CollegeTuitionData — College Data in Plain English

Carroll College

Helena, MT 59625-0002 — Private Nonprofit

Value Score: 85/100 | ROI Score: -63 | Affordability Score: 55/100

Tuition (In-State): $41,484 | Out-of-State: $41,484

Acceptance Rate: 70.9% | Graduation Rate: 67.7% | Retention Rate: 82.0%

Median Earnings (10yr): $61,772 | Median Debt: $25,757

SAT Average: 1200 | ACT Midpoint: 25

Student Body Size: 1,092 (small)

Pell Grant Recipients: 20.2% | Federal Loan Rate: 44.8%

Average Faculty Salary: $7,620/month

Tuition & Affordability Analysis

In-state tuition at Carroll College is $41,484 per year, which is 5% above the national average for private institutions.

Out-of-state students pay $41,484/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $165,936 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Carroll College:

  • Families earning $0–$30,000: $17,072/year
  • Families earning $30,001–$48,000: $16,329/year
  • Families earning $48,001–$75,000: $19,139/year
  • Families earning $75,001–$110,000: $23,919/year
  • Families earning $110,000+: $28,005/year

Low-income families receive an average discount of $24,412/year, paying just 41% of the sticker price.

Admissions Snapshot

Carroll College has an acceptance rate of 70.9%, placing it in the Less Selective (70–85%) category. This means roughly 385 students apply each year.

The average SAT score of admitted students is 1200, 13% above the national average. This reflects a strong academic student body.

The ACT midpoint is 25, 19% above the national average.

Graduate Outcomes & Return on Investment

67.7% of students at Carroll College complete their degree, 9% above the national average. This is a solid graduation rate.

First-year retention rate: 82.0% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Carroll College earn a median salary of $61,772 ten years after enrollment, 51% above the national average. This represents a $26,772/year earnings premium over the average high school diploma holder, or $803,160 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,757, 20% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $280/month, with a total repayment of $33,600 (including $7,843 in interest).

Debt-to-Earnings Ratio: 0.42x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Carroll College pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

20.2% of students at Carroll College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 39% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

44.8% of students take federal loans, 5% below the national average. This is a moderate borrowing rate.

Average faculty salary: $7,620/month, 13% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Carroll College enrolls 1,092 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 38/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 79%, Hispanic 7%, Black 1%, Asian 1%.

Carroll College: Strong Outcomes with High Tuition

Report Card: Overall Grade D+

Carroll College receives an overall grade of D+ based on six dimensions:

  • Academics: D+
  • Value: F
  • Outcomes: B
  • Affordability: C+

College Analysis

Carroll College is a Private Nonprofit institution in Helena, MT with approximately 1,092 students. Carroll College has a strong graduation rate and high median earnings, indicating good academic and career outcomes. The college's tuition is relatively high, but the median earnings after 10 years are significantly above the national average. Carroll College has a diverse student body, with a significant portion of students being white, and a small percentage being black, hispanic, or asian.

The Verdict: Is Carroll College Worth It?

Carroll College presents a complex value proposition. With an out-of-state tuition of $41,484 and a median 10-year earnings of $61,772, the immediate financial return is modest. The median debt of $25,757, while not exorbitant, adds to the cost. The ROI score of -63 suggests that, on average, graduates do not recoup their investment significantly beyond what they might have earned without the degree, at least in the initial decade. The earnings are only about $20,000 higher than the median for all US workers, which is not a substantial premium for a private college education. The debt payoff timeline, assuming a standard 10-year repayment plan and a reasonable portion of earnings allocated to debt, could take 5-7 years, impacting immediate financial flexibility. While the college offers a strong liberal arts foundation and a close-knit community, the financial metrics indicate that it is not a clear 'good deal' based purely on immediate post-graduation earnings. It is likely overpriced for the average graduate's financial outcome within the first decade. However, for students who highly value the specific educational experience, community, and potential for personal growth offered by Carroll, and who may pursue higher-paying fields or careers in public service where the financial return is less of a primary driver, it could still be a worthwhile investment in their personal and professional development. For the financially pragmatic student, it's crucial to weigh these earnings against the cost and debt.

