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Carthage College

Kenosha, WI 53140-1994 — Private Nonprofit

Value Score: 70/100 | ROI Score: -63 | Affordability Score: 55/100

Tuition (In-State): $38,750 | Out-of-State: $38,750

Acceptance Rate: 87.1% | Graduation Rate: 62.5% | Retention Rate: 73.4%

Median Earnings (10yr): $56,950 | Median Debt: $26,000

SAT Average: 1150 | ACT Midpoint: 24

Student Body Size: 2,660 (medium)

Pell Grant Recipients: 27.1% | Federal Loan Rate: 86.4%

Average Faculty Salary: $8,981/month

Tuition & Affordability Analysis

In-state tuition at Carthage College is $38,750 per year, which is near the national average for private institutions.

Out-of-state students pay $38,750/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $155,000 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Carthage College:

  • Families earning $0–$30,000: $23,293/year
  • Families earning $30,001–$48,000: $23,630/year
  • Families earning $48,001–$75,000: $22,427/year
  • Families earning $75,001–$110,000: $24,995/year
  • Families earning $110,000+: $29,176/year

Low-income families receive an average discount of $15,457/year, paying just 60% of the sticker price.

Admissions Snapshot

Carthage College has an acceptance rate of 87.1%, placing it in the Open Admission (85%+) category. This means roughly 764 students apply each year.

Carthage College accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1150, 8% above the national average. This is within the mid-range nationally.

The ACT midpoint is 24, 14% above the national average.

Graduate Outcomes & Return on Investment

62.5% of students at Carthage College complete their degree, near the national average. This is a solid graduation rate.

First-year retention rate: 73.4% (9% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Carthage College earn a median salary of $56,950 ten years after enrollment, 39% above the national average. This represents a $21,950/year earnings premium over the average high school diploma holder, or $658,500 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $26,000, 21% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $282/month, with a total repayment of $33,840 (including $7,840 in interest).

Debt-to-Earnings Ratio: 0.46x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Carthage College pays for itself in approximately 8 years. This is a reasonable investment timeline.

Financial Aid Profile

27.1% of students at Carthage College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 18% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

86.4% of students take federal loans, 84% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $8,981/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Carthage College enrolls 2,660 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 55/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 64%, Hispanic 18%, Black 5%, Asian 3%.

Carthage College: A Medium-Sized Private Institution with Strong Academic and Career Outcomes

Report Card: Overall Grade D+

Carthage College receives an overall grade of D+ based on six dimensions:

  • Academics: D+
  • Value: F
  • Outcomes: B
  • Affordability: C+

College Analysis

Carthage College is a Private Nonprofit institution in Kenosha, WI with approximately 2,660 students. Carthage College has a strong focus on liberal arts with a high graduation rate. The college offers competitive earnings potential for graduates, with a median salary of $56,950 after 10 years. Carthage College has a relatively high median debt of $26,000, which could be a concern for students.

The Verdict: Is Carthage College Worth It?

Carthage College presents a complex value proposition. With an out-of-state tuition of $38,750 and a median 10-year earnings of $56,950, the immediate financial picture is challenging. The median debt of $26,000, while not excessively high, combined with the earnings, suggests a potentially long road to financial recovery. The reported ROI score of -63 is a stark indicator that, on average, graduates are not seeing a significant financial return on their investment within the first decade compared to the cost of attendance and debt incurred. To put it simply, Carthage College appears to be overpriced based on median outcomes. The cost of attendance significantly outpaces the median earnings, meaning it will likely take graduates many years to recoup their investment, especially when factoring in interest on loans. While the college offers a good education and valuable experiences, the financial return is not demonstrably strong. It is not a hidden gem, nor is it a straightforward good deal. For students prioritizing financial return on investment, Carthage College may not be the most prudent choice unless significant scholarships or financial aid are secured, or if the student pursues a high-earning major and career path.

Return on Investment

While Carthage College offers a strong academic experience and career outcomes, the high tuition and debt may not make it the best value for all students.

Debt Reality Check

Median student debt at Carthage College: $26,000. Monthly payment on a standard 10-year plan: $295/month. Total repaid: $35,400 ($9,400 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,400.

Strengths

  • Strong liberal arts focus
  • High graduation rate
  • Competitive earnings potential

Weaknesses

  • Higher tuition and debt
  • Lower ROI score

Academic Profile

SAT Average: 1150. ACT Midpoint: 24. Retention Rate: 73.4%.

