Bellarmine University
Louisville, KY 40205-0671 — Private Nonprofit
Value Score: 70/100 | ROI Score: -68 | Affordability Score: 55/100
Tuition (In-State): $48,770 | Out-of-State: $48,770
Acceptance Rate: 86.1% | Graduation Rate: 66.1% | Retention Rate: 75.1%
Median Earnings (10yr): $62,069 | Median Debt: $25,000
SAT Average: 1210 | ACT Midpoint: 24
Student Body Size: 2,161 (medium)
Pell Grant Recipients: 30.7% | Federal Loan Rate: 48.9%
Average Faculty Salary: $8,508/month
Tuition & Affordability Analysis
In-state tuition at Bellarmine University is $48,770 per year, which is 24% above the national average for private institutions.
Out-of-state students pay $48,770/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $195,080 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Bellarmine University:
- Families earning $0–$30,000: $18,430/year
- Families earning $30,001–$48,000: $19,358/year
- Families earning $48,001–$75,000: $17,391/year
- Families earning $75,001–$110,000: $21,987/year
- Families earning $110,000+: $29,194/year
Low-income families receive an average discount of $30,340/year, paying just 38% of the sticker price.
Admissions Snapshot
Bellarmine University has an acceptance rate of 86.1%, placing it in the Open Admission (85%+) category. This means roughly 627 students apply each year.
Bellarmine University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1210, 14% above the national average. This reflects a strong academic student body.
The ACT midpoint is 24, 14% above the national average.
Graduate Outcomes & Return on Investment
66.1% of students at Bellarmine University complete their degree, 7% above the national average. This is a solid graduation rate.
First-year retention rate: 75.1% (7% below the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Bellarmine University earn a median salary of $62,069 ten years after enrollment, 52% above the national average. This represents a $27,069/year earnings premium over the average high school diploma holder, or $812,070 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).
Debt-to-Earnings Ratio: 0.40x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Bellarmine University pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
30.7% of students at Bellarmine University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 7% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.
48.9% of students take federal loans, 4% above the national average. This is a moderate borrowing rate.
Average faculty salary: $8,508/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Bellarmine University enrolls 2,161 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 52/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 67%, Hispanic 10%, Black 11%, Asian 3%.
Bellarmine University: Medium-Sized Private Nonprofit with Strong Graduation Rates and Good Earnings Potential
- Bellarmine University: A Personalized Path to Regional Success, But At What Cost?
- Beyond the Diploma: Unpacking Bellarmine University's Career Outcomes and ROI
- Louisville's Private Gem: Exploring the Student Experience and Career Launchpad at Bellarmine
Report Card: Overall Grade D+
Bellarmine University receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B
- Affordability: C-
College Analysis
Bellarmine University is a Private Nonprofit institution in Louisville, KY with approximately 2,161 students. Bellarmine University has a strong graduation rate and decent earnings potential for graduates. The university offers a medium-sized campus with a diverse student body, including a significant proportion of white students. Bellarmine University has a relatively high tuition rate, which may affect its affordability for some students. The median earnings of graduates 10 years after graduation are above the national average.
The Verdict: Is Bellarmine University Worth It?
Bellarmine University presents a complex value proposition. With an out-of-state tuition of $48,770 and a median 10-year earnings of $62,069, the initial financial outlook is challenging. The median debt of $25,000 is manageable, but the ROI score of -68 indicates that, on average, graduates do not recoup their investment quickly compared to national benchmarks. The earnings are only about $13,000 higher than the tuition cost annually, suggesting a long payback period for the initial investment, especially when considering living expenses and potential interest on debt. While the personalized attention and strong regional network are valuable, the financial metrics suggest that Bellarmine may be overpriced for the average student, particularly those from out-of-state. It's not a hidden gem, nor is it a clear bad deal, but prospective students must carefully weigh the cost against potential career earnings and consider the possibility of lower-cost alternatives. For students who can secure significant scholarships or have a clear career path leading to higher-than-average earnings within the region, it might be justifiable, but for most, it appears to be an expensive choice.
Return on Investment
While the degree from Bellarmine University is valuable, the high tuition cost may not provide a strong return on investment for all students.
Debt Reality Check
Median student debt at Bellarmine University: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.
Strengths
- Strong graduation rate and good earnings potential.
- Diverse student body.
Weaknesses
- High tuition cost.
- Lower-than-average ROI score.
Academic Profile
SAT Average: 1210. ACT Midpoint: 24. Retention Rate: 75.1%.
