CollegeTuitionData — College Data in Plain English

Caldwell University

Caldwell, NJ 07006-6195 — Private Nonprofit

Value Score: 60/100 | ROI Score: -67 | Affordability Score: 55/100

Tuition (In-State): $40,848 | Out-of-State: $40,848

Acceptance Rate: 71.3% | Graduation Rate: 58.0% | Retention Rate: 77.3%

Median Earnings (10yr): $53,843 | Median Debt: $25,000

SAT Average: 1260

Student Body Size: 1,575 (small)

Pell Grant Recipients: 48.6% | Federal Loan Rate: 64.1%

Average Faculty Salary: $8,318/month

Tuition & Affordability Analysis

In-state tuition at Caldwell University is $40,848 per year, which is 4% above the national average for private institutions.

Out-of-state students pay $40,848/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $163,392 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Caldwell University:

  • Families earning $0–$30,000: $18,059/year
  • Families earning $30,001–$48,000: $18,000/year
  • Families earning $48,001–$75,000: $22,793/year
  • Families earning $75,001–$110,000: $31,425/year
  • Families earning $110,000+: $30,449/year

Low-income families receive an average discount of $22,789/year, paying just 44% of the sticker price.

Admissions Snapshot

Caldwell University has an acceptance rate of 71.3%, placing it in the Less Selective (70–85%) category. This means roughly 552 students apply each year.

The average SAT score of admitted students is 1260, 19% above the national average. This reflects a strong academic student body.

Graduate Outcomes & Return on Investment

58.0% of students at Caldwell University complete their degree, 6% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 77.3% (5% below the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Caldwell University earn a median salary of $53,843 ten years after enrollment, 32% above the national average. This represents a $18,843/year earnings premium over the average high school diploma holder, or $565,290 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).

Debt-to-Earnings Ratio: 0.46x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Caldwell University pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

48.6% of students at Caldwell University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 47% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

64.1% of students take federal loans, 36% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $8,318/month, 5% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Caldwell University enrolls 1,575 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 85/100 (higher = more diverse). Caldwell University has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 21%, Hispanic 27%, Black 18%, Asian 3%.

Caldwell University: Diverse Student Body with High Tuition and Mixed Academic Outcomes

Report Card: Overall Grade D+

Caldwell University receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C+
  • Affordability: C+

College Analysis

Caldwell University is a Private Nonprofit institution in Caldwell, NJ with approximately 1,575 students. Caldwell University has a relatively low graduation rate, which may indicate challenges in student retention. The median earnings 10 years after graduation are above the national average, suggesting a potentially good return on investment. The university has a diverse student body, with a significant Hispanic population. The tuition cost is high, which may affect affordability for some students.

The Verdict: Is Caldwell University Worth It?

Caldwell University presents a challenging value proposition. With an out-of-state tuition of $40,848 and a median 10-year earnings figure of $53,843, the immediate return on investment appears modest. The median debt of $25,000 suggests that graduates are taking on a significant financial burden relative to their initial earning potential. The ROI score of -67 further underscores this concern, indicating that, on average, graduates are not recouping their investment quickly. To illustrate, it would take approximately 5-6 years of dedicating the entire difference between median earnings and median debt to repayment, assuming no interest or living expenses. While the university offers valuable educational experiences and strong career services support, the financial outcomes suggest that prospective students should carefully consider the total cost of attendance and explore all available financial aid options. It is not a clear 'good deal' and may be considered overpriced for the average graduate's earning potential, though specific high-demand majors might offer better outcomes. A recommendation hinges on individual career goals and financial planning; for many, it might be a hidden gem only if significant scholarships are secured.

Return on Investment

Given the high tuition and low graduation rate, the degree may not be worth the cost for many students, though it could be beneficial for those who prioritize earnings potential.

Debt Reality Check

Median student debt at Caldwell University: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.

