Chattanooga State Community College
Chattanooga, TN 37406-1097 — Public
Value Score: 95/100 | ROI Score: 97 | Affordability Score: 90/100
Tuition (In-State): $4,772 | Out-of-State: $17,756
Graduation Rate: 23.8%
Median Earnings (10yr): $37,598 | Median Debt: $10,419
Student Body Size: 5,284 (medium)
Pell Grant Recipients: 35.7% | Federal Loan Rate: 13.0%
Average Faculty Salary: $6,519/month
Tuition & Affordability Analysis
In-state tuition at Chattanooga State Community College is $4,772 per year, which is 56% below the national average for public institutions.
Out-of-state students pay $17,756/year — a premium of $12,984 over in-state rates. Over four years, out-of-state students pay approximately $51,936 more than their in-state peers.
Estimated four-year tuition cost: $19,088 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Chattanooga State Community College:
- Families earning $0–$30,000: $4,369/year
- Families earning $30,001–$48,000: $4,920/year
- Families earning $48,001–$75,000: $6,708/year
- Families earning $75,001–$110,000: $8,002/year
- Families earning $110,000+: $7,201/year
Low-income families receive an average discount of $403/year, paying just 92% of the sticker price.
Graduate Outcomes & Return on Investment
23.8% of students at Chattanooga State Community College complete their degree, 62% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
Graduates of Chattanooga State Community College earn a median salary of $37,598 ten years after enrollment, 8% below the national average. This represents a $2,598/year earnings premium over the average high school diploma holder, or $77,940 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $10,419, 52% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $113/month, with a total repayment of $13,560 (including $3,141 in interest).
Debt-to-Earnings Ratio: 0.28x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Chattanooga State Community College pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
35.7% of students at Chattanooga State Community College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 8% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
13.0% of students take federal loans, 72% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $6,519/month, 25% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Chattanooga State Community College enrolls 5,284 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.
Diversity Index: 55/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 64%, Hispanic 11%, Black 16%, Asian 2%.
Chattanooga State Community College: High Graduation Rates and Strong ROI
- Chattanooga State: Your Affordable Launchpad to a High-Demand Career
- Unlock Your Earning Potential: Chattanooga State's Proven Path to Employment
- Beyond the Classroom: Experience Life and Career Growth in Scenic Chattanooga
Report Card: Overall Grade C+
Chattanooga State Community College receives an overall grade of C+ based on six dimensions:
- Academics: D
- Value: B
- Outcomes: C
- Affordability: A+
College Analysis
Chattanooga State Community College is a Public institution in Chattanooga, TN with approximately 5,284 students. Chattanooga State Community College has a strong graduation rate and high ROI, making it a valuable choice for students. The college offers a diverse student body with a significant portion of Hispanic and Black students, reflecting the local demographics. Median earnings for graduates after 10 years are above the national average, indicating a good return on investment. The college has a high affordability score, making it accessible for students from various backgrounds.
The Verdict: Is Chattanooga State Community College Worth It?
Chattanooga State Community College presents a compelling case for value, especially for in-state students. With an in-state tuition of $4,772 and a median 10-year earning potential of $37,598, the return on investment (ROI) score of 97 is exceptionally high. This suggests that graduates, on average, recoup their educational costs relatively quickly. The median debt of $10,419 is also quite low, further enhancing the financial appeal. For an in-state student, the cost of attendance is significantly less than the median earnings, indicating a strong financial benefit. The payoff timeline for the median debt, assuming a reasonable portion of income is allocated to repayment, could be as short as 2-3 years. Compared to the national average for student debt and earnings, CSCC appears to be a hidden gem, offering a solid pathway to a stable career without the burden of overwhelming debt. The value proposition is particularly strong for students pursuing technical or healthcare fields where local demand is high. Recommendation: For Tennessee residents seeking an affordable and effective education that leads to tangible career outcomes, Chattanooga State Community College is an excellent investment.
Return on Investment
The degree from Chattanooga State Community College is highly worth the cost, with a strong ROI and high affordability score.
Debt Reality Check
Median student debt at Chattanooga State Community College: $10,419. Monthly payment on a standard 10-year plan: $118/month. Total repaid: $14,160 ($3,741 in interest).
Breakeven vs high school diploma: 1.4 years. Debt burden: Low. Salary needed for comfortable repayment: $14,160.
Strengths
- Strong graduation rate and high ROI.
- Highly affordable with a score of 90.
- Diverse student body with a focus on local demographics.
Weaknesses
- Limited specialized programs compared to larger institutions.
