Carolina College of Biblical Studies
Fayetteville, NC 28303-5157 — Private Nonprofit
Value Score: 65/100 | ROI Score: -11 | Affordability Score: 90/100
Tuition (In-State): $6,906 | Out-of-State: $6,906
Retention Rate: 100.0%
Median Earnings (10yr): $24,581 | Median Debt: $25,750
Student Body Size: 159 (small)
Pell Grant Recipients: 53.3% | Federal Loan Rate: 31.1%
Tuition & Affordability Analysis
In-state tuition at Carolina College of Biblical Studies is $6,906 per year, which is 82% below the national average for private institutions.
Out-of-state students pay $6,906/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $27,624 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Carolina College of Biblical Studies:
- Families earning $0–$30,000: $21,322/year
Graduate Outcomes & Return on Investment
First-year retention rate: 100.0% (23% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.
Graduates of Carolina College of Biblical Studies earn a median salary of $24,581 ten years after enrollment, 40% below the national average.
The median student debt at graduation is $25,750, 20% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $279/month, with a total repayment of $33,480 (including $7,730 in interest).
Debt-to-Earnings Ratio: 1.05x. This is a concerning ratio. Graduates may struggle with loan repayment. Consider financial aid options carefully.
Financial Aid Profile
53.3% of students at Carolina College of Biblical Studies receive Pell Grants (federal need-based aid for families earning under ~$60,000), 61% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
31.1% of students take federal loans, 34% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Student Body & Campus Diversity
Carolina College of Biblical Studies enrolls 159 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 65/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 39%, Hispanic 9%, Black 43%, Asian 1%.
Carolina College of Biblical Studies: Limited Academic Offerings with High Value
- Carolina College of Biblical Studies: A Calling to Ministry, Not a Fortune
- Beyond the Classroom: Where CCBS Graduates Serve Their Communities
- Affordable Faith Formation: Exploring the Value of CCBS Education
Report Card: Overall Grade D
Carolina College of Biblical Studies receives an overall grade of D based on six dimensions:
- Value: F
- Outcomes: F
- Affordability: A+
College Analysis
Carolina College of Biblical Studies is a Private Nonprofit institution in Fayetteville, NC with approximately 159 students. Academics focus on religious studies with limited course offerings. Value is high due to low tuition and relatively high affordability score. Outcomes show low median earnings and high median debt, indicating potential financial strain.
The Verdict: Is Carolina College of Biblical Studies Worth It?
Carolina College of Biblical Studies presents a complex value proposition. With a median debt of $25,750 and a 10-year median earnings figure of $24,581, the financial outlook is challenging. The median earnings are significantly lower than the debt incurred, and the ROI score of -11 strongly suggests that, on average, graduates do not recoup their investment through increased earnings within a typical timeframe. The cost of tuition, while seemingly low at $6,906 annually for both in-state and out-of-state students, accumulates over a degree program. For instance, a four-year degree would cost approximately $27,624 in tuition alone, exceeding the median 10-year earnings. This indicates that graduates are likely to be in debt for a considerable period, with earnings not significantly boosted by the degree itself. The primary value of CCBS likely lies not in financial return but in vocational preparation for ministry and faith-based careers, where compensation is often secondary to calling. However, from a purely financial standpoint, it is not a good deal. Recommendation: CCBS is a hidden gem for those with a clear vocational calling to ministry who prioritize spiritual formation and service over financial gain, but it is an overpriced option for students seeking a degree that offers significant economic mobility.
Return on Investment
While the degree is worth the cost due to high affordability, the low earnings and high debt may pose challenges.
Debt Reality Check
Median student debt at Carolina College of Biblical Studies: $25,750. Monthly payment on a standard 10-year plan: $292/month. Total repaid: $35,040 ($9,290 in interest).
Strengths
- High value due to low tuition and high affordability score.
- Small, close-knit community atmosphere.
Weaknesses
- Limited course offerings, particularly outside of religious studies.
