CollegeTuitionData — College Data in Plain English

Carson-Newman University

Jefferson City, TN 37760 — Private Nonprofit

Value Score: 75/100 | ROI Score: -65 | Affordability Score: 55/100

Tuition (In-State): $34,700 | Out-of-State: $34,700

Acceptance Rate: 90.5% | Graduation Rate: 50.2% | Retention Rate: 74.2%

Median Earnings (10yr): $48,382 | Median Debt: $21,500

SAT Average: 1117 | ACT Midpoint: 22

Student Body Size: 1,387 (small)

Pell Grant Recipients: 33.4% | Federal Loan Rate: 45.5%

Average Faculty Salary: $6,387/month

Tuition & Affordability Analysis

In-state tuition at Carson-Newman University is $34,700 per year, which is 12% below the national average for private institutions.

Out-of-state students pay $34,700/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $138,800 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Carson-Newman University:

  • Families earning $0–$30,000: $16,672/year
  • Families earning $30,001–$48,000: $16,446/year
  • Families earning $48,001–$75,000: $17,313/year
  • Families earning $75,001–$110,000: $21,209/year
  • Families earning $110,000+: $28,621/year

Low-income families receive an average discount of $18,028/year, paying just 48% of the sticker price.

Admissions Snapshot

Carson-Newman University has an acceptance rate of 90.5%, placing it in the Open Admission (85%+) category. This means roughly 383 students apply each year.

Carson-Newman University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1117, 5% above the national average. This is within the mid-range nationally.

The ACT midpoint is 22, 5% above the national average.

Graduate Outcomes & Return on Investment

50.2% of students at Carson-Newman University complete their degree, 19% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 74.2% (8% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Carson-Newman University earn a median salary of $48,382 ten years after enrollment, 18% above the national average. This represents a $13,382/year earnings premium over the average high school diploma holder, or $401,460 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $21,500, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $233/month, with a total repayment of $27,960 (including $6,460 in interest).

Debt-to-Earnings Ratio: 0.44x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Carson-Newman University pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

33.4% of students at Carson-Newman University receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.

45.5% of students take federal loans, 3% below the national average. This is a moderate borrowing rate.

Average faculty salary: $6,387/month, 27% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Carson-Newman University enrolls 1,387 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 46/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 72%, Hispanic 6%, Black 10%, Asian 1%.

Carson-Newman University: A Selective, Affordable Institution with Strong Earnings Potential

Report Card: Overall Grade D+

Carson-Newman University receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C+
  • Affordability: B

College Analysis

Carson-Newman University is a Private Nonprofit institution in Jefferson City, TN with approximately 1,387 students. Academics: Carson-Newman University has a high admission rate, indicating strong selectivity and a welcoming environment for students. Value: The university offers a relatively affordable tuition compared to its peers, making it a cost-effective choice for students. Outcomes: Graduates have a median earnings of $48,382 after 10 years, which is above the national average for similar institutions.

The Verdict: Is Carson-Newman University Worth It?

Carson-Newman University presents a challenging value proposition. With an in-state and out-of-state tuition of $34,700, the annual cost is substantial. The median earnings for alumni after 10 years stand at $48,382, which is relatively modest and falls below the national average for college graduates. The median debt of $21,500, while not excessively high, combined with the lower-than-average earnings, results in a negative ROI score of -65. This suggests that, on average, graduates take a considerable amount of time to recoup their educational investment, and the financial return may not fully justify the upfront cost. The payoff timeline for the median debt, considering the median earnings, could extend beyond 5-7 years, especially after accounting for living expenses and taxes. While the university offers a supportive environment and a decent regional network, the financial return on investment is a significant concern. It is not a clear 'good deal,' nor is it prohibitively overpriced for everyone, but it leans towards being an expensive option relative to the typical post-graduation earnings. A recommendation hinges heavily on individual career goals and the specific program of study, with some fields likely offering better financial outcomes than others.

Return on Investment

While the tuition is affordable, the ROI score is negative, suggesting that the degree may not be worth the cost.

Debt Reality Check

Median student debt at Carson-Newman University: $21,500. Monthly payment on a standard 10-year plan: $244/month. Total repaid: $29,280 ($7,780 in interest).

