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Carthage College

Kenosha, WI — Private Nonprofit

Value Score: 37/100

Tuition (In-State): $38,750 | Out-of-State: $38,750

Acceptance Rate: 87.1% | Graduation Rate: 62.5%

Median Earnings (10yr): $56,950 | Median Debt: $26,000

Student Body Size: 2,660

Carthage College: Moderate Graduation Rate, Earnings Lag Behind Costs

Report Card: Overall Grade D+

Carthage College receives an overall grade of D+ based on six dimensions:

College Analysis

Carthage College offers a medium-sized student body with a broad range of academic programs. While the graduation rate stands at 62.5%, which is moderate, the college's value proposition is impacted by its tuition costs relative to the median earnings of its graduates. The reported ROI score of -63 suggests that, on average, graduates do not recoup their investment in terms of earnings compared to their debt burden within a typical timeframe. The student experience at Carthage is characterized by its private, nonprofit status and a diverse student population, though specific details on campus life and extracurriculars would require further data. The affordability score of 55 indicates a middling performance in making the education accessible, likely influenced by the high sticker price and the subsequent earnings potential.

The Verdict: Is Carthage College Worth It?

Carthage College presents a complex value proposition. With an out-of-state tuition of $38,750 and a median 10-year earnings of $56,950, the immediate financial picture is challenging. The median debt of $26,000, while not excessively high, combined with the earnings, suggests a potentially long road to financial recovery. The reported ROI score of -63 is a stark indicator that, on average, graduates are not seeing a significant financial return on their investment within the first decade compared to the cost of attendance and debt incurred. To put it simply, Carthage College appears to be overpriced based on median outcomes. The cost of attendance significantly outpaces the median earnings, meaning it will likely take graduates many years to recoup their investment, especially when factoring in interest on loans. While the college offers a good education and valuable experiences, the financial return is not demonstrably strong. It is not a hidden gem, nor is it a straightforward good deal. For students prioritizing financial return on investment, Carthage College may not be the most prudent choice unless significant scholarships or financial aid are secured, or if the student pursues a high-earning major and career path.

Return on Investment

With a median 10-year earning of $56,950 and a median debt of $26,000, Carthage College's ROI is negatively impacted by its high tuition, resulting in a significantly negative ROI score, suggesting the degree may not be financially worth the cost for many graduates.

Debt Reality Check

Median student debt at Carthage College: $26,000. Monthly payment on a standard 10-year plan: $295/month. Total repaid: $35,400 ($9,400 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,400.

Strengths

Weaknesses

Academic Profile

Carthage College distinguishes itself with a commitment to undergraduate research and a strong liberal arts foundation, preparing students for a variety of career paths and graduate studies. While the overall admission rate is 87.1%, indicating accessibility, the academic experience is rigorous and personalized. Notable departments include the School of Business and Economics, which offers programs like Finance and Marketing, and the Science Division, particularly strong in Biology and Chemistry, with excellent pre-health advising. The Communication and Digital Media department is also a popular choice, leveraging modern technology and hands-on experience. Research opportunities are abundant, with many students engaging in faculty-led projects, often presenting their findings at regional and national conferences. The Kenosha Creative Arts Festival and the Student Research Symposium are key platforms for showcasing student work. While specific faculty salary data isn't provided, the student-faculty ratio, though not explicitly stated, is generally low at private liberal arts colleges like Carthage, suggesting ample opportunity for direct interaction with professors. The Honors Program offers a challenging curriculum for high-achieving students, with smaller class sizes and enriched academic experiences. Carthage also strongly encourages study abroad, with numerous programs available worldwide, allowing students to broaden their perspectives and gain international experience. Academic support is robust, with the Academic Advising and Success Center providing tutoring, writing support, and academic coaching to ensure students can navigate their coursework effectively and achieve their academic goals.

