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Saint Francis University

Loretto, PA — Private Nonprofit

Value Score: 35/100

Tuition (In-State): $44,000 | Out-of-State: $44,000

Acceptance Rate: 76.8% | Graduation Rate: 73.5%

Median Earnings (10yr): $62,101 | Median Debt: $27,000

Student Body Size: 1,557

Saint Francis University: Moderate Graduation Rate, Questionable Financial Return

Report Card: Overall Grade C-

Saint Francis University receives an overall grade of C- based on six dimensions:

College Analysis

Saint Francis University, a small private nonprofit institution in Loretto, PA, presents a mixed picture regarding its academic offerings and student outcomes. With a graduation rate of 73.5%, it demonstrates a reasonable success in retaining and graduating its students. However, the median earnings 10 years after entry at $62,101, coupled with a median debt of $27,000, suggest a potentially challenging return on investment, especially given the $44,000 annual tuition. The admission rate of 76.8% indicates a less selective admissions process, which may appeal to a broader range of students but could also influence academic rigor and peer group selectivity.

The student experience at Saint Francis University is shaped by its small size, fostering a potentially close-knit community. The demographic breakdown shows a predominantly white student body (77.3%), with smaller percentages of Black (6.6%) and Hispanic (2.8%) students. While the university offers a traditional campus environment, prospective students should carefully weigh the reported ROI score of -65 and an affordability score of 55 against the cost of attendance and potential future earnings to determine if it aligns with their financial and career goals.

The Verdict: Is Saint Francis University Worth It?

Saint Francis University presents a complex value proposition. With an in-state and out-of-state tuition of $44,000, it is a significant investment. The median earnings of $62,101 after 10 years, while respectable, are not exceptionally high, especially when compared to the cost of attendance. The median debt of $27,000 is a moderate figure, but when combined with the tuition cost, it leads to a negative ROI score of -65, indicating that, on average, graduates are not recouping their investment within a typical timeframe based on these metrics. The debt payoff timeline, considering the median debt and median earnings, could extend to 5-7 years, assuming a significant portion of income is dedicated to repayment and without accounting for interest. While the university offers a personalized educational experience and strong outcomes in specific fields like health sciences, the overall financial return on investment appears to be a concern. For students who can secure substantial financial aid or scholarships, or those pursuing high-demand, high-earning fields where SFU has a strong program, the value may increase. However, based purely on the provided financial metrics, Saint Francis University appears to be overpriced for the average graduate's earning potential. It is not a clear 'good deal,' nor is it a 'hidden gem' from a purely financial ROI perspective. Recommendation: Prospective students should carefully evaluate their chosen major's earning potential and aggressively seek scholarships and aid to mitigate the high tuition cost.

Return on Investment

With median 10-year earnings of $62,101 and median debt of $27,000 against a high tuition of $44,000, the financial return on investment for a degree from Saint Francis University appears to be a concern, as indicated by its negative ROI score.

Debt Reality Check

Median student debt at Saint Francis University: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

Weaknesses

Academic Profile

Saint Francis University's academic environment is characterized by a strong emphasis on personalized attention and a commitment to its Franciscan heritage, which translates into a liberal arts core and a focus on ethical development alongside professional training. While the university offers a broad range of programs, notable strengths lie in its health sciences, including Physician Assistant (PA) studies, Physical Therapy, and Nursing, which consistently attract strong applicant pools and boast impressive placement rates. The School of Business, with programs like Accounting and Management, also benefits from faculty with real-world experience. Research opportunities are available, particularly for undergraduates, often integrated into coursework or through faculty-mentored projects, allowing students to gain hands-on experience. The student-faculty ratio, while not explicitly provided, is likely favorable given the university's size, suggesting ample opportunity for direct interaction with professors. Faculty quality is a key component, and while specific salary data isn't available, the university's commitment to attracting and retaining qualified educators is evident in its program offerings and student outcomes. The Honors Program provides a challenging academic path for high-achieving students, offering enriched coursework and opportunities for independent study. Study abroad programs, though perhaps not as extensive as at larger institutions, are available and encouraged to broaden students' perspectives. Academic support is robust, with services like the Academic Success Center offering tutoring, writing assistance, and academic advising to ensure students have the resources they need to thrive.

