CollegeTuitionData — College Data in Plain English

Capella University

Minneapolis, MN 55402-3389 — Private For-Profit

Value Score: 60/100 | ROI Score: -27 | Affordability Score: 75/100

Tuition (In-State): $14,400 | Out-of-State: $14,400

Graduation Rate: 26.7% | Retention Rate: 41.7%

Median Earnings (10yr): $42,189 | Median Debt: $14,968

Student Body Size: 18,364 (large)

Pell Grant Recipients: 38.5% | Federal Loan Rate: 47.1%

Average Faculty Salary: $7,627/month

Tuition & Affordability Analysis

In-state tuition at Capella University is $14,400 per year, which is 63% below the national average for private institutions.

Out-of-state students pay $14,400/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $57,600 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Capella University:

  • Families earning $0–$30,000: $17,485/year
  • Families earning $30,001–$48,000: $17,324/year
  • Families earning $48,001–$75,000: $17,490/year
  • Families earning $75,001–$110,000: $21,292/year
  • Families earning $110,000+: $22,820/year

Graduate Outcomes & Return on Investment

26.7% of students at Capella University complete their degree, 57% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 41.7% (49% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Capella University earn a median salary of $42,189 ten years after enrollment, 3% above the national average. This represents a $7,189/year earnings premium over the average high school diploma holder, or $215,670 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $14,968, 30% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $162/month, with a total repayment of $19,440 (including $4,472 in interest).

Debt-to-Earnings Ratio: 0.35x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Capella University pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

38.5% of students at Capella University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 17% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

47.1% of students take federal loans, near the national average. This is a moderate borrowing rate.

Average faculty salary: $7,627/month, 13% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Capella University enrolls 18,364 undergraduate students. As a major university, Capella University offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.

Diversity Index: 70/100 (higher = more diverse). Capella University has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 44%, Hispanic 15%, Black 28%, Asian 4%.

Capella University: High Tuition and Debt with Limited Earnings

Report Card: Overall Grade C-

Capella University receives an overall grade of C- based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C
  • Affordability: A+

College Analysis

Capella University is a Private For-Profit institution in Minneapolis, MN with approximately 18,364 students. Capella University has a relatively low graduation rate compared to its peers, indicating potential challenges in academic success. The median earnings 10 years after graduation are below the national average, suggesting limited career advancement opportunities. The median debt upon graduation is high, which could be a significant financial burden for students.

The Verdict: Is Capella University Worth It?

Capella University presents a challenging value proposition, particularly when considering its median earnings of $42,189 against its tuition costs and the significant ROI score of -27. With an in-state and out-of-state tuition of $14,400 annually, a bachelor's degree could easily exceed $57,600 in tuition alone, not including fees or living expenses. The median debt of $14,968 is relatively low, but the low median earnings make repayment a slow process. Based on the provided data, it would take approximately 10 years of saving 100% of the difference between median earnings and the annual tuition to break even on tuition alone, without accounting for interest or living costs. This indicates that Capella is likely overpriced for the career outcomes it typically delivers. While it offers flexibility for working adults, the financial return on investment is questionable. It is not a hidden gem, nor is it a straightforward good deal. The recommendation is to approach with extreme caution, thoroughly research specific program outcomes, and compare extensively with other institutions, especially those with stronger traditional career services and higher earning potentials.

Return on Investment

While Capella University offers flexibility and a diverse student body, the high tuition and debt levels, combined with lower earnings, may not justify the cost for many students.

Debt Reality Check

Median student debt at Capella University: $14,968. Monthly payment on a standard 10-year plan: $170/month. Total repaid: $20,400 ($5,432 in interest).

Breakeven vs high school diploma: 1.2 years. Debt burden: Low. Salary needed for comfortable repayment: $20,400.

Strengths

  • Flexible scheduling and online programs
  • Diverse student body
  • Access to a wide range of resources and networking opportunities

Weaknesses

  • Low graduation rate
  • High median debt
  • Below-average median earnings 10 years after graduation

Academic Profile

Retention Rate: 41.7%.

