Belhaven University
Jackson, MS 39202 — Private Nonprofit
Value Score: 55/100 | ROI Score: -62 | Affordability Score: 55/100
Tuition (In-State): $30,250 | Out-of-State: $30,250
Acceptance Rate: 49.8% | Graduation Rate: 49.9% | Retention Rate: 67.8%
Median Earnings (10yr): $46,440 | Median Debt: $26,333
SAT Average: 1124 | ACT Midpoint: 22
Student Body Size: 1,471 (small)
Pell Grant Recipients: 48.6% | Federal Loan Rate: 67.9%
Average Faculty Salary: $5,643/month
Tuition & Affordability Analysis
In-state tuition at Belhaven University is $30,250 per year, which is 23% below the national average for private institutions.
Out-of-state students pay $30,250/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $121,000 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Belhaven University:
- Families earning $0–$30,000: $10,551/year
- Families earning $30,001–$48,000: $12,820/year
- Families earning $48,001–$75,000: $16,967/year
- Families earning $75,001–$110,000: $19,476/year
- Families earning $110,000+: $20,928/year
Low-income families receive an average discount of $19,699/year, paying just 35% of the sticker price.
Admissions Snapshot
Belhaven University has an acceptance rate of 49.8%, placing it in the Selective (35–50%) category. This means roughly 739 students apply each year.
The average SAT score of admitted students is 1124, 6% above the national average. This is within the mid-range nationally.
The ACT midpoint is 22, 5% above the national average.
Graduate Outcomes & Return on Investment
49.9% of students at Belhaven University complete their degree, 20% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 67.8% (16% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Belhaven University earn a median salary of $46,440 ten years after enrollment, 14% above the national average. This represents a $11,440/year earnings premium over the average high school diploma holder, or $343,200 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $26,333, 22% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $286/month, with a total repayment of $34,320 (including $7,987 in interest).
Debt-to-Earnings Ratio: 0.57x. This is a healthy ratio, suggesting debt is manageable for most graduates.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Belhaven University pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
48.6% of students at Belhaven University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 47% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
67.9% of students take federal loans, 44% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $5,643/month, 35% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Belhaven University enrolls 1,471 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 65/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 36%, Hispanic 4%, Black 47%, Asian 1%.
Belhaven University: Small Private Institution with Mixed Academic and Financial Outcomes
- Belhaven University: Faith, Community, and a Regional Career Path
- Navigating Your Future: Belhaven University's Post-Graduation Landscape
- Is Belhaven University Worth the Investment? A Deep Dive into ROI and Outcomes
Report Card: Overall Grade C-
Belhaven University receives an overall grade of C- based on six dimensions:
- Academics: C-
- Value: F
- Outcomes: C+
- Affordability: B+
College Analysis
Belhaven University is a Private Nonprofit institution in Jackson, MS with approximately 1,471 students. Academics: Belhaven University has a graduation rate of 49.88%, slightly below the national average for private non-profit institutions. Value: The median debt of $26,333 is relatively high compared to tuition costs, indicating potential financial strain on students. Outcomes: Graduates earn a median salary of $46,440 after 10 years, which is below the national average for similar institutions.
The Verdict: Is Belhaven University Worth It?
Belhaven University presents a challenging value proposition, primarily due to its median 10-year earnings of $46,440, which falls considerably short of the national average for college graduates. With a median debt of $26,333, graduates face a debt-to-earnings ratio that suggests a lengthy payoff period, potentially exceeding 10 years, especially if starting salaries are closer to the lower end of the spectrum. The ROI score of -62 further underscores this concern, indicating that the financial return on investment is negative when factoring in tuition costs and potential earnings. While the in-state and out-of-state tuition are identical at $30,250, this figure is substantial when compared to the median earnings. The graduation rate of 49.9% also raises questions about student success and program completion. For students who are deeply committed to Belhaven's specific mission and find strong career alignment within regional industries that value its graduates, it might offer a unique personal fulfillment. However, from a purely financial standpoint, the data suggests that Belhaven University is an overpriced option, and prospective students should carefully weigh the potential career outcomes against the cost and debt incurred. It is not a hidden gem and requires significant justification beyond financial metrics.
Return on Investment
Given the high median debt and lower median earnings, the degree may not be worth the cost for many students.