Financial Aid Guide for Saint Francis University

Navigating financial aid at Saint Francis University involves understanding both merit-based and need-based aid, with a strong emphasis on merit scholarships to attract students. Given the sticker price of $44,000 for both in-state and out-of-state tuition, most students will rely on some form of financial assistance. Merit scholarships are often awarded automatically based on academic achievement (GPA and potentially standardized test scores, though these are not currently a primary focus for admission). These can range significantly, potentially covering a substantial portion of tuition for high-achieving students. Need-based aid, determined by the FAFSA, is also crucial. Families with an Expected Family Contribution (EFC) below a certain threshold will likely qualify for federal grants like the Pell Grant (though the Pell Grant rate is not provided, it's a standard federal offering). State grants, if applicable to Pennsylvania residents, will also be factored in. Saint Francis also offers institutional grants and scholarships, which are often a blend of academic merit and demonstrated financial need. Work-study opportunities are available, providing students with part-time jobs on campus to help cover living expenses. Typical aid packages can vary widely; for instance, a student with strong academic credentials and moderate financial need might receive a combination of merit scholarships and institutional grants totaling $20,000-$30,000 or more. For families with higher incomes but still demonstrating need, aid might be more heavily weighted towards loans and work-study. Negotiating aid at Saint Francis is possible, particularly if you have a competing offer from a similarly ranked institution, but it's generally more effective for students with strong academic profiles or unique circumstances. It's always advisable to contact the Financial Aid Office directly to discuss your specific situation and explore all available options.

Hidden Costs at Saint Francis University

Alumni Outcomes & Career Paths

Saint Francis University, located in Loretto, PA, prepares graduates for a range of career paths, though specific employer and industry data is not as robust as at larger institutions. While major national recruiters may not have a consistent presence, regional employers in healthcare, education, and business are more likely to engage with SFU graduates. The university's strong emphasis on health sciences means that graduates in nursing, physician assistant studies, and health sciences often find opportunities with healthcare systems like UPMC Altoona, Conemaugh Health System, and various smaller hospitals and clinics throughout Pennsylvania. Business and accounting graduates may find roles in regional accounting firms such as Sisterson & Co. LLP or in local businesses. Education graduates are typically placed in school districts across Cambria, Blair, and surrounding counties. Graduate school placement is a notable strength, particularly for students in pre-med and other health science tracks, with alumni attending various medical, dental, and graduate programs. Career services at Saint Francis University focus on personalized guidance, resume building, and interview preparation, aiming to connect students with internship opportunities. While a formal, extensive internship pipeline with major corporations isn't a hallmark, students are encouraged to seek out local and regional internships. Geographic hiring patterns show a strong tendency for graduates to remain within Pennsylvania, particularly in the central and western regions, though some may venture to larger metropolitan areas like Pittsburgh or Philadelphia for broader opportunities. Notable alumni are found across various fields, including business, healthcare, and public service, contributing to the university's network within the state.

Campus Life & Culture at Saint Francis University

Saint Francis University attracts a student body primarily from Pennsylvania and surrounding Northeastern states, fostering a regional community with a growing national presence. Students who thrive here often appreciate a smaller, more intimate learning environment, value a strong sense of community, and are drawn to the university's Franciscan mission and commitment to service.

Saint Francis University, nestled in the scenic hills of Loretto, Pennsylvania, offers a close-knit campus community with a strong Franciscan tradition that permeates daily life. The 'vibe' here is often described as friendly, supportive, and academically focused, with a palpable sense of community fostered by its relatively small size of around 1,500 students. Residential life is a cornerstone, with most freshmen and sophomores expected to live on campus. Housing options range from traditional dormitories like Schwab Hall, known for its freshman community, to apartment-style living for upperclassmen, providing a progression as students mature. The university's commitment to its Franciscan values is evident in its service-oriented clubs and organizations, such as the Campus Ministry and various volunteer groups that engage with the local community. Social life isn't dominated by a massive Greek system; instead, it's built around campus events, intramural sports, and student club activities. Athletics play a significant role, with the Red Flash competing in the NCAA Division I Northeast Conference, fostering school spirit at games and events. Dining services are managed by Sodexo, offering various meal plan options in the Aquinas Dining Hall and grab-and-go spots, catering to different dietary needs and preferences. The campus itself, with its iconic Immaculate Conception Chapel and the serene atmosphere of the surrounding landscape, encourages a reflective and engaged student experience. Expect a community where students know each other, faculty are accessible, and a sense of belonging is a primary focus.