Bellarmine University prides itself on a liberal arts foundation complemented by strong professional programs, fostering an environment where students receive personalized attention. The university's commitment to undergraduate education is evident in its relatively low student-faculty ratio, encouraging close interaction with professors. While specific faculty salary data isn't publicly available, the university's investment in its faculty is a cornerstone of its academic mission, aiming to attract and retain high-quality educators.
Notable academic strengths lie within its College of Health Professions, which includes highly regarded programs in Physical Therapy (DPT), Occupational Therapy (OTD), and Physician Assistant Studies (MPAS). These graduate-level programs often attract top-tier students and contribute to the university's reputation for producing skilled healthcare professionals. The W. Fielding Rubel School of Business is another strong contender, offering programs like Accounting, Finance, and Marketing, often with opportunities for internships in the thriving Louisville business community. The School of Communication offers popular majors such as Digital Media and Public Relations.
Undergraduate research is encouraged across disciplines, providing students with hands-on experience and opportunities to work alongside faculty mentors. The Honors Program offers a challenging curriculum for academically gifted students, featuring smaller class sizes, interdisciplinary seminars, and opportunities for independent research. Bellarmine also emphasizes global learning through its study abroad programs, which are integrated into various academic majors, allowing students to gain international perspectives. Academic support is readily available through the Center for Academic Excellence, offering tutoring, academic coaching, and resources for students seeking to enhance their study skills and succeed in their coursework. The university's focus on a holistic education ensures that students are not only prepared for their careers but also for lifelong learning and civic engagement.
Financial Aid Guide for Bellarmine University
Pell Grant recipients: 30.7%. Students taking federal loans: 48.9%.
Navigating financial aid at Bellarmine University involves understanding both merit-based and need-based aid opportunities. As a private institution, Bellarmine offers a range of scholarships designed to attract talented students, with merit scholarships often being a significant component of aid packages. These scholarships are typically awarded based on academic achievement, such as GPA and standardized test scores (though these are not currently required for admission), and can range from a few thousand dollars to covering a substantial portion of tuition. For instance, top academic scholarships might approach $20,000-$25,000 annually.
Need-based aid is also crucial. Bellarmine utilizes the FAFSA (Free Application for Federal Student Aid) to determine eligibility for federal grants (like the Pell Grant, if applicable), state grants, and institutional need-based grants. For families with an Expected Family Contribution (EFC) below $10,000, institutional grants could potentially cover a significant portion of tuition, sometimes reaching $30,000-$40,000 per year, depending on overall need and available funding. Work-study opportunities are also available, providing students with part-time jobs on campus or in the local community to help offset living expenses.
Typical aid packages can vary widely. For a student with strong academic credentials and moderate financial need, a package might combine a merit scholarship of $15,000 with a need-based grant of $10,000, plus federal loans. For students with higher financial need, institutional grants could be more substantial, potentially reducing the out-of-pocket cost significantly. Scholarship tips include applying early, exploring external scholarships from community organizations and professional associations, and highlighting unique talents or experiences in scholarship essays. While Bellarmine is generally considered to be somewhat flexible, negotiating aid packages is most realistic when a student has a competing offer from a similarly ranked institution or can demonstrate a significant change in financial circumstances. It's always advisable to contact the Office of Financial Aid directly to discuss individual circumstances and explore all available options.
Hidden Costs at Bellarmine University
- Room and Board: On-campus housing and meal plans can range from $12,000 to $16,000 per academic year, depending on the chosen housing style and meal plan.
- Textbooks and Supplies: Budget approximately $1,000 to $1,500 annually for textbooks, software, and other course-related materials.
- Technology Fee: A mandatory technology fee of around $200-$300 per semester supports campus IT infrastructure and resources.
- Transportation: Costs for commuting, parking permits (if applicable), or travel home during breaks can add $500-$2,000+ annually, depending on distance.
- Personal Expenses: Allow for $1,500-$3,000 per year for personal items, entertainment, social activities, and other miscellaneous spending.
- Health Insurance: If not covered by a parent's plan, the university's student health insurance plan can cost upwards of $2,500-$3,500 annually.
- Lab/Course Fees: Some specific science, art, or technology courses may have additional lab or material fees ranging from $50 to $200 per course.