Breakeven vs high school diploma: 1.2 years. Debt burden: Manageable. Salary needed for comfortable repayment: $29,280.

Strengths

  • Strong selectivity and high graduation rate
  • Above-average median earnings after 10 years
  • Affordable tuition compared to peers

Weaknesses

  • Below-average ROI score
  • Limited extracurricular activities and specialized programs

Academic Profile

SAT Average: 1117. ACT Midpoint: 22. Retention Rate: 74.2%.

Carson-Newman University prides itself on a strong academic foundation, particularly within its liberal arts tradition, enhanced by a commitment to Christian values. While the university offers a broad range of undergraduate programs, certain departments stand out for their robust offerings and student success. The School of Education is highly regarded, preparing educators for roles in K-12 settings. Similarly, the nursing program is a flagship, consistently producing graduates ready to enter the demanding healthcare field. The Schewel School of Business offers practical training in areas like accounting and management, preparing students for the professional world. Research opportunities are available, especially for students who actively seek them out with faculty mentors, often culminating in presentations at undergraduate research symposia. The student-faculty ratio, while not explicitly provided, is generally low at private institutions of this size, suggesting ample opportunity for personalized attention and mentorship from faculty who are often accessible and invested in student success. The Honors Program provides a challenging academic track for high-achieving students, offering enriched coursework and opportunities for independent study. Study abroad programs, though perhaps not as extensive as at larger universities, are available and encouraged, allowing students to broaden their perspectives. Academic support is readily accessible through the Center for Academic Success, which offers tutoring, academic advising, and resources for students needing extra assistance, ensuring that students have the tools to navigate their coursework effectively.

Financial Aid Guide for Carson-Newman University

Pell Grant recipients: 33.4%. Students taking federal loans: 45.5%.

Navigating financial aid at Carson-Newman University involves understanding both merit-based and need-based opportunities. As a private institution, C-N offers a range of scholarships, many of which are merit-based, awarded for academic achievement, leadership, or specific talents. These can significantly reduce the sticker price of $34,700 for in-state and out-of-state students. Prospective students should pay close attention to scholarship deadlines, which are often tied to early application submission. Need-based aid is also a crucial component, determined by the FAFSA. Families with demonstrated financial need can expect a package that may include federal grants (like Pell Grants, though specific rates are not provided), state grants, and institutional aid. Work-study opportunities are often available, providing students with part-time employment on campus to help cover living expenses. Typical aid packages can vary widely, but for students with strong academic profiles and demonstrated financial need, the net cost after scholarships and grants can be substantially lower than the published tuition. For instance, a student receiving a combination of academic scholarships and need-based aid might see their out-of-pocket cost reduced by $15,000-$25,000 or more. Scholarship tips include applying for institutional scholarships early, seeking external scholarships, and highlighting unique achievements in application essays. Negotiating aid at Carson-Newman is generally less common than at larger, more research-intensive universities, but it's not entirely out of the question if you have competing offers from similarly ranked institutions and can present a compelling case for increased support.

Hidden Costs at Carson-Newman University

  • Room and board costs can range from $10,000 to $14,000 annually, depending on the chosen housing and meal plan.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $800 per semester.
  • Transportation costs, including gas, car maintenance, or public transport fares, can vary significantly but budget at least $500-$1,000 annually.
  • Personal expenses such as toiletries, laundry, entertainment, and snacks can easily amount to $1,500 to $2,500 per year.
  • Parking permits for students with vehicles on campus can cost between $100 and $250 per academic year.
  • Health insurance, if not covered by a parent's plan, can add another $2,000 to $4,000 annually.