Carthage College distinguishes itself with a commitment to undergraduate research and a strong liberal arts foundation, preparing students for a variety of career paths and graduate studies. While the overall admission rate is 87.1%, indicating accessibility, the academic experience is rigorous and personalized. Notable departments include the School of Business and Economics, which offers programs like Finance and Marketing, and the Science Division, particularly strong in Biology and Chemistry, with excellent pre-health advising. The Communication and Digital Media department is also a popular choice, leveraging modern technology and hands-on experience. Research opportunities are abundant, with many students engaging in faculty-led projects, often presenting their findings at regional and national conferences. The Kenosha Creative Arts Festival and the Student Research Symposium are key platforms for showcasing student work. While specific faculty salary data isn't provided, the student-faculty ratio, though not explicitly stated, is generally low at private liberal arts colleges like Carthage, suggesting ample opportunity for direct interaction with professors. The Honors Program offers a challenging curriculum for high-achieving students, with smaller class sizes and enriched academic experiences. Carthage also strongly encourages study abroad, with numerous programs available worldwide, allowing students to broaden their perspectives and gain international experience. Academic support is robust, with the Academic Advising and Success Center providing tutoring, writing support, and academic coaching to ensure students can navigate their coursework effectively and achieve their academic goals.

Financial Aid Guide for Carthage College

Pell Grant recipients: 27.1%. Students taking federal loans: 86.4%.

Navigating financial aid at Carthage College involves understanding both merit-based and need-based opportunities. With an out-of-state tuition of $38,750, financial aid is crucial for most families. Carthage is known for offering a significant amount of institutional aid, primarily through merit scholarships. These scholarships are often awarded automatically based on academic achievement (GPA, course rigor) at the time of admission, with no separate application typically required. While specific dollar figures for merit scholarships vary widely, they can range from a few thousand dollars to covering a substantial portion of tuition. Need-based aid is also available, determined by the Free Application for Federal Student Aid (FAFSA) and the College Scholarship Service (CSS) Profile (if required). This aid can include grants, which do not need to be repaid, and federal student loans. Work-study opportunities are also offered, providing students with part-time jobs on campus to help cover living expenses. For families with an annual income below $50,000, it's reasonable to expect a package that significantly reduces the net cost of attendance, potentially through a combination of grants and scholarships. For families with higher incomes, merit scholarships will likely form the bulk of institutional aid. Scholarship tips include applying early, maintaining strong academic performance, and exploring external scholarships from community organizations and private foundations. Negotiating financial aid at Carthage is possible, especially if you have a competing offer from a similarly ranked institution or if there has been a significant change in your family's financial circumstances. However, given the strong emphasis on merit aid, negotiation might be more focused on the grant/scholarship portion rather than loan amounts.

Hidden Costs at Carthage College

  • Room and board costs can range from $12,000 to $15,000 annually, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $800 per year.
  • Transportation costs, including travel home for breaks and local travel, can vary significantly but budget at least $500-$1,000 annually.
  • Personal expenses such as toiletries, laundry, entertainment, and snacks can easily amount to $1,500 to $2,500 per year.
  • Parking permits for students who bring cars to campus can cost between $100 and $300 per academic year.
  • Health insurance, if not covered by a parent's plan, can add another $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Carthage College graduates enter a diverse job market, with many finding opportunities in the greater Chicago metropolitan area and Wisconsin. While specific major employer lists are not publicly detailed, common recruiting grounds for Carthage alumni include sectors like healthcare, education, finance, and manufacturing, reflecting the regional economy. Companies such as Advocate Aurora Health, Northwestern Medicine, and various school districts in southeastern Wisconsin frequently hire graduates. In the finance sector, local banks and credit unions, alongside larger institutions with Chicago offices, are common destinations. Manufacturing firms in the industrial corridors of Wisconsin and Illinois also recruit Carthage talent, particularly for engineering and business-related roles.

Graduate school placement is a significant pathway for Carthage alumni. While exact rates vary by program, a notable percentage pursue advanced degrees in fields like psychology, education, and business. The college likely has established pipelines to graduate programs at institutions like the University of Wisconsin-Madison, Marquette University, and Loyola University Chicago.

Internship opportunities are crucial for Carthage students. The college's career services department likely facilitates connections with local businesses and organizations, providing hands-on experience. Proximity to Chicago offers access to a vast internship market, with students potentially interning at companies like GE Healthcare, Baird, or Wintrust Financial.

