Chicago State University
Chicago, IL 60628-1598 — Public
Value Score: 55/100 | ROI Score: -16 | Affordability Score: 90/100
Tuition (In-State): $12,754 | Out-of-State: $12,754
Acceptance Rate: 43.3% | Graduation Rate: 16.2% | Retention Rate: 57.3%
Median Earnings (10yr): $42,778 | Median Debt: $30,625
Student Body Size: 1,384 (small)
Pell Grant Recipients: 57.9% | Federal Loan Rate: 78.1%
Average Faculty Salary: $8,878/month
Tuition & Affordability Analysis
In-state tuition at Chicago State University is $12,754 per year, which is 17% above the national average for public institutions.
Out-of-state students pay $12,754/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $51,016 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Chicago State University:
- Families earning $0–$30,000: $9,073/year
- Families earning $30,001–$48,000: $9,550/year
- Families earning $48,001–$75,000: $11,334/year
- Families earning $75,001–$110,000: $13,899/year
- Families earning $110,000+: $28,427/year
Low-income families receive an average discount of $3,681/year, paying just 71% of the sticker price.
Admissions Snapshot
Chicago State University has an acceptance rate of 43.3%, placing it in the Selective (35–50%) category. This means roughly 800 students apply each year.
Graduate Outcomes & Return on Investment
16.2% of students at Chicago State University complete their degree, 74% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
First-year retention rate: 57.3% (29% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Chicago State University earn a median salary of $42,778 ten years after enrollment, 5% above the national average. This represents a $7,778/year earnings premium over the average high school diploma holder, or $233,340 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $30,625, 42% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $332/month, with a total repayment of $39,840 (including $9,215 in interest).
Debt-to-Earnings Ratio: 0.72x. This is a healthy ratio, suggesting debt is manageable for most graduates.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Chicago State University pays for itself in approximately 7 years. This is a reasonable investment timeline.
Financial Aid Profile
57.9% of students at Chicago State University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 75% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
78.1% of students take federal loans, 66% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $8,878/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Chicago State University enrolls 1,384 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 40/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 3%, Hispanic 10%, Black 77%, Asian 1%.
Chicago State University: Low Graduation Rates and High Debt Impact Academic and Financial Outcomes
- Chicago State University: A Stepping Stone to Chicago Careers, But Weigh the Financial Investment
- Unlocking Chicago's Job Market: What CSU Graduates Can Expect After Graduation
- Value or Venture? Examining the Return on Investment for Chicago State University Degrees
Report Card: Overall Grade D
Chicago State University receives an overall grade of D based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C
- Affordability: C-
College Analysis
Chicago State University is a Public institution in Chicago, IL with approximately 1,384 students. Academics: Graduation rate is low at 16.15%, indicating potential challenges in academic success. Value: High median debt of $30,625 suggests students may face significant financial burden post-graduation. Outcomes: Median earnings 10 years post-graduation are below the national average, at $42,778.
The Verdict: Is Chicago State University Worth It?
Chicago State University presents a challenging value proposition, underscored by a median 10-year earnings of $42,778 against a median debt of $30,625. This results in a notably negative ROI score of -16, indicating that, on average, graduates earn less than the cost of their education and associated debt over a decade. The in-state and out-of-state tuition being identical at $12,754 per year is a unique aspect, but the overall financial return is concerning. With a median debt of over $30,000, it would take approximately 7-8 years of dedicating the entire median salary difference (earnings minus debt) to simply repay the principal, without accounting for interest or living expenses. This suggests that for many graduates, the financial burden of their degree may outweigh the immediate economic benefits. While CSU offers valuable educational experiences and contributes to the local workforce, prospective students must carefully weigh the cost against potential career earnings, especially when compared to institutions with stronger post-graduation financial outcomes. It is not a clear 'good deal' and may be considered overpriced given the median earnings data.
Return on Investment
Given the high tuition and debt, the degree may not be worth the cost, especially considering the low graduation rate and earnings potential.
Debt Reality Check
Median student debt at Chicago State University: $30,625. Monthly payment on a standard 10-year plan: $348/month. Total repaid: $41,760 ($11,135 in interest).
