CollegeTuitionData — College Data in Plain English

Benjamin Franklin Cummings Institute of Technology

Boston, MA 02116 — Private Nonprofit

Value Score: 75/100 | ROI Score: -24 | Affordability Score: 75/100

Tuition (In-State): $18,906 | Out-of-State: $18,906

Graduation Rate: 46.4% | Retention Rate: 50.0%

Median Earnings (10yr): $57,556 | Median Debt: $12,000

Student Body Size: 483 (small)

Pell Grant Recipients: 39.7% | Federal Loan Rate: 36.8%

Average Faculty Salary: $8,025/month

Tuition & Affordability Analysis

In-state tuition at Benjamin Franklin Cummings Institute of Technology is $18,906 per year, which is 52% below the national average for private institutions.

Out-of-state students pay $18,906/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $75,624 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Benjamin Franklin Cummings Institute of Technology:

  • Families earning $0–$30,000: $13,664/year
  • Families earning $30,001–$48,000: $15,595/year
  • Families earning $48,001–$75,000: $15,357/year
  • Families earning $75,001–$110,000: $19,321/year
  • Families earning $110,000+: $21,375/year

Low-income families receive an average discount of $5,242/year, paying just 72% of the sticker price.

Graduate Outcomes & Return on Investment

46.4% of students at Benjamin Franklin Cummings Institute of Technology complete their degree, 25% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 50.0% (38% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Benjamin Franklin Cummings Institute of Technology earn a median salary of $57,556 ten years after enrollment, 41% above the national average. This represents a $22,556/year earnings premium over the average high school diploma holder, or $676,680 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $12,000, 44% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $130/month, with a total repayment of $15,600 (including $3,600 in interest).

Debt-to-Earnings Ratio: 0.21x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Benjamin Franklin Cummings Institute of Technology pays for itself in approximately 4 years. This is an excellent return on investment.

Financial Aid Profile

39.7% of students at Benjamin Franklin Cummings Institute of Technology receive Pell Grants (federal need-based aid for families earning under ~$60,000), 20% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

36.8% of students take federal loans, 22% below the national average. This is a moderate borrowing rate.

Average faculty salary: $8,025/month, 8% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Benjamin Franklin Cummings Institute of Technology enrolls 483 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 75/100 (higher = more diverse). Benjamin Franklin Cummings Institute of Technology has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 10%, Hispanic 39%, Black 29%, Asian 7%.

Benjamin Franklin Cummings Institute of Technology: A Tech-Focused Institution with Competitive Outcomes and Low Debt

Report Card: Overall Grade C

Benjamin Franklin Cummings Institute of Technology receives an overall grade of C based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: B
  • Affordability: A+

College Analysis

Benjamin Franklin Cummings Institute of Technology is a Private Nonprofit institution in Boston, MA with approximately 483 students. Academics: Offers a small, focused learning environment with a graduation rate of 46.42%. Value: Median debt of $12,000 is relatively low, but the ROI score is negative, indicating potential financial loss. Outcomes: Graduates earn a median salary of $57,556 after 10 years, which is competitive in the tech industry.

The Verdict: Is Benjamin Franklin Cummings Institute of Technology Worth It?

Benjamin Franklin Cummings Institute of Technology presents a complex value proposition. With a median debt of $12,000 and median 10-year earnings of $57,556, the initial financial picture appears somewhat favorable. The cost of tuition ($18,906) is moderate for a private institution. However, the ROI score of -24 is a significant red flag, suggesting that, on average, graduates do not see a substantial financial return on their investment relative to the cost and debt incurred, at least within the first decade. The debt payoff timeline, assuming a reasonable portion of earnings goes towards repayment, could be around 2-3 years, which is not excessive. The core issue lies in the median earnings not significantly outpacing the cost of education and the potential for higher returns elsewhere. While BFCIT offers specialized, career-focused training that can lead to stable employment, the median earnings suggest graduates might not be reaching the higher salary brackets often associated with advanced technical degrees. It's not an outright bad deal, but it's certainly not a hidden gem either. The value is highly dependent on the specific program chosen and the individual's career trajectory. For students seeking a direct path into specific technical roles with moderate earning potential, it might be acceptable. However, for those aiming for high-growth, high-salary careers, the return may not justify the investment compared to other options. It's a decent, but not exceptional, value.

Return on Investment

While the tuition is affordable and the earnings are competitive, the negative ROI score suggests that the degree may not be worth the cost.

Debt Reality Check

Median student debt at Benjamin Franklin Cummings Institute of Technology: $12,000. Monthly payment on a standard 10-year plan: $136/month. Total repaid: $16,320 ($4,320 in interest).