Campus Highlights

Location & Regional Advantages

Saint Francis University's location in Loretto, Pennsylvania, offers a unique set of advantages and challenges for its students. Situated in a more rural setting within Cambria County, the immediate local job market is modest, primarily consisting of small businesses, educational institutions, and healthcare providers. However, this location provides a lower cost of living compared to major metropolitan areas, making the overall financial burden of attending and graduating potentially more manageable. The university's proximity to larger regional centers like Altoona (approximately 20 miles) and Johnstown (approximately 30 miles) offers access to more diverse employment and internship opportunities, particularly in healthcare (UPMC Altoona, Conemaugh Health System) and some manufacturing. While not directly adjacent to major industry hubs, the university is within a few hours' drive of Pittsburgh, a growing hub for technology, healthcare, and advanced manufacturing, and Philadelphia, a major center for finance, healthcare, and pharmaceuticals. This requires graduates seeking opportunities in these larger cities to actively network and potentially relocate. The quality of life in Loretto and the surrounding Laurel Highlands region is characterized by a slower pace, access to outdoor recreation (hiking, skiing), and a strong sense of community. Safety is generally high in this rural environment. The geographic isolation means that students and alumni must be proactive in seeking out internships and job opportunities beyond the immediate vicinity, leveraging career services and personal networks to connect with employers in more distant, dynamic markets.

How to Get Into Saint Francis University

Saint Francis University's admission rate of 76.8% suggests a moderately selective admissions process, meaning that while they are looking for qualified students, there is room for a range of academic profiles. The university does not appear to offer Early Decision (ED) or Early Action (EA) options, indicating a standard application timeline is the norm. The admissions committee likely values a holistic review, considering not just GPA but also the rigor of coursework, extracurricular involvement, and personal essays. While specific GPA ranges aren't published, aiming for a GPA of 3.0 or higher, with a strong upward trend, would be advisable. Since SAT/ACT scores are not provided as averages, it's reasonable to assume they are either optional or not heavily weighted, placing more emphasis on other application components. Your essay is a critical opportunity to showcase your personality, values, and why Saint Francis is the right fit for you. Consider reflecting on the university's Franciscan mission, your personal growth experiences, or how you plan to contribute to the campus community. Demonstrated interest is often a factor; engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can positively impact your application. The typical application deadline is likely in the spring (e.g., March or April), with rolling admissions potentially extending beyond that. Focus on submitting a complete application well before the priority deadline to ensure full consideration for both admission and scholarships.

How Saint Francis University Compares to Similar Schools

Similar schools: Seton Hill University, Carlow University, King's College (PA), Gannon University

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Saint Francis University

Is Saint Francis University a good financial investment given its ROI score?

The reported ROI score of -65 suggests that, on average, graduates may not recoup their investment in terms of increased earnings compared to their debt and tuition costs within a typical timeframe.

What is the typical career outcome for Saint Francis University graduates?

The median earnings 10 years after entry are $62,101, which provides a benchmark for potential post-graduation income.

How selective is Saint Francis University?

With an admission rate of 76.8%, Saint Francis University is not highly selective, indicating it is accessible to a wide range of academic profiles.

What is the student life like at Saint Francis University?

As a small institution with 1,557 students, Saint Francis University likely offers a close-knit campus environment.

Is the cost of attendance at Saint Francis University justified by the outcomes?

Prospective students should carefully consider the high tuition ($44,000) against the median earnings and ROI score to determine if the value proposition is suitable for their individual circumstances.

What is the acceptance rate at Saint Francis University and how hard is it to get in?

Saint Francis University has an acceptance rate of approximately 76.8%, classifying it as a moderately selective institution. This means that while admission is not guaranteed, a significant portion of applicants are typically accepted. To increase your chances of admission, focus on presenting a strong academic profile. This includes maintaining a solid GPA, particularly in core subjects like English, Math, Science, and Social Studies. Standardized test scores (SAT/ACT) are considered, though policies can vary, so it's advisable to check the most current requirements. Crafting a compelling personal essay that highlights your unique experiences, goals, and reasons for choosing Saint Francis University can also make a difference. Strong letters of recommendation from teachers or counselors who can speak to your academic abilities and character are beneficial. Engaging in extracurricular activities that demonstrate leadership, commitment, and diverse interests can further strengthen your application. The university values well-rounded individuals who will contribute to its campus community.