Breakeven vs high school diploma: 2.4 years. Debt burden: Manageable. Salary needed for comfortable repayment: $41,760.
Strengths
- Public institution with accessible admission rates.
- Predominantly black student body.
Weaknesses
- Low graduation rate and high median debt.
- Below average median earnings 10 years post-graduation.
Academic Profile
Retention Rate: 57.3%.
Chicago State University's academic landscape is characterized by a commitment to accessible education and a focus on programs that serve the needs of the Chicago metropolitan area and beyond. While CSU offers a broad range of undergraduate and graduate programs, certain departments stand out for their impact and student success. The College of Education is a significant strength, preparing a substantial number of teachers for the Chicago Public Schools and surrounding districts. The College of Pharmacy is another key area, offering a Doctor of Pharmacy (Pharm.D.) program that is highly regarded. Additionally, programs within the College of Arts and Sciences, such as Biology, Chemistry, and Psychology, provide strong foundational knowledge for students pursuing further studies or entering the workforce. Research opportunities, while perhaps not as extensive as at larger R1 institutions, are available, particularly for motivated students looking to engage with faculty on specific projects. The student-faculty ratio, though not explicitly provided, is generally conducive to more personalized attention in a smaller university setting. Faculty quality is a priority, with dedicated instructors focused on student success. CSU offers academic support services, including tutoring, writing centers, and advising, to ensure students have the resources they need to thrive. Honors programs are available for high-achieving students, offering enriched academic experiences. Study abroad opportunities, while potentially less common than at other institutions, can be arranged through partnerships and individual planning, offering students a chance to broaden their horizons.
Financial Aid Guide for Chicago State University
Pell Grant recipients: 57.9%. Students taking federal loans: 78.1%.
Navigating financial aid at Chicago State University (CSU) is a crucial step for most students, given its mission as an accessible public institution. CSU is committed to providing financial assistance through a combination of federal, state, and institutional aid. For the 2023-2024 academic year, in-state tuition and fees are approximately $12,754, while out-of-state tuition is the same, making it a competitive option. Need-based aid is a primary focus, with the majority of aid packages likely comprising federal Pell Grants for eligible low-income students, Illinois Monetary Award Program (MAP) grants for Illinois residents, and federal student loans. Merit-based scholarships are available, though often more competitive and may be tied to specific academic programs or achievements. Work-study opportunities are also a component of financial aid, allowing students to earn money through part-time campus jobs. For students with family incomes below $30,000, it's common to see aid packages that significantly cover tuition and fees, potentially including Pell Grants and state aid, with loans making up the remainder. For middle-income families, aid packages might consist of a mix of federal loans, some institutional grants, and potentially work-study. Scholarship applications are key; students should actively seek out CSU-specific scholarships listed on the university's financial aid website and explore external scholarship opportunities. Negotiating aid at CSU is generally not as common or as effective as at more selective private institutions, as aid is often determined by established formulas and available funding. However, students facing extenuating circumstances should always reach out to the financial aid office to discuss their situation.
Hidden Costs at Chicago State University
- On-campus housing can range from $7,000 to $10,000 per academic year, depending on the room type and occupancy.
- Meal plans typically cost between $3,000 and $4,500 per academic year, offering various dining options.
- Textbooks and course materials can add $1,000 to $1,500 annually, with costs varying by major and course.
- Mandatory university fees, including technology and student activity fees, can total around $1,500 to $2,000 per year.
- Transportation costs, whether using public transit or maintaining a personal vehicle, can range from $500 to $2,000 annually.
- Parking permits for students with vehicles on campus can cost between $200 and $500 per semester.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 per year.