Debt Reality Check
Median student debt at Belhaven University: $26,333. Monthly payment on a standard 10-year plan: $299/month. Total repaid: $35,880 ($9,547 in interest).
Breakeven vs high school diploma: 1.6 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,880.
Strengths
- Strong focus on religious and ministry education.
- Accessible tuition for in-state and out-of-state students.
Weaknesses
- Higher median debt compared to tuition costs.
- Lower median earnings after 10 years.
Academic Profile
SAT Average: 1124. ACT Midpoint: 22. Retention Rate: 67.8%.
Belhaven University prides itself on a strong liberal arts foundation, complemented by robust professional programs, all delivered within a Christian worldview. While specific departmental rankings aren't readily available, the university is known for its commitment to academic excellence across its diverse offerings. Programs in Business Administration, Education, and Nursing often attract significant student interest, providing practical skills for career readiness. The Arts, including Theatre and Visual Arts, also have a dedicated following, benefiting from the university's emphasis on creative expression. Research opportunities for undergraduates are available, particularly within departments that encourage faculty-student collaboration, allowing students to gain hands-on experience and contribute to scholarly work. Faculty quality is a cornerstone of the Belhaven experience; while monthly salary data is not provided, the university emphasizes hiring faculty who are not only experts in their fields but also dedicated mentors committed to student success. The student-faculty ratio, though not explicitly stated, is generally kept low at institutions of this size, facilitating personalized attention and mentorship. Belhaven offers an Honors Program for academically gifted students, providing enriched coursework and opportunities for advanced study. Study abroad programs are available, allowing students to broaden their perspectives and engage with different cultures. Academic support resources are robust, including tutoring services, writing centers, and academic advising, ensuring students have the resources they need to thrive academically.
Financial Aid Guide for Belhaven University
Pell Grant recipients: 48.6%. Students taking federal loans: 67.9%.
Navigating financial aid at Belhaven University involves understanding both merit-based and need-based aid, alongside federal programs. For the 2023-2024 academic year, the listed out-of-state and in-state tuition is $30,250. Belhaven offers a range of scholarships, many of which are merit-based, awarded for academic achievement, leadership, or specific talents (like athletics or the arts). These can significantly reduce the sticker price for eligible students. For instance, academic scholarships might range from a few thousand dollars to a substantial portion of tuition, depending on GPA and test scores (though SAT/ACT averages are not provided, strong academic profiles are key). Need-based aid is also a critical component, determined by the Free Application for Federal Student Aid (FAFSA). This includes federal grants like the Pell Grant (though the Pell Grant rate is not specified, it's a crucial federal resource for lower-income students) and state grants if applicable. Federal Direct Loans are a common source of funding, with students typically eligible for a certain amount based on their year in school. Work-study opportunities are also available, providing part-time employment for students with demonstrated financial need. Typical aid packages can vary widely; a student with strong academic merit and moderate financial need might receive a combination of academic scholarships, federal grants, and loans totaling upwards of $15,000-$20,000 or more. For students with higher financial need, federal and state grants could form a larger percentage of their aid. Scholarship tips include applying early, researching external scholarships, and highlighting unique achievements in applications. Negotiating aid at Belhaven is generally less common than at larger, more research-intensive universities, as their aid structure is often more standardized. However, significant changes in financial circumstances can be discussed with the financial aid office.
Hidden Costs at Belhaven University
- Room and board costs can add an estimated $9,000 - $12,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can range from $800 to $1,200 annually, varying by course and whether new or used books are purchased.
- Student activity fees, technology fees, and other miscellaneous campus fees can total approximately $500 - $800 per year.
- Transportation costs, including travel to and from home, local transportation in Jackson, and potential car expenses (gas, insurance), can add $500 - $1,500+ annually.
- Personal expenses such as toiletries, laundry, entertainment, and snacks can easily amount to $1,000 - $2,000 per year.
- Parking permits for students with vehicles on campus can cost around $100 - $200 per academic year.
- Health insurance, if not covered by a parent's plan, can add an estimated $2,000 - $4,000 annually.
