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City Colleges of Chicago-Harold Washington College

Chicago, IL 60601-2449 — Public

Value Score: 85/100 | ROI Score: 99 | Affordability Score: 90/100

Tuition (In-State): $4,590 | Out-of-State: $15,150

Graduation Rate: 27.5%

Median Earnings (10yr): $36,531 | Median Debt: $5,750

Student Body Size: 4,207 (medium)

Pell Grant Recipients: 35.6% | Federal Loan Rate: 2.3%

Average Faculty Salary: $13,133/month

Tuition & Affordability Analysis

In-state tuition at City Colleges of Chicago-Harold Washington College is $4,590 per year, which is 58% below the national average for public institutions.

Out-of-state students pay $15,150/year — a premium of $10,560 over in-state rates. Over four years, out-of-state students pay approximately $42,240 more than their in-state peers.

Estimated four-year tuition cost: $18,360 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at City Colleges of Chicago-Harold Washington College:

  • Families earning $0–$30,000: $6,911/year
  • Families earning $30,001–$48,000: $6,728/year
  • Families earning $48,001–$75,000: $9,347/year
  • Families earning $75,001–$110,000: $9,922/year
  • Families earning $110,000+: $11,657/year

Graduate Outcomes & Return on Investment

27.5% of students at City Colleges of Chicago-Harold Washington College complete their degree, 56% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

Graduates of City Colleges of Chicago-Harold Washington College earn a median salary of $36,531 ten years after enrollment, 11% below the national average. This represents a $1,531/year earnings premium over the average high school diploma holder, or $45,930 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $5,750, 73% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $62/month, with a total repayment of $7,440 (including $1,690 in interest).

Debt-to-Earnings Ratio: 0.16x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from City Colleges of Chicago-Harold Washington College pays for itself in approximately 12 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

35.6% of students at City Colleges of Chicago-Harold Washington College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 8% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

2.3% of students take federal loans, 95% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $13,133/month, 51% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

City Colleges of Chicago-Harold Washington College enrolls 4,207 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 68/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 11%, Hispanic 48%, Black 27%, Asian 6%.

Harold Washington College: Diverse Student Body with High ROI Despite Low Graduation Rates

Report Card: Overall Grade C+

City Colleges of Chicago-Harold Washington College receives an overall grade of C+ based on six dimensions:

  • Academics: D
  • Value: B
  • Outcomes: C
  • Affordability: A+

College Analysis

City Colleges of Chicago-Harold Washington College is a Public institution in Chicago, IL with approximately 4,207 students. Harold Washington College has a low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings 10 years after graduation are below the national average, suggesting potential career outcomes may not be as strong as at peer institutions. The college offers a relatively high ROI score, indicating that despite the lower graduation rate, the degree may still be financially beneficial. The college has a diverse student body, with a significant Hispanic population, which may provide a rich cultural and social environment.

The Verdict: Is City Colleges of Chicago-Harold Washington College Worth It?

City Colleges of Chicago-Harold Washington College presents a compelling value proposition, especially for in-state students. With an in-state tuition of $4,590 and a median debt of $5,750, the financial burden is remarkably low. The median 10-year earnings of $36,531, while modest, are achievable with an associate degree or certificate, particularly when leveraging the college's strong connections to the Chicago job market. The debt-to-earnings ratio is exceptionally favorable, suggesting a rapid payoff timeline for the minimal debt incurred. The ROI score of 99 further underscores its strong financial return. For students seeking an affordable pathway to a stable career in Chicago, Harold Washington College is an excellent deal. It provides foundational skills and credentials that lead to employment without the crushing debt often associated with higher education. It's a hidden gem for pragmatic learners focused on immediate career entry and local economic mobility. The recommendation is clear: for residents of Illinois seeking vocational training or a stepping stone to a four-year degree, Harold Washington College is a financially sound investment.

Return on Investment

Despite the challenges, the high ROI score suggests that the degree from Harold Washington College is likely to be financially beneficial, making it a worthwhile investment.

Debt Reality Check

Median student debt at City Colleges of Chicago-Harold Washington College: $5,750. Monthly payment on a standard 10-year plan: $65/month. Total repaid: $7,800 ($2,050 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Low. Salary needed for comfortable repayment: $7,800.