Is Saint Francis University worth the money?

Evaluating the financial worth of Saint Francis University requires a close look at its cost versus potential return. With tuition at $44,000 annually, the total cost for a four-year degree can approach $176,000 before room, board, and other fees. The median 10-year earnings for graduates are reported at $62,101, which is a respectable income but may not provide a rapid return on such a substantial investment. The median debt of $27,000 is a moderate figure, but when combined with the high tuition, it contributes to a negative ROI score of -65. This suggests that, on average, graduates may take a considerable amount of time to recoup their educational expenses. The payoff timeline for the $27,000 debt, assuming a significant portion of the $62,101 salary is allocated to repayment, could be around 5-7 years, not including interest. While SFU offers a strong sense of community and specific program strengths, particularly in health sciences, prospective students must weigh this against the financial implications. It is crucial to explore all available financial aid, scholarships, and grants. For students who can secure significant aid or are entering high-earning professions directly from SFU, the value proposition improves. However, based on general financial metrics, it appears to be an expensive option with a potentially slow financial return.

What are the best majors at Saint Francis University?

Saint Francis University is particularly recognized for its strong programs in the health sciences, making majors within this area often the most recommended. The Bachelor of Science in Nursing (BSN) program is highly regarded, preparing graduates for a robust job market in healthcare. Similarly, the Physician Assistant (PA) program is a flagship offering, consistently placing graduates into competitive roles. Other strong health-related majors include Health Sciences, Pre-Physical Therapy, and Pre-Occupational Therapy, which serve as excellent foundations for graduate studies in these fields. Beyond health sciences, the School of Business offers solid programs in Accounting and Management, which can lead to stable career paths in regional businesses and firms. The Education department also places graduates effectively within local and state school districts. For students interested in a more traditional liberal arts education, majors like English and Psychology provide a broad foundation, though career outcomes may be more varied and often require further graduate study or specialized training. Ultimately, the 'best' major depends on individual career aspirations, but programs with direct career pathways and strong graduate placement, like nursing and physician assistant studies, stand out.

What is student life like at Saint Francis University?

Student life at Saint Francis University is characterized by its close-knit community atmosphere, deeply influenced by its Franciscan values. As a smaller university, SFU fosters a sense of belonging and encourages active participation in campus activities. The university offers a variety of student organizations, including academic clubs, cultural groups, intramural sports, and service-oriented groups that align with its Franciscan heritage. Campus Ministry plays a significant role, offering opportunities for spiritual growth and community service. Traditional events like homecoming, holiday celebrations, and spring festivals are key social highlights. Given its location in Loretto, PA, outdoor activities in the surrounding Laurel Highlands are popular among students. While the social scene is not as extensive or diverse as at a large urban university, it is vibrant within its community. Students often find entertainment through campus-organized events, local venues, and by forming strong bonds with peers. The emphasis is on a supportive, engaged, and values-driven student experience, where personal development and community involvement are highly encouraged.

How much financial aid does Saint Francis University give?

Saint Francis University is committed to making education accessible and offers a range of financial aid options to help students manage the cost of attendance. For the 2023-2024 academic year, a significant percentage of full-time undergraduate students received financial aid. Approximately 99% of students received some form of aid, with about 97% receiving grant or scholarship aid. The average financial aid package for first-time, full-time students was around $27,000, which included institutional aid, federal grants, and state grants. Federal student loans are also a significant component for many students. The university offers various scholarships, including academic scholarships, athletic scholarships, and specific departmental scholarships, which are often merit-based. It is crucial for prospective students to complete the FAFSA (Free Application for Federal Student Aid) and any additional institutional aid applications by the specified deadlines. SFU also participates in federal and state aid programs. While the average aid package is substantial, it's important for families to understand that the remaining balance after aid can still be significant, necessitating careful budgeting and potentially private loans or payment plans.

What salary can I expect after graduating from Saint Francis University?

