CollegeTuitionData — College Data in Plain English

Cambridge College

Boston, MA 02129 — Private Nonprofit

Value Score: 75/100 | ROI Score: -37 | Affordability Score: 75/100

Tuition (In-State): $18,378 | Out-of-State: $18,378

Retention Rate: 100.0%

Median Earnings (10yr): $45,998 | Median Debt: $21,791

Student Body Size: 532 (small)

Pell Grant Recipients: 30.0% | Federal Loan Rate: 39.3%

Average Faculty Salary: $8,333/month

Tuition & Affordability Analysis

In-state tuition at Cambridge College is $18,378 per year, which is 53% below the national average for private institutions.

Out-of-state students pay $18,378/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $73,512 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Cambridge College:

  • Families earning $30,001–$48,000: $31,072/year

Graduate Outcomes & Return on Investment

First-year retention rate: 100.0% (23% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.

Graduates of Cambridge College earn a median salary of $45,998 ten years after enrollment, 12% above the national average. This represents a $10,998/year earnings premium over the average high school diploma holder, or $329,940 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $21,791, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $236/month, with a total repayment of $28,320 (including $6,529 in interest).

Debt-to-Earnings Ratio: 0.47x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Cambridge College pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

30.0% of students at Cambridge College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 9% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

39.3% of students take federal loans, 16% below the national average. This is a moderate borrowing rate.

Average faculty salary: $8,333/month, 4% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Cambridge College enrolls 532 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 73/100 (higher = more diverse). Cambridge College has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 32%, Hispanic 29%, Black 30%, Asian 4%.

Cambridge College: Small, Private Institution with Strong Earnings Potential

Report Card: Overall Grade C

Cambridge College receives an overall grade of C based on six dimensions:

  • Value: F
  • Outcomes: C+
  • Affordability: A+

College Analysis

Cambridge College is a Private Nonprofit institution in Boston, MA with approximately 532 students. Cambridge College offers a small, private, and diverse academic environment. Graduates have a median earnings of $45,998 after 10 years, which is above the national average. The college has a relatively high affordability score, making it a cost-effective option for students.

The Verdict: Is Cambridge College Worth It?

Cambridge College presents a complex value proposition. With a median 10-year earnings of $45,998 and median debt of $21,791, the return on investment (ROI) score of -37 suggests a significant financial challenge for graduates. The cost of tuition, while not exorbitant compared to some private institutions, combined with the relatively modest median earnings, means that paying off student debt could take a considerable amount of time. Based on the provided figures, it would take approximately 7-8 years of dedicating the entire median salary to debt repayment, which is unrealistic as it doesn't account for living expenses. While the college's focus on adult learners and career advancement is valuable, the financial metrics indicate that it may be overpriced for the typical career outcomes it facilitates. The median earnings are substantially lower than the national average for college graduates, and the debt burden is significant. Therefore, Cambridge College does not appear to be a straightforward 'good deal.' It might be a 'hidden gem' for a very specific student profile who can leverage the degree for significant career advancement not fully captured by median earnings, or who has a clear, low-debt path to a higher-paying role. However, for the average student, the financial return is questionable. A clear recommendation is difficult without more granular data on specific program outcomes, but based on the provided aggregate data, prospective students should exercise caution and thoroughly investigate program-specific career paths and earning potentials.

Return on Investment

While the degree is affordable, the ROI score is negative, indicating that the cost may not be fully justified by the earnings potential.

Debt Reality Check

Median student debt at Cambridge College: $21,791. Monthly payment on a standard 10-year plan: $247/month. Total repaid: $29,640 ($7,849 in interest).

Breakeven vs high school diploma: 1.4 years. Debt burden: Manageable. Salary needed for comfortable repayment: $29,640.

Strengths

  • Strong career services and support for diverse student populations.
  • Affordable tuition compared to other private colleges.

Weaknesses

  • Limited extracurricular activities and campus life compared to larger institutions.
  • Smaller class sizes may not be ideal for all learning styles.