Capella University's academic landscape is characterized by its focus on career-relevant education, primarily delivered online. The university offers a wide array of degree programs, from bachelor's to doctoral levels, across various schools including Business, Counseling, Education, Health Sciences, Information Technology, and Psychology. Notable strengths lie in its professional-oriented programs, designed to equip students with practical skills for immediate career application. For instance, its School of Business and Information Technology is popular, offering degrees in areas like Information Technology Management and Business Administration. The School of Education is also a significant draw for those seeking advanced degrees in teaching and leadership. Research opportunities, while less prominent than at traditional research universities, are integrated into doctoral programs through dissertations and capstone projects. Faculty quality is a crucial component, and while specific faculty salaries are not publicly detailed, the university emphasizes hiring experienced practitioners and scholars. Student-faculty ratios are managed to ensure personalized attention within the online environment. Capella offers a FlexPath option for many programs, allowing students to accelerate their learning and potentially reduce costs by setting their own pace. Academic support is robust, with online tutoring, writing centers, and dedicated academic advisors available to guide students through their programs. Honors programs are typically integrated into graduate-level studies or offered as specialized tracks within certain degrees, focusing on advanced research and leadership.

Financial Aid Guide for Capella University

Pell Grant recipients: 38.5%. Students taking federal loans: 47.1%.

Navigating financial aid at Capella University requires understanding its unique structure as a for-profit, online institution. Capella primarily relies on federal financial aid, including Pell Grants for eligible undergraduate students and federal student loans (Stafford Loans) for both undergraduate and graduate students. Given the median debt of $14,968, it's clear many students utilize loans. Merit-based aid in the traditional sense (scholarships awarded for high GPA or test scores) is less common; instead, Capella's pricing structure and payment plans are designed to be accessible. For instance, tuition is listed at $14,400 annually, but many students utilize the FlexPath option, which can significantly alter the total cost based on the pace of study. A typical aid package for an undergraduate student might include federal Pell Grants (up to $7,695 for the 2023-2024 academic year, depending on need and enrollment status) and federal student loans. For graduate students, federal loans are the primary source of aid, with annual limits varying by program and degree level. Work-study opportunities are available but are less prevalent in an online setting compared to on-campus jobs. Capella offers various payment plans, allowing students to pay tuition in installments, which can be a form of institutional aid. Scholarship tips for Capella students often involve seeking external scholarships from professional organizations, employers, or community foundations, as institutional scholarships are limited. Negotiating aid is generally not a standard practice at Capella, as the focus is on federal aid eligibility and flexible payment options rather than institutional scholarship packages. It's crucial for prospective students to complete the FAFSA early and work closely with Capella's financial aid office to understand their specific eligibility for grants and loans.

Hidden Costs at Capella University

  • Technology fees: While not always explicitly stated, online programs often incur technology or platform access fees, potentially ranging from $50 to $150 per term.
  • Program-specific materials: Some courses, particularly in fields like nursing or IT, may require specialized software, lab kits, or equipment not covered by tuition, adding $100 to $500 per course.
  • Residency fees: For certain graduate programs (e.g., doctoral residencies), students may need to travel to Minneapolis or another location, incurring costs for travel, lodging, and meals estimated between $500 and $2,000 per residency.
  • Professional certifications: Many Capella programs are designed to prepare students for industry certifications, the exam fees for which can range from $200 to $1,000.
  • Textbooks and online resources: While many courses utilize digital materials, the cost of required textbooks or access codes can add $50 to $200 per course.
  • Graduation application fee: A fee is typically charged to process graduation, often in the range of $100 to $300.