Alumni Outcomes & Career Paths
Belhaven University graduates find opportunities across a range of sectors, though specific employer recruitment data is not widely publicized. Given its location in Jackson, MS, and its private, faith-based identity, alumni often find roles within regional healthcare systems, education, and non-profit organizations. Major employers in the Jackson area that may recruit Belhaven graduates include hospitals like Mississippi Baptist Medical Center and St. Dominic Hospital, as well as school districts and state government agencies. Industries where alumni tend to cluster include education, healthcare administration, social services, and business operations. While specific graduate school placement rates are not readily available, many students pursue advanced degrees in fields such as counseling, education, and business, often at regional universities. Notable alumni are not extensively highlighted in public materials, suggesting a focus on community impact rather than national recognition. Career services at Belhaven are designed to assist students with resume building, interview preparation, and connecting with potential employers, though the scale of their internship pipelines and employer partnerships may be more localized compared to larger institutions. Geographic hiring patterns show a strong tendency for graduates to remain in Mississippi, particularly in the Jackson metropolitan area and surrounding communities, leveraging their regional networks and understanding of local needs. Some alumni may also find opportunities in other Southern states, especially within faith-based organizations or industries prevalent in those regions.
Campus Life & Culture at Belhaven University
Belhaven University attracts a student body primarily from Mississippi and surrounding Southern states, with a significant portion identifying as Christian. The university thrives with students who are seeking a supportive, faith-centered academic environment and are eager to engage in a close-knit community. Students who value mentorship, personal development, and a clear sense of purpose tend to find Belhaven an ideal fit.
Belhaven University in Jackson, Mississippi, offers a distinct campus experience rooted in its Christian heritage and a close-knit community feel. With an undergraduate population of around 1,471 students, it's a place where you're likely to know many faces and build strong relationships. The campus itself is a beautiful, historic setting with a blend of traditional and modern architecture, fostering a sense of academic and spiritual growth. Student life is active, though perhaps not as boisterous as at a large state university. You'll find a variety of student organizations catering to diverse interests, from academic clubs and ministry groups to intramural sports and the arts. The university places a strong emphasis on spiritual development, with regular chapel services, small group Bible studies, and opportunities for community service. Social events are often organized by student government, residence halls, and various campus ministries, providing avenues for connection and fun. Housing is primarily on-campus, with traditional residence halls offering a classic college living experience. Dining services provide meal plans for students living on campus, with options to suit different needs. While Greek life is not a dominant feature at Belhaven, there are opportunities for involvement in other campus traditions and leadership roles. Athletics are a significant part of the campus culture, with the Belhaven Blazers competing in the NAIA, offering a spirited environment for both athletes and fans. The overall vibe is one of purposeful engagement, academic rigor, and a supportive community focused on personal and spiritual development within a Southern context.
Campus Highlights
- Historic campus architecture providing a beautiful and traditional collegiate setting.
- Strong emphasis on Christian faith integration across academics and student life.
- Close-knit community where students often form lasting friendships and mentorships.
- Active student government and numerous campus ministries fostering spiritual and personal growth.
- Vibrant arts scene, particularly in theatre and visual arts, with opportunities for student involvement.
- Competitive NAIA athletics program, the Belhaven Blazers, creating spirited campus events.
- Location in Jackson, MS, offering access to cultural and professional opportunities within the state capital.
Location & Regional Advantages
Belhaven University's location in Jackson, Mississippi, offers a unique regional context for its students. Jackson, as the state capital and largest city, provides a modest job market with opportunities primarily in state government, healthcare, education, and a growing service sector. The cost of living in Jackson is significantly lower than the national average, which can make a degree from Belhaven more financially accessible in the long run, especially when considering the median debt. While Jackson is not a major industry hub like Atlanta or Dallas, it offers proximity to other regional centers within Mississippi and a few hours' drive to larger metropolitan areas. The quality of life in Jackson is characterized by Southern charm and a slower pace, though like many mid-sized cities, it faces challenges related to urban development and public safety. The weather is typical of the Deep South, with hot, humid summers and mild winters. For Belhaven graduates, the geographic advantage lies in establishing strong regional networks within Mississippi. This can be particularly beneficial for careers in state government, local non-profits, and regional businesses where local connections are highly valued. The university's presence in the capital city also facilitates internships and entry-level positions within state agencies and organizations headquartered there. However, the limited presence of major national corporations or cutting-edge tech industries in Jackson means that graduates seeking careers in those fields might need to relocate.