Strengths

  • High ROI score
  • Diverse student body
  • Strong community focus

Weaknesses

  • Low graduation rate
  • High tuition for out-of-state students
  • Above-average median debt

Academic Profile

Harold Washington College excels in providing accessible pathways to career training and transfer opportunities, with a strong emphasis on programs designed to meet the demands of Chicago's diverse economy. Notable departments include Business and Entrepreneurship, offering degrees and certificates in areas like Accounting, Marketing, and Small Business Management, preparing students for immediate entry into the workforce or further study. The Culinary Arts program is a standout, leveraging its urban location to connect students with the city's vibrant food scene and potential employers. Allied Health programs, such as Medical Assisting and Nursing, are also highly sought after, providing essential training for critical healthcare roles. Given its community college mission, research opportunities are less formalized than at a four-year research university, but faculty often integrate real-world projects and case studies into coursework. Faculty quality is generally high, with instructors often bringing extensive professional experience from Chicago industries into the classroom. While specific faculty salary data isn't readily available, the commitment to practical education suggests a focus on experienced practitioners. Academic support is robust, with dedicated tutoring services, academic advising, and career services designed to help students navigate their educational journey and transition to employment or transfer. The Honors Program offers enriched academic experiences for high-achieving students, providing a more challenging curriculum and opportunities for leadership. Study abroad programs are less common due to the commuter nature and program focus, but opportunities may exist through system-wide initiatives.

Financial Aid Guide for City Colleges of Chicago-Harold Washington College

Pell Grant recipients: 35.6%. Students taking federal loans: 2.3%.

Navigating financial aid at Harold Washington College (HWC) is crucial for making your education affordable. As a public community college, HWC is committed to providing accessible education, and financial aid plays a significant role. The primary forms of aid are federal and state grants, with the Pell Grant being a cornerstone for students demonstrating financial need. For the 2022-2023 academic year, in-state tuition was approximately $4,590. Students with an Expected Family Contribution (EFC) of $0 could potentially receive enough Pell Grant funding to cover a significant portion, if not all, of their tuition and fees. State grants, like the Illinois Monetary Award Program (MAP), can also provide substantial assistance to eligible Illinois residents. Federal Direct Loans are available for students who need additional funding beyond grants, though it's advisable to exhaust grant options first. Work-study programs offer on-campus employment opportunities for students with demonstrated financial need, allowing them to earn money to help pay for educational expenses. Scholarship opportunities exist through the City Colleges of Chicago Foundation and various external organizations. While merit-based scholarships are less common than need-based aid at the community college level, strong academic performance can still open doors. Typical aid packages for lower-income students (e.g., family income under $30,000) might cover tuition, fees, and provide some funds for books and living expenses through grants and potentially work-study. For middle-income families, a combination of state grants, some federal loans, and institutional scholarships might be necessary. Negotiating aid is generally not a standard practice at community colleges like HWC; the focus is on providing equitable access through established federal and state aid programs and institutional scholarships. It's essential to complete the FAFSA (Free Application for Federal Student Aid) early and thoroughly to maximize your aid eligibility.

Hidden Costs at City Colleges of Chicago-Harold Washington College

  • Transportation costs to and from the downtown campus can range from $50-$150 per month depending on public transit usage or parking fees.
  • Textbooks and course materials can add an estimated $800-$1,200 per academic year.
  • Student activity fees, technology fees, and other miscellaneous institutional fees can total $200-$400 per semester.
  • Personal living expenses, including food and incidentals, can vary widely but budget at least $300-$600 per month for commuter students.
  • Supplies for specific programs, such as culinary tools or art materials, can incur additional costs ranging from $100-$500 depending on the program.
  • Potential costs for professional certifications or licensing exams required by certain career programs can range from $50-$300.

Alumni Outcomes & Career Paths

Graduates from City Colleges of Chicago-Harold Washington College (HW) are primarily positioned for entry-level roles within the vibrant Chicago metropolitan area. While specific data on major employers actively recruiting from HW is not publicly detailed, the college's strong ties to the local business community suggest pathways into sectors like healthcare, business services, and public administration. Given its urban setting and focus on associate degrees and certificates, alumni often cluster in roles supporting the city's diverse economy. Industries that frequently hire HW graduates include healthcare support (e.g., medical assistants, patient care technicians), administrative and office support, and customer service roles within retail and hospitality. For those pursuing further education, Harold Washington College facilitates transfer pathways to four-year institutions within the City Colleges of Chicago system and other Illinois universities, though specific graduate school placement rates are not readily available. The career services department at HW is instrumental in connecting students with local internship opportunities and job fairs, often featuring employers such as Advocate Aurora Health, Northwestern Medicine, and various city government agencies. Geographic hiring patterns are overwhelmingly concentrated in the Chicagoland area, leveraging the extensive network of businesses and organizations within the city and its surrounding suburbs. While notable alumni are not widely publicized, the success of graduates often lies in their ability to secure stable employment and advance within Chicago's diverse job market.