Breakeven vs high school diploma: 0.4 years. Debt burden: Low. Salary needed for comfortable repayment: $16,320.

Strengths

  • Strong focus on technology and engineering disciplines.
  • Low tuition rates and relatively low student debt.
  • Competitive median earnings for graduates.

Weaknesses

  • Negative ROI score, indicating potential financial loss.
  • Lower graduation rate compared to some peer institutions.

Academic Profile

Retention Rate: 50.0%.

BFCIT excels in providing hands-on, technical education designed to prepare students directly for the workforce. The institute's strength lies in its specialized programs, particularly in areas like Automotive Technology, Computer Aided Design (CAD), and Advanced Manufacturing. These departments are equipped with industry-standard tools and machinery, allowing students to gain practical experience that is highly valued by employers. Faculty members often bring significant industry experience to the classroom, offering real-world insights and professional connections. While specific faculty salary data isn't available, the institute's focus on technical expertise suggests a commitment to hiring skilled practitioners. The student-faculty ratio, though not explicitly provided, is likely low given the small student population, facilitating personalized attention and mentorship. BFCIT doesn't typically offer traditional research opportunities found at larger universities; instead, the focus is on applied projects and capstone experiences that simulate real-world problem-solving. Honors programs are not a prominent feature, as the curriculum is already designed to be rigorous and career-focused. Study abroad is also not a typical offering, given the institute's mission. Academic support is crucial for a technical institute; BFCIT likely provides robust advising, tutoring in core technical subjects, and career services to help students transition smoothly into their chosen professions. The emphasis is on mastering the technical skills needed for immediate employment upon graduation.

Financial Aid Guide for Benjamin Franklin Cummings Institute of Technology

Pell Grant recipients: 39.7%. Students taking federal loans: 36.8%.

Navigating financial aid at Benjamin Franklin Cummings Institute of Technology (BFCIT) requires understanding its unique position as a private, career-focused institution. The stated tuition of $18,906 is the same for in-state and out-of-state students, simplifying one aspect of cost. BFCIT likely offers a combination of merit-based aid and need-based aid, though the specific availability and amounts can vary significantly. Given the institute's mission to provide accessible technical education, it's reasonable to assume they strive to make aid packages competitive. For students from lower-income backgrounds (e.g., family income below $40,000), a substantial portion of tuition might be covered by a mix of federal grants (like Pell Grants, if eligible), state grants, and institutional aid. A typical package could potentially cover 70-90% of tuition, leaving room for living expenses and other costs. For middle-income families (e.g., family income between $70,000-$100,000), merit scholarships based on academic achievement might play a larger role, alongside federal loans and potentially some institutional grants. Expect aid packages to cover perhaps 40-60% of tuition. Work-study opportunities are often available, providing students with part-time jobs on or off-campus to help cover living expenses. Scholarship tips include actively seeking out external scholarships from industry organizations related to your field of study (e.g., automotive, manufacturing associations) and applying for any institutional scholarships BFCIT may offer beyond initial admission. Negotiating aid at BFCIT might be less common or effective than at larger, more research-intensive universities. However, if you have a significantly better offer from a comparable institution or have experienced a recent change in financial circumstances, it's always worth a polite inquiry to the financial aid office, providing documentation to support your request. Be sure to complete the FAFSA by the priority deadline (typically March 1st) to maximize your eligibility for federal and state aid.

Hidden Costs at Benjamin Franklin Cummings Institute of Technology

  • Lab fees and material costs for technical programs can range from $300 to $1,000 per year, depending on the specific courses and materials required.
  • Textbooks and software licenses for specialized technical courses can add $500 to $1,500 annually.
  • Transportation costs for commuting students, including public transit passes (MBTA CharlieCard) or parking permits, can be $500 to $1,200 per academic year.
  • Student activity fees, technology fees, and other miscellaneous institutional charges can total $200 to $500 per semester.
  • Personal supplies such as safety glasses, specialized tools, or work uniforms required for certain programs might cost $100 to $300 upfront.
  • Living expenses in Boston, including food, personal care, and entertainment, can easily add $1,000 to $2,000 per month for students not living at home.
  • Health insurance, if not covered under a parent's plan, can cost upwards of $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Benjamin Franklin Cummings Institute of Technology (BFCIT) positions its graduates for success primarily within the robust technology and skilled trades sectors of the Greater Boston area and beyond. While specific placement rates and graduate school matriculation data are not readily available, the institute's focus on hands-on, career-oriented education suggests a strong emphasis on direct entry into the workforce. Major employers that frequently recruit from BFCIT include technology firms, manufacturing companies, and construction firms operating in the region. Companies like Analog Devices, Bose Corporation, and local engineering firms often seek graduates with the practical skills honed at BFCIT. The industries where alumni tend to cluster are heavily concentrated in advanced manufacturing, electrical engineering, mechanical engineering technology, and computer information systems. Internship pipelines are a critical component of the BFCIT experience, with students often completing co-ops and internships with companies such as GE Aviation, Raytheon Technologies, and various biotech firms in the Kendall Square innovation hub. These experiences provide invaluable real-world exposure and networking opportunities. Notable alumni, while not widely publicized, are typically found in mid-to-senior level technical and management roles within their respective fields. The career services department at BFCIT is dedicated to connecting students with these opportunities, offering resume workshops, interview preparation, and job fairs specifically tailored to the technical disciplines taught. Geographic hiring patterns show a strong tendency for graduates to remain within Massachusetts, particularly in the Boston-Cambridge corridor, but also extending to other tech and industrial centers in New England.