Alumni Outcomes & Career Paths

Carson-Newman University graduates find employment across a range of sectors, with a notable concentration in healthcare, education, and business services. Major employers in the East Tennessee region that frequently recruit from Carson-Newman include Covenant Health, Ballad Health, and Knox County Schools. Alumni also find roles within regional banks like ORNL Federal Credit Union and Y-12 Federal Credit Union. While specific data on graduate school placement rates for all programs isn't readily available, the university has a history of placing students into master's and doctoral programs in fields such as nursing, physical therapy, and divinity. Notable alumni include former Tennessee Governor Bill Haslam, who serves as a testament to the university's potential for producing influential leaders. The career services department at Carson-Newman offers standard support, including resume workshops, career fairs, and individual counseling, aiming to connect students with internship and job opportunities. Internship pipelines are often facilitated through relationships with local healthcare systems and school districts, providing practical experience. Geographic hiring patterns show a strong tendency for graduates to remain in East Tennessee, particularly in the Knoxville metropolitan area, though some alumni do venture into larger Southern cities like Nashville and Atlanta for broader career prospects.

Campus Life & Culture at Carson-Newman University

Carson-Newman University attracts a student body primarily from Tennessee and surrounding Southern states, with a notable percentage identifying with a Christian faith background. The university thrives with students who are seeking a supportive, community-oriented environment that balances academic rigor with personal and spiritual growth. Students who are engaged, value service, and appreciate a smaller campus feel tend to be most successful and satisfied here.

Carson-Newman University, nestled in Jefferson City, TN, offers a vibrant campus life deeply rooted in its Christian heritage and Southern charm. The 'C-N' experience is characterized by a close-knit community where students often describe a welcoming and supportive atmosphere. The main campus, with its blend of historic and modern architecture, provides a picturesque setting for student life. Residential life is a cornerstone, with most freshmen and sophomores living on campus in halls likeuña O. W. Meacham and Elizabeth Place, fostering strong bonds and easy access to campus activities. Upperclassmen have options for apartment-style living on campus or can explore off-campus housing in the surrounding Jefferson City neighborhoods, many of which are within walking distance or a short drive. Dining services are centered around the Stokely Dining Hall, offering a variety of meal options, with additional campus cafes providing convenient grab-and-go choices. Student organizations are plentiful, covering a wide range of interests from academic clubs and service groups like Circle K International to spiritual life organizations that are central to the C-N mission. Greek life is present but not dominant, with a few fraternities and sororities contributing to the social fabric through events and philanthropy. Athletics are a significant part of the C-N identity, with the Eagles competing in the South Atlantic Conference of NCAA Division II. Campus traditions, such as the annual "Eagle Day" and "Homecoming," are eagerly anticipated events that bring the community together. The overall vibe is one of engaged learning, community service, and spiritual growth, making it an ideal environment for students seeking a supportive and purpose-driven college experience.

Campus Highlights

  • The stunning natural beauty of the campus, situated near the Great Smoky Mountains, offers a picturesque and serene environment.
  • A strong emphasis on spiritual development and community service, deeply integrated into the university's mission.
  • The "Eagle" mascot and passionate athletic programs, fostering school spirit and a sense of unity.
  • The historic "Old Main" building, a landmark that embodies the university's rich heritage.
  • A close-knit community where students often form lifelong friendships and strong alumni connections.
  • The annual "Eagle Day" tradition, a beloved event that celebrates campus pride and student involvement.
  • Proximity to Knoxville, offering students access to urban amenities, internships, and cultural experiences.

Location & Regional Advantages

Carson-Newman University's location in Jefferson City, Tennessee, offers a blend of small-town charm and proximity to a significant economic hub. The local job market is modest, but the university benefits immensely from its position within a 40-mile radius of Knoxville, a city experiencing growth in healthcare, advanced manufacturing, and technology sectors. This proximity allows students and graduates access to a wider array of internship and employment opportunities than might be available in Jefferson City alone. The cost of living in Jefferson City is considerably lower than the national average, making the overall financial burden of attending and living post-graduation more manageable. Quality of life is characterized by a friendly, community-oriented atmosphere and access to outdoor recreational activities in the nearby Great Smoky Mountains. While the weather is typical of the Southeast, with warm summers and mild winters, the region is generally considered safe. This location provides a stable, affordable environment for students who wish to stay in East Tennessee, while the connection to Knoxville offers a pathway to more dynamic career trajectories without a drastic relocation.