Return on Investment

While the degree from Carroll College is worth the cost due to high earnings potential, the high tuition is a significant factor to consider.

Debt Reality Check

Median student debt at Carroll College: $25,757. Monthly payment on a standard 10-year plan: $292/month. Total repaid: $35,040 ($9,283 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,040.

Strengths

  • Strong academic and career outcomes
  • High median earnings after 10 years
  • Diverse student body

Weaknesses

  • High tuition cost
  • Lower than average graduation rate compared to some private colleges
  • Limited diversity in student body

Academic Profile

SAT Average: 1200. ACT Midpoint: 25. Retention Rate: 82.0%.

Carroll College prides itself on a rigorous liberal arts education grounded in its Catholic heritage, offering a personalized academic experience for its approximately 1,092 students. The student-faculty ratio is favorable, fostering close relationships and mentorship opportunities. While specific faculty salary data isn't readily available, the private, nonprofit nature of Carroll suggests a commitment to attracting and retaining quality educators. Notable departments include Biology, Chemistry, and Nursing, which are highly regarded and prepare students for graduate studies or direct entry into demanding professions. The Business program, with concentrations in areas like Accounting and Management, also sees strong enrollment. Research opportunities are integrated into the curriculum, particularly for science majors, allowing undergraduates to work alongside faculty on meaningful projects. The Honors Program provides an enriched academic path for high-achieving students, offering smaller class sizes and advanced coursework. Carroll also strongly encourages study abroad experiences, with programs available in various countries, allowing students to broaden their global perspectives. Academic support is robust, with the Center for Academic Success offering tutoring, writing assistance, and academic advising to ensure students have the resources they need to thrive. The emphasis is on developing critical thinking, communication skills, and a strong ethical foundation across all disciplines.

Financial Aid Guide for Carroll College

Pell Grant recipients: 20.2%. Students taking federal loans: 44.8%.

Navigating financial aid at Carroll College involves understanding both merit-based and need-based aid, as well as the potential for scholarships. As a private institution, Carroll offers a range of institutional aid to make its education accessible. Merit scholarships are often awarded automatically based on academic achievement (GPA and, when considered, test scores), with amounts varying. For the incoming class, students might expect merit awards ranging from a few thousand dollars up to a significant portion of tuition, especially for those with strong academic profiles. Need-based aid is determined by the FAFSA and CSS Profile (if required), and Carroll aims to meet a portion of demonstrated financial need through grants, institutional aid, and federal programs like Pell Grants. Work-study opportunities are also available, providing students with on-campus jobs to help cover living expenses. For families with an annual income below $50,000, it's common to see aid packages that significantly reduce the net cost of attendance, potentially covering a substantial amount of tuition and fees. For families with higher incomes, merit aid becomes more critical. Scholarship tips include applying early for admission, as many scholarships have early deadlines, and actively seeking out external scholarships from various organizations. While Carroll is generally supportive of students seeking aid, negotiating aid packages is less common and typically reserved for situations with significant changes in financial circumstances or competing offers from similarly ranked institutions. The stated tuition of $41,484 is the starting point, and most students will receive some form of aid to reduce this figure.

Hidden Costs at Carroll College

  • Room and board costs can range from $10,000 to $13,000 annually, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
  • Student activity fees, often around $200-$300 per semester, contribute to campus events and organizations.
  • Transportation to and from campus, especially for out-of-state students, can be a significant expense, potentially ranging from a few hundred to over a thousand dollars annually for flights or long drives.
  • Personal expenses, including toiletries, laundry, entertainment, and incidental travel, can easily amount to $1,500-$2,500 per year.
  • Parking permits for students who bring vehicles to campus typically cost between $100-$200 annually.
  • Health insurance, if not covered by a parent's plan, can add another $2,000-$3,000 per year.

