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Carlow University

Pittsburgh, PA — Private Nonprofit

Value Score: 30/100

Tuition (In-State): $35,874 | Out-of-State: $35,874

Acceptance Rate: 87.0% | Graduation Rate: 57.6%

Median Earnings (10yr): $51,051 | Median Debt: $25,500

Student Body Size: 1,348

Carlow University shows below-average graduation rates and a negative ROI.

Report Card: Overall Grade D+

Carlow University receives an overall grade of D+ based on six dimensions:

College Analysis

Carlow University, a private nonprofit institution in Pittsburgh, PA, serves a small student body of 1,348. Academically, the university offers a range of programs, but its graduation rate of 57.6% is below the national average, suggesting potential challenges in student retention or program completion. The value proposition for Carlow is questionable, with a median 10-year earning of $51,051 compared to a median debt of $25,500 at graduation, resulting in a negative ROI score of -64. While the affordability score is moderate at 55, the high tuition relative to post-graduation earnings indicates a potentially poor return on investment for many students. The student experience is shaped by its small size and urban location, offering a more intimate learning environment, but the overall outcomes data raises concerns about the long-term financial benefits of a Carlow degree.

The Verdict: Is Carlow University Worth It?

Carlow University presents a complex value proposition. With an in-state and out-of-state tuition of $35,874 and median 10-year earnings of $51,051, the immediate financial return appears modest, especially when factoring in the median debt of $25,500. The ROI score of -64 further underscores this concern, suggesting that, on average, graduates do not recoup their investment quickly through higher earnings compared to their educational costs. The debt payoff timeline, based on these figures, could extend to 5-7 years or more, depending on starting salary and repayment plan. While the university offers strong programs, particularly in nursing and education, and benefits from its Pittsburgh location with a lower cost of living, the median earnings are not significantly higher than the national average for all college graduates. Therefore, Carlow University is not a clear 'good deal' based purely on financial metrics. It might be a 'hidden gem' for students who are passionate about specific Carlow programs and are committed to building a career within the Pittsburgh region, where the cost of living can offset the initial investment. However, for students prioritizing rapid financial return on investment, it may be overpriced. Recommendation: Prospective students should carefully weigh their career aspirations against these financial realities and explore all available scholarships and aid. A degree from Carlow is likely most valuable for those seeking a specific educational experience and career path within its strong regional network, rather than as a purely financial investment.

Return on Investment

With median 10-year earnings of $51,051 and median debt of $25,500, Carlow University presents a negative ROI, suggesting the degree may not be financially worth the cost for many graduates.

Debt Reality Check

Median student debt at Carlow University: $25,500. Monthly payment on a standard 10-year plan: $290/month. Total repaid: $34,800 ($9,300 in interest).

Breakeven vs high school diploma: 1.2 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,800.

Strengths

Weaknesses

Academic Profile

Carlow University distinguishes itself with a strong emphasis on health sciences, education, and business, programs that align with the needs of the Pittsburgh region and beyond. The College of Health and Sciences is particularly robust, offering sought-after programs like nursing (BSN, MSN, DNP), occupational therapy, and physician assistant studies, often featuring state-of-the-art labs and clinical partnerships with major Pittsburgh healthcare systems. The College of Arts and Sciences provides a solid foundation in liberal arts, with notable programs in psychology, English, and sociology, preparing students for diverse career paths or graduate study. Education programs are also a cornerstone, with a history of preparing effective teachers for K-12 settings. Research opportunities, while perhaps not as extensive as at larger research institutions, are available, particularly for undergraduate students seeking to work closely with faculty mentors. The faculty at Carlow are known for their dedication to teaching and student success, often bringing real-world experience into the classroom. While specific faculty salary data isn't readily available, the university's commitment to personalized attention suggests a faculty that is accessible and invested in student outcomes. Carlow offers an Honors Program for academically high-achieving students, providing enriched coursework and opportunities for leadership and research. Study abroad options are available, allowing students to broaden their perspectives globally. Academic support is a key strength, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to succeed.

