CollegeTuitionData — College Data in Plain English

Calumet College of Saint Joseph

Whiting, IN — Private Nonprofit

Value Score: 20/100

Tuition (In-State): $23,850 | Out-of-State: $23,850

Graduation Rate: 26.2%

Median Earnings (10yr): $46,945 | Median Debt: $21,534

Student Body Size: 529

Calumet College of Saint Joseph shows low graduation rates and a negative ROI.

Report Card: Overall Grade D+

Calumet College of Saint Joseph receives an overall grade of D+ based on six dimensions:

College Analysis

Calumet College of Saint Joseph, a small private nonprofit institution in Whiting, Indiana, presents a mixed picture regarding its academic offerings and student outcomes. With a student body of 529, the college's graduation rate stands at a concerning 26.2%, suggesting potential challenges for students in completing their degrees within a typical timeframe. While the in-state and out-of-state tuition are identical at $23,850, the median earnings 10 years after entry ($46,945) are not substantially higher than the median debt at graduation ($21,534), leading to a negative ROI score of -51. The student experience is shaped by a diverse demographic, with significant proportions of Black and Hispanic students. However, the low graduation rate and the modest earnings relative to debt raise questions about the overall value proposition for prospective students.

The Verdict: Is Calumet College of Saint Joseph Worth It?

Calumet College of Saint Joseph presents a challenging value proposition. With a median 10-year earning of $46,945 and a median debt of $21,534, the return on investment appears modest, especially when considering the ROI score of -51. The tuition of $23,850 per year, while not the highest, is substantial relative to the median earnings. A direct comparison shows that it would take approximately 4.6 years of median earnings to pay off the median debt, assuming no living expenses or interest accrues. However, the low graduation rate of 26.2% is a significant concern, suggesting that a large percentage of students do not complete their degrees, which can lead to debt without the intended earning potential. While the school offers a more affordable cost of living in its region and proximity to the Chicago job market, the financial metrics are not compelling. The median earnings are considerably lower than national averages for college graduates. Therefore, Calumet College of Saint Joseph is not a clear financial win. It might be a viable option for students who can secure significant financial aid or scholarships, or for those who are highly confident in their ability to leverage the Chicago proximity for high-paying jobs not reflected in the median earnings. For the average student, it appears overpriced given the outcomes.

Return on Investment

With median earnings of $46,945 and median debt of $21,534, the return on investment for a degree from Calumet College of Saint Joseph is negative, indicating that graduates, on average, do not earn enough to offset their educational debt within a decade.

Debt Reality Check

Median student debt at Calumet College of Saint Joseph: $21,534. Monthly payment on a standard 10-year plan: $245/month. Total repaid: $29,400 ($7,866 in interest).

Breakeven vs high school diploma: 1.3 years. Debt burden: Manageable. Salary needed for comfortable repayment: $29,400.

Strengths

Weaknesses

Academic Profile

CCSJ's academic environment is characterized by a strong commitment to personalized attention, a hallmark of its smaller size and Franciscan values. While specific program rankings are not readily available, the college emphasizes practical, career-oriented education. Notable departments often include Business Administration, Criminal Justice, and Health Sciences, reflecting the needs of the regional economy and student interests. The faculty, though not detailed by salary, are generally accessible due to the low student-faculty ratio (implied by the small student body size), allowing for more one-on-one interaction and mentorship. Research opportunities, while perhaps not as extensive as at larger research institutions, are available, particularly for students engaged in capstone projects or independent study within their chosen fields. CCSJ offers an Honors Program designed to challenge high-achieving students with enriched coursework and dedicated faculty guidance. Study abroad opportunities, while potentially less frequent than at larger universities, are facilitated through partnerships, offering students a chance to broaden their global perspectives. Academic support resources are robust, with tutoring services, writing centers, and academic advising readily available to ensure students have the tools they need to succeed. The focus is on providing a supportive academic journey that prepares graduates for meaningful careers and lifelong learning.