Alumni Outcomes & Career Paths

Carroll College, a private liberal arts institution in Helena, Montana, prepares graduates for a range of career paths, though specific employer and industry data is less granular than at larger universities. Alumni tend to find opportunities within Montana's key sectors, including healthcare, education, government, and natural resources. Major employers in the region that often hire Carroll graduates include Providence St. Patrick Hospital, St. Peter's Health, and various school districts across the state. The state government in Helena also serves as a significant employer for those in public administration and related fields. While specific internship pipelines are not widely publicized, the college emphasizes experiential learning, suggesting opportunities are cultivated through faculty connections and local partnerships. Industries where alumni cluster often reflect Montana's economic landscape: healthcare is a strong area, particularly for nursing and health sciences graduates. Education is another common path, with alumni teaching in K-12 schools. Given Helena's status as the state capital, government and non-profit roles are also prevalent. Graduate school placement rates are generally strong, with many students pursuing advanced degrees in fields like law, medicine, and specialized sciences. Notable alumni are spread across various professions, though specific high-profile figures are not as widely recognized as those from larger institutions. Geographic hiring patterns show a strong tendency for graduates to remain in Montana, particularly in the Helena area and other larger cities like Billings and Missoula, though some may move to regional hubs in neighboring states for broader opportunities.

Campus Life & Culture at Carroll College

Carroll College attracts a student body primarily from Montana and surrounding Western states, with a growing number of students from across the country seeking a personalized liberal arts education. The student body is predominantly white, reflecting the regional demographics, but the college actively fosters an inclusive environment. Students who thrive here are typically independent, community-oriented, and appreciate a supportive academic setting where faculty know them by name.

Carroll College in Helena, MT, offers a close-knit campus community where students often describe the atmosphere as friendly, supportive, and deeply connected to the Catholic tradition, though it welcomes students of all faiths. With an enrollment of just over 1,000 students, the sense of community is palpable. Most students live on campus for their first two years, with O'Connell Hall, Guadalupe Hall, and St. Charles Hall being popular residential options, fostering easy interaction and a shared living experience. The main dining hall, St. Charles Cafeteria, serves as a central hub for meals and casual student gatherings. Social life isn't dominated by a large Greek system; instead, it revolves around campus-wide events, student clubs, and intramural sports. Popular student organizations include the Student Activities Council (SAC), which plans events like movie nights and dances, and academic clubs tied to specific majors. Athletics are a significant part of the Carroll College experience, with the Fighting Saints competing in the NAIA, particularly in sports like football, basketball, and volleyball, drawing enthusiastic crowds to games. The 'vibe' is often described as one of genuine camaraderie, where students know each other and faculty members are accessible and invested in student success. The beautiful Montana setting also plays a role, encouraging outdoor activities and a connection to nature, with students often taking advantage of nearby hiking and skiing opportunities. Traditions like the annual 'Carroll College Day' and the 'Senior Sunrise/Sunset' events reinforce the strong sense of belonging and shared history.

Campus Highlights

  • The stunning natural beauty of Helena, Montana, providing ample opportunities for outdoor recreation like hiking and skiing.
  • A strong sense of community fostered by a small student body and a focus on personal relationships.
  • The integration of Catholic values and traditions, offering a unique spiritual and ethical dimension to education.
  • Accessible faculty who are dedicated to student success and mentorship.
  • The 'Fighting Saints' athletic teams, which are a source of school spirit and community engagement.
  • A commitment to service learning and community engagement, reflecting the college's mission.
  • The historic campus architecture blended with modern facilities, creating a picturesque learning environment.

Location & Regional Advantages

Carroll College's location in Helena, Montana, offers a unique set of advantages and challenges for its students. Helena, as the state capital, provides a stable job market with a significant presence of government and public sector employment opportunities, including state agencies, legislative offices, and judicial branches. This proximity is particularly beneficial for students pursuing degrees in political science, public administration, and pre-law. The cost of living in Helena is generally lower than in major metropolitan areas, making the overall financial picture for graduates potentially more favorable. While Helena itself is not a major industrial hub, it offers a high quality of life with access to abundant outdoor recreational activities, including hiking, fishing, and skiing in the nearby mountains. The weather is characteristic of the Mountain West, with distinct seasons, cold winters, and pleasant summers. Safety is typically high in Helena, contributing to a secure environment for students. Proximity to larger Montana cities like Missoula and Bozeman is manageable, offering access to broader job markets and cultural amenities, though these are still several hours' drive away. For students seeking opportunities in specific industries like mining or energy, they may need to look further afield or target companies with operations in more remote parts of the state. The geographic isolation of Montana means that national industry hubs are distant, which can impact the breadth of internship and job opportunities directly accessible from campus without relocation.