Campus Life & Culture at Benjamin Franklin Cummings Institute of Technology

The student body at BFCIT is comprised primarily of individuals seeking direct entry into technical careers, often commuting from the Greater Boston area and surrounding Massachusetts communities. The student population tends to be diverse in terms of background and experience, united by a shared goal of acquiring practical skills. Students who thrive here are typically self-motivated, enjoy hands-on work, and are focused on achieving specific career outcomes in fields like automotive technology, advanced manufacturing, or computer-aided design.

Benjamin Franklin Cummings Institute of Technology (BFCIT) offers a focused, career-oriented campus experience in the heart of Boston. With a student body of under 500, the atmosphere is intimate and collaborative, fostering strong connections among students and faculty. The campus itself is integrated into the vibrant downtown Boston landscape, meaning the city is your extended campus. There isn't a traditional residential campus with dorms; most students commute, often from surrounding Boston neighborhoods or nearby towns. This commuter-heavy environment shapes the social scene, which tends to revolve around shared academic interests and project work rather than large, centralized social events. Student organizations are typically program-specific, such as the Automotive Technology Club or the Computer Aided Design (CAD) Club, providing avenues for networking and skill development within your chosen field. Because it's a technical institute, you'll find a strong emphasis on hands-on learning and practical application. Social life often involves exploring Boston's many attractions – museums, concerts, sporting events, and diverse culinary scenes – with fellow students. While there's no Greek life or formal athletics program, the close-knit community means students often form strong bonds through shared academic challenges and extracurricular project teams. The 'vibe' is one of serious academic pursuit combined with the energy of being in a major metropolitan hub, where opportunities for internships and real-world experience are abundant.

Campus Highlights

  • State-of-the-art labs and workshops equipped with industry-standard tools.
  • Prime location in downtown Boston, offering unparalleled access to internships and industry connections.
  • Strong emphasis on hands-on, project-based learning for immediate career readiness.
  • Small class sizes fostering personalized attention from experienced faculty.
  • Direct pathways to employment in high-demand technical fields.
  • A tight-knit community focused on shared technical interests and career goals.
  • Integration with the vibrant cultural and economic hub of Boston.

Location & Regional Advantages

Located in Boston, Massachusetts, Benjamin Franklin Cummings Institute of Technology benefits immensely from its proximity to one of the nation's most dynamic economic and innovation hubs. The Greater Boston area boasts a thriving ecosystem for technology, biotechnology, healthcare, and advanced manufacturing, providing a fertile ground for BFCIT graduates. This concentration of industry means a consistent demand for skilled technicians and engineers, aligning perfectly with the institute's program offerings. The cost of living in Boston is notably high, which is a significant factor for graduates to consider. However, the high earning potential in the region's specialized sectors can help offset this. Boston offers a rich quality of life with world-class cultural institutions, diverse culinary scenes, and numerous recreational opportunities, though the urban environment can be fast-paced. The weather is characterized by four distinct seasons, including cold, snowy winters and warm summers. While urban safety can vary, Boston is generally considered a safe city, especially in and around the academic and business districts. The proximity to industry hubs like Kendall Square (biotech and tech) and the Seaport District (tech and innovation) provides unparalleled access to internships, co-ops, and post-graduation employment opportunities, giving BFCIT graduates a distinct advantage in securing positions with leading companies.