Academic Profile

Retention Rate: 100.0%.

Cambridge College's academic profile is shaped by its mission to provide accessible and career-focused education, particularly for adult learners and those seeking to advance their careers. While specific departmental strengths aren't highlighted in broad data, the college is known for its programs in areas such as Education, Psychology, and Management, often tailored to working professionals. Research opportunities, while perhaps not as extensive as at larger research universities, are likely integrated into coursework and capstone projects, allowing students to apply theoretical knowledge to practical challenges. The faculty quality can be inferred from the college's commitment to experienced professionals and educators, many of whom bring real-world expertise into the classroom. The student-faculty ratio, though not explicitly provided, is likely manageable given the smaller student body size, fostering more personalized interaction. Cambridge College may offer honors tracks or specialized learning communities for high-achieving students, though these are not prominently advertised. Study abroad opportunities might be less traditional and more focused on international professional development or short-term global immersion experiences. Academic support resources are crucial for its student population, likely including robust advising, career services, and potentially tutoring or writing centers designed to support students balancing education with work and family responsibilities.

Financial Aid Guide for Cambridge College

Pell Grant recipients: 30.0%. Students taking federal loans: 39.3%.

Navigating financial aid at Cambridge College requires understanding its commitment to affordability, especially for its target demographic of working adults and career changers. As a private nonprofit institution, Cambridge College likely offers a mix of need-based aid and merit-based scholarships, though specific merit scholarship criteria are not detailed. Given the tuition of $18,378, prospective students should anticipate that financial aid will play a significant role in making this education accessible. For students with lower Expected Family Contributions (EFCs), a substantial portion of tuition could be covered by federal grants (like Pell Grants, if eligible), state grants, and institutional need-based aid. Work-study programs are often available, providing on-campus employment opportunities to help offset living expenses. Typical aid packages can vary widely, but for students from lower-income households (e.g., under $40,000 annual income), a combination of grants and loans might cover a significant portion, potentially reducing out-of-pocket costs to a few thousand dollars per year. For those with higher incomes, aid might be more heavily weighted towards federal and institutional loans, with scholarships being more competitive. Scholarship tips include applying early, researching external scholarships, and highlighting relevant professional experience or community involvement in applications. Negotiating aid at Cambridge College might be possible, particularly if you have competing offers from similar institutions or can demonstrate a significant change in financial circumstances, but it's generally more realistic at larger, more selective universities.

Hidden Costs at Cambridge College

  • On-campus housing is not a primary feature, but students living off-campus in Boston can expect monthly rent to range from $1,000 to $2,500 depending on location and roommates.
  • Meal plans are not standard; students typically budget $400-$700 per month for groceries and dining out in Boston.
  • Textbooks and course materials can cost an average of $800-$1,200 per academic year.
  • Student activity fees and other miscellaneous campus fees can add up to approximately $300-$500 annually.
  • Transportation costs, including public transit passes (MBTA) or occasional ride-sharing, can be around $100-$200 per month.
  • Parking, if needed and available, can be expensive, with monthly permits potentially costing $150-$300.
  • Health insurance, if not covered by a parent's plan or other means, can add $2,000-$4,000 per year.

Alumni Outcomes & Career Paths

Cambridge College, a private nonprofit institution in Boston, MA, serves a unique student population, often comprising adult learners and those seeking to advance their careers. While specific data on major employers actively recruiting from Cambridge College is not readily available, its graduates typically find roles within the broader Boston metropolitan area and surrounding New England region. Given its focus on professional development and continuing education, alumni often cluster in sectors such as education, healthcare, social services, and business administration. Many graduates leverage their degrees to move into management or specialized roles within these fields. For instance, individuals with education degrees might find employment in the Boston Public Schools system or various charter schools across Massachusetts. Those in human services might work for non-profits like United Way of Massachusetts Bay and Merrimack Valley or state agencies.