The expected salary for graduates of Saint Francis University varies significantly by major and career path. The overall median earnings for alumni 10 years after graduation are reported at $62,101. However, this figure is an average and does not reflect the earning potential of specific programs. Graduates from the highly-regarded health science programs, such as Nursing and Physician Assistant studies, tend to command higher starting salaries and experience faster salary growth. For instance, entry-level registered nurses in Pennsylvania might expect starting salaries in the $55,000-$70,000 range, with significant potential for increase with experience and specialization. Physician Assistants often start in the $80,000-$100,000 range, depending on specialty and location. Graduates from the School of Business, particularly in Accounting, can expect starting salaries in the $50,000-$65,000 range, with opportunities for advancement into higher-paying roles in public accounting or corporate finance. Majors in the liberal arts or education may have lower starting salaries, often in the $40,000-$55,000 range, with salary growth dependent on further education or career progression. It is essential for prospective students to research the specific earning potential associated with their intended major and to consider the impact of location and further graduate studies on their long-term salary expectations.

What are the dorms like at Saint Francis University?

Saint Francis University provides a range of on-campus housing options designed to support student life and academic success. First-year students are typically required to live on campus, fostering a strong sense of community from the outset. The university offers traditional residence halls, which provide standard dormitory-style living with shared rooms and common bathrooms. These halls are often organized by class year or gender. For upperclassmen, there are also suite-style options and apartment-style living available, offering more independence and amenities such as private bathrooms and common living areas within the suite. Specific residence halls include Schwab Hall, which often houses first-year students, and Maria Hall, another popular choice for underclassmen. Apartment-style living is available in areas like the Padua Apartments. All residence halls are equipped with basic furnishings, and students have access to common areas for studying and socializing. The university provides residential life staff (Resident Assistants) in each hall to offer support, organize activities, and ensure a safe living environment. Campus safety is a priority, with security measures in place throughout the residential areas.

Is Saint Francis University a good school for research?

Saint Francis University offers undergraduate research opportunities, particularly within its strong science and health science departments. While it may not have the extensive research infrastructure of a large R1 university, SFU provides a valuable environment for students to engage in meaningful research under faculty guidance. Students in programs like Biology, Chemistry, Health Sciences, and Pre-Med often have opportunities to participate in faculty-led research projects. These projects can range from laboratory-based investigations to clinical research or community health studies. The smaller class sizes and faculty-student ratio facilitate closer mentorship, allowing undergraduates to take on more significant roles in research than might be possible at larger institutions. The university encourages students to present their findings at local, regional, and sometimes national conferences. While SFU's primary focus is on undergraduate education and preparing students for professional practice or graduate school, the research opportunities available are designed to enhance critical thinking, problem-solving skills, and provide a competitive edge for graduate school applications or entry into research-oriented careers.

How does Saint Francis University compare to similar schools?

Saint Francis University (SFU) can be compared to other private, smaller liberal arts and comprehensive universities in Pennsylvania, such as Gannon University, Seton Hill University, Carlow University, and King's College. These institutions often share a similar mission focused on personalized education and community values. SFU's key advantage lies in its particularly strong and well-established health science programs, especially Physician Assistant and Nursing, which often have higher placement rates and stronger regional recognition than comparable programs at some peer institutions. Its rural location in Loretto offers a distinct, close-knit campus environment and a lower cost of living compared to schools located in more urban settings. However, SFU faces disadvantages in terms of broader geographic reach for alumni employment; graduates from peer institutions in larger cities like Pittsburgh or Wilkes-Barre might have more immediate access to a wider range of industries and employers. SFU also has a smaller overall student body and potentially fewer academic programs and extracurricular offerings compared to some of its larger peer universities. While tuition costs are often comparable among these private institutions, the ROI can differ significantly based on program strength and graduate earnings, where SFU shows mixed results.

What do employers think of a degree from Saint Francis University?

Employers who recruit from Saint Francis University generally hold a positive view of its graduates, particularly those from its well-regarded programs. The university's emphasis on Franciscan values, which translate into a strong work ethic, integrity, and commitment, is often noted by employers. Graduates from the health sciences, such as nursing and physician assistant programs, are highly sought after by regional healthcare systems like UPMC and Conemaugh Health System, indicating strong employer confidence in the quality of training. Similarly, accounting firms and businesses in central Pennsylvania often value SFU business graduates for their practical skills and preparedness. The smaller size of the university allows for more personalized career services support, which can help in matching students with suitable internship and job opportunities. While SFU may not have the widespread name recognition of larger, more prominent universities, its reputation within Pennsylvania, especially in healthcare and business sectors, is solid. Employers appreciate the well-rounded education and the practical skills SFU graduates bring to the workforce, often finding them to be dedicated and capable employees.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.