Campus Life & Culture at City Colleges of Chicago-Harold Washington College

Harold Washington College serves a highly diverse student population, reflecting the urban landscape of Chicago, with a significant portion of students being first-generation and from various ethnic and racial backgrounds. The student body is largely composed of commuter students, many of whom are working adults balancing education with careers and family responsibilities. Students who thrive here are typically self-motivated, goal-oriented individuals seeking practical skills, career advancement, or a stepping stone to a four-year degree in a dynamic urban setting.

Harold Washington College (HWC), part of the City Colleges of Chicago system, offers a distinctly urban campus experience deeply integrated into the heart of downtown Chicago. As a commuter school, the social scene isn't centered around traditional dorm life or a sprawling quad. Instead, student life thrives in the bustling city environment and within the college's dedicated student spaces. The campus itself is a modern, multi-story building, providing a professional and accessible learning environment. Student organizations are a key avenue for connection, ranging from academic clubs tied to specific programs like Business or Culinary Arts to cultural and social groups. While Greek life is not a prominent feature at HWC, the diversity of student interests ensures a wide array of clubs and activities. Athletics are limited, focusing more on intramural or club sports rather than NCAA competition, reflecting the commuter nature of the student body. The 'vibe' is one of ambition and practicality; students are often working professionals, recent high school graduates seeking career training, or individuals looking to transfer to a four-year institution. The surrounding Loop neighborhood offers endless opportunities for dining, entertainment, and internships, making the city itself an extension of the campus. Dining options are typically convenient grab-and-go spots within the college or the myriad of eateries accessible just steps away, catering to busy schedules. The focus is on providing a supportive academic and professional development environment within a dynamic urban setting.

Campus Highlights

  • Prime downtown Chicago Loop location, offering unparalleled access to internships and city resources.
  • Strong emphasis on career-ready programs and direct pathways to employment in high-demand fields.
  • Renowned Culinary Arts program with state-of-the-art facilities.
  • Diverse student body representing a wide range of ages, backgrounds, and career aspirations.
  • Robust student support services, including academic advising, tutoring, and career counseling.
  • Modern, accessible campus facilities designed for a professional learning environment.
  • Affordable tuition making higher education attainable for Chicago residents.

Location & Regional Advantages

Harold Washington College's location in the heart of downtown Chicago offers significant geographic advantages for its students. Situated within a major metropolitan hub, students have unparalleled access to a vast and diverse job market. Chicago boasts a robust economy with strong sectors in finance, technology, healthcare, manufacturing, and professional services, providing a wide array of internship and entry-level employment opportunities. Proximity to industry hubs like the Loop (finance and business), the Illinois Medical District, and burgeoning tech corridors means students can easily connect with potential employers for internships and career development. The cost of living in Chicago, while higher than in many smaller cities, is generally more affordable than other major coastal cities like New York or San Francisco, making the median earnings more impactful. Quality of life in Chicago is high, with world-class cultural institutions, diverse culinary scenes, extensive public transportation, and numerous parks. While weather can be a challenge with cold winters, the vibrant year-round activity and strong sense of community mitigate this. Safety is a concern in any large city, but Chicago's public transportation network makes commuting accessible for students across various neighborhoods. This urban setting directly enhances career opportunities by placing students within a dense network of businesses actively seeking skilled talent, particularly in fields aligned with HW's program offerings.

How to Get Into City Colleges of Chicago-Harold Washington College

Applying to Harold Washington College (HWC) is a straightforward process designed for accessibility. As a community college within the City Colleges of Chicago system, HWC generally has an open-door admissions policy, meaning there are no highly selective GPA or test score cutoffs for general admission. The primary focus is on ensuring students have a high school diploma or GED. While there are no Early Decision or Early Action advantages due to the open enrollment nature, applying early in the year is always recommended to ensure you have ample time for placement testing, advising, and financial aid application. The admissions office values a student's intent and readiness to pursue their educational goals, whether that's career training or transfer preparation. Placement testing in English and Math is a key component to determine course placement, ensuring students are enrolled in the appropriate level of study. Essays are typically not a required part of the general application, but may be requested for specific scholarships or honors programs. Demonstrated interest isn't formally tracked, but engaging with admissions events, campus tours (if available), or advising sessions can be beneficial. The timeline is flexible, but aim to complete your application and financial aid forms well before the semester begins to secure your spot and funding.

