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Bethel University

McKenzie, TN 38201 — Private Nonprofit

Value Score: 75/100 | ROI Score: -37 | Affordability Score: 75/100

Tuition (In-State): $18,712 | Out-of-State: $18,712

Acceptance Rate: 60.2% | Graduation Rate: 35.0% | Retention Rate: 53.9%

Median Earnings (10yr): $47,482 | Median Debt: $27,249

SAT Average: 972 | ACT Midpoint: 18

Student Body Size: 1,547 (small)

Pell Grant Recipients: 31.7% | Federal Loan Rate: 38.2%

Average Faculty Salary: $3,147/month

Tuition & Affordability Analysis

In-state tuition at Bethel University is $18,712 per year, which is 53% below the national average for private institutions.

Out-of-state students pay $18,712/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $74,848 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Bethel University:

  • Families earning $0–$30,000: $11,871/year
  • Families earning $30,001–$48,000: $17,356/year
  • Families earning $48,001–$75,000: $11,713/year
  • Families earning $75,001–$110,000: $10,473/year
  • Families earning $110,000+: $15,163/year

Low-income families receive an average discount of $6,841/year, paying just 63% of the sticker price.

Admissions Snapshot

Bethel University has an acceptance rate of 60.2%, placing it in the Moderately Selective (50–70%) category. This means roughly 642 students apply each year.

The average SAT score of admitted students is 972, 8% below the national average. Test scores are one factor among many in the admissions process.

The ACT midpoint is 18, 14% below the national average.

Graduate Outcomes & Return on Investment

35.0% of students at Bethel University complete their degree, 44% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 53.9% (33% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Bethel University earn a median salary of $47,482 ten years after enrollment, 16% above the national average. This represents a $12,482/year earnings premium over the average high school diploma holder, or $374,460 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,249, 27% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $296/month, with a total repayment of $35,520 (including $8,271 in interest).

Debt-to-Earnings Ratio: 0.57x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Bethel University pays for itself in approximately 6 years. This is a reasonable investment timeline.

Financial Aid Profile

31.7% of students at Bethel University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 4% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.

38.2% of students take federal loans, 19% below the national average. This is a moderate borrowing rate.

Average faculty salary: $3,147/month, 64% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Bethel University enrolls 1,547 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 66/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 50%, Hispanic 7%, Black 28%, Asian 1%.

Bethel University: Christian Values and Moderate Affordability

Report Card: Overall Grade C-

Bethel University receives an overall grade of C- based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C+
  • Affordability: A+

College Analysis

Bethel University is a Private Nonprofit institution in McKenzie, TN with approximately 1,547 students. Bethel University has a strong focus on Christian values and faith-based education, which may appeal to students seeking a religiously oriented academic environment. The university's graduation rate is below the national average, which could be a concern for students prioritizing completion rates. Median earnings 10 years after graduation are above the national average, indicating a potentially good return on investment for graduates. The university's affordability score is moderate, suggesting that while it is not the most affordable option, it is still reasonably priced compared to peers.

The Verdict: Is Bethel University Worth It?

Bethel University's value proposition is questionable, primarily due to a significant disparity between median earnings and the cost of education, reflected in its notably low ROI Score of -37. With a median 10-year earning of $47,482 and median student debt of $27,249, graduates face a challenging debt-to-income ratio. The tuition, at $18,712 annually, contributes to this debt burden. To pay off $27,249 in debt at a typical interest rate, assuming a significant portion of it is paid from the median earnings, could take upwards of 8-10 years, potentially longer if earnings are lower in the initial years post-graduation. This timeline is substantial, especially when considering living expenses. While the cost of living in McKenzie is low, the median earnings are not particularly high, suggesting that a Bethel degree may not be a strong financial investment for many students. It appears to be an overpriced option when considering the financial return, making it a difficult recommendation for value-conscious students. It might be a 'hidden gem' only for those whose career aspirations align perfectly with niche programs and who can secure significant scholarships or aid, but for the average student, the financial outlook is concerning.

Return on Investment

While Bethel University offers a strong Christian education and above-average earnings, the below-average graduation rate and above-average student debt may impact the return on investment for some students.

Debt Reality Check

Median student debt at Bethel University: $27,249. Monthly payment on a standard 10-year plan: $309/month. Total repaid: $37,080 ($9,831 in interest).

