CollegeTuitionData — College Data in Plain English

Cedarville University

Cedarville, OH 45314-0601 — Private Nonprofit

Value Score: 85/100 | ROI Score: -63 | Affordability Score: 55/100

Tuition (In-State): $37,150 | Out-of-State: $37,150

Acceptance Rate: 65.3% | Graduation Rate: 73.4% | Retention Rate: 89.6%

Median Earnings (10yr): $55,443 | Median Debt: $20,937

SAT Average: 1241 | ACT Midpoint: 26

Student Body Size: 4,024 (medium)

Pell Grant Recipients: 15.2% | Federal Loan Rate: 33.3%

Average Faculty Salary: $8,563/month

Tuition & Affordability Analysis

In-state tuition at Cedarville University is $37,150 per year, which is 6% below the national average for private institutions.

Out-of-state students pay $37,150/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $148,600 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Cedarville University:

  • Families earning $0–$30,000: $18,987/year
  • Families earning $30,001–$48,000: $17,762/year
  • Families earning $48,001–$75,000: $19,743/year
  • Families earning $75,001–$110,000: $23,426/year
  • Families earning $110,000+: $28,127/year

Low-income families receive an average discount of $18,163/year, paying just 51% of the sticker price.

Admissions Snapshot

Cedarville University has an acceptance rate of 65.3%, placing it in the Moderately Selective (50–70%) category. This means roughly 1,541 students apply each year.

The average SAT score of admitted students is 1241, 17% above the national average. This reflects a strong academic student body.

The ACT midpoint is 26, 24% above the national average.

Graduate Outcomes & Return on Investment

73.4% of students at Cedarville University complete their degree, 18% above the national average. This is a solid graduation rate.

First-year retention rate: 89.6% (11% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Cedarville University earn a median salary of $55,443 ten years after enrollment, 36% above the national average. This represents a $20,443/year earnings premium over the average high school diploma holder, or $613,290 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $20,937, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $227/month, with a total repayment of $27,240 (including $6,303 in interest).

Debt-to-Earnings Ratio: 0.38x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Cedarville University pays for itself in approximately 8 years. This is a reasonable investment timeline.

Financial Aid Profile

15.2% of students at Cedarville University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 54% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

33.3% of students take federal loans, 29% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $8,563/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Cedarville University enrolls 4,024 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 28/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 85%, Hispanic 4%, Black 1%, Asian 3%.

Cedarville University: Strong Graduation and Earnings with Private Non-Profit Education

Report Card: Overall Grade C

Cedarville University receives an overall grade of C based on six dimensions:

  • Academics: C+
  • Value: F
  • Outcomes: B
  • Affordability: B

College Analysis

Cedarville University is a Private Nonprofit institution in Cedarville, OH with approximately 4,024 students. Cedarville University has a strong graduation rate and high median earnings for graduates. The university offers a private, non-profit education at a medium size, providing a close-knit academic environment. Graduates have a median earning of $55,443 after 10 years, indicating a good return on investment.

The Verdict: Is Cedarville University Worth It?

Cedarville University presents a complex value proposition. With an out-of-state tuition of $37,150 and a median 10-year alumni earning of $55,443, the immediate financial picture suggests a modest return. The median debt of $20,937 is relatively low, which is a positive factor in long-term financial health. However, the ROI score of -63 indicates that, on average, graduates are not seeing a significant financial premium over their investment within the first decade compared to the cost of attendance and potential earnings. The payback period for the median debt, assuming a reasonable portion of income is allocated to repayment, could be around 4-6 years, which is standard. The value is likely higher for students who leverage the university's strong career services, secure internships with high-paying regional employers, and pursue in-demand fields like nursing or engineering. For those seeking a purely financial return on investment, Cedarville may not be the most compelling option. However, for students who prioritize a faith-based education and a strong sense of community, the non-financial benefits might outweigh the calculated ROI. It's a decent deal for the right student, but not a clear financial windfall.

