Centenary University
Hackettstown, NJ — Private Nonprofit
Value Score: 30/100
Tuition (In-State): $37,732 | Out-of-State: $37,732
Acceptance Rate: 83.1% | Graduation Rate: 56.3%
Median Earnings (10yr): $53,726 | Median Debt: $23,163
Student Body Size: 910
Centenary University shows low ROI with graduates earning only slightly more than their accumulated debt.
Report Card: Overall Grade D+
Centenary University receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: B
College Analysis
Centenary University, a small private institution in Hackettstown, NJ, presents a mixed picture regarding its academic offerings and student outcomes. While it serves a diverse student body, its graduation rate of 56.3% is below the national average, suggesting potential challenges in student retention or completion. The university's sticker price of $37,732 for both in-state and out-of-state students, combined with a median debt of $23,163 at graduation, places a significant financial burden on its graduates. The median earnings of $53,726 ten years after entry, while respectable, do not strongly outpace the accumulated debt, leading to a negative ROI score of -64. This indicates that, on average, graduates do not recoup their educational investment within a reasonable timeframe. The student experience at Centenary is shaped by its small size, which can foster a close-knit community, but the low admission selectivity (83.1%) might suggest varying levels of academic preparedness among the student body.
The Verdict: Is Centenary University Worth It?
Centenary University presents a challenging value proposition. With an in-state and out-of-state tuition of $37,732 and a median 10-year earnings of $53,726, the earnings are only moderately higher than the tuition cost, leaving little room for debt repayment and living expenses. The median debt of $23,163, while not excessively high, combined with the modest earnings, contributes to a negative ROI score of -64. This suggests that, on average, graduates do not recoup their investment quickly. The payoff timeline for the median debt, assuming a significant portion of the median salary is allocated to repayment, could extend beyond the typical 5-10 year window, especially after accounting for taxes and living costs. Given these figures, Centenary University appears overpriced for the average graduate's financial return. It is not a hidden gem, nor a straightforward good deal; rather, it requires careful consideration of specific program outcomes and individual career aspirations to justify the investment.
Return on Investment
With a median debt of $23,163 and median 10-year earnings of $53,726, Centenary University's ROI is negative (-64), indicating that the financial return on investment for the degree is not meeting the cost of education.
Debt Reality Check
Median student debt at Centenary University: $23,163. Monthly payment on a standard 10-year plan: $263/month. Total repaid: $31,560 ($8,397 in interest).
Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $31,560.
Strengths
- Small class sizes
- Diverse student body
Weaknesses
- Low graduation rate
- Negative ROI
- High tuition relative to outcomes
Academic Profile
Centenary University's academic environment is characterized by a strong emphasis on personalized attention, a hallmark of its smaller size. The university boasts several programs that stand out, particularly in the arts and sciences, business, and health sciences. The School of Arts, Humanities, and Social Sciences offers robust programs in fields like English, History, and Psychology, while the School of Business offers concentrations in areas such as Marketing and Management. A notable strength lies within the School of Natural, Health, and Professional Sciences, which includes highly regarded programs in Biology, Equine Studies, and Nursing. The Equine Studies program, in particular, leverages Centenary's equestrian facilities and is a significant draw for students passionate about animal science and management. Research opportunities are available, especially for undergraduates, allowing students to work closely with faculty mentors on projects that can lead to presentations at conferences or even publications. While specific faculty salary data isn't publicly available, the student-faculty ratio, which is typically low at institutions of this size, suggests that students receive ample individual attention from their professors. The Centenary Honors Program provides a challenging academic experience for high-achieving students, offering enriched coursework and opportunities for independent study. Study abroad programs are also an option, allowing students to broaden their horizons and gain international perspectives. Academic support is readily available through the Academic Success Center, which offers tutoring, academic advising, and workshops designed to enhance study skills and overall academic performance.