Breakeven vs high school diploma: 1.6 years. Debt burden: Manageable. Salary needed for comfortable repayment: $37,080.

Strengths

  • Strong Christian values and faith-based education
  • Above-average earnings 10 years after graduation

Weaknesses

  • Below-average graduation rate
  • Above-average student debt upon graduation

Academic Profile

SAT Average: 972. ACT Midpoint: 18. Retention Rate: 53.9%.

Bethel University's academic landscape is characterized by a commitment to liberal arts education, with a strong emphasis on preparing students for both career and Christian service. While the university offers a broad range of undergraduate programs, certain areas stand out. The School of Education is a well-regarded program, consistently producing graduates prepared for teaching roles. Similarly, the School of Nursing has a solid reputation, leveraging hands-on training and a supportive faculty to equip students for the demands of healthcare. Business programs, particularly those with a focus on management and entrepreneurship, also attract a significant number of students. Given the university's size and private nature, opportunities for undergraduate research might be more faculty-mentored and integrated into coursework rather than large-scale, independent projects. However, faculty are generally accessible, and the student-faculty ratio, though not explicitly provided, is likely to be favorable, fostering personalized attention. Honors programs are available for high-achieving students, offering enriched academic experiences and potentially smaller class sizes. Study abroad opportunities, while perhaps not as extensive as at larger institutions, are available and encouraged to broaden students' perspectives. Academic support services are crucial for student success, and Bethel typically offers resources like tutoring centers, writing labs, and academic advising to help students navigate their coursework and develop effective study habits. The focus is on providing a solid academic foundation within a supportive, faith-centered environment.

Financial Aid Guide for Bethel University

Pell Grant recipients: 31.7%. Students taking federal loans: 38.2%.

Navigating financial aid at Bethel University involves understanding the blend of merit-based and need-based aid, alongside federal programs. As a private institution, Bethel aims to make its education accessible through a variety of financial assistance options. Merit scholarships are often awarded based on academic achievement, such as GPA and standardized test scores (though these are not provided here, strong academic profiles are typically rewarded). These scholarships can significantly reduce the sticker price of tuition, which is $18,712 for both in-state and out-of-state students. Need-based aid is determined by the information provided on the FAFSA (Free Application for Federal Student Aid). This includes federal grants like the Pell Grant (though the rate is not specified, it's a key component for lower-income students), as well as state grants if applicable. Bethel also participates in federal student loan programs, which are a common source of funding for many students, though the median debt of $27,249 suggests a significant portion of students do utilize loans. Work-study opportunities may be available, allowing students to earn money through part-time campus jobs. Typical aid packages can vary widely, but for students with demonstrated financial need and strong academic profiles, it's not uncommon to see aid packages that cover a substantial portion of tuition and fees. Scholarship tips include applying early, researching external scholarships from community organizations or religious affiliations, and highlighting any unique talents or experiences in scholarship essays. Negotiating aid at Bethel is generally less common than at larger, more research-intensive universities. While it's always worth a conversation if your financial circumstances change or if you have competing offers, the university's aid philosophy is often tied to published costs and established scholarship criteria.

Hidden Costs at Bethel University

  • Room and board costs can add an estimated $8,000 - $12,000 per academic year, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can range from $800 to $1,200 annually, with some specialized courses requiring more expensive resources.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 - $1,000 per year.
  • Transportation costs, especially for students commuting or traveling home frequently, could add $500 - $2,000 or more annually.
  • Personal expenses, including toiletries, laundry, entertainment, and snacks, can easily amount to $1,500 - $3,000 per year.
  • Parking permits for students with vehicles typically cost between $100 - $300 per academic year.
  • Health insurance, if not covered by a parent's plan, can add an estimated $2,000 - $4,000 annually.

Alumni Outcomes & Career Paths

Bethel University, located in McKenzie, TN, presents a mixed picture for graduate outcomes. While specific data on major employers actively recruiting from Bethel is not readily available, alumni tend to cluster in sectors common for smaller private institutions in the Southeast. These often include education, healthcare, business administration, and ministry. Graduates may find opportunities within regional healthcare systems like Tennova Healthcare or Baptist Memorial Health Care, or in local school districts. The business programs likely feed into roles in regional banks, manufacturing firms, and retail management across Tennessee and surrounding states.