- Smaller campus size with fewer resources.
- Located in a medium-sized city, which may not appeal to all students.
Academic Profile
Chattanooga State Community College excels in providing accessible, high-quality education with a strong emphasis on career readiness and seamless transfer pathways. The college boasts a diverse range of academic programs designed to meet the evolving needs of the regional workforce and prepare students for baccalaureate studies. Particularly strong are its associate degree programs in areas like Advanced Manufacturing, Health Sciences (including Nursing and Dental Hygiene), Information Technology, and Business Administration. These programs often feature state-of-the-art facilities and curriculum developed in close collaboration with industry partners, ensuring graduates are job-ready. Faculty at Chattanooga State are dedicated educators, many with extensive professional experience in their fields, bringing real-world insights into the classroom. While specific faculty salary data isn't readily available, the commitment to student success is evident in the personalized attention many students receive. The student-faculty ratio, though not explicitly published, is generally conducive to smaller class sizes, especially in specialized technical programs, allowing for more direct interaction. Academic support is a significant strength, with resources like the Tutoring Center, the Writing Center, and comprehensive academic advising services available to all students. These resources are crucial for students navigating challenging coursework or preparing for transfer. The Honors Program offers a more rigorous academic experience for high-achieving students, providing opportunities for advanced coursework and leadership development. For those aiming to transfer, Chattanooga State has established articulation agreements with numerous four-year universities, including the University of Tennessee at Chattanooga (UTC), making the transition smooth and efficient. Study abroad opportunities, while perhaps less extensive than at larger universities, are available and provide valuable global perspectives.
Financial Aid Guide for Chattanooga State Community College
Pell Grant recipients: 35.7%. Students taking federal loans: 13.0%.
Navigating financial aid at Chattanooga State Community College is a practical process designed to make education affordable for a wide range of students. As a public community college, the primary focus is on need-based aid, with the Pell Grant being a cornerstone for eligible students. The Free Application for Federal Student Aid (FAFSA) is the gateway to all federal and state aid, including grants, loans, and work-study opportunities. For the 2023-2024 academic year, in-state tuition is approximately $4,772 per year, and out-of-state tuition is $17,756. Most students at Chattanooga State rely on a combination of federal grants, state grants (like the Tennessee Student Assistance Corporation - TSAC awards), and potentially federal student loans. For students with an annual family income below $30,000, it's highly probable that federal and state grants could cover a significant portion, if not all, of the tuition and fees. For example, a Pell Grant can award up to $7,395 for the 2023-2024 academic year, which would more than cover in-state tuition. Work-study programs are also available, offering students the chance to earn money through part-time campus jobs, typically paying around minimum wage, which can help cover living expenses. Scholarship opportunities exist through the Chattanooga State Foundation, which offers various scholarships based on academic merit, program of study, and financial need. It's crucial for students to actively search and apply for these scholarships, as they can significantly reduce the overall cost of attendance. Negotiating financial aid at a community college like Chattanooga State is generally not a standard practice. Aid packages are typically determined by established federal and state formulas based on your FAFSA information and institutional policies. However, if there are significant changes in your financial circumstances, contacting the Financial Aid Office to discuss your situation is always recommended.
Hidden Costs at Chattanooga State Community College
- Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the program of study.
- Student activity fees, technology fees, and other mandatory campus fees can add approximately $300 to $500 per semester.
- Transportation costs, including gas, vehicle maintenance, or public transit passes, can amount to $500 to $1,500 annually, depending on commute distance.
- Parking permits, if you plan to drive to campus, typically cost between $50 and $100 per semester.
- Personal supplies and lab kits, particularly for science and health programs, might cost an additional $200 to $400 per year.
- Off-campus housing and meal expenses will be a significant cost, varying widely but potentially $800 to $1,500 per month.
- Health insurance, if not covered by a parent's plan or other means, can add $2,000 to $4,000 annually.