Financial Aid Guide for Carthage College

Navigating financial aid at Carthage College involves understanding both merit-based and need-based opportunities. With an out-of-state tuition of $38,750, financial aid is crucial for most families. Carthage is known for offering a significant amount of institutional aid, primarily through merit scholarships. These scholarships are often awarded automatically based on academic achievement (GPA, course rigor) at the time of admission, with no separate application typically required. While specific dollar figures for merit scholarships vary widely, they can range from a few thousand dollars to covering a substantial portion of tuition. Need-based aid is also available, determined by the Free Application for Federal Student Aid (FAFSA) and the College Scholarship Service (CSS) Profile (if required). This aid can include grants, which do not need to be repaid, and federal student loans. Work-study opportunities are also offered, providing students with part-time jobs on campus to help cover living expenses. For families with an annual income below $50,000, it's reasonable to expect a package that significantly reduces the net cost of attendance, potentially through a combination of grants and scholarships. For families with higher incomes, merit scholarships will likely form the bulk of institutional aid. Scholarship tips include applying early, maintaining strong academic performance, and exploring external scholarships from community organizations and private foundations. Negotiating financial aid at Carthage is possible, especially if you have a competing offer from a similarly ranked institution or if there has been a significant change in your family's financial circumstances. However, given the strong emphasis on merit aid, negotiation might be more focused on the grant/scholarship portion rather than loan amounts.

Hidden Costs at Carthage College

Alumni Outcomes & Career Paths

Carthage College graduates enter a diverse job market, with many finding opportunities in the greater Chicago metropolitan area and Wisconsin. While specific major employer lists are not publicly detailed, common recruiting grounds for Carthage alumni include sectors like healthcare, education, finance, and manufacturing, reflecting the regional economy. Companies such as Advocate Aurora Health, Northwestern Medicine, and various school districts in southeastern Wisconsin frequently hire graduates. In the finance sector, local banks and credit unions, alongside larger institutions with Chicago offices, are common destinations. Manufacturing firms in the industrial corridors of Wisconsin and Illinois also recruit Carthage talent, particularly for engineering and business-related roles.

Graduate school placement is a significant pathway for Carthage alumni. While exact rates vary by program, a notable percentage pursue advanced degrees in fields like psychology, education, and business. The college likely has established pipelines to graduate programs at institutions like the University of Wisconsin-Madison, Marquette University, and Loyola University Chicago.

Internship opportunities are crucial for Carthage students. The college's career services department likely facilitates connections with local businesses and organizations, providing hands-on experience. Proximity to Chicago offers access to a vast internship market, with students potentially interning at companies like GE Healthcare, Baird, or Wintrust Financial.

Notable alumni are spread across various fields, though specific high-profile individuals are not widely publicized. Career services at Carthage are generally considered to be supportive, focusing on personalized guidance and networking. Geographic hiring patterns show a strong tendency for graduates to remain in the Midwest, particularly within a 100-mile radius of Kenosha, leveraging their regional connections and the college's local reputation.

Campus Life & Culture at Carthage College

Carthage College attracts a diverse student body, with a significant portion coming from Wisconsin and surrounding Midwestern states, though students from across the U.S. and internationally also attend. The college fosters an environment where engaged, community-minded students who are eager to explore their academic interests and participate in campus life tend to thrive.

Carthage College, nestled on the shores of Lake Michigan in Kenosha, Wisconsin, offers a vibrant campus life that balances academic rigor with a strong sense of community. The 'vibe' here is often described as friendly, engaged, and spirited, with students actively participating in a wide array of activities. Residential life is a cornerstone, with most students living on campus for at least their first two years. The residence halls, such as Madrigrano, Johnson, and Pike, foster close-knit communities, often organized around shared interests or academic programs. Beyond the halls, Carthage boasts over 100 student organizations, covering everything from academic clubs like the Pre-Med Society and the History Club to recreational groups like the Ultimate Frisbee Club and the Tabletop Gaming Association. The A. F. Siebert Chapel is a central hub for events, performances, and spiritual life, reflecting the college's Lutheran heritage, though it welcomes students of all faiths. Greek life is present but not dominant, with fraternities and sororities contributing to the social fabric through philanthropy and campus events. Athletics are a significant part of the Carthage experience, with the Carthage Red Men and Lady Reds competing in the NCAA Division III Wisconsin Intercollegiate Athletic Conference (WIAC). The Tarble Arts Center is a cultural gem, hosting professional art exhibitions and student performances, further enriching the campus's artistic offerings. Kenosha itself provides a backdrop with its own downtown area and lakefront, offering students opportunities for off-campus exploration and internships. The campus is known for its beautiful setting, with easy access to the lake, which often becomes a natural gathering spot for students, especially during warmer months. Traditions like the annual Christmas Festival in the Siebert Chapel and Homecoming celebrations are eagerly anticipated events that strengthen the bonds among students, faculty, and alumni.