Alumni Outcomes & Career Paths

Capella University, a private for-profit institution, primarily serves a student population seeking flexible, online education. Consequently, its alumni outcomes are diverse and often tied to the industries where online learning is prevalent. Major employers that recruit Capella graduates often operate in sectors like healthcare, information technology, business management, and education. While specific recruitment lists are not publicly detailed, common industries include large healthcare systems (e.g., HCA Healthcare, Tenet Healthcare), IT consulting firms (e.g., Accenture, Cognizant), and major corporations with significant administrative or technical needs (e.g., Amazon, Walmart). Many alumni find roles in project management, software development, nursing, human resources, and educational administration. Graduate school placement rates are not a primary focus for Capella, as many students pursue degrees for direct career advancement rather than further academic study. Notable alumni are not widely publicized, reflecting the institution's focus on career-oriented education rather than traditional campus-based experiences. Career services at Capella are geared towards online learners, offering resources like resume building, interview preparation, and job search assistance, though the depth of employer connections may vary compared to traditional universities with strong local internship pipelines. Internship opportunities are often self-sourced by students due to the online nature of most programs, though some programs may facilitate connections within specific industries. Geographic hiring patterns are broad, with alumni dispersed across the United States and internationally, reflecting the accessibility of its online programs. However, a concentration may exist in areas with a high demand for healthcare and IT professionals, such as Texas, Florida, and California.

Campus Life & Culture at Capella University

Capella University serves a diverse student body, largely comprised of adult learners seeking to advance their careers or make a career change. The student population is geographically dispersed due to its online nature, with a significant portion balancing full-time employment and family responsibilities. Students who thrive at Capella are typically self-motivated, disciplined, and possess strong time-management skills, comfortable navigating digital learning environments and proactively seeking support when needed.

Capella University, as a predominantly online, for-profit institution, offers a unique campus life experience that diverges significantly from traditional brick-and-mortar universities. While its physical presence is centered in Minneapolis, MN, the vast majority of its 18,364 students engage with the university remotely. This means the 'campus life' is largely virtual, built around online forums, collaborative projects, and virtual student communities. For those who do seek a physical connection, the Minneapolis campus serves as an administrative hub and a place for occasional in-person events, residencies, or networking opportunities, particularly for graduate programs. Social life is often driven by shared academic interests and professional networking within online learning environments. Students connect through discussion boards, group projects, and virtual study sessions. While there isn't a traditional 'dorm life' or 'dining hall' experience, Capella fosters a sense of community through its online platforms and dedicated student support services. The university encourages engagement through various online student organizations and professional associations that align with academic programs. Athletics and Greek life are not features of the Capella experience due to its online-first model. The 'vibe' is one of self-directed, motivated learners balancing education with existing personal and professional commitments. Success here hinges on strong time management, self-discipline, and proactive engagement with online resources and fellow students.

Campus Highlights

  • FlexPath Learning Option: Allows students to control their pace and potentially reduce costs.
  • Career-Focused Curriculum: Programs are designed with direct relevance to current industry demands.
  • Extensive Online Library and Resources: Comprehensive digital access to research materials.
  • Dedicated Online Student Support: Academic advisors, technical support, and career services available virtually.
  • Practitioner Faculty: Many instructors bring real-world industry experience to the virtual classroom.
  • Minneapolis Campus Hub: Provides a physical point of contact for administrative needs and occasional events.
  • Focus on Adult Learners: Designed to accommodate students balancing education with work and family.

Location & Regional Advantages

Capella University's primary operational base in Minneapolis, MN, offers a mixed bag of geographic advantages for its predominantly online student body. Minneapolis itself boasts a robust economy with a strong presence in healthcare (e.g., UnitedHealth Group, Allina Health), finance (e.g., U.S. Bancorp, Thrivent), and retail (e.g., Target, Best Buy). This local job market can be beneficial for any students residing in the Twin Cities area who are seeking local employment or internships, particularly in fields where Capella offers degrees. The cost of living in Minneapolis is moderate compared to coastal tech hubs, making it a more accessible location for students managing expenses. Proximity to industry hubs is less of a direct advantage for Capella's online model, but the presence of major corporate headquarters in the region can indirectly influence curriculum development and potential networking opportunities for those who can leverage local connections. Quality of life in Minneapolis is generally high, with abundant parks, cultural attractions, and a vibrant downtown. However, the region's harsh winters can be a deterrent for some. Safety is comparable to other major metropolitan areas, with varying conditions across different neighborhoods. For Capella's online students, the Minneapolis location primarily serves as an administrative anchor rather than a direct gateway to immediate post-graduation employment opportunities, which are more influenced by the student's chosen field and personal networking efforts.