Notable alumni are spread across various fields, though specific high-profile individuals are not widely publicized. Career services at Carthage are generally considered to be supportive, focusing on personalized guidance and networking. Geographic hiring patterns show a strong tendency for graduates to remain in the Midwest, particularly within a 100-mile radius of Kenosha, leveraging their regional connections and the college's local reputation.

Campus Life & Culture at Carthage College

Carthage College attracts a diverse student body, with a significant portion coming from Wisconsin and surrounding Midwestern states, though students from across the U.S. and internationally also attend. The college fosters an environment where engaged, community-minded students who are eager to explore their academic interests and participate in campus life tend to thrive.

Carthage College, nestled on the shores of Lake Michigan in Kenosha, Wisconsin, offers a vibrant campus life that balances academic rigor with a strong sense of community. The 'vibe' here is often described as friendly, engaged, and spirited, with students actively participating in a wide array of activities. Residential life is a cornerstone, with most students living on campus for at least their first two years. The residence halls, such as Madrigrano, Johnson, and Pike, foster close-knit communities, often organized around shared interests or academic programs. Beyond the halls, Carthage boasts over 100 student organizations, covering everything from academic clubs like the Pre-Med Society and the History Club to recreational groups like the Ultimate Frisbee Club and the Tabletop Gaming Association. The A. F. Siebert Chapel is a central hub for events, performances, and spiritual life, reflecting the college's Lutheran heritage, though it welcomes students of all faiths. Greek life is present but not dominant, with fraternities and sororities contributing to the social fabric through philanthropy and campus events. Athletics are a significant part of the Carthage experience, with the Carthage Red Men and Lady Reds competing in the NCAA Division III Wisconsin Intercollegiate Athletic Conference (WIAC). The Tarble Arts Center is a cultural gem, hosting professional art exhibitions and student performances, further enriching the campus's artistic offerings. Kenosha itself provides a backdrop with its own downtown area and lakefront, offering students opportunities for off-campus exploration and internships. The campus is known for its beautiful setting, with easy access to the lake, which often becomes a natural gathering spot for students, especially during warmer months. Traditions like the annual Christmas Festival in the Siebert Chapel and Homecoming celebrations are eagerly anticipated events that strengthen the bonds among students, faculty, and alumni.

Campus Highlights

  • Stunning Lake Michigan shoreline providing a beautiful and recreational backdrop.
  • The A. F. Siebert Chapel, a central hub for arts, culture, and spiritual life.
  • A strong emphasis on undergraduate research with numerous opportunities for student involvement.
  • The Tarble Arts Center, offering a vibrant arts scene with exhibitions and performances.
  • Active NCAA Division III athletics program with strong regional rivalries.
  • A commitment to study abroad, with a wide range of global program options.
  • The annual Christmas Festival, a beloved tradition drawing the entire campus community together.

Location & Regional Advantages

Carthage College's location in Kenosha, Wisconsin, offers a strategic blend of Midwestern charm and access to major economic hubs. Kenosha itself boasts a developing job market, with a growing presence in advanced manufacturing, logistics, and healthcare. The city's revitalization efforts are creating new opportunities, and its position between Milwaukee and Chicago provides a significant advantage.

Living in Kenosha offers a considerably lower cost of living compared to the major metropolitan areas it neighbors. This affordability can extend the value of a graduate's starting salary and reduce the pressure of student loan repayment. The proximity to Chicago, just about an hour's drive north, is a major draw, granting students and alumni access to one of the nation's largest and most diverse job markets. This includes opportunities in finance, technology, marketing, and countless other sectors. Milwaukee, also within easy reach, offers its own robust economy, particularly in healthcare, finance, and brewing industries.

Quality of life in Kenosha is characterized by its lakefront setting on Lake Michigan, offering recreational opportunities and a more relaxed pace than a large city. While weather is typically Midwestern (cold winters, warm summers), the access to both urban amenities and natural beauty is a significant plus. Safety in Kenosha is comparable to other mid-sized Midwestern cities.

For Carthage graduates, this location translates into a dual advantage: the ability to build a career in a growing regional market while retaining access to the vast opportunities of Chicago and Milwaukee. This geographic flexibility is a key asset for career development, allowing graduates to explore a wide range of industries and companies without needing to relocate far from their alma mater.