Information regarding graduate school placement rates is not publicly detailed, but it's reasonable to assume a portion of graduates pursue further education, particularly in fields like education, counseling, and divinity, given Bethel's program offerings. Notable alumni are not widely publicized, which is typical for smaller universities, making it harder to point to specific high-profile career trajectories.

Bethel's career services likely focus on providing foundational career development, resume building, and interview preparation. Internship pipelines are probably developed through local and regional business partnerships, offering students practical experience within the McKenzie area and nearby cities like Jackson or even Nashville. Geographic hiring patterns for Bethel graduates predominantly point towards Tennessee, with a secondary presence in neighboring Southern states. The university's size and location suggest a focus on building a strong regional network rather than placing graduates in major national or international hubs. The median earnings of $47,482 ten years after enrollment suggest that while graduates find employment, the earning potential may be more modest compared to graduates from larger, more research-intensive universities or those in high-demand tech fields.

Campus Life & Culture at Bethel University

Bethel University attracts a student body primarily from Tennessee and surrounding Southern states, with a significant portion identifying with a Christian faith background. The university thrives with students who are seeking a supportive, faith-centered community where they can grow academically and personally, often valuing close relationships with faculty and peers.

Bethel University in McKenzie, TN, offers a close-knit campus community with a distinctly Southern charm. As a private, faith-based institution, the university fosters an environment where spiritual development is often integrated into daily life. The student body of around 1,500 students means you'll likely see familiar faces across campus, from the academic buildings to the dining hall. The main hub for student activity is often the Crisp Arena, which hosts various campus events, chapel services, and athletic competitions. Social life tends to revolve around campus-organized events, intramural sports, and small group gatherings, reflecting the university's emphasis on community. While Greek life isn't a dominant force, there are opportunities for involvement in clubs and organizations that cater to a wide range of interests, from academic societies to service groups. For students seeking a more structured social environment, the university offers various ministries and discipleship programs. Housing options are primarily traditional dormitories on campus, designed to encourage interaction and community building among residents. Dining services are centralized, providing a convenient way for students to connect during meals. Athletics are a significant part of the Bethel experience, with the Wildcats competing in the NAIA, particularly strong in sports like football and basketball, drawing considerable campus support. The overall vibe is one of a supportive, engaged community where students are encouraged to grow academically, socially, and spiritually within a relatively contained environment.

Campus Highlights

  • A strong emphasis on Christian faith and spiritual development integrated into campus life.
  • The Wildcats athletic program, particularly football and basketball, fostering a spirited campus community.
  • Close-knit community feel due to the smaller student population, leading to strong peer relationships.
  • The historic McKenzie, TN location offering a quintessential small-town Southern college experience.
  • Dedicated faculty who often serve as mentors, providing personalized academic and spiritual guidance.
  • Opportunities for community service and mission trips, reflecting the university's commitment to service.

Location & Regional Advantages

Bethel University's location in McKenzie, Tennessee, offers a distinct regional context that influences student experience and post-graduation opportunities. McKenzie is a small, rural town in West Tennessee, offering a quiet, close-knit community environment. The local job market is primarily driven by agriculture, small businesses, and essential services, with limited opportunities in high-growth industries. The cost of living in McKenzie is significantly lower than the national average, making it an affordable place to live for students and their families. This can stretch financial aid and personal budgets further during the academic years.

While McKenzie itself is not an industrial hub, its relative proximity to larger cities like Jackson (approximately 45 minutes away) and Nashville (about 1.5-2 hours away) provides access to more diverse employment markets and internship opportunities. Nashville, in particular, is a growing hub for healthcare, music, and technology, offering potential career pathways for Bethel graduates willing to relocate. The quality of life in McKenzie is characterized by a slower pace, strong community ties, and access to outdoor recreational activities. Weather is typical of the Mid-South, with hot, humid summers and mild winters. Safety is generally good in smaller towns like McKenzie. However, the rural setting means fewer large corporations are headquartered nearby, and students may need to actively seek out internships and job prospects in larger metropolitan areas to access a broader range of career fields and potentially higher starting salaries. The geographic isolation can be a disadvantage for students seeking exposure to diverse industries or competitive urban job markets directly out of college.