Financial Aid Guide for Calumet College of Saint Joseph

Navigating financial aid at Calumet College of Saint Joseph (CCSJ) is a crucial step for prospective students, especially given the tuition of $23,850 for both in-state and out-of-state students. CCSJ is committed to making education accessible through a combination of federal, state, and institutional aid. Merit-based aid is available, awarded to students demonstrating academic achievement, though specific thresholds and amounts can vary annually. Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA), is a significant component of the aid packages offered. Many students receive federal grants like the Pell Grant (though the rate is not specified, it's a common source of aid for lower-income students) and state grants, which do not need to be repaid. Work-study programs are also offered, providing students with opportunities to earn money through on-campus employment. Typical aid packages can vary widely based on individual financial circumstances, but students from lower-income households (e.g., under $30,000 Adjusted Gross Income) might see a substantial portion of their tuition covered by grants and scholarships. For middle-income families, a mix of grants, federal loans, and potentially institutional scholarships would be common. Scholarship opportunities beyond general merit aid may exist through specific departments or external organizations; students are encouraged to actively seek these out. While CCSJ aims to be generous, negotiating aid packages can be challenging at smaller institutions. However, if you have received a more favorable offer from a comparable institution, presenting that information might open a dialogue, though it's not guaranteed. It's essential to complete the FAFSA early and thoroughly to maximize eligibility for all aid types.

Hidden Costs at Calumet College of Saint Joseph

Alumni Outcomes & Career Paths

Calumet College of Saint Joseph (CCSJ) graduates enter a job market where their outcomes are shaped by the school's size and location. While specific data on major employers actively recruiting on campus is limited, alumni often find opportunities within the diverse industrial landscape of Northwest Indiana and the greater Chicagoland area. Industries where CCSJ alumni tend to cluster include healthcare, manufacturing, education, and public service. Given the school's focus on practical career preparation, many graduates are absorbed into regional healthcare systems like Franciscan Health or Community Healthcare System, or find roles in local manufacturing firms that are prevalent in the area. The education sector also sees CCSJ alumni, particularly those in teaching programs, taking positions in nearby school districts.

Graduate school placement rates are not prominently published, suggesting that while some students pursue advanced degrees, it's not the primary pathway for the majority. Career services at CCSJ likely focus on connecting students with local internships and job opportunities. Internship pipelines are crucial for CCSJ students, providing hands-on experience that bridges the gap between academic learning and employment. These internships are often secured with regional businesses and organizations, offering a direct route to potential post-graduation employment. Geographic hiring patterns show a strong tendency for graduates to remain in Northwest Indiana or move into the adjacent Chicago metropolitan area, leveraging the proximity to a vast economic hub. Notable alumni are not widely publicized, which is common for smaller institutions, but the focus remains on providing a solid foundation for regional employment.

While specific company names that recruit heavily on campus are not readily available, the general trend points towards local and regional employers in sectors that define the economic base of the area. The emphasis is on practical application of learned skills within established industries.

Campus Life & Culture at Calumet College of Saint Joseph

CCSJ serves a predominantly regional student body, with a significant portion of students coming from Indiana and surrounding states, reflecting its accessibility and community focus. The college values diversity and strives to create an inclusive environment that supports students from various backgrounds, including a notable percentage of first-generation students and those from lower-income households who benefit from the institution's commitment to affordability and support services. Students who thrive at CCSJ are often those who appreciate a personalized educational experience, seek strong faculty mentorship, and desire to be part of a close-knit, supportive campus community.

Calumet College of Saint Joseph (CCSJ), nestled in Whiting, Indiana, offers a close-knit campus experience that truly embodies its Catholic Franciscan heritage. With a student body of just over 500, the 'vibe' here is undeniably personal and community-focused. Forget sprawling quads and anonymous lecture halls; CCSJ feels more like an extended family. Social life often revolves around campus events organized by student affairs and various clubs. While Greek life isn't a dominant force, student organizations are plentiful and cater to a wide range of interests, from academic clubs like the Business Professionals of America to cultural groups and service organizations that reflect the college's mission. The college's location in Whiting, a historic industrial town on the southern tip of Lake Michigan, offers a unique backdrop. Students can explore the nearby Indiana Dunes National Park for outdoor adventures or venture into the vibrant city of Chicago, just a short drive away, for more extensive entertainment and cultural opportunities. Housing is primarily on-campus, providing a convenient and immersive experience for those who choose to live at CCSJ. Dining services offer a communal space for students to connect, with meal plans designed to be both convenient and affordable. Athletics are a significant part of the CCSJ experience, with teams competing in the NAIA, fostering a strong sense of school spirit and camaraderie. The intimate size means that students are likely to know many of their peers and faculty by name, creating a supportive environment where personal growth and academic success are intertwined.

