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St. Mary's University

San Antonio, TX — Private Nonprofit

Value Score: 38/100

Tuition (In-State): $37,434 | Out-of-State: $37,434

Acceptance Rate: 97.8% | Graduation Rate: 59.6%

Median Earnings (10yr): $56,955 | Median Debt: $25,563

Student Body Size: 1,951

St. Mary's University shows moderate earnings but faces challenges with debt-to-income ratio.

Report Card: Overall Grade D+

St. Mary's University receives an overall grade of D+ based on six dimensions:

College Analysis

St. Mary's University, a private nonprofit institution in San Antonio, Texas, offers a small campus environment with a student body of 1,951. Academically, the university has a graduation rate of 59.6%, which is a key metric for student success. The value proposition for St. Mary's appears mixed; while the median earnings 10 years after entry are $56,955, this is juxtaposed with a median debt of $25,563 at graduation. The ROI score of -62 suggests that, on average, students do not recoup their investment through higher earnings compared to their debt burden within the typical timeframe analyzed. The student experience is shaped by its predominantly Hispanic student population (53.5%) and a highly accessible admission rate of 97.8%, indicating a focus on broader access rather than selectivity.

The Verdict: Is St. Mary's University Worth It?

St. Mary's University presents a challenging value proposition, with a median 10-year earning of $56,955 falling significantly short of its $37,434 annual tuition. The median debt of $25,563, while not excessively high, combined with the moderate earnings, results in a notably negative ROI score of -62. This suggests that, on average, graduates may struggle to recoup their educational investment within a reasonable timeframe. A direct comparison shows that it would take approximately 4.5 years of median earnings solely to cover the tuition cost, not including living expenses or debt repayment. Given these figures, St. Mary's University appears to be overpriced for the average graduate's earning potential. It is not a hidden gem, nor is it a straightforward good deal. Students considering St. Mary's should carefully evaluate their chosen major's specific earning potential and explore all available financial aid options. A clear recommendation is to proceed with caution and thoroughly research alternative institutions that offer a stronger financial return.

Return on Investment

With median 10-year earnings of $56,955 and median debt of $25,563, St. Mary's University presents a negative ROI score (-62), indicating that the financial return on investment is not meeting expectations relative to the debt incurred.

Debt Reality Check

Median student debt at St. Mary's University: $25,563. Monthly payment on a standard 10-year plan: $290/month. Total repaid: $34,800 ($9,237 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,800.

Strengths

Weaknesses

Academic Profile

St. Mary's University prides itself on a robust academic environment that fosters intellectual curiosity and prepares students for meaningful careers and lives. While the admission rate of 97.8% suggests accessibility, the university maintains high academic standards within its programs. Notable strengths lie in its professional schools, particularly the School of Law, which is highly regarded in Texas, and the School of Business and Technology, offering programs like Accounting, Cybersecurity, and Management that align with market demands. The School of Arts and Sciences provides a strong foundation with popular majors such as Psychology, Biology, and English. Faculty quality is a key asset, with a student-faculty ratio that allows for personalized attention and mentorship, even though specific faculty salary data isn't publicly available. Many professors are active scholars and practitioners in their fields, bringing real-world experience into the classroom. Research opportunities are available for undergraduates, particularly in STEM fields, allowing students to engage in faculty-led projects. The university also offers a strong Honors Program for academically gifted students, providing enriched coursework and research experiences. Study abroad programs are encouraged, offering students the chance to broaden their perspectives globally. Academic support resources are comprehensive, including tutoring services, writing centers, and academic advising, ensuring students have the resources they need to succeed.

Financial Aid Guide for St. Mary's University

Navigating financial aid at St. Mary's University involves understanding both merit-based and need-based opportunities. Given its private status, tuition is the same for in-state and out-of-state students at $37,434. St. Mary's is committed to making education accessible and offers a range of financial aid options. Merit scholarships are often awarded automatically based on academic achievement (GPA and, when considered, test scores), with amounts varying significantly. While specific scholarship ranges aren't detailed, students with strong academic profiles can expect to receive substantial merit aid. Need-based aid, determined by the FAFSA, is also crucial. Many students receive a combination of grants, scholarships, and federal loans. For families with an expected family contribution (EFC) of $0-$10,000, a typical aid package might include federal Pell Grants (up to $7,395 for 2023-24), state grants (if applicable), institutional grants, and potentially federal student loans. For families with higher EFCs, institutional grants and scholarships become more critical, alongside federal and private loans. Work-study opportunities are available, providing students with part-time employment on campus to help cover living expenses. Scholarship tips include applying early, exploring external scholarships, and highlighting community service and leadership in applications. Negotiating aid is generally less common at St. Mary's compared to highly selective institutions, but it's always worth a conversation with the financial aid office if your circumstances have changed significantly or if you have competing offers.