Financial Aid Guide for Carlow University

Navigating financial aid at Carlow University involves understanding its commitment to making education accessible, particularly for students pursuing careers in high-demand fields. As a private institution, Carlow offers a mix of merit-based and need-based aid. Merit scholarships are often awarded automatically based on academic achievement (GPA, high school coursework) at the time of admission, with amounts varying. For instance, students with strong academic profiles might receive anywhere from $10,000 to $20,000+ in merit aid annually. Need-based aid, determined by the FAFSA, is crucial. Carlow aims to provide institutional grants and scholarships to help bridge the gap between cost of attendance and what families can afford. For students from lower-income households (e.g., under $50,000 annual income), institutional grants could significantly offset tuition, potentially covering 50-75% or more of the sticker price when combined with federal Pell Grants and state grants. Middle-income families might see a combination of merit and need-based aid that reduces the net price considerably. Federal Work-Study is also an option for eligible students, providing part-time employment opportunities on or near campus. Typical aid packages can vary widely, but for a student with demonstrated need, the out-of-pocket cost after all aid could range from $10,000 to $20,000 annually, depending on their specific financial situation. Scholarship tips include applying early, exploring external scholarships, and highlighting community service or leadership experiences in applications. Negotiating aid at Carlow is possible, especially if you have a competing offer from a similarly ranked institution or if there's been a significant change in your family's financial circumstances, though it's generally more effective for merit aid than need-based institutional grants.

Hidden Costs at Carlow University

Alumni Outcomes & Career Paths

Carlow University, a private institution in Pittsburgh, PA, prepares graduates for a range of career paths, with a notable concentration in healthcare and education, reflecting the university's program strengths. Major employers that actively recruit Carlow graduates include UPMC (University of Pittsburgh Medical Center), Allegheny Health Network, and Children's Hospital of Pittsburgh of UPMC for nursing and health sciences programs. In the education sector, graduates find opportunities within Pittsburgh Public Schools and surrounding suburban districts, as well as early childhood education centers. Other industries where alumni cluster include social work and counseling, with placements at organizations like Family Services of Western Pennsylvania and various community mental health agencies. While specific graduate school placement rates are not readily available, Carlow's strong ties to the University of Pittsburgh's graduate programs, particularly in health sciences and education, suggest a favorable pathway for continued academic pursuits. Notable alumni include Dr. Mary Ann C. Reilly, a former president of Carlow, and various community leaders and healthcare professionals who have made significant contributions within the Pittsburgh region. The university's career services are generally well-regarded for their personalized approach, offering resume workshops, interview preparation, and networking events. Internship pipelines are robust, especially for students in nursing, occupational therapy, and education, often placing them within the extensive network of healthcare facilities and school districts in the greater Pittsburgh area. Geographic hiring patterns show a strong tendency for graduates to remain in Western Pennsylvania, leveraging the established professional networks and the concentration of healthcare and education employers in the region.

Campus Life & Culture at Carlow University

Carlow University attracts a diverse student body, with a significant portion of its students being adult learners and transfer students, alongside traditional undergraduates. The university fosters an inclusive environment that values diverse perspectives and experiences, making it a welcoming place for students from various backgrounds, including racial, ethnic, and socioeconomic diversity. Students who thrive at Carlow are often self-motivated, community-oriented, and seeking a supportive academic setting where they can develop strong professional skills and a sense of purpose.

Carlow University offers a close-knit campus experience, deeply rooted in its Catholic, Franciscan heritage. With a student body of around 1,300, the university fosters a strong sense of community where students often know each other across different majors. The campus is situated in the vibrant Oakland neighborhood of Pittsburgh, putting students in close proximity to other universities like the University of Pittsburgh and Carnegie Mellon, creating a dynamic intellectual and social environment. While Carlow doesn't have traditional on-campus housing for all students, it offers apartment-style living in its University Commons, providing a comfortable and convenient base for academic life. This setup encourages students to engage with the wider Pittsburgh community, exploring the city's rich cultural offerings, dining scene, and entertainment options. Social life at Carlow is often centered around campus events, student clubs, and academic pursuits. The university emphasizes service and social justice, reflecting its mission, so many student activities and organizations align with these values. You'll find clubs focused on academic interests, spiritual development, and community engagement. Greek life is not a prominent feature at Carlow, contributing to a more integrated social fabric. Athletics are primarily at the club and intramural level, offering opportunities for recreation and friendly competition rather than a major spectator sport focus. The overall vibe is one of academic seriousness blended with a supportive, personal atmosphere, where students are encouraged to grow intellectually and ethically. It's a place for students who appreciate a smaller, more focused learning environment within a major urban setting.