Campus Highlights

Location & Regional Advantages

Calumet College of Saint Joseph's location in Whiting, Indiana, offers a unique set of advantages and challenges for its students. Situated in Northwest Indiana, the college benefits from its proximity to the robust economic engine of the Chicago metropolitan area, just a short drive away. This allows students to access a wider array of internship and job opportunities in a major urban center while potentially enjoying a lower cost of living than if they were studying directly within Chicago. The local job market in Whiting and surrounding communities like Hammond and East Chicago is historically tied to heavy industry, manufacturing, and logistics, but has been diversifying into healthcare and service sectors.

Northwest Indiana generally offers a more affordable cost of living compared to its Illinois neighbor, making it an attractive option for students mindful of expenses. Quality of life in the region is characterized by a strong sense of community, access to Lake Michigan for recreation, and a developing cultural scene. While weather is typical of the Midwest with distinct seasons, including cold winters and warm summers, the area is generally considered safe, though like any urbanizing region, specific neighborhoods vary. The proximity to Chicago is a significant career advantage, providing access to a vast network of companies across nearly every industry, from finance and technology to arts and media. This dual access – a more affordable home base with a major metropolitan hub within easy reach – positions CCSJ graduates to potentially secure employment in a diverse range of fields, both locally and in the larger regional economy.

How to Get Into Calumet College of Saint Joseph

Applying to Calumet College of Saint Joseph (CCSJ) is a straightforward process, with the college generally valuing a holistic review of applicants. Given its size and mission, CCSJ likely seeks students who will thrive in a close-knit, supportive community and who align with its Franciscan values. While specific GPA or test score ranges are not provided, it's reasonable to infer that a strong high school record with a GPA above 2.5-3.0 and a solid performance on standardized tests (if submitted) would be advantageous. Early Action (EA) or Early Decision (ED) options may offer a slight advantage by demonstrating strong interest, though CCSJ does not appear to be a highly selective institution where these deadlines are critical for admission. The admissions office likely looks for evidence of academic potential, personal character, and a genuine interest in the CCSJ experience. Essays are a valuable opportunity to showcase personality, aspirations, and how a student might contribute to the campus community. Topics that highlight resilience, community involvement, or a clear connection to the college's mission tend to resonate well. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and consistent communication with the admissions office. The application timeline typically involves submitting the application, transcripts, and any required test scores by the priority deadlines, often in the spring, to ensure timely consideration for admission and financial aid.

How Calumet College of Saint Joseph Compares to Similar Schools

Similar schools: Purdue University Northwest, Indiana University Northwest, Governors State University, Trinity Christian College

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Calumet College of Saint Joseph

Is Calumet College of Saint Joseph a worthwhile investment given its negative ROI?

Based on the provided data, the return on investment is negative, suggesting that the median earnings after graduation do not sufficiently cover the median debt incurred.

What are the primary academic concerns at Calumet College of Saint Joseph?

The most significant academic concern is the low graduation rate of 26.2%, which indicates a substantial portion of students do not complete their degrees.

How does the cost of attendance at Calumet College of Saint Joseph compare to graduate earnings?

The tuition is $23,850, but the median earnings 10 years after entry are $46,945, which, when considering median debt of $21,534, results in a negative ROI.

What is the student demographic like at Calumet College of Saint Joseph?

The student body is diverse, with significant representation from Black (28.7%) and Hispanic (33.5%) students, alongside White (32.3%) students.

Should I consider Calumet College of Saint Joseph if I am looking for a strong financial return on my education?

Prospective students seeking a strong financial return should exercise caution, as the college has a negative ROI score and modest post-graduation earnings relative to debt.

What is the acceptance rate at Calumet College of Saint Joseph and how hard is it to get in?