How to Get Into Capella University

Applying to Capella University is a streamlined process designed for motivated individuals seeking flexible, career-focused education. As a for-profit, primarily online institution, Capella's admissions are generally more open than highly selective traditional universities, focusing on whether applicants meet program prerequisites and possess the drive to succeed in an online environment. The university does not use a traditional GPA or test score range for admission, as SAT/ACT scores are not required. Instead, the admissions process emphasizes prior academic achievement (if any), relevant work experience, and a clear articulation of career goals. Prospective students typically start by contacting an admissions advisor who guides them through program selection and the application requirements. Essays are often part of the application, focusing on topics like career aspirations, how the chosen program aligns with professional goals, and experiences that demonstrate readiness for online learning. Demonstrated interest is shown through active engagement with admissions advisors, attending virtual information sessions, and completing the application promptly. The timeline is flexible; applications are accepted on a rolling basis for many programs, allowing students to start their studies multiple times a year. The key to a successful application is demonstrating a clear understanding of the program's value proposition and a commitment to self-paced, online learning.

How Capella University Compares to Similar Schools

Similar schools: University of Phoenix, Western Governors University, Grand Canyon University, Southern New Hampshire University

Advantages

  • Capella's focus on specific, in-demand fields like IT and healthcare may offer more specialized career paths than some broader online competitors.
  • The median debt is relatively low compared to some for-profit and even traditional universities, potentially easing the financial burden post-graduation.
  • Offers a variety of degree levels, from associate to doctoral, catering to a wide range of career aspirations.

Disadvantages

  • The significantly negative ROI score indicates a poor return on investment compared to many peers.
  • Lower graduation rates suggest potential challenges with student retention and success, which could be a concern for prospective students.
  • The median earnings are notably lower than many comparable online or hybrid institutions.

Best For

  • Working professionals looking for a flexible education option.
  • Students seeking a diverse and inclusive learning environment.

Avoid If

  • Students prioritizing high earning potential and low debt levels should consider other institutions.
  • Students with limited financial resources may find the cost of attendance prohibitive.

Frequently Asked Questions about Capella University

How much does it cost to attend Capella University?

In-state tuition at Capella University is $14,400 per year, and out-of-state tuition is $14,400 per year. The median student debt at graduation is $14,968.

What is the graduation rate at Capella University?

Capella University has a graduation rate of 26.7%.

How much do Capella University graduates earn?

The median earnings for Capella University graduates 10 years after enrollment is $42,189. With median debt of $14,968, graduates earn roughly 2.8x their debt level annually.

How big is Capella University?

Capella University has approximately 18,364 students and is classified as a large institution. It is located in Minneapolis, MN and is a Private For-Profit institution.

Is Capella University worth the cost?

Capella University has an ROI score of -27 out of 100. With in-state tuition of $14,400 per year and median post-graduation earnings of $42,189, the data suggests the return on investment may be below average.

Where is Capella University located?

Capella University is located in Minneapolis, MN. It is a Private For-Profit institution with approximately 18,364 students.

How much student debt do Capella University graduates have?

The median student debt for Capella University graduates is $14,968. With median earnings of $42,189 ten years after enrollment, graduates can expect a debt-to-income ratio of 35%.

Is Capella University a good college?

Capella University has a graduation rate of 26.7% and median post-graduation earnings of $42,189. Capella University has a diverse student body with a significant proportion of Hispanic and Asian students.

How does Capella University compare to similar colleges?

The university offers online programs, making it accessible to a wide range of students. Compared to peer institutions, Capella University has higher tuition and debt levels but lower median earnings, making it less financially beneficial.

What career prospects do Capella University graduates have?

Graduates of Capella University are well-positioned for careers in various industries, particularly those that value flexibility and online learning.

What should prospective students know about Capella University?

Capella University is well-suited for students seeking a flexible education and career advancement opportunities in a diverse range of fields.

What makes Capella University stand out?

It has a large student population, which could provide a variety of resources and networking opportunities.

What are the pros and cons of attending Capella University?

Capella University is known for its flexible scheduling options, catering to working professionals.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.