Campus Highlights

Location & Regional Advantages

Carthage College's location in Kenosha, Wisconsin, offers a strategic blend of Midwestern charm and access to major economic hubs. Kenosha itself boasts a developing job market, with a growing presence in advanced manufacturing, logistics, and healthcare. The city's revitalization efforts are creating new opportunities, and its position between Milwaukee and Chicago provides a significant advantage.

Living in Kenosha offers a considerably lower cost of living compared to the major metropolitan areas it neighbors. This affordability can extend the value of a graduate's starting salary and reduce the pressure of student loan repayment. The proximity to Chicago, just about an hour's drive north, is a major draw, granting students and alumni access to one of the nation's largest and most diverse job markets. This includes opportunities in finance, technology, marketing, and countless other sectors. Milwaukee, also within easy reach, offers its own robust economy, particularly in healthcare, finance, and brewing industries.

Quality of life in Kenosha is characterized by its lakefront setting on Lake Michigan, offering recreational opportunities and a more relaxed pace than a large city. While weather is typically Midwestern (cold winters, warm summers), the access to both urban amenities and natural beauty is a significant plus. Safety in Kenosha is comparable to other mid-sized Midwestern cities.

For Carthage graduates, this location translates into a dual advantage: the ability to build a career in a growing regional market while retaining access to the vast opportunities of Chicago and Milwaukee. This geographic flexibility is a key asset for career development, allowing graduates to explore a wide range of industries and companies without needing to relocate far from their alma mater.

How to Get Into Carthage College

Carthage College, with an admission rate of 87.1%, is a selective but accessible institution. While not highly competitive, a thoughtful application strategy is still essential. Carthage offers Early Action (EA) and Early Decision (ED) options, with ED being a binding commitment. Applying ED can demonstrate strong interest and may provide a slight advantage, though the primary focus remains on the applicant's overall profile. The admissions committee values a well-rounded student who demonstrates academic potential, a commitment to community, and a good fit with Carthage's values. They look beyond just grades and test scores, considering extracurricular involvement, essays, and letters of recommendation. While SAT/ACT scores are not provided, for schools of this type, a strong GPA (typically B+ or higher) and a rigorous course load are paramount. The essay is a key opportunity to showcase personality, critical thinking, and why Carthage is the right choice. Topics that highlight personal growth, overcoming challenges, or a genuine passion for a particular field of study tend to resonate. Demonstrated interest is important; engaging with the college through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors shows you are serious about Carthage. The application timeline generally involves submitting applications in the fall of your senior year, with deadlines for EA/ED typically in November and regular decision deadlines in February or March. Aim to have your application complete well before the deadlines to allow for thorough review.

How Carthage College Compares to Similar Schools

Similar schools: Marquette University, DePaul University, University of Wisconsin-Milwaukee, Lawrence University

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Carthage College

Is Carthage College a good investment given its ROI score?

Based on the provided data, Carthage College has a negative ROI score (-63), indicating that graduates' median earnings do not sufficiently offset the cost of their education and debt, suggesting it may not be a strong financial investment for many.

What is the graduation rate at Carthage College?

The graduation rate at Carthage College is 62.5%.

How does the median debt at Carthage College compare to median earnings?

The median debt at graduation is $26,000, while the median earnings 10 years after entry are $56,950. This gap, combined with the high tuition, contributes to a negative ROI.

What is the affordability of Carthage College?

Carthage College has an affordability score of 55, which is moderate, suggesting that while not prohibitively expensive for all, the cost of attendance relative to potential earnings presents a challenge.

What kind of student is Carthage College best suited for?

Carthage College may be best suited for students who are not solely focused on immediate financial returns on their degree and who value a medium-sized private college experience, while being mindful of the potential financial implications.

What is the acceptance rate at Carthage College and how hard is it to get in?

Carthage College has a relatively high admission rate of 87.1%, indicating that it is not highly selective. This suggests that a significant majority of applicants are accepted, making it more accessible than many other private institutions. While the acceptance rate is high, prospective students should still focus on presenting a strong academic profile. This includes maintaining good grades in high school, taking challenging courses, and demonstrating engagement through extracurricular activities. Standardized test scores, if submitted, should be within or above the average range for admitted students. The college likely values a well-rounded applicant who shows potential for success both academically and within the campus community. While not a 'reach' school for most, a thoughtful application that highlights individual strengths and a genuine interest in Carthage's programs and values will always improve a candidate's chances.