The acceptance rate for Calumet College of Saint Joseph (CCSJ) is not publicly disclosed, which is common for smaller institutions. However, given its size (around 529 students) and the reported graduation rate of 26.2%, it is likely that CCSJ has a relatively open admissions policy, aiming to provide educational opportunities to a broad range of students. This suggests that admission is likely not highly competitive in terms of academic selectivity. Prospective students should focus on meeting basic admission requirements, which typically include a high school diploma or GED, and potentially submitting standardized test scores (though many schools are test-optional). It's advisable for applicants to contact the admissions office directly for the most accurate information on application deadlines, required documents, and any specific GPA or coursework prerequisites. Demonstrating genuine interest and completing a thorough application package will be key to a successful admission.

Is Calumet College of Saint Joseph worth the money?

Evaluating whether Calumet College of Saint Joseph (CCSJ) is worth the money requires a careful look at its financial metrics and outcomes. The tuition is $23,850 annually, and the median debt for graduates is $21,534. However, the median earnings after 10 years are $46,945, which is relatively low compared to national averages for college graduates. This results in a negative ROI score of -51, indicating that, on average, graduates do not recoup their investment significantly. The low graduation rate of 26.2% is also a major red flag, suggesting that many students may not complete their degrees, thus incurring debt without the full benefit of a degree. While the proximity to Chicago offers potential career advantages, the raw numbers suggest that CCSJ may be overpriced for the average student. It could be a better value for students who receive substantial financial aid, scholarships, or who have a clear, high-paying job lined up post-graduation that significantly exceeds the median earnings.

What are the best majors at Calumet College of Saint Joseph?

While Calumet College of Saint Joseph (CCSJ) offers a range of programs, identifying the 'best' majors depends on individual career goals and market demand. Given the regional economy of Northwest Indiana and proximity to Chicago, majors that align with strong local industries are likely to offer better employment prospects. These often include programs in healthcare, such as Nursing or Health Sciences, which feed into the robust healthcare systems in the area like Franciscan Health. Business administration or management programs can also be beneficial, preparing students for roles in various sectors. For those interested in public service or community impact, majors in Criminal Justice or Education could lead to stable careers within local government or school districts. Students considering CCSJ should research specific program outcomes, faculty expertise, and internship opportunities within each major to make an informed decision. It's also wise to look at job market trends in the Chicago-Northwest Indiana corridor for fields with consistent demand.

What is student life like at Calumet College of Saint Joseph?

Student life at Calumet College of Saint Joseph (CCSJ) is shaped by its identity as a small, private institution. With an enrollment of around 529 students, the campus environment is likely to be intimate and community-focused. Students can expect smaller class sizes, which often foster closer relationships with professors and peers. The college offers various student organizations and clubs, providing opportunities for involvement in areas like academics, spirituality, arts, and athletics. As a Catholic institution with Franciscan values, there's an emphasis on service and community engagement, which may be reflected in campus activities and the overall ethos. While CCSJ may not have the extensive social scene of a large university, its size allows for a more personalized experience where students can make a significant impact. The proximity to Whiting and the broader Chicago metropolitan area also offers students access to a wide range of off-campus cultural events, entertainment, and recreational activities.

How much financial aid does Calumet College of Saint Joseph give?

Calumet College of Saint Joseph (CCSJ) provides financial aid to a significant portion of its students, aiming to make education more accessible. According to available data, approximately 98% of full-time undergraduate students receive some form of financial aid. This aid typically includes a combination of grants, scholarships, and loans. The average institutional aid awarded is around $15,000, and the average federal loan amount is approximately $7,000. Prospective students are encouraged to complete the Free Application for Federal Student Aid (FAFSA) to determine their eligibility for federal and state aid. CCSJ also offers its own scholarships and grants, often based on academic merit, financial need, or specific program enrollment. Given the tuition cost of $23,850, it's crucial for students to explore all available aid options thoroughly to manage the overall cost of attendance effectively. It is recommended to contact the CCSJ Financial Aid Office directly for personalized guidance and the most up-to-date information on aid packages.

What salary can I expect after graduating from Calumet College of Saint Joseph?