Strengths

  • Above-average earnings potential
  • Diverse student body
  • Highly selective admission process

Weaknesses

  • Low graduation rate
  • High tuition costs
  • Predominantly white student body

Academic Profile

SAT Average: 1260. Retention Rate: 77.3%.

Caldwell University, a private institution with a strong liberal arts foundation, offers a range of undergraduate and graduate programs designed to foster critical thinking and professional development. While specific faculty salary data is unavailable, the university's commitment to personalized education is evident in its student-faculty ratio, which, though not explicitly provided, is generally lower at institutions of this size and type, suggesting opportunities for meaningful interaction with professors. Notable academic strengths often lie within its robust nursing and education programs, which are highly regarded and prepare graduates for in-demand careers. The School of Arts and Sciences offers a variety of majors, including popular choices like psychology, business administration, and biology, each with dedicated faculty providing guidance and mentorship. Research opportunities, while perhaps not as extensive as at large research universities, are available, particularly for students in science and health-related fields, allowing them to engage in faculty-led projects. The university also offers an Honors Program for academically high-achieving students, providing enriched coursework and a more intensive academic experience. Study abroad opportunities are facilitated through various partnerships, allowing students to broaden their horizons and gain international perspectives. Academic support is a key focus, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to succeed. The faculty, often comprised of experienced professionals and scholars, are dedicated to student success, contributing to the university's mission of transforming students into thoughtful leaders and compassionate citizens.

Financial Aid Guide for Caldwell University

Pell Grant recipients: 48.6%. Students taking federal loans: 64.1%.

Navigating financial aid at Caldwell University involves understanding both merit-based and need-based opportunities. As a private institution, Caldwell offers a range of scholarships, with merit scholarships often awarded automatically based on academic achievement (GPA and, if submitted, test scores) at the time of admission. These can significantly reduce the sticker price of tuition, which stands at $40,848 for both in-state and out-of-state students. Beyond merit aid, Caldwell provides need-based grants and institutional aid, determined by the information submitted on the FAFSA (Free Application for Federal Student Aid) and potentially the CSS Profile. For families with an Expected Family Contribution (EFC) of $0, federal Pell Grants can cover a substantial portion of tuition, though specific Pell Grant rates are not publicly detailed. Federal student loans are a common component of aid packages, with the Federal Loan Rate indicating a significant portion of students utilize this option. Work-study opportunities are also available, offering students the chance to earn money through on-campus employment. Typical aid packages can vary widely, but for students with demonstrated financial need, grants and scholarships could potentially reduce the net cost of attendance considerably. While Caldwell doesn't explicitly state a policy on aid negotiation, it's generally advisable for students with compelling circumstances (e.g., competing offers from similar institutions, significant changes in family income) to contact the financial aid office to discuss their situation. Scholarship tips include applying early, researching external scholarships, and highlighting unique achievements and community involvement in applications.

Hidden Costs at Caldwell University

  • On-campus housing costs can range from approximately $7,000 to $9,000 per academic year, depending on the room type and occupancy.
  • Meal plans typically cost between $4,000 and $5,500 per academic year, with various options available.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 annually.
  • Transportation costs, including commuting or travel home, can vary significantly but budget at least $500-$1,000 per year.
  • Parking permits for students who bring cars to campus can cost $100-$300 per academic year.
  • Health insurance, if not covered by a parent's plan, can add $2,000-$4,000 annually.

Alumni Outcomes & Career Paths

Caldwell University, a private Catholic institution in Caldwell, New Jersey, serves a student body of approximately 1,575. While specific data on major employers actively recruiting on campus is not widely publicized, its location in Northern New Jersey places graduates within reach of significant employment hubs. Alumni often find opportunities in sectors prevalent in the New York metropolitan area and the broader New Jersey corridor. Key industries attracting Caldwell graduates include healthcare, education, business, and social services, reflecting the university's program strengths. For instance, graduates in nursing and education are likely to find roles in regional hospitals like Saint Barnabas Medical Center or within local school districts such as the West Essex Regional School District. Business graduates may pursue roles in finance or marketing in nearby corporate centers. The university reports strong graduate school placement rates, particularly for students in pre-professional programs like pre-med and psychology, with many matriculating into programs at institutions like Seton Hall University or Rutgers University. Career services at Caldwell University aim to support students through resume building, interview preparation, and internship placement. While specific internship pipelines are not detailed, the university's proximity to New York City and its surrounding corporate landscape offers potential for internships in fields like finance (e.g., firms in the Financial District), media, and technology. Geographic hiring patterns show a strong concentration of alumni within a 50-mile radius of Caldwell, primarily in New Jersey and the greater New York City metropolitan area, with some alumni also finding positions in Pennsylvania and Connecticut.