Financial Aid Guide for Centenary University
Navigating financial aid at Centenary University involves understanding both merit-based and need-based aid opportunities. Given the sticker price of $37,732 for tuition, most students will rely on some form of financial assistance. Centenary is known to offer a range of merit scholarships, often awarded automatically based on academic achievement (GPA and standardized test scores, though these are not currently required for admission). These scholarships can significantly reduce the cost of attendance for academically strong students. For students demonstrating financial need, Centenary provides need-based grants and institutional aid. The Free Application for Federal Student Aid (FAFSA) is the primary document for determining eligibility for federal grants (like the Pell Grant, if applicable), federal loans, and state aid. Work-study opportunities are also available, offering students the chance to earn money through part-time campus jobs. Typical aid packages can vary widely. For instance, a student with strong academic credentials might receive a merit scholarship of $15,000-$25,000, while a student with demonstrated financial need could receive a combination of grants and loans totaling $20,000-$30,000. It's crucial for prospective students to complete the FAFSA and any institutional aid applications by the priority deadlines to maximize their aid eligibility. While Centenary does not explicitly state a policy on aid negotiation, it's generally advisable for students with competing offers or significant changes in financial circumstances to contact the financial aid office to discuss their situation. Scholarship tips include looking for external scholarships from community organizations, religious affiliations, or specific academic fields, as these can be stacked with institutional aid.
Hidden Costs at Centenary University
- Room and board costs can add an estimated $12,000 - $15,000 per academic year, depending on the chosen meal plan and housing assignment.
- Student activity fees, typically around $300 - $500 per semester, fund campus events, clubs, and organizations.
- Textbooks and course materials can range from $800 - $1,200 annually, with costs varying significantly by major and course.
- Transportation costs, including potential travel home for breaks or local commuting, could add $500 - $1,500 per year.
- Parking permits for students with vehicles on campus can cost approximately $100 - $250 per academic year.
- Health insurance is often required for students not covered by a parent's plan, potentially adding $2,000 - $4,000 annually.
- Personal expenses, such as toiletries, laundry, and entertainment, can easily amount to $1,000 - $2,000 per year.
Alumni Outcomes & Career Paths
Centenary University's alumni network, while smaller, shows a tendency to cluster in industries that leverage its strong programs in business, education, and health sciences. Graduates often find opportunities within the greater New York/New Jersey metropolitan area. Major employers that have historically recruited from Centenary include local healthcare systems like Hackettstown Medical Center and Atlantic Health System, as well as educational institutions within the region. Business graduates may find roles in finance and marketing at companies such as Investors Bank (now part of Citizens Bank) or smaller regional firms. While specific internship pipelines are not widely publicized, the university emphasizes experiential learning, suggesting opportunities with local businesses and non-profits in Warren County and surrounding areas. Graduate school placement rates are not consistently reported, but programs like psychology and education often see students pursue advanced degrees. Notable alumni are not extensively highlighted in public data, suggesting a focus on current student success rather than high-profile figures. Career services are available, aiming to connect students with internships and post-graduation employment, though their reach may be more localized due to the university's size and location. Geographic hiring patterns show a strong preference for the New Jersey and New York metropolitan areas, with some alumni extending into Pennsylvania.
Campus Life & Culture at Centenary University
Centenary University attracts a student body that values a personalized educational experience and a supportive community. The student population tends to be primarily from New Jersey and surrounding states, with a growing number of out-of-state students seeking its specialized programs. Students who thrive here are often engaged, community-minded individuals who appreciate smaller class sizes and direct interaction with faculty.
Centenary University in Hackettstown, NJ, offers a close-knit campus experience, often described as having a friendly and supportive 'vibe.' With a student body of around 910, it's easy to find your niche. The university is divided into two main campuses: the Academic Village and the Residential Village, fostering a sense of community and making it convenient to navigate between classes and living spaces. Student organizations are a cornerstone of life here, with over 40 clubs and organizations catering to a wide range of interests, from academic societies like the Biology Club to recreational groups like the Equestrian Club, a nod to the university's strong equestrian program. Social life isn't dominated by Greek life, though a few fraternities and sororities do exist and contribute to the campus social fabric. Instead, expect a calendar filled with campus-organized events, movie nights, guest speakers, and weekend activities often hosted by the Student Government Association or various clubs. Athletics are a significant part of the Centenary experience, with the Centenary Cyclones competing in NCAA Division III. Popular sports include basketball, soccer, and lacrosse, and athletic events are well-attended by students and faculty alike, creating a spirited atmosphere. Housing is guaranteed for freshmen and available for upperclassmen, with various residence halls offering different living styles. The dining hall, located in the David and Carol Lackman Student Center, serves as a central hub for students to gather and refuel. The overall atmosphere is one of engaged learning and community involvement, where students are encouraged to participate actively in campus life and build lasting relationships.