Campus Highlights

Location & Regional Advantages

Carlow University's location in Pittsburgh, PA, offers a unique blend of urban advantages and regional opportunities. Pittsburgh boasts a revitalized economy with strong sectors in healthcare, technology, education, and advanced manufacturing, providing a fertile ground for Carlow graduates. Major healthcare systems like UPMC and Allegheny Health Network are significant employers, offering numerous entry-level and advanced positions for Carlow's health sciences graduates. The city also has a growing tech scene, with companies like Google and Duolingo having a presence, creating opportunities for graduates in related fields. The cost of living in Pittsburgh is considerably lower than many major metropolitan areas, making the median debt of $25,500 more manageable and potentially shortening the debt payoff timeline. Quality of life is high, with a rich cultural scene, numerous parks, professional sports teams, and a vibrant culinary landscape. While Pittsburgh experiences four distinct seasons, including cold, snowy winters, the overall weather is generally moderate. Safety in the city varies by neighborhood, but university areas are typically well-maintained and patrolled. Proximity to other industry hubs is moderate; while not directly adjacent to coastal tech centers, Pittsburgh's established industries and its position as a regional economic driver provide ample career opportunities without the extreme cost of living associated with larger coastal cities. This location directly benefits Carlow graduates by placing them within a network of established employers who are familiar with the university's programs and reputation.

How to Get Into Carlow University

Carlow University employs a holistic review process, meaning they consider a range of factors beyond just grades and test scores (which are not required for admission). The admission rate of 87.0% indicates that Carlow is generally accessible, but a strong application is still key to standing out. Focus on presenting a well-rounded profile that highlights your academic potential, commitment to service, and alignment with Carlow's mission. While there are no early decision or early action options that offer a binding commitment or significant advantage, applying by the priority deadline (often in February) is recommended to ensure full consideration for scholarships and aid. The admissions committee looks for students who demonstrate academic readiness, a desire for personal and professional growth, and an understanding of Carlow's values. Strong essays are crucial; consider topics that showcase your resilience, leadership, community involvement, or how you plan to contribute to the Carlow community. Since test scores are not a factor, your GPA, the rigor of your high school curriculum, letters of recommendation, and your personal essay become even more important. Demonstrated interest isn't formally tracked, but engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can positively influence your application. Aim for a GPA that reflects consistent effort and strong performance, particularly in college preparatory courses.

How Carlow University Compares to Similar Schools

Similar schools: Point Park University, Duquesne University, Seton Hill University, Chatham University

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Carlow University

Is a degree from Carlow University a good financial investment?

Based on the provided data, Carlow University has a negative ROI score (-64), with median 10-year earnings of $51,051 and median debt of $25,500. This suggests that the financial return on investment may not be favorable for many graduates.

What is the graduation rate at Carlow University?

The graduation rate at Carlow University is 57.6%, which is below the national average.

How does Carlow University's affordability compare to its outcomes?

Carlow University has an affordability score of 55, but its negative ROI and below-average graduation rate indicate that the financial outcomes may not justify the cost of attendance for many students.

What types of students might benefit most from attending Carlow University?

Students who prioritize a small, intimate learning environment and a diverse student body, and who may be pursuing fields with strong earning potential not fully reflected in the median data, might consider Carlow. However, careful financial planning is advised.

What are the primary financial concerns for students considering Carlow University?

The primary financial concerns are the high tuition relative to median post-graduation earnings, leading to a negative ROI, and a significant amount of student debt at graduation.

What is the acceptance rate at Carlow University and how hard is it to get in?

Carlow University has a relatively high acceptance rate of 87.0%, indicating that it is not highly selective. This means that a significant majority of students who apply are admitted, making it an accessible option for many prospective students. To get in, applicants typically need a high school diploma or GED and should submit transcripts, SAT/ACT scores (though these may be optional depending on the year and program), and potentially letters of recommendation or an essay. While the admission rate suggests it's not difficult to gain entry, maintaining strong academic performance throughout high school is still crucial for demonstrating readiness for college-level work. Students should ensure they meet the minimum requirements and present a well-rounded application. The university often emphasizes its commitment to serving a diverse student body, which may influence its admissions philosophy. Prospective students are encouraged to visit the campus, attend information sessions, and connect with the admissions office to understand specific program prerequisites and application deadlines.