Hidden Costs at St. Mary's University

Alumni Outcomes & Career Paths

St. Mary's University, a private institution in San Antonio, TX, offers a pathway to diverse career opportunities, though its median earnings suggest a moderate return on investment. While specific data on major employers actively recruiting on campus is not readily available, alumni tend to cluster in sectors prevalent in the San Texas region. These often include healthcare, education, government, and professional services. Graduates from programs like Business Administration, Psychology, and Criminal Justice are likely to find roles within local hospitals such as CHRISTUS Health and Baptist Health System, school districts like Northside ISD and North East ISD, and various state and federal agencies. The university's career services department aims to support students through resume building, interview preparation, and networking events, though its effectiveness in securing high-paying roles is reflected in the median earnings. Internship pipelines are likely strongest within the San Antonio metropolitan area, connecting students with opportunities at companies like Valero Energy, H-E-B, and Frost Bank. Geographic hiring patterns show a strong tendency for graduates to remain in Texas, particularly in the San Antonio and Austin corridors, though some may venture to larger hubs like Dallas or Houston. Graduate school placement rates are not explicitly detailed, but programs in fields like education and counseling may see a portion of graduates pursue advanced degrees.

Campus Life & Culture at St. Mary's University

St. Mary's University serves a diverse student body, with a significant percentage of students identifying as Hispanic/Latino, reflecting its location in San Antonio and its commitment to inclusivity. The student population is primarily drawn from Texas, but a growing number of students come from other states and countries, adding to the cultural richness. Students who thrive here are often those who appreciate a close-knit community, value service and social justice, and seek a supportive academic environment with a strong sense of tradition.

St. Mary's University in San Antonio, Texas, offers a vibrant campus life deeply rooted in its Catholic heritage and a strong sense of community. As a private institution with a relatively small student body of around 1,951, students often find a more intimate and connected experience. The campus itself is a beautiful blend of historic and modern architecture, nestled in a picturesque setting that encourages both academic focus and social engagement. Residential life is a cornerstone, with several on-campus housing options available for freshmen and upperclassmen, fostering a close-knit living-learning environment. While specific neighborhood vibes aren't as pronounced as in larger universities, the residential halls themselves become micro-communities. Dining services offer a variety of options, including the popular J.A. and Kathryn J. Goolsby Dining Hall, catering to diverse tastes and dietary needs. Student organizations are plentiful, covering a wide spectrum of interests from academic clubs and cultural groups to service organizations and spiritual life committees. The university's Marianist tradition strongly influences its commitment to service and social justice, which is reflected in many student activities. Greek life is present but not dominant, offering additional social and leadership opportunities for those interested. Athletics, particularly in NCAA Division II, are a significant part of the campus spirit, with Rattler teams competing fiercely and drawing enthusiastic crowds. The overall 'vibe' at St. Mary's is one of academic rigor balanced with a strong emphasis on personal growth, community service, and spiritual development, all within the warm and welcoming atmosphere of South Texas.

Campus Highlights

Location & Regional Advantages

St. Mary's University's location in San Antonio, Texas, presents a mixed bag of regional advantages for its students. San Antonio boasts a growing economy, particularly in sectors like healthcare, biosciences, tourism, and defense, offering a solid local job market for graduates. The cost of living in San Antonio is generally lower than in major Texas hubs like Austin or Dallas, making the student's investment potentially stretch further post-graduation. Proximity to industry hubs is moderate; while San Antonio has its own economic strengths, it's not as densely packed with Fortune 500 companies as Austin or Houston. However, its position as a major cultural and economic center in South Texas provides a substantial regional market. Quality of life in San Antonio is characterized by its rich history, vibrant culture, and a generally pleasant climate, though summers can be quite hot. Safety is comparable to other large urban centers. The location's primary career advantage lies in its strong local demand for professionals in healthcare, education, and public service, and its affordability can aid in faster debt repayment. However, for those seeking careers in high-growth tech or finance sectors, relocation to other Texas cities or beyond might be necessary.