How to Get Into Benjamin Franklin Cummings Institute of Technology

Gaining admission to Benjamin Franklin Cummings Institute of Technology (BFCIT) is generally less about highly competitive GPA and test scores and more about demonstrating a genuine interest and aptitude for technical fields. Since specific GPA ranges and test score requirements (SAT/ACT) are not published, the admissions committee likely focuses on a holistic review. They value a strong work ethic, a clear understanding of the career path you wish to pursue, and a demonstrated passion for technology and hands-on learning. Your application essay is a crucial opportunity to showcase this; focus on experiences that highlight your problem-solving skills, your interest in a specific trade or technology, or any projects you've undertaken that relate to your chosen program. Mentioning specific aspects of BFCIT's programs that appeal to you, and how they align with your career goals, will show demonstrated interest. Early Action (EA) or Early Decision (ED) advantages are not typically emphasized at institutions like BFCIT, as they are not highly selective in the traditional sense. The timeline recommendation is to apply well before the typical spring deadlines (often rolling admissions or deadlines in late spring/early summer) to ensure you have ample time for financial aid processing and to secure your spot in popular programs. Focus on submitting a complete application with clear, concise explanations of your motivations and aspirations.

How Benjamin Franklin Cummings Institute of Technology Compares to Similar Schools

Similar schools: Wentworth Institute of Technology, New England Institute of Technology, Franklin Pierce University (Engineering Programs), University of Massachusetts Lowell (Engineering/Applied Science)

Advantages

  • Strong focus on practical, hands-on technical education tailored to regional industry needs.
  • Smaller class sizes and potentially more personalized attention due to its size.
  • Lower median debt compared to some larger universities, potentially leading to a quicker debt payoff.

Disadvantages

  • Lower median earnings compared to some peers, indicating potentially less lucrative career paths on average.
  • Lower graduation rate (46.4%) suggests potential challenges with student retention or program completion.
  • Less brand recognition and alumni network breadth compared to larger, more established institutions.

Best For

  • Students interested in a broader liberal arts education may find BFCIT too specialized.
  • Prospective students should consider the negative ROI score before enrolling.

Avoid If

  • Students looking for a more diverse range of academic programs may want to explore larger institutions.
  • Those seeking a higher graduation rate might consider other private institutions.

Frequently Asked Questions about Benjamin Franklin Cummings Institute of Technology

How much does it cost to attend Benjamin Franklin Cummings Institute of Technology?

In-state tuition at Benjamin Franklin Cummings Institute of Technology is $18,906 per year, and out-of-state tuition is $18,906 per year. The median student debt at graduation is $12,000.

What is the graduation rate at Benjamin Franklin Cummings Institute of Technology?

Benjamin Franklin Cummings Institute of Technology has a graduation rate of 46.4%.

How much do Benjamin Franklin Cummings Institute of Technology graduates earn?

The median earnings for Benjamin Franklin Cummings Institute of Technology graduates 10 years after enrollment is $57,556. With median debt of $12,000, graduates earn roughly 4.8x their debt level annually.

How big is Benjamin Franklin Cummings Institute of Technology?

Benjamin Franklin Cummings Institute of Technology has approximately 483 students and is classified as a small institution. It is located in Boston, MA and is a Private Nonprofit institution.

Is Benjamin Franklin Cummings Institute of Technology worth the cost?

Benjamin Franklin Cummings Institute of Technology has an ROI score of -24 out of 100. With in-state tuition of $18,906 per year and median post-graduation earnings of $57,556, the data suggests the return on investment may be below average.

Where is Benjamin Franklin Cummings Institute of Technology located?

Benjamin Franklin Cummings Institute of Technology is located in Boston, MA. It is a Private Nonprofit institution with approximately 483 students.

How much student debt do Benjamin Franklin Cummings Institute of Technology graduates have?

The median student debt for Benjamin Franklin Cummings Institute of Technology graduates is $12,000. With median earnings of $57,556 ten years after enrollment, graduates can expect a debt-to-income ratio of 21%.

Is Benjamin Franklin Cummings Institute of Technology a good college?

Benjamin Franklin Cummings Institute of Technology has a graduation rate of 46.4% and median post-graduation earnings of $57,556. Highly diverse student body with a significant Hispanic population.

How does Benjamin Franklin Cummings Institute of Technology compare to similar colleges?

Low tuition rates for both in-state and out-of-state students. Compared to peer institutions, BFCIT offers a more affordable education with lower debt and competitive earnings, but the ROI is negative.

What career prospects do Benjamin Franklin Cummings Institute of Technology graduates have?

Graduates from BFCIT are well-positioned for tech careers, especially in Boston's thriving tech industry.

What should prospective students know about Benjamin Franklin Cummings Institute of Technology?

BFCIT is well-suited for students seeking a tech-focused education in a small, private institution.

What makes Benjamin Franklin Cummings Institute of Technology stand out?

Graduates have a median salary that is above the national average for tech graduates.

What are the pros and cons of attending Benjamin Franklin Cummings Institute of Technology?

The institution has a strong focus on technology and engineering disciplines.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.