Campus Highlights
- The renowned Equine Studies program with extensive equestrian facilities.
- The unique two-campus layout: Academic Village and Residential Village.
- A strong emphasis on undergraduate research opportunities and faculty mentorship.
- The vibrant arts scene, including theater productions and art exhibitions.
- Centenary's commitment to community service and civic engagement.
- The close-knit community atmosphere fostered by a smaller student body.
- The historic setting of Hackettstown, offering a blend of rural charm and accessibility to larger cities.
Location & Regional Advantages
Centenary University's location in Hackettstown, NJ, offers a blend of suburban tranquility and proximity to major economic hubs. The local job market in Warren County is modest, with opportunities primarily in healthcare, education, and retail. However, the true advantage lies in its accessibility to the vast employment landscape of the New York metropolitan area, approximately 60-70 miles away. This proximity allows students to access internships and jobs in diverse industries like finance, technology, media, and pharmaceuticals, even while enjoying a lower cost of living than in the city itself. The surrounding region boasts a reasonable cost of living, particularly compared to urban centers, making student debt potentially more manageable. Quality of life in Hackettstown is characterized by a small-town feel, with access to outdoor recreation in nearby state parks. Safety is generally good, typical of suburban New Jersey. While the weather is temperate, it's standard for the Northeast. The strategic location enables Centenary graduates to tap into a much larger job market than their immediate surroundings would suggest, offering a balance between affordability and access to significant career opportunities.
How to Get Into Centenary University
Centenary University, with an admission rate of 83.1%, is a school where a strong academic record and genuine interest can go a long way. While Early Decision (ED) and Early Action (EA) options are available, the university's selectivity doesn't typically offer a dramatic advantage for ED/EA applicants compared to a well-qualified regular decision applicant. The admissions committee values a holistic review, meaning they look beyond just grades and test scores (which are not currently required). They seek students who demonstrate a commitment to learning, community involvement, and a good fit with Centenary's values. A strong GPA, particularly in core academic subjects, is important. Since SAT/ACT scores are not required, your high school transcript will be heavily scrutinized. Essays are a key component; focus on topics that showcase your personality, resilience, intellectual curiosity, or how you've overcome challenges. Personal anecdotes that reveal your character and aspirations are often more impactful than generic statements. Demonstrated interest is also considered; this can be shown through attending virtual or in-person information sessions, visiting campus, engaging with admissions counselors, and following Centenary on social media. The application timeline should ideally involve submitting your application by the priority deadlines (often in February for fall admission) to ensure full consideration for both admission and scholarships. For students aiming to maximize their chances, ensure all application components are complete and thoughtfully prepared, highlighting your unique contributions and potential to succeed at Centenary.
How Centenary University Compares to Similar Schools
Similar schools: Drew University, Monmouth University, Caldwell University
Advantages
- More affordable tuition compared to some private peers in the region.
- Stronger focus on specific niche programs like equine studies or early childhood education.
- Smaller class sizes fostering closer student-faculty interaction.
Disadvantages
- Lower median graduate earnings compared to some competitors.
- Less robust alumni network and national brand recognition.
- Lower graduation rates suggest potential student retention challenges.
Best For
- Students seeking a small campus environment
- Students who may not be highly academically selective
Avoid If
- You are looking for a strong return on investment
- You prioritize a high graduation rate
Frequently Asked Questions about Centenary University
Is Centenary University a good investment given its negative ROI?
Based on the provided data, Centenary University has a negative ROI score of -64, suggesting that the median earnings of graduates do not sufficiently cover the cost of their education and accumulated debt.
What is the graduation rate at Centenary University?
The graduation rate at Centenary University is 56.3%.
How does Centenary University's debt compare to its graduates' earnings?
Graduates accrue a median debt of $23,163, while their median earnings 10 years after entry are $53,726, resulting in a negative return on investment.
What is the average class size at Centenary University?