Alumni Outcomes & Career Paths
Bellarmine University graduates find opportunities primarily within the Louisville metropolitan area and the broader Kentucky region, though some venture further afield. Major employers that frequently recruit from Bellarmine include healthcare systems like Norton Healthcare and Baptist Health, financial institutions such as Fifth Third Bank and PNC Bank, and manufacturing companies like GE Appliances. The university has a strong presence in healthcare, business, and education fields. Alumni often cluster in roles such as registered nurses, financial analysts, marketing specialists, and teachers. While specific graduate school placement rates are not readily available, Bellarmine encourages advanced study, with many students pursuing degrees in law, medicine, and business at institutions like the University of Louisville's Brandeis School of Law and the University of Kentucky College of Medicine. Notable alumni include former Kentucky Governor Steve Beshear and former Louisville Mayor Jerry Abramson, showcasing a history of civic leadership. Bellarmine's career services are generally well-regarded for their personalized approach, offering resume workshops, mock interviews, and networking events. The university emphasizes internship pipelines, with students often securing placements at local businesses and non-profits, providing valuable hands-on experience before graduation. Geographic hiring patterns show a strong concentration of alumni in Louisville and surrounding Kentucky counties, with a secondary presence in Indiana, particularly in the greater Indianapolis area.
Campus Life & Culture at Bellarmine University
Bellarmine University attracts a student body primarily from Kentucky and surrounding states, with a growing number of students from across the nation. The university fosters a diverse and inclusive environment, welcoming students from various backgrounds and faiths, though its Catholic identity is a guiding principle. Students who thrive here are typically engaged, community-minded individuals who appreciate a personalized educational experience and are eager to contribute to campus life both academically and socially.
Bellarmine University, nestled in Louisville, KY, offers a vibrant campus life that balances academic rigor with a strong sense of community. The university's Catholic identity, rooted in the traditions of the Sisters of Mercy, permeates the atmosphere, fostering a welcoming and service-oriented environment. Students often describe the 'vibe' as friendly, engaged, and supportive, with a strong emphasis on personal growth and ethical development.
Residential life is a key component, with most first-year students living on campus in residence halls like Siena Hall or Lourdes Hall, which are designed to foster community and provide easy access to campus resources. Upperclassmen have options for apartment-style living on campus or can explore off-campus housing in the surrounding neighborhoods, many of which are popular with students for their proximity and affordability. The Knights Dining Hall offers a variety of meal plans, catering to different dietary needs and preferences, with recent upgrades focusing on fresh, healthy options and themed dining nights.
Student organizations are plentiful, covering a wide range of interests from academic clubs and cultural groups to service organizations and recreational pursuits. The Student Activities Board (SAB) is a central hub for campus events, organizing everything from concerts and movie nights to guest speakers and leadership workshops. Bellarmine also boasts a robust intramural sports program, offering a fun way for students to stay active and connect with peers outside of academics. While Greek life exists, it's not the dominant social force, allowing for a more diverse social scene where friendships are often forged through shared academic interests and campus activities.
Athletics are a point of pride, with the Bellarmine Knights competing in NCAA Division I, particularly in men's basketball, which draws significant campus attention. The campus itself, with its beautiful landscaping and modern facilities like the George G. Brown Center, provides an inviting backdrop for student life. Traditions like the annual 'Knights' Night Out' and the 'Founder's Day' celebrations help to build a shared identity and a lasting connection to the Bellarmine experience.
Campus Highlights
- The Knights' strong NCAA Division I men's basketball program, a significant source of school spirit.
- The Sisters of Mercy heritage, fostering a strong emphasis on service, social justice, and ethical leadership.
- The beautiful, park-like campus setting in Louisville, offering a serene environment for study and reflection.
- The W. Fielding Rubel School of Business and the College of Health Professions, known for producing well-prepared graduates.
- A vibrant student life with numerous clubs, organizations, and a strong intramural sports scene.
- The commitment to undergraduate research opportunities, allowing students to engage in meaningful scholarly work.
- The close-knit community feel, where students often describe a supportive and friendly atmosphere.
Location & Regional Advantages
Bellarmine University's location in Louisville, Kentucky, offers a moderate geographic advantage, particularly for students seeking opportunities within the regional economy. Louisville boasts a diverse job market, with significant sectors in healthcare, advanced manufacturing, logistics, and bourbon tourism. The cost of living in Louisville is generally below the national average, making the median graduate earnings more impactful for daily life and financial stability. While not a major tech hub, Louisville is strategically located within a few hours' drive of larger industrial and commercial centers like Cincinnati, Indianapolis, and Nashville, offering potential for broader career exploration. The city is known for its friendly atmosphere, vibrant arts scene, and the annual Kentucky Derby, contributing to a good quality of life. Weather is characterized by four distinct seasons, with hot, humid summers and mild to cold winters. Safety in Louisville, like any mid-sized city, varies by neighborhood, but the university itself is situated in a relatively safe area. This location provides a solid foundation for careers in established industries and offers a stepping stone to larger markets within a reasonable commuting distance.