How City Colleges of Chicago-Harold Washington College Compares to Similar Schools

Similar schools: Truman College (City Colleges of Chicago), Kennedy-King College (City Colleges of Chicago), Malcolm X College (City Colleges of Chicago), Richard J. Daley College (City Colleges of Chicago)

Advantages

  • Central downtown location offering superior access to a wider range of internships and employers.
  • Stronger emphasis on business, paralegal, and healthcare support programs aligned with high-demand Chicago industries.
  • Greater visibility and networking opportunities due to its prime urban setting.

Disadvantages

  • Potentially higher cost of living for students commuting from further out, compared to campuses in less central neighborhoods.
  • May face more competition for local internships due to the sheer volume of students from various institutions in the downtown area.

Best For

  • Students seeking a high graduation rate and strong career outcomes may want to consider other community colleges with better academic support and higher graduation rates.
  • Out-of-state students may want to explore more affordable options within their home state.

Avoid If

  • Students with financial constraints should be aware of the high median debt and consider the affordability of the college.
  • Students looking for a high graduation rate and strong career outcomes may want to avoid Harold Washington College.

Frequently Asked Questions about City Colleges of Chicago-Harold Washington College

How much does it cost to attend City Colleges of Chicago-Harold Washington College?

In-state tuition at City Colleges of Chicago-Harold Washington College is $4,590 per year, and out-of-state tuition is $15,150 per year. The median student debt at graduation is $5,750.

What is the graduation rate at City Colleges of Chicago-Harold Washington College?

City Colleges of Chicago-Harold Washington College has a graduation rate of 27.5%.

How much do City Colleges of Chicago-Harold Washington College graduates earn?

The median earnings for City Colleges of Chicago-Harold Washington College graduates 10 years after enrollment is $36,531. With median debt of $5,750, graduates earn roughly 6.4x their debt level annually.

How big is City Colleges of Chicago-Harold Washington College?

City Colleges of Chicago-Harold Washington College has approximately 4,207 students and is classified as a medium institution. It is located in Chicago, IL and is a Public institution.

Is City Colleges of Chicago-Harold Washington College worth the cost?

City Colleges of Chicago-Harold Washington College has an ROI score of 99 out of 100. With in-state tuition of $4,590 per year and median post-graduation earnings of $36,531, the data suggests a positive return on investment.

Where is City Colleges of Chicago-Harold Washington College located?

City Colleges of Chicago-Harold Washington College is located in Chicago, IL. It is a Public institution with approximately 4,207 students.

How much student debt do City Colleges of Chicago-Harold Washington College graduates have?

The median student debt for City Colleges of Chicago-Harold Washington College graduates is $5,750. With median earnings of $36,531 ten years after enrollment, graduates can expect a debt-to-income ratio of 16%.

Is City Colleges of Chicago-Harold Washington College a good college?

City Colleges of Chicago-Harold Washington College has a graduation rate of 27.5% and median post-graduation earnings of $36,531. The Hispanic population is the largest demographic, comprising nearly half of the student body.

How does City Colleges of Chicago-Harold Washington College compare to similar colleges?

The college has a high tuition cost for out-of-state students, which may affect accessibility. While Harold Washington College offers a high ROI, its low graduation rate and high tuition for out-of-state students may make it less attractive compared to peer institutions with similar or better outcomes.

What career prospects do City Colleges of Chicago-Harold Washington College graduates have?

Graduates of Harold Washington College are well-positioned for careers in diverse fields, given the college's strong focus on community and support for underrepresented students.

What should prospective students know about City Colleges of Chicago-Harold Washington College?

Harold Washington College holds a strong market position due to its high ROI and diverse student body, making it a competitive choice for students seeking a community college education in Chicago.

What makes City Colleges of Chicago-Harold Washington College stand out?

Median debt upon graduation is above the national average, indicating potential financial burden.

What are the pros and cons of attending City Colleges of Chicago-Harold Washington College?

The college's graduation rate is significantly lower than the national average for community colleges.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.