How to Get Into Carroll College

Applying to Carroll College, with its 70.9% admission rate, suggests a moderately selective process where a strong academic record and a genuine interest in the college's mission are key. While SAT/ACT scores are not a primary focus (indicated by N/A data), a solid GPA is crucial. Aim for a GPA that reflects consistent strong performance, ideally in the B+ to A- range or higher. The admissions committee looks for students who will thrive in a close-knit, liberal arts environment with a Catholic tradition. Essays are an important opportunity to showcase your personality, values, and why Carroll is the right fit for you. Consider essays that reflect on your experiences with community, service, or how you've engaged with your faith or ethical principles. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. Early Action (EA) is available, which can be advantageous for students who have Carroll as a top choice, allowing for an earlier notification of admission decisions without a binding commitment. The recommended application timeline is to have your application submitted by the priority deadline, often in late January or early February, to maximize scholarship consideration and ensure a timely decision.

How Carroll College Compares to Similar Schools

Similar schools: University of Montana, Montana State University, Rocky Mountain College, University of Wyoming

Advantages

  • Smaller class sizes and more personalized attention typical of a liberal arts college.
  • Strong sense of community and close faculty-student relationships.
  • Focus on undergraduate teaching and mentorship.

Disadvantages

  • Lower median graduate earnings compared to larger public universities.
  • Fewer resources and research opportunities compared to larger state institutions.
  • Limited program diversity and fewer specialized academic offerings.

Best For

  • Prospective students should consider the high tuition cost when evaluating Carroll College.
  • Students interested in a more diverse student body might look for other options.

Avoid If

  • Students seeking a lower tuition cost should avoid Carroll College.
  • Students looking for a more diverse campus environment might want to explore other options.

Frequently Asked Questions about Carroll College

How much does it cost to attend Carroll College?

In-state tuition at Carroll College is $41,484 per year, and out-of-state tuition is $41,484 per year. The median student debt at graduation is $25,757.

What is the acceptance rate at Carroll College?

Carroll College has an acceptance rate of 70.9%.

What is the graduation rate at Carroll College?

Carroll College has a graduation rate of 67.7%.

How much do Carroll College graduates earn?

The median earnings for Carroll College graduates 10 years after enrollment is $61,772. With median debt of $25,757, graduates earn roughly 2.4x their debt level annually.

How big is Carroll College?

Carroll College has approximately 1,092 students and is classified as a small institution. It is located in Helena, MT and is a Private Nonprofit institution.

Is Carroll College worth the cost?

Carroll College has an ROI score of -63 out of 100. With in-state tuition of $41,484 per year and median post-graduation earnings of $61,772, the data suggests the return on investment may be below average.

Where is Carroll College located?

Carroll College is located in Helena, MT. It is a Private Nonprofit institution with approximately 1,092 students.

How much student debt do Carroll College graduates have?

The median student debt for Carroll College graduates is $25,757. With median earnings of $61,772 ten years after enrollment, graduates can expect a debt-to-income ratio of 42%.

Is Carroll College a good college?

Carroll College has a graduation rate of 67.7% and median post-graduation earnings of $61,772. Graduation rate of 67.7% is above the national average for private colleges.

How does Carroll College compare to similar colleges?

Median earnings of $61,772 after 10 years are well above the national average. Compared to peer institutions, Carroll College offers strong academic and career outcomes but at a high tuition cost.

What career prospects do Carroll College graduates have?

Graduates from Carroll College are well-positioned for careers in various fields, with high earning potential.

What should prospective students know about Carroll College?

Carroll College is well-placed in the market for private colleges, offering strong academic and career outcomes despite high tuition.

What makes Carroll College stand out?

Tuition is $41,484, which is high but justifies the high earnings potential.

What are the pros and cons of attending Carroll College?

Diverse student body with a significant white population and a small percentage of minority students.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.