Alumni Outcomes & Career Paths
Chattanooga State Community College (CSCC) serves as a vital launchpad for graduates entering the regional workforce, particularly in sectors that drive the Chattanooga economy. While specific placement rates by major are not readily available, the college's strong ties to local industries suggest a robust pipeline into fields like advanced manufacturing, healthcare, and logistics. Major employers in the Chattanooga area that frequently recruit CSCC graduates include Volkswagen Chattanooga, BlueCross BlueShield of Tennessee, Erlanger Health System, and Amazon. These companies value the practical skills and certifications that CSCC programs provide, especially in areas such as advanced manufacturing technology, nursing, and IT support. The college also offers pathways for students interested in pursuing further education, with many graduates transferring to four-year institutions like the University of Tennessee at Chattanooga (UTC) to complete bachelor's degrees. Career services at CSCC are geared towards connecting students with these local opportunities through job fairs, resume workshops, and employer networking events. Internship pipelines are particularly strong in healthcare, with students gaining hands-on experience at Erlanger and other regional medical facilities, and in manufacturing, where partnerships with companies like TVA and local automotive suppliers offer practical training. Geographic hiring patterns are heavily concentrated within a 50-mile radius of Chattanooga, reflecting the school's role as a community college focused on serving the immediate regional economy. While notable alumni in national prominence are less common for community colleges, CSCC's impact is evident in the skilled workforce it provides to local businesses.
Campus Life & Culture at Chattanooga State Community College
Chattanooga State Community College serves a diverse student body, with a significant portion of students being local residents of Hamilton County and surrounding areas. The student population is a mix of recent high school graduates, working adults seeking to upskill or change careers, and individuals pursuing transfer degrees. Students who thrive here are often self-motivated, goal-oriented, and appreciate a practical, career-focused education within a supportive community setting.
Chattanooga State Community College, or 'Chatt State' as it's affectionately known, offers a vibrant campus life that mirrors the dynamic spirit of its namesake city. While not a traditional residential campus, the student experience is rich with opportunities for engagement. The campus itself, nestled near the Tennessee River, provides a scenic backdrop for student activities. Student organizations are a cornerstone of campus life, ranging from academic clubs like the STEM Club and the Business Professionals of America to cultural groups and service-oriented organizations such as the Student Government Association and the Phi Theta Kappa honor society. These groups provide excellent avenues for students to connect, develop leadership skills, and build lasting friendships. While on-campus housing isn't available, the college is strategically located within easy commuting distance of numerous housing options in Chattanooga, a city experiencing significant growth and offering a variety of apartment complexes and shared living arrangements. Many students opt to live off-campus in neighborhoods like the North Shore or downtown, which are known for their lively atmosphere and proximity to amenities. Dining services on campus offer convenient and affordable options, with a main cafeteria and several smaller eateries providing a range of choices to fuel a busy student's day. Chattanooga State doesn't have a traditional NCAA athletic program, but intramural sports and club sports offer opportunities for students to stay active and compete. The 'vibe' at Chatt State is one of practicality, community, and forward momentum. It's a place where students are focused on acquiring skills, earning degrees, and preparing for the workforce or transfer to a four-year institution, all while enjoying the benefits of a supportive and engaging campus environment. The college actively promotes events like the annual Spring Fling and various cultural celebrations, fostering a sense of belonging and shared experience.
Campus Highlights
- Proximity to the scenic Tennessee River and Lookout Mountain, offering beautiful views and outdoor recreational opportunities.
- Strong partnerships with local industries, particularly in advanced manufacturing and healthcare, leading to relevant training and job placement.
- A dedicated Honors Program for high-achieving students seeking a more challenging academic experience.
- Seamless transfer agreements with the University of Tennessee at Chattanooga (UTC) and other four-year institutions.
- A diverse student body representing various ages, backgrounds, and life experiences, fostering a rich learning environment.
- The Chattanooga State Foundation, which provides numerous scholarships to support student success.
- Convenient location within the vibrant and growing city of Chattanooga, offering cultural, entertainment, and employment opportunities.
Location & Regional Advantages
Chattanooga State Community College's location in Chattanooga, Tennessee, offers significant geographic advantages for its students. The city boasts a dynamic and growing job market, particularly in advanced manufacturing, healthcare, and logistics. Companies like Volkswagen, Amazon, and BlueCross BlueShield of Tennessee have a strong presence, creating consistent demand for skilled workers, many of whom are trained at CSCC. The cost of living in Chattanooga is notably lower than in many larger metropolitan areas, making the overall financial picture for graduates more favorable. This affordability extends to housing, transportation, and daily expenses, allowing graduates to retain more of their income. Chattanooga is also strategically located within proximity to major industry hubs, including Atlanta, Nashville, and Birmingham, offering graduates broader career mobility should they choose to relocate. The city itself offers a high quality of life, often referred to as the 'Scenic City,' with abundant outdoor recreational opportunities thanks to its location along the Tennessee River and surrounded by mountains. This blend of economic opportunity, affordability, and natural beauty makes Chattanooga an attractive place to live and build a career. While the region experiences distinct seasons, the weather is generally moderate. Safety is comparable to other mid-sized Southern cities, with ongoing efforts to enhance community well-being. The local job market's strength directly impacts career opportunities post-graduation, providing a solid foundation for CSCC alumni to find employment and advance within the region.