Alumni Outcomes & Career Paths
Chicago State University (CSU) graduates enter a diverse job market, with alumni often finding roles within the robust Chicago metropolitan area. While specific major employer recruitment data for CSU is not publicly detailed, graduates from its College of Business and College of Arts and Sciences are likely to find opportunities in sectors such as healthcare, education, social services, and government. Industries where alumni tend to cluster include public administration, K-12 education, and healthcare support roles. For instance, graduates in nursing and health sciences may find employment with institutions like the University of Illinois Hospital & Health Sciences System or local community health centers. Those with business degrees might pursue roles in financial services firms operating in Chicago, though often at entry-level positions. CSU's smaller size and specific focus mean it may not have the extensive internship pipelines or direct recruitment relationships with Fortune 500 companies that larger, more research-intensive universities possess. However, the university's career services department aims to connect students with local internship and job opportunities, leveraging its Chicago location. Graduate school placement rates are not prominently published, but students pursuing advanced degrees would likely target programs within the Chicago area or at other public universities. Notable alumni include former Illinois Lieutenant Governor, Evelyn S. "Jo" Thomas, and civil rights activist, Jesse Jackson Sr., who attended but did not graduate. Geographic hiring patterns show a strong tendency for CSU alumni to remain within the Chicagoland area, contributing to the local economy in fields like education and public service.
Campus Life & Culture at Chicago State University
Chicago State University serves a predominantly local student body, with a significant percentage of Illinois residents. The university is known for its diversity, attracting students from various racial, ethnic, and socioeconomic backgrounds, reflecting the rich tapestry of Chicago. Students who thrive at CSU are often self-motivated, community-oriented, and appreciate the value of an accessible, urban education.
Chicago State University (CSU) offers a vibrant, urban campus experience deeply connected to the pulse of Chicago. As a public university situated on the South Side, CSU fosters a close-knit community where students often form strong bonds. The campus itself is a hub of activity, with the CSU Student Union serving as a central gathering place for events, dining, and student organization meetings. While not a traditional residential campus, CSU does offer on-campus housing options, providing a convenient base for students who want to be immersed in university life. The dining services offer a range of options to fuel students through their academic day. Student organizations are a cornerstone of campus life, covering a wide array of interests from academic clubs and cultural groups to service organizations and student government. These groups provide invaluable opportunities for leadership development, networking, and social engagement. Greek life is present but not dominant, offering another avenue for community and connection for those interested. Athletics, particularly men's and women's basketball, are a source of school spirit and pride, with students often turning out to support the Cougars. The general vibe at CSU is one of resilience, community, and a strong commitment to academic achievement and personal growth, set against the backdrop of one of America's most dynamic cities. Students here often appreciate the affordability and the direct access to the cultural and professional opportunities Chicago provides.
Campus Highlights
- Located in the heart of Chicago's South Side, offering unparalleled access to urban opportunities.
- Strong emphasis on programs like Education and Pharmacy, with a direct impact on the community.
- Affordable tuition for both in-state and out-of-state students, making higher education more accessible.
- A diverse student body representing a wide range of backgrounds and experiences.
- The CSU Cougars athletics program, particularly basketball, fosters school spirit.
- The CSU Student Union serves as a central hub for student life, activities, and engagement.
- Commitment to serving the local community and providing pathways for upward mobility.
Location & Regional Advantages
Chicago State University's location in Chicago, Illinois, offers a significant, albeit complex, geographic advantage. The city itself is a major economic hub with a diverse job market spanning finance, technology, healthcare, manufacturing, and education. This proximity provides CSU students with access to a vast network of potential employers and internship opportunities within the metropolitan area. Major industries concentrated in Chicago include professional, scientific, and technical services, healthcare, and educational services, aligning with many of CSU's program offerings. The cost of living in Chicago is higher than the national average, particularly for housing, which can be a consideration for students managing expenses. However, compared to other major global cities, Chicago offers a relatively more affordable cost of living, especially when considering public transportation options that reduce reliance on personal vehicles. The quality of life in Chicago is high, with abundant cultural attractions, parks, and a vibrant social scene. While the city experiences cold winters, its status as a major transportation hub makes travel accessible. Safety can be a concern in certain neighborhoods, but CSU's campus is located in a residential area with ongoing efforts to ensure student safety. The career opportunities post-graduation are substantial due to the sheer volume and diversity of businesses in the region, offering a strong local job market for CSU alumni.