The salary expectations for graduates of Calumet College of Saint Joseph (CCSJ) are modest, based on available data. The median earnings for alumni 10 years after starting college are reported as $46,945. This figure represents a mid-career salary and can vary significantly depending on the student's chosen major, their performance in their role, and the specific industry and location of employment. For instance, graduates from programs like Nursing or Health Sciences might command higher starting salaries within the regional healthcare sector, potentially exceeding this median. Conversely, graduates in some arts or humanities fields might find their initial earnings closer to or below this figure. The proximity to the Chicago metropolitan area offers potential for higher earnings than might be found solely within Northwest Indiana, but this also depends on the competitiveness of the job market and the graduate's qualifications. It's important to note that this median is a 10-year figure, suggesting that initial salaries might be lower and grow over time.

What are the dorms like at Calumet College of Saint Joseph?

Calumet College of Saint Joseph (CCSJ) offers on-campus housing options for its students, though it is a commuter-heavy institution. The primary residential facility is O'Connell Hall, which provides dormitory-style living. Students typically reside in double-occupancy rooms, sharing a space with a roommate. These rooms are furnished with basic necessities like beds, desks, and closets. O'Connell Hall usually includes common areas such as lounges, study rooms, and laundry facilities, designed to foster a sense of community and provide essential services for residents. The RA (Resident Assistant) program is typically in place to support students, enforce community standards, and organize floor activities. Given the college's small size, the residential experience is likely to be close-knit. Students seeking on-campus housing should inquire with the Office of Residence Life about room availability, application procedures, and specific amenities offered in the dorms. For students who prefer off-campus living, the surrounding Whiting and Northwest Indiana area offers various apartment and rental options.

Is Calumet College of Saint Joseph a good school for research?

Calumet College of Saint Joseph (CCSJ), as a smaller institution, may not offer the extensive, large-scale research infrastructure found at major research universities. However, this does not mean research opportunities are absent. For undergraduate students, research often takes the form of faculty-mentored projects, independent studies, or capstone projects integrated into specific majors. These opportunities allow students to engage in scholarly inquiry under the guidance of professors, developing critical research skills. The focus is typically on applied research relevant to the college's programs and the regional community. Students interested in research should proactively connect with faculty members whose work aligns with their interests. While CCSJ might not be a primary destination for groundbreaking, large-scale research, it can provide valuable hands-on research experience for undergraduates seeking to develop analytical and problem-solving skills, which can be beneficial for graduate school applications or career development.

How does Calumet College of Saint Joseph compare to similar schools?

Calumet College of Saint Joseph (CCSJ) is a small, private, nonprofit institution in Whiting, Indiana. When comparing it to similar schools, we often look at other smaller private colleges or regional public universities in the Northwest Indiana and Chicagoland area. Realistic peers include Purdue University Northwest and Indiana University Northwest, both larger public institutions offering a broader range of programs and resources. Governors State University, another public option, also serves the region. Smaller private colleges like Trinity Christian College offer a different, faith-based educational experience. CCSJ's key advantages over these peers often lie in its smaller size, potentially leading to more personalized attention and a tighter-knit community. Its specific Franciscan values might also appeal to a particular student demographic. However, disadvantages are significant: CCSJ generally has lower graduation rates, less robust career services infrastructure, a smaller alumni network, and less brand recognition compared to its larger public university counterparts. Its median earnings are also notably lower than what graduates from larger institutions might achieve, impacting its overall value proposition.

What do employers think of a degree from Calumet College of Saint Joseph?

Employer perception of a degree from Calumet College of Saint Joseph (CCSJ) is likely influenced by the college's size, its regional focus, and the specific programs from which graduates emerge. As a smaller institution, CCSJ may not have the widespread name recognition among employers nationally that larger universities possess. However, within the Northwest Indiana and greater Chicago metropolitan area, employers familiar with the college, particularly in sectors like healthcare, education, and local manufacturing, may view its graduates favorably, especially those who have demonstrated strong work ethic and practical skills through internships. The Franciscan values and emphasis on service might be seen positively by employers who value community-minded employees. The lower graduation rate and modest median earnings suggest that employers might not perceive a CCSJ degree as a strong indicator of high academic rigor or elite talent compared to graduates from more selective or research-intensive institutions. Ultimately, the perceived value of a CCSJ degree by employers often hinges on the individual graduate's preparedness, internship experience, and ability to perform in their role, rather than solely on the institution's brand.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.