Campus Life & Culture at Caldwell University

Caldwell University serves a predominantly undergraduate student body with a significant portion of students from New Jersey, reflecting its regional appeal. The university fosters a diverse and inclusive environment, welcoming students from various backgrounds and faiths, with a notable presence of commuter students alongside resident students. Students who thrive here are often those who appreciate a smaller, more intimate academic setting, value a strong sense of community, and are seeking a supportive environment to explore their academic and personal growth.

Caldwell University, nestled in the suburban landscape of Caldwell, New Jersey, offers a close-knit campus community with a strong emphasis on its Dominican Catholic heritage. The 'vibe' here is often described as friendly, supportive, and academically focused, with a palpable sense of community fostered by its relatively small size of around 1,575 students. Residential life is an integral part of the experience, with on-campus housing available for undergraduates, primarily in Aquinas Hall and Dominican Hall, providing a convenient and immersive college living experience. While not a sprawling campus, it's designed for easy navigation, with academic buildings, student services, and residential areas all within walking distance. The Student Union serves as a central hub for social activity, housing dining facilities and student organization offices. Dining services are managed by Sodexo, offering a variety of meal plans to suit different needs, with the main dining hall providing a traditional cafeteria experience. Student organizations are diverse, ranging from academic clubs and cultural groups to service-oriented initiatives, reflecting the university's commitment to holistic development. While Greek life is not a prominent feature at Caldwell, the emphasis shifts to these numerous student clubs and organizations as primary avenues for social engagement and leadership. Athletics, particularly in NCAA Division II, plays a role in campus spirit, with teams like basketball, soccer, and volleyball drawing student support. Traditions often tie back to the university's Catholic roots, with events like Founders' Day and various religious observances fostering a shared sense of identity. The surrounding town of Caldwell offers a charming downtown area with shops and restaurants, providing students with off-campus options for recreation and socializing, though many find ample opportunities for engagement right on campus.

Campus Highlights

  • Strong Dominican Catholic tradition fostering a values-based education.
  • Close-knit, supportive campus community ideal for students seeking personalized attention.
  • Renowned nursing and education programs with strong career placement rates.
  • Commitment to service learning and community engagement.
  • Beautiful suburban campus setting in Essex County, New Jersey.
  • Active student life with a variety of clubs and organizations.
  • NCAA Division II athletics program contributing to school spirit.

Location & Regional Advantages

Caldwell University's location in Caldwell, New Jersey, offers a blend of suburban tranquility and strategic access to major economic centers. The local job market in Essex County and surrounding areas is diverse, with strengths in healthcare, education, and professional services. Proximity to New York City, just a short commute away, is a significant advantage, opening doors to a vast array of industries including finance, media, technology, and fashion. This access allows students to pursue internships and full-time employment in one of the world's largest economic hubs. The cost of living in Caldwell is moderate compared to New York City, offering a more affordable base for students and recent graduates. Northern New Jersey is known for its quality of life, with good schools, parks, and a generally safe environment. The weather is typical of the Mid-Atlantic region, with four distinct seasons. This location provides a balanced lifestyle, allowing students to enjoy a quieter college town atmosphere while still being connected to the vibrant opportunities of a major metropolitan area. The presence of numerous pharmaceutical companies and research institutions in New Jersey also presents career avenues for science graduates. Overall, Caldwell's geographic position is a key asset, facilitating career development and offering a desirable living environment.