How to Get Into Belhaven University
Belhaven University's admission rate of 49.8% indicates a moderately selective admissions process. To strengthen your application, focus on presenting a well-rounded profile that aligns with the university's Christian mission and academic standards. While specific GPA and test score ranges are not provided, aim for a GPA that is competitive within the top half of admitted students, likely a B+ average or higher. If you have taken standardized tests, strong ACT scores (midpoint not provided) would be beneficial. Early Action (EA) or Early Decision (ED) are not explicitly detailed as having significant advantages, but applying earlier in the cycle is always recommended to ensure full consideration for both admission and scholarships. The admissions committee likely values academic achievement, a demonstrated commitment to Christian values, leadership potential, and a genuine interest in Belhaven's specific academic programs and campus community. Your application essay is a crucial opportunity to articulate your personal testimony, your academic goals, and why Belhaven is the right fit for you. Highlight experiences that showcase your character, resilience, and desire to contribute to the campus. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. A recommended timeline would be to complete your application by late fall or early winter of your senior year to maximize scholarship opportunities and ensure timely admission decisions.
How Belhaven University Compares to Similar Schools
Similar schools: Mississippi College, Millsaps College, University of Southern Mississippi, University of Mississippi
Advantages
- Strong emphasis on faith-based education and community
- Smaller class sizes fostering closer student-faculty interaction
- Deep roots within the Mississippi regional network
Disadvantages
- Lower median graduate earnings compared to national averages
- Limited national brand recognition
- Fewer diverse internship and job opportunities compared to larger state universities
Best For
- Prospective students interested in religious and ministry careers may find Belhaven University to be a good fit.
- Students seeking high-paying careers may want to consider alternative institutions with better ROI scores.
Avoid If
- Students looking for a high-earning degree or those with significant financial concerns may want to avoid Belhaven University.
- Those seeking a more diverse student body may find Belhaven University less appealing.
Frequently Asked Questions about Belhaven University
How much does it cost to attend Belhaven University?
In-state tuition at Belhaven University is $30,250 per year, and out-of-state tuition is $30,250 per year. The median student debt at graduation is $26,333.
What is the acceptance rate at Belhaven University?
Belhaven University has an acceptance rate of 49.8%.
What is the graduation rate at Belhaven University?
Belhaven University has a graduation rate of 49.9%.
How much do Belhaven University graduates earn?
The median earnings for Belhaven University graduates 10 years after enrollment is $46,440. With median debt of $26,333, graduates earn roughly 1.8x their debt level annually.
How big is Belhaven University?
Belhaven University has approximately 1,471 students and is classified as a small institution. It is located in Jackson, MS and is a Private Nonprofit institution.
Is Belhaven University worth the cost?
Belhaven University has an ROI score of -62 out of 100. With in-state tuition of $30,250 per year and median post-graduation earnings of $46,440, the data suggests the return on investment may be below average.
Where is Belhaven University located?
Belhaven University is located in Jackson, MS. It is a Private Nonprofit institution with approximately 1,471 students.
How much student debt do Belhaven University graduates have?
The median student debt for Belhaven University graduates is $26,333. With median earnings of $46,440 ten years after enrollment, graduates can expect a debt-to-income ratio of 57%.
Is Belhaven University a good college?
Belhaven University has a graduation rate of 49.9% and median post-graduation earnings of $46,440. High admission rate of 49.75% suggests a more accessible institution compared to peers.
How does Belhaven University compare to similar colleges?
Predominantly black student body (46.84%) with a small proportion of other ethnicities. Compared to peer institutions, Belhaven University has a higher median debt and lower median earnings, despite similar tuition costs.
What career prospects do Belhaven University graduates have?
Graduates of Belhaven University are well-prepared for careers in ministry and related fields, but may face challenges in higher-paying industries.
What should prospective students know about Belhaven University?
Belhaven University is positioned in a competitive market for small, private institutions, offering a niche in religious and ministry education.
What makes Belhaven University stand out?
Tuition is the same for in-state and out-of-state students, indicating a focus on accessibility.
What are the pros and cons of attending Belhaven University?
Low ROI score of -62 suggests the degree may not be worth the cost.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.