Is Carthage College worth the money?

Based on median financial data, Carthage College presents a questionable value proposition. The out-of-state tuition is $38,750, and the median 10-year earnings for graduates are $56,950. With median debt at $26,000, graduates face a significant financial hurdle. The negative ROI score of -63 strongly suggests that, on average, the financial return on investment within the first decade does not justify the cost of attendance and debt. It would likely take a graduate over 10 years, potentially much longer, to recoup the cost of their education through salary alone, especially after accounting for living expenses and loan interest. While Carthage offers a quality education and a positive student experience, prospective students prioritizing financial outcomes should carefully consider the cost versus potential earnings. Significant scholarships or aid would be necessary to make this a financially sound decision for many.

What are the best majors at Carthage College?

While 'best' is subjective and depends on individual career goals, certain majors at Carthage College tend to align well with regional job market demands and offer strong post-graduation prospects. Programs in the health sciences, such as Biology and Pre-Nursing, are often in high demand, feeding into the robust healthcare sector in Wisconsin and Illinois. Business Administration, with specializations in areas like Marketing or Finance, also prepares students for roles in the numerous companies in the greater Chicago and Milwaukee areas. Computer Science and Engineering programs are increasingly valuable, given the tech and manufacturing industries in the region. For those interested in graduate studies, majors like Psychology and English can provide a solid foundation for advanced degrees in fields like counseling or law. Students considering Carthage should research specific program outcomes, faculty expertise, and internship opportunities within their intended major to make the most informed decision.

What does student life like at Carthage College?

Student life at Carthage College is characterized by its close-knit community and its picturesque lakeside campus. As a smaller private institution, Carthage fosters a strong sense of belonging, with numerous opportunities for student involvement. The college offers over 100 student organizations, including clubs for academic interests, arts, athletics, cultural groups, and community service. Campus traditions play a significant role in the student experience, creating shared memories and a distinct college identity. Athletics are a popular aspect of campus life, with Carthage competing in NCAA Division III, offering a range of varsity sports. For students not involved in varsity sports, intramural activities provide a fun way to stay active and connect with peers. The arts scene is also vibrant, with regular performances by music ensembles, theater productions, and art exhibitions. Given its location on Lake Michigan, outdoor activities are readily accessible. The campus itself is designed to encourage interaction, with common spaces and student centers serving as hubs for social activity. While the immediate town of Kenosha offers some local attractions, many students also take advantage of the proximity to Chicago and Milwaukee for weekend trips, concerts, and cultural events. Overall, Carthage offers a traditional college experience with a focus on community, engagement, and a balance of academic and extracurricular pursuits.

How much financial aid does Carthage College give?

Carthage College is committed to making education accessible through various forms of financial aid. A significant portion of students receive some form of financial assistance, often a combination of merit-based scholarships and need-based grants. Merit scholarships are typically awarded based on academic achievement, such as GPA and standardized test scores, and are often renewable for all four years. Need-based aid is determined by a student's demonstrated financial need, assessed through the FAFSA (Free Application for Federal Student Aid) and sometimes the CSS Profile. Federal aid programs, including Pell Grants and federal student loans, are also available to eligible students. The college likely also offers institutional grants and scholarships funded by alumni donations and endowments. While specific average aid packages vary annually, prospective students are encouraged to complete the financial aid application process early. Carthage's financial aid office is a key resource for understanding eligibility, application deadlines, and the types of aid available. It's crucial for families to investigate scholarship opportunities thoroughly, as they can significantly reduce the net cost of attendance and improve the overall financial value of attending Carthage.

What salary can I expect after graduating from Carthage College?

The median salary for Carthage College graduates 10 years after enrollment is reported at $56,950. However, this is a broad average and actual earnings can vary significantly based on major, career path, and geographic location. Graduates entering high-demand fields like nursing or certain engineering disciplines, particularly those who secure positions in the higher-paying Chicago metropolitan area, may see starting salaries well above this median, potentially in the $60,000-$80,000 range or higher. Conversely, graduates in fields with lower market demand or those who remain in lower cost-of-living areas might earn closer to or below the median. For example, a Biology major pursuing a career in healthcare support might start in the $50,000s, while a Computer Science major accepting a role in software development in Chicago could command a starting salary in the $70,000s. Business majors' salaries will depend heavily on their specialization and the industry they enter. It is essential for prospective students to research specific salary expectations for their intended major and desired career field, considering the regional job market and the potential for salary growth over time. The reported median earnings should be viewed as a general benchmark, not a guarantee.