How to Get Into Carthage College

Carthage College, with an admission rate of 87.1%, is a selective but accessible institution. While not highly competitive, a thoughtful application strategy is still essential. Carthage offers Early Action (EA) and Early Decision (ED) options, with ED being a binding commitment. Applying ED can demonstrate strong interest and may provide a slight advantage, though the primary focus remains on the applicant's overall profile. The admissions committee values a well-rounded student who demonstrates academic potential, a commitment to community, and a good fit with Carthage's values. They look beyond just grades and test scores, considering extracurricular involvement, essays, and letters of recommendation. While SAT/ACT scores are not provided, for schools of this type, a strong GPA (typically B+ or higher) and a rigorous course load are paramount. The essay is a key opportunity to showcase personality, critical thinking, and why Carthage is the right choice. Topics that highlight personal growth, overcoming challenges, or a genuine passion for a particular field of study tend to resonate. Demonstrated interest is important; engaging with the college through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors shows you are serious about Carthage. The application timeline generally involves submitting applications in the fall of your senior year, with deadlines for EA/ED typically in November and regular decision deadlines in February or March. Aim to have your application complete well before the deadlines to allow for thorough review.

How Carthage College Compares to Similar Schools

Similar schools: Marquette University, DePaul University, University of Wisconsin-Milwaukee, Lawrence University

Advantages

  • Stronger emphasis on undergraduate research opportunities compared to larger urban universities.
  • More intimate campus environment and potentially more personalized faculty attention than larger institutions.
  • Unique liberal arts focus with a strong science and pre-professional program integration.

Disadvantages

  • Lower median graduate earnings compared to some urban peers with stronger ties to major corporate headquarters.
  • Less diverse geographic hiring patterns, with a stronger tendency to remain in the Midwest compared to schools with national reach.
  • Lower overall national recognition and brand power compared to more established universities.

Best For

  • Prospective students interested in specialized technical fields may find Carthage College less suitable.
  • Students seeking a lower tuition cost may want to explore other options.

Avoid If

  • Students with a strong interest in the liberal arts and sciences should consider Carthage College, but those with a focus on technical fields may want to look elsewhere.
  • Students who are concerned about high tuition and debt may want to explore more affordable options.

Frequently Asked Questions about Carthage College

How much does it cost to attend Carthage College?

In-state tuition at Carthage College is $38,750 per year, and out-of-state tuition is $38,750 per year. The median student debt at graduation is $26,000.

What is the acceptance rate at Carthage College?

Carthage College has an acceptance rate of 87.1%.

What is the graduation rate at Carthage College?

Carthage College has a graduation rate of 62.5%.

How much do Carthage College graduates earn?

The median earnings for Carthage College graduates 10 years after enrollment is $56,950. With median debt of $26,000, graduates earn roughly 2.2x their debt level annually.

How big is Carthage College?

Carthage College has approximately 2,660 students and is classified as a medium institution. It is located in Kenosha, WI and is a Private Nonprofit institution.

Is Carthage College worth the cost?

Carthage College has an ROI score of -63 out of 100. With in-state tuition of $38,750 per year and median post-graduation earnings of $56,950, the data suggests the return on investment may be below average.

Where is Carthage College located?

Carthage College is located in Kenosha, WI. It is a Private Nonprofit institution with approximately 2,660 students.

How much student debt do Carthage College graduates have?

The median student debt for Carthage College graduates is $26,000. With median earnings of $56,950 ten years after enrollment, graduates can expect a debt-to-income ratio of 46%.

Is Carthage College a good college?

Carthage College has a graduation rate of 62.5% and median post-graduation earnings of $56,950. Carthage College has a diverse student body with a significant white population and a growing Hispanic population.

How does Carthage College compare to similar colleges?

The college's admission rate is relatively high, indicating a more accessible admissions process. Compared to peer institutions, Carthage College offers a strong academic experience and career outcomes but with higher tuition and debt.

What career prospects do Carthage College graduates have?

Graduates from Carthage College are well-prepared for a variety of careers, particularly in fields related to the liberal arts and sciences.

What should prospective students know about Carthage College?

Carthage College is well-positioned in the midwestern market, offering a unique blend of academic rigor and career readiness.

What makes Carthage College stand out?

Carthage College offers a medium-sized campus, providing a balanced environment for both large and small class sizes.

What are the pros and cons of attending Carthage College?

The college's location in Kenosha, Wisconsin, offers a unique blend of urban and suburban amenities.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.