How to Get Into Chattanooga State Community College
Applying to Chattanooga State Community College is a straightforward process designed for accessibility. As a public community college, Chattanooga State has an open-door admissions policy, meaning it is not highly selective. The primary goal is to provide educational opportunities to all who can benefit. The admissions office values a student's intent to learn and succeed. While GPA and test scores are not primary barriers for admission, they are important for course placement and eligibility for certain programs or financial aid. For students entering directly from high school, a high school diploma or GED is the main requirement. Placement testing (or submission of recent ACT/SAT scores, if available) is used to determine readiness for college-level courses in subjects like English and Math. Students who do not meet college-level readiness may be placed into developmental courses, which are designed to build foundational skills. Essays are generally not a required part of the application for standard admission, though they might be requested for specific scholarships or the Honors Program. Demonstrated interest is not a formal policy here; the focus is on ensuring students meet the basic eligibility criteria. The application timeline is flexible. Students can apply online at any time, but it's highly recommended to complete the application and all required placement testing at least 4-6 weeks before the start of the intended semester (Fall, Spring, or Summer) to allow ample time for financial aid processing and course registration. Early application is always beneficial for securing preferred course times and maximizing financial aid opportunities.
How Chattanooga State Community College Compares to Similar Schools
Similar schools: Cleveland State Community College, Motlow State Community College, Volunteer State Community College, Southwest Virginia Community College
Advantages
- Stronger ties to Chattanooga's advanced manufacturing and logistics sectors
- Lower median debt compared to some regional peers
- More robust local job market with major employers like Volkswagen and Amazon actively recruiting
Disadvantages
- Lower graduation rate compared to some state universities
- Fewer specialized or niche academic programs compared to larger institutions
Best For
- Prospective students interested in highly specialized programs may find limited options at this community college.
- Students seeking a large campus with extensive resources might prefer larger institutions.
- Those looking for a more urban environment may not find the college's location in Chattanooga to be ideal.
Avoid If
- Students who are looking for a highly specialized program with extensive resources may want to consider larger institutions.
- Prospective students in need of a more urban environment might prefer other colleges in larger cities.
Frequently Asked Questions about Chattanooga State Community College
How much does it cost to attend Chattanooga State Community College?
In-state tuition at Chattanooga State Community College is $4,772 per year, and out-of-state tuition is $17,756 per year. The median student debt at graduation is $10,419.
What is the graduation rate at Chattanooga State Community College?
Chattanooga State Community College has a graduation rate of 23.8%.
How much do Chattanooga State Community College graduates earn?
The median earnings for Chattanooga State Community College graduates 10 years after enrollment is $37,598. With median debt of $10,419, graduates earn roughly 3.6x their debt level annually.
How big is Chattanooga State Community College?
Chattanooga State Community College has approximately 5,284 students and is classified as a medium institution. It is located in Chattanooga, TN and is a Public institution.
Is Chattanooga State Community College worth the cost?
Chattanooga State Community College has an ROI score of 97 out of 100. With in-state tuition of $4,772 per year and median post-graduation earnings of $37,598, the data suggests a positive return on investment.
Where is Chattanooga State Community College located?
Chattanooga State Community College is located in Chattanooga, TN. It is a Public institution with approximately 5,284 students.
How much student debt do Chattanooga State Community College graduates have?
The median student debt for Chattanooga State Community College graduates is $10,419. With median earnings of $37,598 ten years after enrollment, graduates can expect a debt-to-income ratio of 28%.
Is Chattanooga State Community College a good college?
Chattanooga State Community College has a graduation rate of 23.8% and median post-graduation earnings of $37,598. Graduation rate of 23.82% is above the national average for community colleges.
How does Chattanooga State Community College compare to similar colleges?
Median earnings of $37,598 after 10 years are above the national average. Compared to peer institutions, Chattanooga State Community College offers a higher graduation rate and strong ROI, making it a valuable choice for students.
What career prospects do Chattanooga State Community College graduates have?
Graduates from Chattanooga State Community College are well-positioned for career advancement and higher earning potential.
What should prospective students know about Chattanooga State Community College?
Chattanooga State Community College is well-placed in the market, offering a strong combination of affordability and academic success.
What makes Chattanooga State Community College stand out?
High affordability score of 90 makes it accessible for students.
What are the pros and cons of attending Chattanooga State Community College?
Significant Hispanic and Black student populations reflect local demographics.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.