated to teaching and mentorship. The student-faculty ratio, though not explicitly provided, is likely favorable given the student population, allowing for more individualized attention in the classroom. Notable academic strengths often lie in programs that align with the university's mission and historical strengths. Look closely at their offerings in nursing, education, and business, which are typically robust at institutions like Clarke. Research opportunities for undergraduates may be integrated into coursework or available through faculty-led projects, providing valuable hands-on experience. Clarke offers an Honors Program for academically high-achieving students, providing enriched coursework and a more intensive academic community. Study abroad is encouraged, with opportunities to broaden perspectives and gain global experience, often facilitated through partnerships with external providers. Academic support is a cornerstone of the Clarke experience, with resources like the Academic Success Center offering tutoring, academic advising, and study skills workshops to ensure students have the tools they need to thrive.
Financial Aid Guide for Clarke University
Pell Grant recipients: 36.7%. Students taking federal loans: 73.8%.
Navigating financial aid at Clarke University is a crucial step for prospective students. As a private institution, Clarke relies heavily on a combination of institutional aid (merit and need-based) and federal aid to make attendance affordable. For the 2023-2024 academic year, the sticker price for tuition and fees is $40,910. However, it's essential to understand that very few students pay this full amount. Clarke is known to offer significant merit scholarships based on academic achievement (GPA, coursework) and sometimes on specific talents or program interests. These can range from a few thousand dollars to a substantial portion of tuition. Need-based aid, determined by the FAFSA, is also a critical component. Families with an Expected Family Contribution (EFC) below a certain threshold will likely qualify for federal grants like the Pell Grant (if eligible) and state grants, in addition to institutional need-based grants. Federal Direct Loans are also a common part of aid packages. Work-study opportunities may be available, offering students a chance to earn money through on-campus employment. For families with an annual income of, say, $50,000-$75,000, a typical aid package might combine merit scholarships, need-based grants, and federal loans, potentially reducing the out-of-pocket cost significantly. It's always advisable to contact the Office of Admissions and Financial Aid directly to discuss your specific financial situation and explore all scholarship opportunities, including any departmental scholarships. While negotiating aid is not as common or as impactful at smaller private institutions as at larger universities, presenting a strong case with external scholarship offers or significant changes in financial circumstances might warrant a conversation.
Hidden Costs at Clarke University
- Room and board costs can add an estimated $10,000 - $12,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can range from $800 to $1,200 annually, with some specialized courses requiring more expensive resources.
- Student activity fees, technology fees, and other miscellaneous campus fees can total approximately $500 - $800 per year.
- Transportation costs, especially for students traveling home regularly or needing to commute for internships, can vary widely but budget at least $500 - $1,000 annually.
- Personal expenses, including toiletries, laundry, entertainment, and snacks, are estimated at $1,500 - $2,500 per year.
- Health insurance, if not covered by a parent's plan, can add another $2,000 - $3,000 annually.
- Parking permits for students who bring cars to campus can cost around $100 - $200 per semester.
Alumni Outcomes & Career Paths
Clarke University, a small private institution in Dubuque, Iowa, positions its graduates for success primarily within the Midwest region, with a notable concentration in healthcare, education, and business services. While specific major employer lists are not publicly detailed, institutions like MercyOne Dubuque Medical Center, UnityPoint Health, and local school districts are significant hiring grounds for Clarke alumni, particularly those with degrees in nursing, education, and social work. The university's strong emphasis on liberal arts and professional programs means graduates often find roles in fields such as counseling, human resources, and marketing within regional businesses. Graduate school placement rates are not explicitly published, but the university's academic rigor and faculty support suggest a solid pathway for students pursuing advanced degrees in fields like psychology, physical therapy, and education. Notable alumni are not widely publicized, but the university fosters a strong sense of community, implying a supportive network for career development. Career services at Clarke are likely to be personalized due to the small student body, focusing on resume building, interview preparation, and connecting students with local and regional internship opportunities. Internship pipelines are crucial for Clarke graduates, often leading to full-time employment. These opportunities are frequently found within Dubuque's healthcare sector, educational institutions, and local government. Geographic hiring patterns show a strong preference for the Dubuque area and surrounding Iowa and Illinois communities, with some alumni venturing to larger Midwestern cities like Cedar Rapids, Davenport, and Madison, WI, for broader career prospects.
Campus Life & Culture at Clarke University
Clarke University attracts a student body primarily from Iowa and surrounding Midwestern states, fostering a strong regional connection. The university values diversity and inclusivity, welcoming students from various backgrounds and experiences. Students who thrive at Clarke are typically those who appreciate a smaller, supportive community, seek personalized academic attention, and are eager to engage in campus life and service opportunities.
Clarke University, nestled in the heart of Dubuque, Iowa, offers a close-knit campus experience that fosters a strong sense of community. With a student body of just over 700, you'll quickly get to know your peers and professors. The university's Catholic heritage, rooted in the traditions of the Sisters of St. Francis, subtly influences the campus atmosphere, promoting a spirit of service and inclusivity. Student life is vibrant but not overwhelming. The Student Activities Board (SAB) is the driving force behind many campus events, from movie nights and concerts to themed parties and wellness activities. You'll find a variety of student organizations catering to diverse interests, including academic clubs, cultural groups, and service-oriented chapters. While Greek life isn't a dominant presence, it exists and offers another avenue for social connection and leadership development. Housing is primarily on-campus for first-year students, with options ranging from traditional residence halls to apartment-style living as you progress. The dining hall, known as the 'Caf,' is a central hub for meals and casual hangouts. Clarke's athletic teams, the Pride, compete in the NAIA, offering opportunities for student-athletes and spirited support from the student body at games. The overall vibe is one of academic focus balanced with a supportive, friendly environment where students are encouraged to get involved and make their mark. The compact campus size means everything is within easy walking distance, contributing to a convenient and connected student experience.