How to Get Into Bellarmine University
Bellarmine University employs a holistic review process, meaning they consider a wide range of factors beyond just grades and test scores. With an admission rate of 86.1%, Bellarmine is accessible to a broad range of qualified students, but a strong application is still key to standing out. While Early Decision (ED) and Early Action (EA) options are available, they don't typically offer a significant admissions advantage at schools with this selectivity level, though applying earlier is always recommended to ensure full consideration for scholarships and aid.
The admissions office values academic preparation, demonstrated interest, and a student's potential to contribute to the Bellarmine community. Strong performance in a challenging high school curriculum is paramount. While SAT/ACT scores are not currently required, if submitted, they would be considered alongside GPA. For students who do submit scores, aiming for the mid-50% range (if available) would be a good target. Essays are a crucial component, offering a chance to showcase personality, critical thinking, and unique experiences. Topics that explore personal growth, overcoming challenges, community involvement, or specific academic interests tend to resonate well.
Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, engaging with admissions counselors, and following Bellarmine on social media. The university aims to build a diverse and engaged student body, so highlighting leadership roles, volunteer work, extracurricular involvement, and any unique talents or perspectives is highly encouraged. The application timeline generally involves submitting applications in the fall of your senior year, with deadlines typically in November for EA/ED and rolling admissions or later deadlines in the spring for regular decision. Aim to have your application, including essays and recommendation letters, submitted at least a month before the priority deadline to maximize scholarship consideration.
How Bellarmine University Compares to Similar Schools
Similar schools: University of Louisville, Xavier University, Butler University, Transylvania University
Advantages
- More intimate class sizes and personalized attention due to smaller student body.
- Stronger focus on undergraduate liberal arts education and faculty-student interaction.
- Unique niche programs or specific departmental strengths not found in larger universities.
Disadvantages
- Higher tuition cost compared to public university peers like the University of Louisville.
- Smaller alumni network and potentially less diverse career opportunities compared to larger institutions.
- Lower national recognition and research output compared to more established universities.
Best For
- Prospective students interested in a diverse academic environment with strong graduation rates and good earnings potential.
- Students seeking a private university with a medium-sized campus.
Avoid If
- Students looking for a lower-cost alternative may want to consider other options.
- Students with limited financial resources may find the tuition cost prohibitive.
Frequently Asked Questions about Bellarmine University
How much does it cost to attend Bellarmine University?
In-state tuition at Bellarmine University is $48,770 per year, and out-of-state tuition is $48,770 per year. The median student debt at graduation is $25,000.
What is the acceptance rate at Bellarmine University?
Bellarmine University has an acceptance rate of 86.1%.
What is the graduation rate at Bellarmine University?
Bellarmine University has a graduation rate of 66.1%.
How much do Bellarmine University graduates earn?
The median earnings for Bellarmine University graduates 10 years after enrollment is $62,069. With median debt of $25,000, graduates earn roughly 2.5x their debt level annually.
How big is Bellarmine University?
Bellarmine University has approximately 2,161 students and is classified as a medium institution. It is located in Louisville, KY and is a Private Nonprofit institution.
Is Bellarmine University worth the cost?
Bellarmine University has an ROI score of -68 out of 100. With in-state tuition of $48,770 per year and median post-graduation earnings of $62,069, the data suggests the return on investment may be below average.
Where is Bellarmine University located?
Bellarmine University is located in Louisville, KY. It is a Private Nonprofit institution with approximately 2,161 students.
How much student debt do Bellarmine University graduates have?
The median student debt for Bellarmine University graduates is $25,000. With median earnings of $62,069 ten years after enrollment, graduates can expect a debt-to-income ratio of 40%.
Is Bellarmine University a good college?
Bellarmine University has a graduation rate of 66.1% and median post-graduation earnings of $62,069. Graduation rate of 66.09% is above the national average for private universities.
How does Bellarmine University compare to similar colleges?
Median earnings 10 years after graduation are $62,069, above the national average. Compared to peer institutions, Bellarmine University offers a strong academic environment with good earnings potential but at a higher tuition cost.
What career prospects do Bellarmine University graduates have?
Graduates of Bellarmine University are well-positioned for careers in various fields, particularly those that value strong academic performance and diverse skill sets.
What should prospective students know about Bellarmine University?
Bellarmine University holds a competitive position in the market, offering a blend of academic rigor and career readiness, but with a higher tuition cost.
What makes Bellarmine University stand out?
Tuition is $48,770 for both in-state and out-of-state students, which is high compared to peer institutions.
What are the pros and cons of attending Bellarmine University?
The student body is 67.38% white, 10.6% black, 10.04% Hispanic, and 3.1% Asian.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.