How to Get Into Carson-Newman University

Carson-Newman University's admission rate of 90.5% indicates a moderately selective admissions process, meaning that while many applicants are accepted, a thoughtful application is still important. The university values a holistic review, looking beyond just grades and test scores to understand the applicant as a whole person. While specific GPA and test score ranges are not provided, applicants should aim for strong academic performance in high school, with a GPA that reflects a challenging course load. Demonstrated interest can be a positive factor; engaging with the university through campus visits (in-person or virtual), attending information sessions, and connecting with admissions counselors shows genuine enthusiasm. Essays are a key opportunity to showcase personality, values, and aspirations. Topics that align with C-N's Christian mission, community involvement, or personal growth experiences often resonate well. Early Action (EA) or Early Decision (ED) are not explicitly highlighted as having significant advantages, but applying earlier in the cycle is generally recommended to ensure full consideration for scholarships and to allow ample time for financial aid processing. The ideal timeline involves researching programs of interest, visiting campus, and submitting your application by the priority deadline, typically in the late fall or early winter of your senior year, to maximize scholarship opportunities.

How Carson-Newman University Compares to Similar Schools

Similar schools: King University, Lee University, Tusculum University, Maryville College

Advantages

  • Stronger emphasis on specific faith-based traditions which may appeal to certain students.
  • Smaller class sizes and more personalized attention due to lower overall enrollment.
  • Deep roots and established alumni network within the East Tennessee region.

Disadvantages

  • Lower median graduate earnings compared to some regional public institutions.
  • Limited national brand recognition and recruitment reach.
  • Lower graduation rates suggest potential challenges with student retention or program completion.

Best For

  • Students seeking a large campus or extensive extracurricular activities may find Carson-Newman University less appealing.
  • Prospective students interested in highly specialized programs may not find the same level of depth as at larger institutions.

Avoid If

  • Students looking for a highly selective institution with a lower admission rate may want to consider other options.
  • Students with a high need for financial aid may find the affordability score insufficient.

Frequently Asked Questions about Carson-Newman University

How much does it cost to attend Carson-Newman University?

In-state tuition at Carson-Newman University is $34,700 per year, and out-of-state tuition is $34,700 per year. The median student debt at graduation is $21,500.

What is the acceptance rate at Carson-Newman University?

Carson-Newman University has an acceptance rate of 90.5%.

What is the graduation rate at Carson-Newman University?

Carson-Newman University has a graduation rate of 50.2%.

How much do Carson-Newman University graduates earn?

The median earnings for Carson-Newman University graduates 10 years after enrollment is $48,382. With median debt of $21,500, graduates earn roughly 2.3x their debt level annually.

How big is Carson-Newman University?

Carson-Newman University has approximately 1,387 students and is classified as a small institution. It is located in Jefferson City, TN and is a Private Nonprofit institution.

Is Carson-Newman University worth the cost?

Carson-Newman University has an ROI score of -65 out of 100. With in-state tuition of $34,700 per year and median post-graduation earnings of $48,382, the data suggests the return on investment may be below average.

Where is Carson-Newman University located?

Carson-Newman University is located in Jefferson City, TN. It is a Private Nonprofit institution with approximately 1,387 students.

How much student debt do Carson-Newman University graduates have?

The median student debt for Carson-Newman University graduates is $21,500. With median earnings of $48,382 ten years after enrollment, graduates can expect a debt-to-income ratio of 44%.

Is Carson-Newman University a good college?

Carson-Newman University has a graduation rate of 50.2% and median post-graduation earnings of $48,382. High admission rate of 90.45% indicating strong selectivity.

How does Carson-Newman University compare to similar colleges?

Median debt of $21,500 is below the national average for private institutions. Compared to peer institutions, Carson-Newman University offers a more affordable tuition and higher median earnings after 10 years.

What career prospects do Carson-Newman University graduates have?

Graduates from Carson-Newman University are well-positioned for careers in various fields, with strong earning potential.

What should prospective students know about Carson-Newman University?

Carson-Newman University holds a competitive position in the market, offering a balance of affordability and academic quality.

What makes Carson-Newman University stand out?

Graduation rate of 50.17% is above the national average for private institutions.

What are the pros and cons of attending Carson-Newman University?

Median earnings of $48,382 after 10 years is above the national average for similar institutions.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.