Is Carlow University worth the money?

The value of Carlow University is a nuanced question. With tuition at $35,874 and median 10-year earnings of $51,051, the immediate financial return on investment is not particularly high, reflected in a negative ROI score of -64. The median debt of $25,500 adds to the financial burden. A rough calculation suggests it could take 5-7 years or more to pay off this debt based on the median earnings, assuming a standard repayment plan and a portion of earnings going towards debt. However, 'worth' extends beyond pure financial metrics. Carlow excels in specific fields like nursing and education, and its Pittsburgh location offers a lower cost of living and access to a strong regional job market in these sectors. For students seeking a personalized education, a strong sense of community, and a career path within Western Pennsylvania, Carlow can be a valuable choice. If your primary goal is maximizing immediate financial return or seeking a degree with broad national recognition, other institutions might offer a better financial outlook. Ultimately, its worth depends on individual career goals, financial circumstances, and the specific program of study.

What are the best majors at Carlow University?

Carlow University is particularly recognized for its strong programs in health sciences and education, which align with the dominant industries in the Pittsburgh region. The Bachelor of Science in Nursing (BSN) program is highly regarded, preparing graduates for high demand roles within UPMC, Allegheny Health Network, and other regional healthcare facilities. Similarly, programs in Occupational Therapy and Physical Therapy are robust, offering excellent career prospects. In the field of education, Carlow offers degrees that prepare students for teaching roles in K-12 settings, with graduates often finding employment in local school districts. Other strong majors include programs within the Department of Social Sciences, such as Psychology and Sociology, which can lead to careers in counseling, social work, and community services. Business and professional studies also offer pathways to roles in management and administration. The 'best' major ultimately depends on a student's interests and career aspirations, but nursing, education, and health sciences consistently demonstrate strong employment outcomes and align with Carlow's institutional strengths and regional demand.

What is student life like at Carlow University?

Student life at Carlow University is characterized by its intimate campus environment and a strong sense of community, often described as nurturing and supportive. As a smaller university with around 1,348 students, Carlow fosters close relationships among students, faculty, and staff. The campus culture emphasizes academic achievement, personal growth, and social responsibility, with a particular focus on women's leadership and empowerment. While it may not offer the sprawling campus experience of a large public university, Carlow provides various opportunities for engagement through student clubs, organizations, and athletic teams (competing in the NCAA Division II). The university hosts regular events, workshops, and cultural activities, often leveraging its Pittsburgh location to connect students with the city's resources. The student body is diverse, contributing to a rich and inclusive atmosphere. For students seeking a close-knit community where they can receive personalized attention and engage deeply with their peers and professors, Carlow offers a fulfilling student experience.

How much financial aid does Carlow University give?

Carlow University is committed to making education accessible and offers a range of financial aid options to eligible students. According to available data, approximately 98% of full-time undergraduate students receive some form of financial aid, highlighting the university's dedication to supporting its student body. This aid can come in the form of federal and state grants, institutional scholarships, and student loans. Institutional scholarships are often merit-based, academic-based, or need-based, and specific scholarships may be tied to particular programs of study or student demographics. Federal aid includes Pell Grants and federal student loans, which are awarded based on financial need as determined by the FAFSA (Free Application for Federal Student Aid). Students are encouraged to complete the FAFSA as early as possible to be considered for all available aid. Carlow also offers payment plans to help spread the cost of tuition over the academic year. Prospective students should contact the Carlow Office of Financial Aid directly for personalized information regarding eligibility, application processes, and the specific types and amounts of aid available.

What salary can I expect after graduating from Carlow University?