- High median debt and low median earnings.
Academic Profile
Retention Rate: 100.0%.
Carolina College of Biblical Studies offers a focused academic experience centered on biblical education and ministry preparation. While specific departmental strengths aren't detailed in broad data, the core curriculum is designed to provide a solid foundation in biblical studies, theology, and practical ministry skills. Programs likely include Bachelor of Arts or Bachelor of Science degrees in areas such as Biblical Studies, Pastoral Ministry, Christian Education, and potentially specialized tracks like Missions or Youth Ministry. Given the college's size and mission, faculty quality is likely characterized by deep theological knowledge and practical ministry experience, with professors serving as mentors as much as instructors. The student-faculty ratio, though not explicitly provided, can be inferred to be very low, allowing for personalized attention and in-depth discussions. Research opportunities might be less formal than at large research universities, often taking the form of in-depth research papers, thesis projects, or capstone projects focused on practical ministry applications. Academic support resources would likely include personalized advising, tutoring from faculty or advanced students, and access to the college's library resources, which would be specialized in theological and biblical texts. Honors programs or study abroad opportunities may be limited or structured differently, perhaps focusing on short-term mission trips or specialized theological seminars in relevant international locations.
Financial Aid Guide for Carolina College of Biblical Studies
Pell Grant recipients: 53.3%. Students taking federal loans: 31.1%.
Navigating financial aid at Carolina College of Biblical Studies requires understanding its commitment to affordability for ministry-focused education. As a private nonprofit institution, CCBS likely offers a mix of institutional aid, federal aid, and potentially scholarships specifically for students pursuing biblical studies. Given the modest tuition of $6,906, the primary focus for many students will be covering living expenses and books. Merit aid availability is not explicitly detailed, but it's common for smaller colleges with a specific mission to offer scholarships based on academic achievement or leadership potential, especially for students demonstrating a clear calling to ministry. Need-based aid will be crucial, and students should complete the FAFSA (Free Application for Federal Student Aid) to determine eligibility for federal Pell Grants, federal student loans, and potentially state aid. Work-study opportunities might be available, allowing students to earn money through on-campus jobs that align with the college's mission, such as administrative support, library assistance, or campus ministry roles. Typical aid packages for lower-income students would likely consist of a combination of Pell Grants, federal loans, and potentially institutional grants to bridge the gap. For mid-range incomes, federal loans and institutional scholarships would be more prominent. Scholarship tips include looking for external scholarships from churches, denominational organizations, and foundations supporting biblical education. Negotiating aid at a smaller institution like CCBS might be less common or effective than at larger universities, as their financial aid budgets are typically more constrained. However, presenting a strong case for need or unique circumstances to the financial aid office is always worth exploring.
Hidden Costs at Carolina College of Biblical Studies
- Off-campus housing in Fayetteville can range from $600 to $1,000 per month for a shared apartment, depending on location and amenities.
- While there's no mandatory meal plan, budgeting for groceries and dining out could add $300 to $500 per month.
- Textbooks and course materials can cost an average of $800 to $1,200 per academic year.
- Student activity fees, technology fees, and other miscellaneous campus fees might total $200 to $400 annually.
- Transportation costs, including gas, insurance, and vehicle maintenance for commuting or travel, could be $100 to $200 per month.
- Parking permits, if required for off-campus students parking on or near campus, might range from $50 to $150 per year.
- Personal expenses, such as toiletries, entertainment, and incidental costs, should be budgeted at approximately $150 to $250 per month.