How to Get Into St. Mary's University

St. Mary's University, with its 97.8% admission rate, is an accessible institution, meaning the application strategy should focus on presenting a well-rounded and engaged candidate rather than solely on extreme academic metrics. While SAT/ACT scores are not a primary focus (indicated by N/A data), a strong GPA and a rigorous high school curriculum are still important. The admissions office values students who demonstrate a commitment to the university's Catholic, Marianist values, which often translates to strong community service, leadership experience, and a genuine interest in personal and spiritual growth. Essays are a key opportunity to showcase your personality, values, and why St. Mary's is the right fit. Consider topics that highlight your resilience, your commitment to service, or how you've overcome challenges. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. Early Action (EA) is available and can be advantageous for students who have St. Mary's as a top choice, allowing for an earlier decision and peace of mind. The timeline should involve submitting your application, transcripts, and any required essays well before the deadlines, typically in the late fall or early winter for the following academic year, to maximize scholarship consideration.

How St. Mary's University Compares to Similar Schools

Similar schools: University of the Incarnate Word, Trinity University, Our Lady of the Lake University, Texas A&M University-San Antonio

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about St. Mary's University

Is St. Mary's University a good financial investment?

Based on the provided ROI score of -62, the financial return on investment for St. Mary's University appears to be negative, suggesting that earnings may not sufficiently offset the debt incurred for the average student.

What is the graduation rate at St. Mary's University?

The graduation rate at St. Mary's University is 59.6%.

How does the debt at St. Mary's University compare to earnings?

The median debt at graduation is $25,563, while the median earnings 10 years after entry are $56,955, resulting in a negative ROI score.

Is St. Mary's University selective?

St. Mary's University is not highly selective, with an admission rate of 97.8%.

What is the student body like at St. Mary's University?

St. Mary's University has a small student body of 1,951, with a significant Hispanic population making up 53.5% of students.

What is the acceptance rate at St. Mary's University and how hard is it to get in?

St. Mary's University has a very high acceptance rate of 97.8%, indicating that it is not highly selective. This means that the vast majority of students who apply are admitted, making it relatively easy to get in. While a high acceptance rate is beneficial for access, it also suggests that the university may not have a rigorous academic screening process for admissions. Prospective students should focus on meeting the basic application requirements, which typically include high school transcripts, a GPA, and potentially standardized test scores (though many universities are test-optional). The emphasis is likely on ensuring students have a foundational academic background rather than competing for limited spots. This open admission policy makes St. Mary's a viable option for a broad range of students seeking higher education in San Antonio.

Is St. Mary's University worth the money?

The financial value of St. Mary's University is questionable, primarily due to its median 10-year earnings of $56,955, which is modest relative to its tuition of $37,434 per year. With a median debt of $25,563, graduates face a significant financial burden that may take considerable time to repay. The university's ROI score of -62 further underscores this concern, suggesting that the financial return on investment is negative on average. To put it in perspective, it would take roughly 4.5 years of median earnings to cover just the tuition costs, without accounting for living expenses or loan interest. While the quality of education and student experience are important factors, the stark financial metrics suggest that St. Mary's University may not be the most financially prudent choice for many students. Careful consideration of specific program outcomes and alternative institutions is strongly advised.

What are the best majors at St. Mary's University?

While St. Mary's University offers a range of programs, identifying 'best' majors depends on career goals and earning potential. Based on regional job market trends in San Antonio, majors in the health sciences, such as Nursing or Health Sciences Administration, are likely to offer strong employment prospects, given the city's robust healthcare sector. Business Administration, particularly with concentrations in finance or marketing, can also lead to opportunities within San Antonio's corporate landscape, including companies like H-E-B and Valero. For those interested in public service, Criminal Justice and Political Science graduates may find roles in local government and law enforcement agencies. Education majors are also in demand within the numerous school districts in the area. Students should research specific program curricula, faculty expertise, and internship opportunities to align their choice with their aspirations and the local economic environment.

What is student life like at St. Mary's University?

Student life at St. Mary's University is shaped by its identity as a private Catholic Marianist institution located in a major urban center. The campus culture emphasizes community, service, and academic rigor within a supportive environment. As a smaller university, St. Mary's fosters a close-knit atmosphere where students can easily connect with peers and faculty. The university offers a variety of student organizations, clubs, and athletic teams (the St. Mary's Rattlers) that provide avenues for social engagement and extracurricular involvement. Campus events, religious services, and volunteer opportunities are integral to the student experience, reflecting its Marianist values. Being in San Antonio also allows students to explore the city's rich cultural attractions, dining, and entertainment options, blending campus life with urban exploration.