How to Get Into Chicago State University
Chicago State University (CSU) employs a holistic review process, but given its public university mission and accessibility, the focus is on ensuring students meet foundational academic requirements and demonstrate potential for success. With an admission rate of 43.3%, CSU is selective but aims to provide opportunities for a diverse range of students. While SAT/ACT scores are not a primary factor (N/A provided), a strong high school GPA is important. Applicants should aim for a GPA that reflects consistent effort and achievement, ideally in the B range or higher. Essays are an opportunity to showcase personality, resilience, and aspirations. Topics that highlight overcoming challenges, demonstrating leadership, or explaining a passion for a particular field of study are often effective. CSU values students who are motivated to learn and contribute to the university community. Demonstrated interest isn't typically a heavily weighted factor, but engaging with the university through campus tours, information sessions, or connecting with admissions counselors can be beneficial. Early Action (EA) or Early Decision (ED) are not explicitly highlighted as having significant advantages at CSU, as the primary goal is to build a strong incoming class. The application timeline generally opens in the fall for the following academic year, with priority deadlines often in the spring. It's advisable to apply well before the final deadlines to ensure full consideration for admission and financial aid.
How Chicago State University Compares to Similar Schools
Similar schools: Northeastern Illinois University, University of Illinois Chicago, Governors State University, DePaul University
Advantages
- Lower tuition compared to private peers like DePaul University.
- Stronger focus on serving the local Chicago community and its specific workforce needs.
- Smaller class sizes may offer more personalized attention than larger public universities.
Disadvantages
- Significantly lower graduation rates compared to most peers.
- Lower median alumni earnings compared to many comparable institutions.
- Less robust alumni network and national brand recognition.
Best For
- Students seeking a more accessible institution with a high admission rate.
- Students interested in a predominantly black student body.
Avoid If
- Students looking for high earning potential post-graduation should consider other options.
- Students with a high tolerance for debt and low graduation rates.
Frequently Asked Questions about Chicago State University
How much does it cost to attend Chicago State University?
In-state tuition at Chicago State University is $12,754 per year, and out-of-state tuition is $12,754 per year. The median student debt at graduation is $30,625.
What is the acceptance rate at Chicago State University?
Chicago State University has an acceptance rate of 43.3%.
What is the graduation rate at Chicago State University?
Chicago State University has a graduation rate of 16.2%.
How much do Chicago State University graduates earn?
The median earnings for Chicago State University graduates 10 years after enrollment is $42,778. With median debt of $30,625, graduates earn roughly 1.4x their debt level annually.
How big is Chicago State University?
Chicago State University has approximately 1,384 students and is classified as a small institution. It is located in Chicago, IL and is a Public institution.
Is Chicago State University worth the cost?
Chicago State University has an ROI score of -16 out of 100. With in-state tuition of $12,754 per year and median post-graduation earnings of $42,778, the data suggests the return on investment may be below average.
Where is Chicago State University located?
Chicago State University is located in Chicago, IL. It is a Public institution with approximately 1,384 students.
How much student debt do Chicago State University graduates have?
The median student debt for Chicago State University graduates is $30,625. With median earnings of $42,778 ten years after enrollment, graduates can expect a debt-to-income ratio of 72%.
Is Chicago State University a good college?
Chicago State University has a graduation rate of 16.2% and median post-graduation earnings of $42,778. High admission rate (43.26%) suggests a more accessible institution.
How does Chicago State University compare to similar colleges?
Predominantly black student body (76.88%) with a small Hispanic population (9.83%). Compared to peer institutions, Chicago State University has a lower graduation rate and higher median debt, which may impact the overall value proposition.
What career prospects do Chicago State University graduates have?
Graduates may find limited job opportunities in their field, necessitating additional training or certification.
What should prospective students know about Chicago State University?
The university is positioned in a competitive market with high tuition and debt, but low earnings potential.
What makes Chicago State University stand out?
Tuition is the same for in-state and out-of-state students ($12,754).
What are the pros and cons of attending Chicago State University?
Low graduation rate (16.15%) compared to peer institutions.
Explore More
Colleges in Illinois
Browse all colleges in Illinois
Similar Schools
- Northeastern Illinois University
- University of Illinois Chicago
- Governors State University
- DePaul University
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in Illinois — Visa sponsorship salary data for Illinois
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit Chicago State University official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.