As a small institution with 910 students, Centenary University likely offers smaller class sizes, though specific data is not provided.
Is Centenary University affordable for students?
Centenary University has an Affordability Score of 55, which is moderate. However, the negative ROI suggests that while the initial cost might be manageable for some, the long-term financial payoff is questionable.
What is the acceptance rate at Centenary University and how hard is it to get in?
Centenary University has a relatively high admission rate of 83.1%, indicating that it is not highly selective. This suggests that most applicants who meet the basic academic requirements are likely to be accepted. While specific GPA or standardized test score cutoffs are not always publicly disclosed, prospective students with solid high school records and a demonstrated interest in the university should have a good chance of admission. The university likely reviews applications holistically, considering factors beyond just grades and test scores, such as essays, extracurricular activities, and letters of recommendation. To increase your chances, ensure your application is complete and highlights your strengths and unique qualities. Engaging with the admissions office through campus visits or virtual information sessions can also be beneficial. The high acceptance rate means that while admission is generally accessible, demonstrating genuine enthusiasm and a good fit for Centenary's programs and community can still set you apart.
Is Centenary University worth the money?
Centenary University's value proposition is questionable based on its financial metrics. The tuition of $37,732, coupled with a median 10-year earning of $53,726, presents a narrow margin for return on investment. With median student debt at $23,163, graduates face a significant financial obligation relative to their earning potential. The negative ROI score of -64 further underscores this concern, suggesting that, on average, the financial benefits of a Centenary degree do not significantly outweigh its costs within a typical timeframe. While the cost of living in Hackettstown is lower than in major urban centers, this alone may not compensate for the modest earnings. Students considering Centenary should thoroughly research the specific career outcomes and earning potential associated with their intended major. For many, the financial commitment may be substantial, and the payoff period could be lengthy, making it a less than ideal financial decision without careful consideration of alternative, more financially rewarding options.
What are the best majors at Centenary University?
Centenary University offers a range of programs, with particular strengths often found in areas that align with regional employment needs and the university's faculty expertise. Historically, programs in Business Administration, Education (especially Early Childhood and Special Education), and Health Sciences (such as Nursing or Health Services Administration) tend to be popular and may lead to more direct career pathways. The Equine Studies program is also a unique offering that attracts students with specific interests. To determine the 'best' majors, prospective students should investigate the specific career placement rates and average starting salaries for graduates within each program. Look for majors that have strong connections to local industries or offer specialized skills that are in demand. For instance, a Business degree with a concentration in Finance or Marketing might offer broader opportunities than a general Business degree. Similarly, a Nursing degree often leads to immediate employment in the healthcare sector. Researching faculty expertise and internship opportunities within each department is also crucial for identifying programs with the strongest potential for success.
What is student life like at Centenary University?
Student life at Centenary University is shaped by its small size and suburban setting in Hackettstown, NJ. As a private institution with around 910 students, Centenary offers a close-knit community feel, where students often know each other and faculty members personally. The campus culture emphasizes a balance between academic pursuits and extracurricular engagement. Traditional student activities include various clubs and organizations catering to academic interests, social causes, and hobbies. The university also hosts events, lectures, and cultural programs throughout the academic year. Given its location, students may find opportunities for outdoor recreation in the surrounding natural areas. While not a large university with a bustling city nightlife, Centenary provides a more intimate campus experience. Students seeking a vibrant, large-scale social scene might find it quieter than at larger institutions, but those who value personal connections and a focused academic environment may thrive here. The residential experience is a key component, with various housing options available for students.
How much financial aid does Centenary University give?
Centenary University provides a range of financial aid options to help students manage the cost of tuition and living expenses. This typically includes federal and state grants, institutional scholarships, and student loans. The university likely offers merit-based scholarships for academic achievement, as well as need-based aid determined by a student's financial situation as assessed through the FAFSA (Free Application for Federal Student Aid) and CSS Profile. Specific scholarship programs might be tied to academic programs, athletic participation, or specific student demographics. While the exact average aid package varies annually, prospective students are encouraged to complete the financial aid application process early to maximize their eligibility. It's important for students to understand the breakdown of their aid package, distinguishing between grants and scholarships (which do not need to be repaid) and loans (which do). Centenary's financial aid office is the primary resource for detailed information on available aid and application procedures.