Graduate school placement rates are not explicitly published, but the college's emphasis on academic rigor and critical thinking prepares students for further study. Many alumni pursue advanced degrees in fields like counseling, education leadership, or business to enhance their career trajectories. Notable alumni are not widely publicized, which is common for institutions serving a primarily working adult population. Career services at Cambridge College are geared towards supporting adult learners, offering resources for career advancement, resume building, and interview preparation. The internship pipeline is less formalized than at traditional undergraduate institutions, with many students leveraging existing work experience or seeking internships that align with their current professional goals. Geographic hiring patterns show a strong concentration in Massachusetts, particularly within the Greater Boston area, reflecting the local demand for professionals in education, healthcare, and community services.

Campus Life & Culture at Cambridge College

Cambridge College serves a diverse student body, with a significant proportion being adult learners and working professionals seeking to advance their careers or transition into new fields. The geographic mix is primarily local and regional, given its Boston location, though online programs may attract a broader audience. Students who thrive here are typically self-motivated, goal-oriented, and adept at balancing academic pursuits with existing personal and professional commitments.

Cambridge College, nestled in the vibrant heart of Boston, MA, offers a unique urban campus experience for its approximately 532 students. The 'vibe' here is decidedly academic and professional, with a strong emphasis on adult learning and career advancement. Because it's a private nonprofit institution with a focus on graduate and continuing education, the traditional undergraduate campus life with sprawling quads and dormitories is less pronounced. Students often live off-campus in the surrounding Boston neighborhoods, integrating into the city's diverse communities. This means social life is less about organized campus events and more about exploring Boston's rich cultural tapestry – museums, theaters, music venues, and a plethora of dining options. Student organizations tend to be professionally oriented, aligning with the college's mission to support career growth. While there isn't a traditional Greek life or NCAA athletics program, the sense of community is built around shared professional goals and a commitment to lifelong learning. The campus itself is integrated into the urban landscape, meaning students are constantly interacting with the city, utilizing its public transportation, and experiencing its dynamic energy. Dining is largely independent, with students utilizing Boston's vast culinary scene or preparing their own meals. Housing is primarily off-campus, with students finding apartments in areas like Cambridge, Somerville, or other accessible Boston neighborhoods, each offering a distinct living experience and cost.

Campus Highlights

  • Urban immersion in the heart of Boston, offering unparalleled access to cultural and professional opportunities.
  • Strong focus on career advancement and professional development, catering to adult learners and changers.
  • Flexible learning formats, likely including evening, weekend, and online options to accommodate working students.
  • A diverse student body comprised of working professionals, recent graduates, and individuals seeking career transitions.
  • Integration with the vibrant academic and professional ecosystem of the Greater Boston area.
  • Emphasis on practical application of knowledge through case studies, projects, and real-world problem-solving.
  • A supportive community built around shared goals of lifelong learning and career success.

Location & Regional Advantages

Cambridge College's location in Boston, Massachusetts, offers a dynamic and robust environment for its students and alumni. Boston is a major hub for education, healthcare, technology, and finance, providing a rich ecosystem of potential employers and internship opportunities. The city boasts a high concentration of hospitals, including renowned institutions like Massachusetts General Hospital and Brigham and Women's Hospital, as well as numerous educational organizations and tech startups. This proximity to industry leaders in sectors like healthcare and education is a significant advantage for Cambridge College graduates seeking employment or career advancement.

The cost of living in Boston is notably high, which is a critical factor for students to consider. However, the presence of numerous well-established companies and organizations can translate into competitive salaries, potentially offsetting the higher living expenses. The quality of life in Boston is generally high, with a vibrant cultural scene, numerous parks, historical sites, and a strong sense of community. While the weather can be challenging with cold winters, the city offers excellent public transportation, making it relatively easy to navigate without a car. Safety in Boston is comparable to other major metropolitan areas, with varying levels of safety depending on the neighborhood. The strong network of universities and research institutions in the Boston area also fosters a collaborative and innovative atmosphere, which can indirectly benefit Cambridge College alumni through networking and professional development opportunities. The geographic advantage lies in direct access to a diverse and thriving job market, particularly in fields aligned with the college's program offerings.