Return on Investment

While the degree is worth the cost due to high earnings and graduation rates, the high tuition and debt may be a concern.

Debt Reality Check

Median student debt at Cedarville University: $20,937. Monthly payment on a standard 10-year plan: $238/month. Total repaid: $28,560 ($7,623 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $28,560.

Strengths

  • Strong Christian education and close-knit community
  • High median earnings and graduation rate
  • Good return on investment

Weaknesses

  • High tuition costs
  • Low affordability score
  • High median debt

Academic Profile

SAT Average: 1241. ACT Midpoint: 26. Retention Rate: 89.6%.

Cedarville University offers a robust academic experience with a strong emphasis on integrating faith with learning across its diverse programs. Notable departments include the School of Nursing, known for its high NCLEX pass rates and hands-on clinical experiences, and the School of Engineering and Computer Science, which boasts impressive internship placement rates and opportunities for students to work on real-world projects. The School of Business Administration is also a popular choice, offering practical training in fields like accounting and marketing. With a student-faculty ratio that is generally favorable (though specific data isn't provided, private institutions of this size often maintain ratios around 15:1 or lower), students can expect personalized attention from faculty who are committed to both their academic and spiritual development. Research opportunities are available, particularly for upperclassmen, often involving faculty-led projects. Cedarville's Honors Program provides a challenging academic path for high-achieving students, offering enriched coursework and opportunities for independent study. The university also encourages global perspectives through its study abroad programs, which are often mission-focused or academically aligned with specific majors. Academic support services, including tutoring, writing center assistance, and academic advising, are readily available to help students succeed.

Financial Aid Guide for Cedarville University

Pell Grant recipients: 15.2%. Students taking federal loans: 33.3%.

Navigating financial aid at Cedarville University involves understanding both merit-based and need-based aid opportunities. As a private institution, Cedarville offers a range of scholarships, many of which are merit-based, awarded automatically upon admission based on academic achievements like GPA and standardized test scores (though these are not currently published). Prospective students should thoroughly explore the scholarships listed on the university's financial aid website, as these can significantly reduce the sticker price of $37,150. Need-based aid is also a critical component, determined by the FAFSA. Families with an Expected Family Contribution (EFC) below a certain threshold will likely qualify for some form of federal and institutional need-based grants. Work-study opportunities are available, providing students with on-campus employment to help cover living expenses. Typical aid packages can vary widely, but for students with strong academic profiles and demonstrated financial need, it's not uncommon to see aid packages that cover a substantial portion of tuition, fees, and room and board. Scholarship tips include applying early, seeking external scholarships from churches or community organizations, and highlighting leadership and service experiences on applications. While Cedarville is generally committed to meeting demonstrated need, negotiating aid packages is typically less common or effective at private institutions compared to public universities, though it's always worth a conversation if circumstances change significantly.

Hidden Costs at Cedarville University

  • Room and board plans typically range from $12,000 to $15,000 annually, depending on the chosen plan and housing assignment.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
  • Student activity fees, often around $200-$400 per semester, cover campus events, clubs, and organizations.
  • Personal expenses, including toiletries, snacks, laundry, and entertainment, can easily amount to $1,500-$2,500 per year.
  • Transportation costs, especially for students who travel home frequently or need a car on campus (parking permits are an additional fee), can vary significantly but should be budgeted.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually.
  • Optional expenses like study abroad program fees or specialized equipment for certain majors can add several thousand dollars.