What salary can I expect after graduating from Centenary University?
The median earnings for Centenary University graduates 10 years after enrollment is reported at $53,726. However, this is a general figure and actual salaries can vary significantly based on the student's chosen major, academic performance, internship experiences, and the specific industry and geographic location of employment. Graduates from programs with high demand and specialized skills, such as Nursing or certain Business concentrations, may expect to earn higher starting salaries. For example, entry-level nursing positions in the New Jersey/New York metropolitan area can often start above the overall median. Conversely, graduates from fields with less direct vocational training or in lower-demand sectors might see starting salaries closer to or even below the reported median. It is crucial for prospective students to research the specific career outcomes and salary expectations for their intended major. Centenary's career services department should be able to provide more detailed data on post-graduation employment and earnings by program.
What are the dorms like at Centenary University?
Centenary University offers various on-campus housing options for its students, aiming to provide a comfortable and conducive living environment. The residence halls typically house undergraduate students, with different configurations available, such as traditional double rooms, suite-style living, and potentially apartment-style options for upperclassmen. Each hall usually has common areas, study lounges, and laundry facilities. The university emphasizes creating a community atmosphere within the dorms, often with Resident Advisors (RAs) available to support students and organize floor activities. Room amenities generally include basic furniture like a bed, desk, and closet for each student. Specific features and the overall condition of the dorms can vary by building. Students are encouraged to visit the campus or view virtual tours to get a better sense of the living spaces. For students who prefer to live off-campus, Centenary's location in Hackettstown provides some off-campus rental opportunities in the surrounding town, though on-campus living is often prioritized for first and second-year students.
Is Centenary University a good school for research?
Centenary University, as a smaller institution, may offer undergraduate research opportunities that are more accessible and hands-on compared to larger universities. While it may not have the extensive research infrastructure of a major R1 institution, faculty members often engage in research and may involve undergraduate students in their projects. This can provide valuable experience in data collection, analysis, and presentation. Programs in the sciences, such as biology or chemistry, are more likely to offer direct research opportunities. Students interested in research should proactively connect with professors whose work aligns with their interests. Participating in research can be a significant advantage for students planning to pursue graduate studies, as it demonstrates academic capability and research aptitude. The university may also host student research symposia where students can present their findings. While not its primary focus, Centenary can provide a supportive environment for undergraduates seeking research experience.
How does Centenary University compare to similar schools?
Centenary University can be compared to other small to mid-sized private liberal arts colleges in New Jersey and the surrounding region, such as Drew University, Monmouth University, and Caldwell University. In terms of size, Centenary is among the smaller institutions. Its admission rate is higher than some peers, suggesting it may be less selective. Tuition costs are generally in a similar range for private institutions in the area, though specific net prices after aid can vary. Centenary's median graduate earnings are on the lower end compared to some of these peers, which impacts its perceived value for money. While Centenary offers unique programs like Equine Studies, other peers might have stronger national recognition in specific fields or more robust alumni networks. The graduation rate at Centenary is also lower than some comparable institutions, which could indicate differences in student support or academic rigor. When comparing, consider program-specific strengths, campus culture, and the overall return on investment for your intended field of study.
What do employers think of a degree from Centenary University?
Employer perception of a degree from Centenary University is likely influenced by the specific program of study and the individual graduate's preparedness. As a smaller, less nationally recognized university, its brand value may not carry the same weight as larger, more established institutions, particularly outside of the immediate New Jersey/New York region. However, employers within the local and regional market, especially in sectors where Centenary has strong programs like education and healthcare, may hold a positive view of its graduates. The university's emphasis on experiential learning and career services aims to equip students with practical skills and professional connections that employers value. Success stories of alumni in specific fields can bolster the university's reputation among employers in those sectors. For graduates seeking employment in highly competitive national or international markets, the Centenary degree might require additional emphasis on internships, portfolio development, and networking to stand out against candidates from more prominent universities.
Explore More
Colleges in New Jersey
Browse all colleges in New Jersey
Similar Schools
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in New Jersey — Visa sponsorship salary data for New Jersey
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit Centenary University official website
View on College Scorecard (Dept. of Education)
AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.