How to Get Into Cambridge College

Gaining admission to Cambridge College, given its focus on adult learners and career advancement, involves showcasing a clear understanding of your educational and professional goals. While specific Early Decision (ED) or Early Action (EA) advantages aren't detailed, applying early is generally advisable to secure your place and financial aid. The admissions office likely values life experience, professional achievements, and a demonstrated commitment to learning as much as traditional academic metrics. Since SAT/ACT scores are not provided, the application will likely place significant weight on your undergraduate transcripts (if applicable), essays, letters of recommendation, and potentially a resume or portfolio highlighting work experience. Essay topics that work well would focus on your career aspirations, how Cambridge College's specific programs align with those goals, and how your past experiences have prepared you for advanced study. Demonstrated interest is often gauged through engagement with admissions events, informational sessions, and thoughtful communication with admissions counselors. The timeline should involve researching programs thoroughly, preparing application materials well in advance of deadlines (typically in the spring for fall admission), and submitting all required documents promptly.

How Cambridge College Compares to Similar Schools

Similar schools: Wheelock College (now part of Boston University), Simmons University, Regis College, Lesley University

Advantages

  • Potentially more flexible scheduling and program formats catering to adult learners.
  • Strong focus on specific professional fields like education and human services, potentially offering specialized networks.
  • Smaller class sizes and more personalized attention due to its size.

Disadvantages

  • Lower median graduate earnings compared to many larger, more established universities in the Boston area.
  • Less brand recognition and a smaller alumni network, which can impact job search and networking opportunities.
  • Limited data available on specific career outcomes and graduate school placements, making it harder to assess ROI.

Best For

  • Ideal for students seeking a personalized education in a diverse, urban setting.
  • Best for those interested in career-focused programs and support services.

Avoid If

  • Avoid if you prefer a larger campus with more extracurricular activities.
  • Not recommended for students who need extensive financial aid.

Frequently Asked Questions about Cambridge College

How much does it cost to attend Cambridge College?

In-state tuition at Cambridge College is $18,378 per year, and out-of-state tuition is $18,378 per year. The median student debt at graduation is $21,791.

How much do Cambridge College graduates earn?

The median earnings for Cambridge College graduates 10 years after enrollment is $45,998. With median debt of $21,791, graduates earn roughly 2.1x their debt level annually.

How big is Cambridge College?

Cambridge College has approximately 532 students and is classified as a small institution. It is located in Boston, MA and is a Private Nonprofit institution.

Is Cambridge College worth the cost?

Cambridge College has an ROI score of -37 out of 100. With in-state tuition of $18,378 per year and median post-graduation earnings of $45,998, the data suggests the return on investment may be below average.

Where is Cambridge College located?

Cambridge College is located in Boston, MA. It is a Private Nonprofit institution with approximately 532 students.

How much student debt do Cambridge College graduates have?

The median student debt for Cambridge College graduates is $21,791. With median earnings of $45,998 ten years after enrollment, graduates can expect a debt-to-income ratio of 47%.

Is Cambridge College a good college?

Cambridge College has a graduation rate of N/A and median post-graduation earnings of $45,998. Diverse student body with significant Hispanic and Black representation.

How does Cambridge College compare to similar colleges?

Median debt of $21,791 is below the national average for private colleges. Compared to peer institutions, Cambridge College offers a more affordable education with strong earning potential.

What career prospects do Cambridge College graduates have?

Graduates of Cambridge College are well-positioned for careers in a variety of fields, particularly in Boston's thriving job market.

What should prospective students know about Cambridge College?

Cambridge College holds a strong market position in the Boston area, offering a niche in small, private, and affordable higher education.

What makes Cambridge College stand out?

Located in Boston, providing access to a vibrant job market and cultural opportunities.

What are the pros and cons of attending Cambridge College?

Strong focus on career development and support services for students.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.