How much financial aid does St. Mary's University give?

St. Mary's University provides a significant amount of financial aid to its students, aiming to make its private education more accessible. A high percentage of students, often around 98-99%, receive some form of financial assistance, which includes grants, scholarships, loans, and work-study programs. The average financial aid package can be substantial, helping to offset the sticker price of tuition. However, it's crucial for students to understand the breakdown of this aid. While grants and scholarships are 'free money,' loans must be repaid with interest. Prospective students should diligently complete the FAFSA (Free Application for Federal Student Aid) and any institutional aid applications to maximize their eligibility. It's also advisable to inquire about merit-based scholarships and specific departmental aid opportunities. Despite the aid offered, the net price after aid should still be carefully weighed against potential post-graduation earnings.

What salary can I expect after graduating from St. Mary's University?

The expected salary after graduating from St. Mary's University is moderate, with a median earnings figure of $56,955 reported for alumni 10 years after starting their studies. This figure represents a broad average across all majors and career paths. Specific earning potential can vary significantly by program. For instance, graduates from business-related fields might expect to start in roles with salaries ranging from the high $40,000s to $60,000s, depending on the specific role and company. Those in STEM fields, if available and robust, might see higher starting salaries. Conversely, majors in humanities or social sciences might begin in roles with lower starting salaries, potentially in the $30,000s to $40,000s, with earnings increasing over time and with experience. It is essential for prospective students to research the specific career outcomes and average salaries for their intended major, as the overall median may not accurately reflect individual program potential.

What are the dorms like at St. Mary's University?

St. Mary's University offers on-campus housing options designed to support the student experience, particularly for freshmen and sophomores. The university typically provides traditional dormitory-style living arrangements, featuring shared rooms and common living areas. Residence halls are usually equipped with basic amenities such as beds, desks, and closets, and communal bathrooms are common. The university emphasizes creating a safe and engaging living environment, often with resident assistants (RAs) available to support students and foster community. While specific details about room configurations, amenities like lounges or study rooms, and meal plan options would require checking the university's housing website, the general expectation is for functional, community-oriented living spaces that facilitate student interaction and academic focus. Off-campus housing options are also available for upperclassmen.

Is St. Mary's University a good school for research?

St. Mary's University, as a private liberal arts institution, offers research opportunities primarily focused on undergraduate engagement rather than large-scale, R1-level doctoral research. Students in various disciplines, particularly in sciences like Biology or Chemistry, and in fields like History or English, can engage in research projects under the guidance of faculty mentors. These opportunities often manifest as independent study projects, senior capstone research, or participation in faculty research initiatives. While St. Mary's may not have the extensive research infrastructure of a major public research university, it provides a valuable setting for students to develop critical research skills, learn methodologies, and present their findings, often at undergraduate research symposia. The emphasis is on hands-on learning and faculty-student collaboration, making it a good environment for undergraduates seeking research experience.

How does St. Mary's University compare to similar schools?

St. Mary's University is often compared to other private, religiously affiliated universities in Texas, such as the University of the Incarnate Word and Our Lady of the Lake University, both also located in San Antonio. Trinity University, another San Antonio private institution, is generally considered more selective and academically rigorous, often leading to higher graduate outcomes. Compared to these peers, St. Mary's typically has a higher admission rate and may offer a more accessible educational path. However, its median graduate earnings tend to be lower than those of more selective institutions like Trinity. While all these schools share a commitment to a private, often values-based education, St. Mary's distinguishes itself through its specific Catholic Marianist charism. Its graduation rate is also lower than some of its more selective counterparts, suggesting potential challenges in student retention or completion.

What do employers think of a degree from St. Mary's University?

Employer perception of a degree from St. Mary's University is generally positive within the San Antonio and South Texas region, where the university has a long-standing presence and a network of alumni. Local employers in sectors like healthcare, education, and public service are familiar with St. Mary's graduates and often value their foundational knowledge and community-oriented values instilled by the Marianist tradition. However, outside of this regional context, the brand recognition of St. Mary's University may be less pronounced compared to larger, more nationally recognized institutions. While employers recognize the quality of education provided, the moderate median earnings of alumni suggest that the degree may not consistently command premium salaries in highly competitive national job markets. The university's career services and internship programs play a crucial role in bridging the gap between academic preparation and employer expectations.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.