Alumni Outcomes & Career Paths

Cedarville University graduates enter a diverse job market, with many finding opportunities in sectors that align with its strong programs in health sciences, education, and engineering. While specific major employer data is not publicly detailed, alumni often secure roles in regional healthcare systems like Kettering Health Network and Premier Health, as well as in educational institutions across Ohio. The university's emphasis on a Christian worldview also leads many graduates to pursue careers in ministry, non-profit organizations, and mission-focused companies. For engineering and business graduates, companies such as Wright-Patterson Air Force Base (a significant regional employer), local manufacturing firms, and tech startups in the greater Dayton area represent common career paths. Graduate school placement rates are generally strong, particularly for students pursuing advanced degrees in fields like physical therapy, pharmacy, and education, with many matriculating into programs at Ohio State University, University of Cincinnati, and other reputable institutions. Career services at Cedarville are noted for their personalized approach, offering resume workshops, mock interviews, and career fairs that connect students with a network of alumni and regional employers. Internship pipelines are robust, especially for nursing, education, and engineering students who often complete clinical rotations or co-ops with local hospitals, school districts, and engineering firms. Geographic hiring patterns show a strong concentration of alumni within Ohio, particularly in the Dayton and Columbus metropolitan areas, though graduates also find positions nationally, especially in sectors valuing a Cedarville education, such as Christian ministries and education.

Campus Life & Culture at Cedarville University

Cedarville University attracts a predominantly Christian student body, with a significant portion coming from the Midwest but also drawing students from across the United States. The student who thrives here is typically seeking a close-knit community, a rigorous academic environment that aligns with their faith values, and opportunities for spiritual growth and service.

Cedarville University cultivates a vibrant campus community deeply rooted in its Christian mission, fostering an environment where faith, academics, and personal growth intertwine. The 'vibe' is often described as friendly, engaged, and purpose-driven, with a strong emphasis on community and discipleship. Most undergraduates live on campus, with a variety of residence halls catering to different student needs and preferences, from traditional double rooms to suite-style living. The meal plan is a central part of campus life, with multiple dining locations, including the main dining hall, 'The Spot' for grab-and-go options, and a coffee shop. Student organizations are abundant, covering a wide spectrum of interests from academic clubs and ministry groups to intramural sports and creative arts. While Cedarville doesn't have traditional Greek life, the sense of belonging is fostered through small groups, dorm communities, and various campus ministries. Athletics are a significant part of the student experience, with NCAA Division II programs in several sports, drawing enthusiastic crowds to games and events. Campus traditions like 'Homecoming,' 'Spring Sing,' and 'Founder's Day' create shared memories and strengthen the sense of community. The campus itself, located in a more rural setting, offers a peaceful environment conducive to focused study and close-knit relationships, with features like the Stevens Student Center serving as a central hub for student activity.

Campus Highlights

  • Strong integration of Christian faith and academic pursuits across all disciplines.
  • Vibrant student life with numerous clubs, ministries, and intramural sports.
  • NCAA Division II athletics program with passionate student support.
  • Commitment to community service and global missions.
  • Beautiful, serene campus environment conducive to focused study.
  • Active student government and numerous opportunities for leadership development.
  • Annual traditions like 'Spring Sing' and 'Homecoming' that foster strong community bonds.

Location & Regional Advantages

Cedarville University's location in Cedarville, Ohio, offers a blend of small-town charm and proximity to significant economic centers. The immediate area is rural, providing a focused academic environment, but it's strategically situated within an hour's drive of Dayton and approximately 1.5 hours from Columbus. Dayton, a city with a strong history in aviation and defense, hosts major employers like Wright-Patterson Air Force Base, Premier Health, and various manufacturing and technology companies, offering internship and job opportunities for Cedarville graduates, particularly in engineering, health sciences, and business. Columbus, the state capital and largest city in Ohio, presents an even broader job market across finance, technology, healthcare, and government sectors. The cost of living in the Cedarville area is significantly lower than in major metropolitan hubs, making student living expenses more manageable. Quality of life in the region is characterized by a slower pace, access to outdoor recreational activities, and a strong sense of community. While the weather is typical of the Midwest with distinct seasons, including cold winters, the safety and family-friendly atmosphere are often cited as positives. This location provides a balance: a quiet campus setting conducive to study, with accessible urban centers for career exploration, internships, and post-graduation employment, especially for those seeking roles in established industries or within the state of Ohio.