The median earnings for Carlow University graduates 10 years after enrollment are reported as $51,051. This figure represents a national average across all programs and should be considered a general benchmark. Actual salaries can vary significantly based on the student's major, academic performance, internship experiences, and the specific industry and geographic location of employment. Graduates from high-demand fields like Nursing and Occupational Therapy, particularly those who secure positions within major Pittsburgh healthcare systems like UPMC or Allegheny Health Network, may expect starting salaries that are higher than this median, potentially in the $60,000-$75,000 range or more, depending on specialization and experience. Graduates in education may start in the $45,000-$55,000 range, depending on the school district and experience level. Alumni in social work or administrative roles might find starting salaries closer to the $40,000-$50,000 range. It is crucial for prospective students to research salary expectations for their specific intended major and to consider the strong regional job market in Pittsburgh, which can influence earning potential.

What are the dorms like at Carlow University?

Carlow University offers on-campus housing options primarily for undergraduate students, providing a convenient and immersive living experience. The university's main residential facility is Frances Warde Hall, which houses both traditional dormitory-style rooms and apartment-style suites. Traditional rooms typically accommodate two students and share common bathroom facilities on each floor. The apartment-style suites offer more privacy, usually housing four students in two bedrooms with a shared living area and bathroom. All residence halls are furnished and include basic amenities such as beds, desks, chairs, and closets. Students living on campus have access to common areas, study lounges, and recreational spaces. The university emphasizes a safe and supportive living environment, with resident assistants (RAs) available to assist students and foster a sense of community. While Carlow is a smaller university and its housing capacity is limited compared to larger institutions, on-campus living is designed to support academic success and social integration, allowing students to be fully engaged in university life.

Is Carlow University a good school for research?

Carlow University, while not a large research-intensive institution, does provide opportunities for undergraduate research, particularly within its science and health science programs. Students in majors like Biology, Chemistry, and Psychology can engage in research projects under the guidance of faculty mentors. These opportunities often involve assisting professors with ongoing studies, conducting independent research for senior theses, or participating in summer research programs. The university's focus on experiential learning means that research is often integrated into the curriculum, allowing students to develop critical thinking, analytical, and problem-solving skills. While Carlow may not have the extensive research facilities or large-scale grant funding of major research universities, it offers a more personalized research experience where undergraduates can gain hands-on involvement. Faculty research interests often align with applied sciences and community-focused projects, providing students with relevant and impactful research exposure. Students interested in pursuing graduate studies or careers in research-oriented fields can benefit from these foundational experiences.

How does Carlow University compare to similar schools?

Carlow University is often compared to other private, smaller universities in the Pittsburgh area and Western Pennsylvania, such as Point Park University, Duquesne University (though larger and more research-focused), Seton Hill University, and Chatham University. Carlow's key differentiator is its strong emphasis on women's leadership and its deeply rooted connection to the Pittsburgh community, particularly in healthcare and education sectors. Compared to Point Park, Carlow might offer a more traditional liberal arts and sciences foundation with a stronger nursing program, whereas Point Park has a notable focus on arts and performance. Duquesne, being larger and a Catholic institution, offers a broader range of graduate programs and a more extensive research profile. Seton Hill and Chatham, similar in size and private status, also offer strong liberal arts programs, with Chatham having a particular focus on women's education and environmental sustainability. Carlow's advantages lie in its specific program strengths (nursing, education), its intimate community feel, and its established local network. Disadvantages compared to some peers include potentially lower national brand recognition and a less robust research infrastructure than larger universities like Duquesne.

What do employers think of a degree from Carlow University?

Employers, particularly within the Pittsburgh metropolitan area, generally hold a positive perception of degrees from Carlow University, especially in its core program areas. Carlow has cultivated strong relationships with local healthcare systems, school districts, and community organizations over many years. This familiarity means that hiring managers at institutions like UPMC, Allegheny Health Network, and Pittsburgh Public Schools often recognize the quality of Carlow graduates, particularly in nursing, allied health, and education. The university's emphasis on practical skills, critical thinking, and ethical leadership resonates well with employers seeking well-prepared entry-level professionals. While Carlow may not have the same level of widespread national brand recognition as larger, more prominent universities, its reputation within its specific fields and geographic region is solid. Employers value the personalized education and the strong work ethic often demonstrated by Carlow alumni. For graduates seeking employment outside the immediate Pittsburgh region, the perception might be less distinct, but the foundational skills and specific program strengths remain valuable assets.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.