Stephens College
Columbia, MO — Private Nonprofit
Value Score: 38/100
Tuition (In-State): $28,300 | Out-of-State: $28,300
Acceptance Rate: 77.2% | Graduation Rate: 44.7%
Median Earnings (10yr): $43,071 | Median Debt: $27,000
Student Body Size: 391
Stephens College shows low graduation rates and negative ROI, raising concerns about financial value.
Report Card: Overall Grade D
Stephens College receives an overall grade of D based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C
- Affordability: B+
College Analysis
Stephens College, a small private nonprofit institution in Columbia, MO, presents a mixed picture regarding its academic offerings and student outcomes. While it aims to provide a unique educational experience, the data suggests challenges in translating the cost of attendance into strong financial returns for graduates. The graduation rate of 44.7% is notably low, which, combined with a median 10-year earning of $43,071 against a median debt of $27,000, results in a negative ROI score of -62. This indicates that, on average, graduates do not recoup their investment in terms of increased earnings compared to their debt burden. The affordability score of 55 is moderate, suggesting that while tuition is not exceptionally high, the return on investment is a significant concern. The student experience at Stephens College is shaped by its small size and private, nonprofit status, potentially offering a more intimate learning environment, but the overall value proposition needs careful consideration by prospective students, especially when evaluating the financial implications post-graduation.
The Verdict: Is Stephens College Worth It?
Stephens College presents a complex value proposition. With an in-state and out-of-state tuition of $28,300 and a median 10-year earnings of $43,071, the immediate financial picture is challenging. The median debt of $27,000, when compared to the median earnings, suggests a debt-to-income ratio that requires careful financial management. The ROI score of -62 strongly indicates that, on average, graduates do not recoup their investment within a typical timeframe, and may struggle to out-earn their educational expenses. The cost of attendance significantly outpaces the median earnings, meaning it would take approximately 15-20 years of saving solely from the median salary to pay off the median debt, without accounting for interest or living expenses. While Stephens College offers a unique educational experience, particularly for women, the financial return on investment appears to be a significant concern. It is not a clear 'good deal' based on these metrics. It might be considered a 'hidden gem' only if the student highly values the specific educational philosophy and community, and has a clear, high-earning career path in mind that deviates from the median outcome. For most students, the financial outlay appears to be overpriced relative to the average post-graduation earnings.
Return on Investment
With a median 10-year earning of $43,071 and a median debt of $27,000, Stephens College has a negative ROI score of -62, suggesting the degree is not financially worth the cost based on current earnings data.
Debt Reality Check
Median student debt at Stephens College: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).
Breakeven vs high school diploma: 2.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.
Strengths
- Small class sizes due to small student body size
- Private nonprofit status may offer unique programs
Weaknesses
- Low graduation rate (44.7%)
- Negative ROI (-62) indicating poor financial return on investment
- Median earnings ($43,071) are modest relative to debt ($27,000)
Academic Profile
Stephens College distinguishes itself with a commitment to personalized learning, particularly within its strong programs designed for women. While the overall student body is small, the academic offerings are thoughtfully curated to provide depth and opportunity. Notable strengths lie in areas such as Fashion Communication, Interior Design, and Theatre, where hands-on experience and industry connections are emphasized. The School of Creative and Performing Arts is a cornerstone, offering rigorous training in performance, design, and technical theatre. The School of Health Sciences also provides robust programs, preparing students for careers in nursing and other healthcare fields.
Faculty quality is a significant asset, though specific salary data isn't publicly available. However, the small student-faculty ratio, a natural consequence of the college's size, ensures that students receive individualized attention from instructors who are often experts in their fields. This close interaction facilitates mentorship, research collaboration, and a deeper understanding of course material. Students have opportunities to engage in research, often assisting faculty on projects or undertaking their own independent studies, particularly within the arts and sciences.
Stephens offers an Honors Program for academically high-achieving students, providing enriched coursework, research opportunities, and a more intensive academic experience. Study abroad programs are available, allowing students to broaden their horizons and gain global perspectives, often integrated with their specific fields of study. Academic support resources are robust, including tutoring services, writing centers, and academic advising, all designed to help students navigate their coursework successfully and achieve their academic goals. The college's focus on career preparation means that academic programs are closely aligned with industry needs, ensuring graduates are well-equipped for their chosen professions.