Campus Highlights
- The historic Clarke University campus, with its blend of classic and modern architecture, offers a picturesque setting in Dubuque.
- Strong emphasis on liberal arts education, fostering critical thinking and well-rounded graduates.
- The Sisters of St. Francis heritage imbues the campus with a spirit of service, compassion, and community engagement.
- Close-knit student body where personal attention from faculty and staff is a norm, not an exception.
- Active student life with numerous clubs, organizations, and events managed by the Student Activities Board.
- Commitment to student success through robust academic support services and personalized advising.
Location & Regional Advantages
Clarke University's location in Dubuque, Iowa, offers a unique set of advantages and challenges for its students. Dubuque, situated on the Mississippi River, provides a relatively stable and affordable cost of living compared to major metropolitan areas, making the overall financial burden of a degree potentially more manageable post-graduation. The local job market is anchored by a strong healthcare sector, with major employers like MercyOne Dubuque Medical Center and UnityPoint Health, which are key destinations for Clarke's nursing and health sciences graduates. The presence of local school districts and a growing manufacturing base also provides opportunities for graduates in education and technical fields. While Dubuque is not a major industry hub like Chicago or Minneapolis, its proximity to these larger cities (approximately a 3-hour drive to Madison, WI, and a 3.5-hour drive to Chicago) offers students access to a wider range of internships and job markets if they are willing to commute or relocate. The quality of life in Dubuque is characterized by a strong sense of community, access to outdoor recreational activities along the river, and a generally safe environment. The weather is typical of the Midwest, with distinct seasons including cold winters and warm summers. For Clarke graduates, the geographic advantage lies in establishing a career within a supportive regional network, particularly in healthcare and education, with the option to leverage proximity to larger economic centers for more diverse career paths.
How to Get Into Clarke University
Gaining admission to Clarke University, with its 71.8% acceptance rate, suggests a moderately selective admissions process. While Early Decision (ED) and Early Action (EA) aren't explicitly highlighted as having significant advantages, applying early can still demonstrate strong interest and allow you to receive an admission decision sooner. Clarke likely values a holistic review of applications, meaning they look beyond just grades and test scores. Strong emphasis will be placed on your high school GPA and the rigor of your coursework. Since SAT/ACT scores are not provided, it's reasonable to assume they are either optional or not a primary factor in admissions decisions. Your application essay is a key opportunity to showcase your personality, values, and why Clarke is the right fit for you. Focus on essays that highlight your leadership, community involvement, academic passions, or how you've overcome challenges. Demonstrated interest, while perhaps not formally tracked, can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The ideal timeline is to have your application completed well before the priority deadlines, typically in late fall or early winter for the following academic year, to maximize scholarship consideration.
How Clarke University Compares to Similar Schools
Similar schools: Loras College, Mount Mercy University, St. Ambrose University, Graceland University
Advantages
- Stronger focus on liberal arts and holistic education
- Smaller class sizes and more personalized faculty attention
- Deeply embedded in the Dubuque community with strong local partnerships
Disadvantages
- Lower median graduate earnings compared to some peers
- Less recognized national brand value
- Limited geographic reach for alumni employment networks
Best For
- Students seeking a lower-cost alternative with similar outcomes.
- Students with a diverse racial background looking for a more inclusive environment.
Avoid If
- Students who cannot afford the high tuition costs.
- Students prioritizing a higher graduation rate.
Frequently Asked Questions about Clarke University
How much does it cost to attend Clarke University?
In-state tuition at Clarke University is $40,910 per year, and out-of-state tuition is $40,910 per year. The median student debt at graduation is $26,717.
What is the acceptance rate at Clarke University?
Clarke University has an acceptance rate of 71.8%.
What is the graduation rate at Clarke University?
Clarke University has a graduation rate of 55.6%.
How much do Clarke University graduates earn?
The median earnings for Clarke University graduates 10 years after enrollment is $55,396. With median debt of $26,717, graduates earn roughly 2.1x their debt level annually.
How big is Clarke University?
Clarke University has approximately 742 students and is classified as a small institution. It is located in Dubuque, IA and is a Private Nonprofit institution.
Is Clarke University worth the cost?
Clarke University has an ROI score of -66 out of 100. With in-state tuition of $40,910 per year and median post-graduation earnings of $55,396, the data suggests the return on investment may be below average.
Where is Clarke University located?
Clarke University is located in Dubuque, IA. It is a Private Nonprofit institution with approximately 742 students.
How much student debt do Clarke University graduates have?
The median student debt for Clarke University graduates is $26,717. With median earnings of $55,396 ten years after enrollment, graduates can expect a debt-to-income ratio of 48%.
Is Clarke University a good college?
Clarke University has a graduation rate of 55.6% and median post-graduation earnings of $55,396. Graduation rate is below the national average for similar institutions.
How does Clarke University compare to similar colleges?
Tuition is high, ranking in the top quartile of private universities. While Clarke University offers good earnings potential, its high tuition and low graduation rate may make it less attractive compared to other institutions.
What career prospects do Clarke University graduates have?
Graduates of Clarke University are well-positioned for careers in fields that value higher education and specialized skills.
What should prospective students know about Clarke University?
Clarke University is well-suited for students who can afford its high tuition and are looking for a strong return on investment through higher earnings.
What makes Clarke University stand out?
Median earnings 10 years after graduation are above the national average.
What are the pros and cons of attending Clarke University?
Student body is predominantly white, with a small percentage of students from other racial backgrounds.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.