What are the dorms like at Carthage College?

Carthage College provides a range of on-campus housing options designed to support the student experience. First-year students are typically required to live on campus, ensuring they are immersed in the college community from the start. The residence halls vary in style, offering traditional double rooms with shared floor bathrooms, as well as suite-style living arrangements. Some halls may also offer single rooms, though these are often prioritized for upperclassmen. Each residence hall is supervised by Resident Assistants (RAs) who provide support, organize community-building activities, and help enforce campus policies. Common areas within the halls often include lounges with TVs, study spaces, and kitchens or kitchenettes. The college emphasizes creating a safe, comfortable, and conducive living and learning environment. While specific amenities can differ by hall, students can generally expect basic furnishings like a bed, desk, and closet space. Internet access is provided throughout the campus. The college also offers themed housing options or living-learning communities for students with shared interests, further enhancing the sense of community. For upperclassmen, there are also apartment-style options available on campus, offering more independence and amenities.

Is Carthage College a good school for research?

Carthage College offers robust opportunities for undergraduate research, particularly given its size and focus on student-faculty interaction. The college actively encourages students to engage in research projects alongside faculty members across various disciplines, including sciences, humanities, and social sciences. These opportunities often culminate in presentations at Carthage's annual Student Symposium or at regional and national academic conferences. Students in science majors, such as Biology, Chemistry, and Environmental Science, frequently participate in laboratory research, assisting professors with ongoing studies or conducting independent projects. The college likely provides access to necessary equipment and resources to support these endeavors. Beyond the sciences, students in fields like History, English, and Political Science can engage in archival research, textual analysis, and theoretical exploration under faculty guidance. While Carthage may not have the vast research infrastructure of a major R1 university, its strength lies in providing accessible, hands-on research experiences for undergraduates. This direct involvement allows students to develop critical thinking, problem-solving, and analytical skills, which are invaluable for graduate school applications and future careers. The personalized mentorship from faculty during research is a significant benefit of the Carthage experience.

How does Carthage College compare to similar schools?

Carthage College is often compared to other private liberal arts colleges in the Midwest, as well as some smaller universities with a strong undergraduate focus. Realistic peers include institutions like Marquette University (Milwaukee, WI), DePaul University (Chicago, IL), and Lawrence University (Appleton, WI). Compared to these peers, Carthage offers a distinct advantage in its specific lakeside location in Kenosha, providing a unique campus environment and access to both Milwaukee and Chicago. Its tuition is generally in line with other private institutions in the region, though its median graduate earnings are notably lower than some of its urban counterparts like DePaul or Marquette, which benefit from stronger ties to major corporate headquarters. Carthage's smaller size can be an advantage, fostering a more intimate community and potentially more personalized attention than larger universities like DePaul. However, it may lack the extensive resources, diverse student body, and broad alumni network found at larger, more established urban institutions. Its graduation rate is also lower than some of its peers, which could be a point of concern for some prospective students.

What do employers think of a degree from Carthage College?

Employers generally view degrees from Carthage College positively, particularly within the Midwest region where the college has established relationships and a recognized presence. Carthage's emphasis on a liberal arts education, coupled with practical experiences like internships, equips graduates with strong communication, critical thinking, and problem-solving skills that are highly valued by employers. The college's career services department likely works diligently to build and maintain connections with regional businesses and organizations, facilitating recruitment on campus and providing alumni with valuable networking opportunities. Companies in Wisconsin and the greater Chicago area, especially in sectors like healthcare, education, finance, and manufacturing, are familiar with Carthage graduates and often seek them out. While Carthage may not possess the same level of national brand recognition as larger, more prestigious universities, its graduates are perceived as well-prepared and adaptable. The success of its alumni in securing employment and advancing in their careers further solidifies the reputation of a Carthage degree. For employers, a Carthage graduate often signifies a well-rounded individual with a solid foundation and a strong work ethic.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.