Financial Aid Guide for Stephens College
Navigating the financial aid landscape at Stephens College is a personalized process, reflecting the institution's commitment to individual student success. Given the tuition of $28,300, understanding the aid options is crucial. Stephens offers a range of financial aid, including merit-based scholarships, need-based grants, and federal student loans. Merit scholarships are often awarded automatically based on academic achievement during the admissions process, recognizing strong GPAs and extracurricular involvement. While specific dollar amounts vary, these scholarships can significantly reduce the net cost of attendance for eligible students.
Need-based aid is determined by the information provided on the FAFSA (Free Application for Federal Student Aid) and potentially the CSS Profile. This aid can come in the form of federal grants like the Pell Grant (though the Pell Grant Rate is not specified, it's a key federal resource) and institutional grants. For students demonstrating financial need, a combination of grants and loans is typically packaged. Work-study opportunities are also available, allowing students to earn money through part-time jobs on campus or in approved off-campus locations, providing valuable work experience alongside financial assistance.
Typical aid packages can vary widely based on a student's financial profile. For families with lower incomes, a substantial portion of the cost might be covered by grants and federal aid, potentially reducing out-of-pocket expenses significantly. For middle-income families, a mix of merit scholarships, institutional grants, and federal loans might be offered. It's important for prospective students to complete the FAFSA as early as possible, ideally by the priority deadline, to maximize their eligibility for all types of aid.
Scholarship tips include actively seeking out departmental scholarships, applying for external scholarships from various organizations, and highlighting unique talents or experiences in application essays. While Stephens is generally supportive of financial aid discussions, negotiating aid packages is typically more realistic at highly selective institutions or when a student has a competing offer from a similarly ranked college. However, open communication with the financial aid office about any changes in financial circumstances is always encouraged.
Hidden Costs at Stephens College
- Housing costs can range from approximately $7,000 to $10,000 per academic year, depending on the room type and residence hall.
- Meal plans typically cost between $4,000 and $5,000 annually, with various options available.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
- Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 per year.
- Personal expenses, including toiletries, entertainment, and incidental travel, might amount to $1,500 to $2,500 annually.
- Transportation costs, especially for students traveling home or exploring the region, can vary significantly but budget at least $500-$1,000 annually.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 per year.
Alumni Outcomes & Career Paths
Stephens College, a private women's college in Columbia, Missouri, offers a unique educational experience with a focus on career preparation. While specific data on major employers actively recruiting on campus is not publicly detailed, the college's emphasis on programs like fashion, business, and health sciences suggests alumni find opportunities in sectors such as retail, marketing, healthcare administration, and education. Given its size and location, it's likely that regional employers in Missouri and surrounding states are key hiring grounds. Graduates may find roles at companies like Cerner (now Oracle Health), St. Luke's Health System, or within local fashion boutiques and marketing agencies in the Kansas City and St. Louis areas. The college's career services are designed to foster internship pipelines, with a strong emphasis on experiential learning. While specific internship partners aren't listed, common placements would likely be in fashion houses, non-profits, educational institutions, and healthcare facilities. Graduate school placement rates are not prominently published, but students pursuing advanced degrees would likely target programs in education, counseling, or business administration. Notable alumni are often recognized within their specific fields, though a comprehensive public list is not readily available. Geographic hiring patterns tend to favor the Midwest, with a significant portion of graduates remaining in Missouri or nearby states, leveraging their education in local and regional economies. The college's focus on developing well-rounded individuals aims to equip them for diverse career paths, though the specific breadth of industries and employers is more concentrated due to its specialized nature and location.
Campus Life & Culture at Stephens College
Stephens College serves a predominantly undergraduate population of around 400 students, fostering a close-knit and highly personalized educational experience. The student body is primarily composed of women, creating a unique environment focused on empowerment and leadership development. While specific geographic and diversity data are limited, the college likely attracts students seeking a focused, supportive community and a distinct educational path.
Stephens College in Columbia, Missouri, offers a distinctively intimate and empowering campus experience, largely shaped by its focus on women's education and its integration with the larger University of Missouri (Mizzou) community. With an enrollment of just under 400 students, Stephens fosters a close-knit environment where personal attention and strong peer relationships are paramount. The 'vibe' is one of focused ambition, creativity, and mutual support, often described as a 'sisterhood' where students feel seen and encouraged.