Alumni Outcomes & Career Paths
Graduates from Carolina College of Biblical Studies (CCBS) primarily enter roles within faith-based organizations, ministry, and related non-profit sectors. While specific major employer data for CCBS alumni is not publicly detailed, typical hiring organizations include local churches, parachurch ministries, Christian non-profits, and educational institutions. Industries where alumni cluster are heavily concentrated in religious activities, social services, education, and sometimes counseling or community outreach. Due to the specialized nature of the degrees, direct placement into large corporate sectors is less common. Graduate school placement rates are not readily available, but many alumni pursue further theological education at seminaries or divinity schools. Notable alumni are often recognized within specific denominational circles or for long-term service in ministry roles, rather than broad public recognition. Career services at smaller institutions like CCBS often focus on vocational guidance within the ministry field, resume building for church positions, and networking within religious communities. Internship pipelines are likely developed through existing relationships with local churches and ministries, providing practical experience in pastoral care, youth ministry, or administrative roles within these organizations. Geographic hiring patterns for CCBS graduates tend to be localized around Fayetteville, NC, and the broader Southeastern United States, reflecting the school's regional focus and the distribution of its affiliated religious networks.
Campus Life & Culture at Carolina College of Biblical Studies
The student body at Carolina College of Biblical Studies is likely composed of individuals deeply committed to their Christian faith and aspiring to serve in ministry roles. The student population is expected to be predominantly from North Carolina and surrounding Southern states, with a shared desire for a biblically-centered education. Students who thrive here are typically self-motivated, community-oriented, and possess a genuine passion for theological study and practical ministry application.
Life at Carolina College of Biblical Studies (CCBS) is intentionally intimate and community-focused, reflecting its mission to equip students for ministry. With a student body of around 159, you'll quickly get to know your peers and professors. The campus vibe is decidedly earnest and spiritually driven, with a strong emphasis on discipleship and shared faith experiences. Social life often revolves around campus events, small group ministries, and church involvement in the Fayetteville community. While CCBS doesn't have traditional dorms, students typically live off-campus in apartments or houses in the surrounding Fayetteville area, fostering a sense of independence while remaining connected to the school. Dining is also off-campus, encouraging students to explore local eateries or prepare their own meals. Student organizations are fewer in number compared to larger universities, but they are deeply aligned with the college's biblical focus, such as student-led worship teams, outreach groups, and discipleship circles. There are no Greek life or intercollegiate athletics, which further concentrates student energy on academic pursuits and spiritual formation. Traditions are likely centered around spiritual retreats, mission trips, and communal worship services, reinforcing the close-knit and purpose-driven atmosphere. Expect a supportive environment where relationships are paramount and the focus is on personal and spiritual growth.
Campus Highlights
- Intimate, close-knit community fostering deep relationships
- Strong emphasis on spiritual formation and discipleship
- Focused curriculum designed for ministry preparation
- Affordable tuition making biblical education accessible
- Mentorship-driven learning environment with accessible faculty
- Integration with local Fayetteville churches and ministries
- Purpose-driven atmosphere focused on equipping leaders for service
Location & Regional Advantages
Fayetteville, North Carolina, offers a unique regional context for Carolina College of Biblical Studies. As a mid-sized city with a significant military presence (Fort Bragg), Fayetteville provides a stable community environment. The cost of living in Fayetteville is notably lower than the national average, making it an attractive location for students seeking affordability during their studies and potentially for early career stages. While not a major industrial hub, the proximity to Raleigh-Durham (approximately 1.5 hours away) offers access to a more diverse job market, including sectors like technology, healthcare, and education, should graduates seek opportunities beyond traditional ministry roles. The quality of life in Fayetteville is characterized by a friendly, community-oriented atmosphere. Weather is typical of the Southeast, with warm summers and mild winters. Safety is generally comparable to other cities of its size. The geographic advantage for CCBS lies in its ability to foster strong community ties and provide a grounded, affordable environment for theological education. This location allows for deep engagement with local churches and ministries, which can be crucial for students pursuing vocational ministry careers, offering hands-on experience and networking opportunities within a supportive regional context.