How to Get Into Caldwell University

Caldwell University employs a holistic review process, meaning they consider a range of factors beyond just GPA and test scores (which are not provided as averages, suggesting a less test-centric approach). Given the 71.3% admission rate, Caldwell is moderately selective, making a well-rounded application crucial. Focus on presenting a strong academic record, demonstrating a genuine interest in the university's programs, and showcasing personal qualities that align with Caldwell's mission. While Early Decision (ED) and Early Action (EA) are not explicitly detailed as having significant advantages, applying earlier in the cycle is always recommended to ensure full consideration for both admission and financial aid. The admissions committee likely values essays that reflect personal growth, resilience, and a clear understanding of how Caldwell's specific offerings will contribute to a student's future goals. Highlighting involvement in extracurricular activities, volunteer work, and any leadership roles can significantly strengthen an application. For students with GPAs in the B+ to A- range, demonstrating strong performance in core subjects will be key. Since test scores are not a primary focus, a compelling essay and strong letters of recommendation can help offset any perceived weaknesses in academic metrics. The timeline should ideally involve submitting applications by the priority deadlines, typically in late winter or early spring, to maximize scholarship opportunities.

How Caldwell University Compares to Similar Schools

Similar schools: Saint Peter's University, Monmouth University, Felician University, Georgian Court University

Advantages

  • Stronger emphasis on liberal arts and sciences programs
  • Proximity to major New York City job market
  • Smaller class sizes fostering closer faculty interaction

Disadvantages

  • Lower median graduate earnings compared to some peers
  • Lower overall graduation rate
  • Less prominent national brand recognition

Best For

  • Students seeking a low-cost education
  • Students with a low tolerance for high tuition costs

Avoid If

  • Students looking for a high graduation rate
  • Students with a preference for larger institutions

Frequently Asked Questions about Caldwell University

How much does it cost to attend Caldwell University?

In-state tuition at Caldwell University is $40,848 per year, and out-of-state tuition is $40,848 per year. The median student debt at graduation is $25,000.

What is the acceptance rate at Caldwell University?

Caldwell University has an acceptance rate of 71.3%.

What is the graduation rate at Caldwell University?

Caldwell University has a graduation rate of 58.0%.

How much do Caldwell University graduates earn?

The median earnings for Caldwell University graduates 10 years after enrollment is $53,843. With median debt of $25,000, graduates earn roughly 2.2x their debt level annually.

How big is Caldwell University?

Caldwell University has approximately 1,575 students and is classified as a small institution. It is located in Caldwell, NJ and is a Private Nonprofit institution.

Is Caldwell University worth the cost?

Caldwell University has an ROI score of -67 out of 100. With in-state tuition of $40,848 per year and median post-graduation earnings of $53,843, the data suggests the return on investment may be below average.

Where is Caldwell University located?

Caldwell University is located in Caldwell, NJ. It is a Private Nonprofit institution with approximately 1,575 students.

How much student debt do Caldwell University graduates have?

The median student debt for Caldwell University graduates is $25,000. With median earnings of $53,843 ten years after enrollment, graduates can expect a debt-to-income ratio of 46%.

Is Caldwell University a good college?

Caldwell University has a graduation rate of 58.0% and median post-graduation earnings of $53,843. High tuition costs and low graduation rates

How does Caldwell University compare to similar colleges?

Significant Hispanic student population While Caldwell University offers above-average earnings potential, its high tuition and low graduation rate may make it less attractive compared to other institutions with similar outcomes.

What career prospects do Caldwell University graduates have?

Graduates of Caldwell University are well-positioned for careers in various fields, given the above-average earnings potential.

What should prospective students know about Caldwell University?

Caldwell University holds a niche position in the market, catering to a diverse student body and offering a high-quality education despite high costs.

What makes Caldwell University stand out?

Above-average median earnings 10 years post-graduation

What are the pros and cons of attending Caldwell University?

Moderate affordability score

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.