How to Get Into Bethel University

Bethel University's admission rate of 60.2% indicates a moderately selective admissions process. While there isn't an Early Decision or Early Action option that offers a significant advantage, applying by the priority deadlines, typically in late winter or early spring, is always recommended to ensure full consideration for both admission and financial aid. The admissions committee likely values a holistic review, looking beyond just grades and test scores. They seek students who align with the university's mission and values, particularly its Christian foundation. Therefore, essays that articulate personal faith, community involvement, and a clear sense of purpose are highly effective. While specific GPA and test score ranges aren't provided, applicants should aim for grades that are at least solid B averages, with a strong upward trend if possible. If standardized test scores were available, aiming for the mid-range of admitted students would be ideal. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. Building a relationship with your admissions representative can be beneficial. The application typically includes high school transcripts, letters of recommendation, and a personal essay. For students whose academic profiles might be on the borderline, strong extracurricular involvement, leadership roles, and compelling essays can significantly strengthen their application.

How Bethel University Compares to Similar Schools

Similar schools: Freed-Hardeman University, Union University, Lambuth University (now part of University of Memphis), Christian Brothers University

Advantages

  • Potentially lower cost of living in McKenzie compared to larger towns where peers might be located.
  • Stronger sense of community and smaller class sizes often found in rural settings.
  • Focus on specific faith-based or regional career paths that might be less emphasized at larger institutions.

Disadvantages

  • Lower median earnings and ROI compared to many regional peers.
  • Limited access to diverse internship opportunities and major corporate recruiters compared to peers in or near larger cities.
  • Lower graduation rate (35.0%) suggests potential challenges with student retention or academic support compared to peers.

Best For

  • Students interested in a faith-based education with a strong emphasis on Christian values.
  • Prospective students looking for a moderate-cost private university with above-average earnings potential.

Avoid If

  • Students seeking a diverse student body with a wide range of cultural backgrounds.
  • Individuals prioritizing urban campus experiences with access to diverse resources and opportunities.

Frequently Asked Questions about Bethel University

How much does it cost to attend Bethel University?

In-state tuition at Bethel University is $18,712 per year, and out-of-state tuition is $18,712 per year. The median student debt at graduation is $27,249.

What is the acceptance rate at Bethel University?

Bethel University has an acceptance rate of 60.2%.

What is the graduation rate at Bethel University?

Bethel University has a graduation rate of 35.0%.

How much do Bethel University graduates earn?

The median earnings for Bethel University graduates 10 years after enrollment is $47,482. With median debt of $27,249, graduates earn roughly 1.7x their debt level annually.

How big is Bethel University?

Bethel University has approximately 1,547 students and is classified as a small institution. It is located in McKenzie, TN and is a Private Nonprofit institution.

Is Bethel University worth the cost?

Bethel University has an ROI score of -37 out of 100. With in-state tuition of $18,712 per year and median post-graduation earnings of $47,482, the data suggests the return on investment may be below average.

Where is Bethel University located?

Bethel University is located in McKenzie, TN. It is a Private Nonprofit institution with approximately 1,547 students.

How much student debt do Bethel University graduates have?

The median student debt for Bethel University graduates is $27,249. With median earnings of $47,482 ten years after enrollment, graduates can expect a debt-to-income ratio of 57%.

Is Bethel University a good college?

Bethel University has a graduation rate of 35.0% and median post-graduation earnings of $47,482. Bethel University has a high percentage of white students, with a low percentage of Asian students.

How does Bethel University compare to similar colleges?

The university's admission rate is above average, indicating a relatively competitive application process. Compared to peer institutions, Bethel University offers a strong Christian education with moderate affordability and above-average earnings, but its graduation rate is below the national average.

What career prospects do Bethel University graduates have?

Graduates of Bethel University are well-positioned for careers in ministry, education, and non-profit sectors due to the school's emphasis on faith-based values and leadership development.

What should prospective students know about Bethel University?

Bethel University is well-suited for students seeking a faith-based education and career opportunities in religious or non-profit organizations, but may not be the best fit for those prioritizing a diverse student body or urban campus life.

What makes Bethel University stand out?

The median debt upon graduation is above the national average, which could be a concern for students with limited financial resources.

What are the pros and cons of attending Bethel University?

The university's location in McKenzie, TN, is a small town, which may offer a different campus experience compared to larger cities.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.