How to Get Into Carolina College of Biblical Studies
Gaining admission to Carolina College of Biblical Studies is likely a process focused on assessing a candidate's spiritual maturity, academic readiness, and commitment to the college's mission, rather than strict selectivity based on test scores. Since SAT/ACT scores are not reported, the admissions committee will place significant weight on your high school transcript, looking for solid grades and a demonstrated ability to handle college-level coursework. Essays are crucial here; focus on articulating your personal faith journey, your calling to ministry, and why CCBS is the ideal place for you to pursue these goals. Be specific about your experiences in church, community service, or leadership roles that have shaped your desire for biblical education. Recommendations from pastors, youth leaders, or teachers who can speak to your character and spiritual potential will also be highly valued. CCBS does not appear to have Early Decision or Early Action options, suggesting a standard application timeline. The admissions office likely seeks students who are a good 'fit' for their close-knit, faith-based community. Demonstrate your interest by attending virtual or in-person information sessions, engaging with admissions counselors, and clearly expressing your enthusiasm for CCBS's specific approach to biblical education. The application process is likely designed to be accessible, emphasizing character and calling over competitive metrics.
How Carolina College of Biblical Studies Compares to Similar Schools
Similar schools: Southeastern Baptist Theological Seminary, Campbell University (Divinity School), Piedmont International University
Advantages
- Lower tuition cost compared to many larger seminaries.
- Smaller class sizes fostering closer relationships with faculty and peers.
- Strong focus on practical ministry training within a specific regional context.
Disadvantages
- Significantly lower median earnings post-graduation.
- Limited brand recognition and alumni network outside of specific religious circles.
- Fewer resources and less diverse academic offerings compared to larger institutions.
Best For
- Prospective students interested in a broad range of academic disciplines may find limited options.
- Students seeking high earning potential may want to consider other institutions.
Avoid If
- Students looking for a diverse academic experience should consider other options.
- Those with substantial financial concerns may want to explore more affordable alternatives.
Frequently Asked Questions about Carolina College of Biblical Studies
How much does it cost to attend Carolina College of Biblical Studies?
In-state tuition at Carolina College of Biblical Studies is $6,906 per year, and out-of-state tuition is $6,906 per year. The median student debt at graduation is $25,750.
How much do Carolina College of Biblical Studies graduates earn?
The median earnings for Carolina College of Biblical Studies graduates 10 years after enrollment is $24,581. With median debt of $25,750, graduates earn roughly 1.0x their debt level annually.
How big is Carolina College of Biblical Studies?
Carolina College of Biblical Studies has approximately 159 students and is classified as a small institution. It is located in Fayetteville, NC and is a Private Nonprofit institution.
Is Carolina College of Biblical Studies worth the cost?
Carolina College of Biblical Studies has an ROI score of -11 out of 100. With in-state tuition of $6,906 per year and median post-graduation earnings of $24,581, the data suggests the return on investment may be below average.
Where is Carolina College of Biblical Studies located?
Carolina College of Biblical Studies is located in Fayetteville, NC. It is a Private Nonprofit institution with approximately 159 students.
How much student debt do Carolina College of Biblical Studies graduates have?
The median student debt for Carolina College of Biblical Studies graduates is $25,750. With median earnings of $24,581 ten years after enrollment, graduates can expect a debt-to-income ratio of 105%.
Is Carolina College of Biblical Studies a good college?
Carolina College of Biblical Studies has a graduation rate of N/A and median post-graduation earnings of $24,581. 94% of students are from racial/ethnic minority groups.
How does Carolina College of Biblical Studies compare to similar colleges?
The college offers a small, tight-knit community atmosphere. Compared to peer institutions, Carolina College of Biblical Studies offers a lower-cost education with high value, but graduates face significant financial challenges.
What career prospects do Carolina College of Biblical Studies graduates have?
Graduates are well-suited for roles in religious organizations or ministry.
What should prospective students know about Carolina College of Biblical Studies?
The college is positioned in a niche market focusing on religious education and training.
What makes Carolina College of Biblical Studies stand out?
Median debt is significantly higher than tuition, indicating potential financial burden.
What are the pros and cons of attending Carolina College of Biblical Studies?
Median earnings 10 years post-graduation are below the national average.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.