How to Get Into Cedarville University

Cedarville University's admission rate of 65.3% suggests a moderately selective process. While they don't publish specific GPA or test score ranges, applicants should aim for strong academic performance, likely a GPA above 3.0 and competitive ACT scores (midpoint not published, but aiming for the 20-25 range would be prudent). Early Action (EA) is available, which can be advantageous for students who are confident in their application and want an early decision, though it is not binding. The admissions committee likely values a holistic review, looking beyond grades to assess character, leadership, and commitment to Cedarville's Christian mission. Essays are an important component; focus on topics that showcase your personal growth, your faith journey, and how you envision contributing to the Cedarville community. Demonstrated interest is often considered, so engaging with the university through campus visits (highly recommended), virtual events, and connecting with admissions counselors can be beneficial. The application deadline for Fall admission is typically in the spring, with EA deadlines in the late fall. Aim to submit your application well before the final deadline to ensure full consideration for both admission and scholarships.

How Cedarville University Compares to Similar Schools

Similar schools: Wheaton College (IL), Calvin University, Gordon College, Taylor University

Advantages

  • Stronger regional presence in the Midwest job market, particularly in Ohio.
  • Potentially lower cost of living for students and graduates compared to peers located in more expensive areas.
  • Specific program strengths in areas like nursing and aviation technology that may not be as prominent at all peer institutions.

Disadvantages

  • Lower median alumni earnings compared to some national peers.
  • Less national brand recognition outside of specific religious or regional circles.
  • Geographic isolation compared to peers with access to larger metropolitan job markets.

Best For

  • Best for students seeking a strong Christian education with a close-knit community.
  • Best for students who value a private, non-profit institution with a focus on faith and academics.

Avoid If

  • Avoid if you are looking for a large university with a wide range of extracurricular activities.
  • Avoid if you are seeking a lower-cost education option.

Frequently Asked Questions about Cedarville University

How much does it cost to attend Cedarville University?

In-state tuition at Cedarville University is $37,150 per year, and out-of-state tuition is $37,150 per year. The median student debt at graduation is $20,937.

What is the acceptance rate at Cedarville University?

Cedarville University has an acceptance rate of 65.3%.

What is the graduation rate at Cedarville University?

Cedarville University has a graduation rate of 73.4%.

How much do Cedarville University graduates earn?

The median earnings for Cedarville University graduates 10 years after enrollment is $55,443. With median debt of $20,937, graduates earn roughly 2.6x their debt level annually.

How big is Cedarville University?

Cedarville University has approximately 4,024 students and is classified as a medium institution. It is located in Cedarville, OH and is a Private Nonprofit institution.

Is Cedarville University worth the cost?

Cedarville University has an ROI score of -63 out of 100. With in-state tuition of $37,150 per year and median post-graduation earnings of $55,443, the data suggests the return on investment may be below average.

Where is Cedarville University located?

Cedarville University is located in Cedarville, OH. It is a Private Nonprofit institution with approximately 4,024 students.

How much student debt do Cedarville University graduates have?

The median student debt for Cedarville University graduates is $20,937. With median earnings of $55,443 ten years after enrollment, graduates can expect a debt-to-income ratio of 38%.

Is Cedarville University a good college?

Cedarville University has a graduation rate of 73.4% and median post-graduation earnings of $55,443. High admission rate of 65.29% with a strong graduation rate of 73.4%

How does Cedarville University compare to similar colleges?

Median debt of $20,937 is relatively low compared to tuition costs Compared to peer institutions, Cedarville University offers a strong academic environment with high graduation rates and good earnings potential, though tuition is high.

What career prospects do Cedarville University graduates have?

Graduates are well-prepared for careers in various fields, with strong earnings potential.

What should prospective students know about Cedarville University?

Cedarville University is positioned well in the market for those seeking a private, non-profit education with strong academic and career outcomes.

What makes Cedarville University stand out?

Graduates earn a median of $55,443 after 10 years

What are the pros and cons of attending Cedarville University?

Located in Cedarville, OH, providing a small-town feel with easy access to urban amenities

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.