Campus life is centered around the historic Stephens campus, a beautiful collection of red-brick buildings and green spaces that feels both traditional and vibrant. While Stephens doesn't have traditional Greek life in the way larger universities do, the sense of community is strong, with numerous student organizations catering to diverse interests, from academic clubs and leadership groups to arts and cultural associations. The Student Government Association (SGA) plays a key role in shaping student life and advocating for student needs.
Social life often involves a blend of on-campus events and participation in the broader Columbia scene, leveraging the resources of Mizzou. Students might attend campus movie nights, guest lectures, or creative showcases, alongside exploring Columbia's downtown area, local eateries, and Mizzou's extensive campus events. Housing is primarily on-campus, with residence halls designed to foster community and provide a supportive living-learning environment. Dining services offer meal plans that cater to student needs, with options available within the Stephens campus.
Athletics at Stephens are focused on club sports and intramurals, offering opportunities for recreation and friendly competition rather than NCAA Division I programs. This allows students to balance their academic pursuits with physical activity without the intense demands of varsity sports. The emphasis is on participation, skill-building, and fun. Overall, Stephens provides a unique environment for students seeking a personalized educational journey within a supportive, female-focused community, with the added benefit of access to the resources of a larger university.
Campus Highlights
- The historic and picturesque red-brick campus, offering a traditional yet intimate collegiate atmosphere.
- A strong focus on women's education, fostering a supportive and empowering environment for personal and academic growth.
- Integration with the University of Missouri (Mizzou), providing access to a wider range of resources, courses, and campus activities.
- Renowned programs in areas like Fashion Communication and Theatre, offering specialized training and industry connections.
- The close-knit community feel, where students often form deep bonds and receive personalized attention from faculty.
- Emphasis on experiential learning and career preparation, ensuring graduates are well-equipped for their chosen fields.
- A vibrant student life program with numerous clubs and organizations, encouraging leadership and engagement.
Location & Regional Advantages
Stephens College is situated in Columbia, Missouri, a vibrant college town that offers a moderate cost of living compared to major metropolitan areas. This location provides a stable, albeit not a booming, regional job market. Columbia itself is home to the University of Missouri, which contributes to a dynamic local economy with opportunities in education, healthcare, and research. Proximity to larger industry hubs like Kansas City (approximately 2 hours away) and St. Louis (approximately 2.5 hours away) offers Stephens graduates access to a broader range of career opportunities, particularly in sectors like technology, finance, and advanced manufacturing, though these require relocation. The quality of life in Columbia is generally considered good, with a friendly atmosphere, access to outdoor recreational activities, and a relatively safe environment. The weather is typical of the Midwest, featuring four distinct seasons with warm summers and cold winters. While Columbia offers a supportive community and a lower cost of living, which can be advantageous for recent graduates managing student debt, the geographic isolation from major national industry centers means that career opportunities directly tied to cutting-edge industries might be less abundant without a willingness to relocate post-graduation. The college's career services likely focus on building connections within Missouri and the surrounding region to maximize local employment prospects.
How to Get Into Stephens College
Applying to Stephens College is a process that values a student's potential, passion, and fit within its unique community. With an admission rate of 77.2%, Stephens is accessible, but a thoughtful application is still key to demonstrating your readiness and enthusiasm. The admissions office looks beyond just grades and test scores, seeking individuals who will contribute to the college's vibrant, supportive, and empowering environment.
While Early Decision (ED) and Early Action (EA) aren't explicitly highlighted as having significant advantages due to the selectivity level, applying earlier in the cycle is always recommended to ensure full consideration for both admission and scholarships. The admissions committee will carefully review your high school transcript, focusing on the rigor of your coursework and your GPA. While SAT/ACT scores are not provided, if submitted, they would likely be considered in context with the rest of your application.
Your college essay is a crucial component. Use it to showcase your personality, your aspirations, and why Stephens, specifically, is the right place for you. Highlight experiences that demonstrate leadership, resilience, creativity, or a commitment to women's empowerment. Connecting your personal story to Stephens' mission and programs will make a strong impression. Demonstrated interest can be shown through attending virtual or in-person information sessions, visiting campus (if possible), and engaging with admissions counselors.
The ideal timeline involves having your application, transcripts, and any required essays or recommendations submitted well before the deadlines, typically in the late fall or early spring for fall admission. Focus on presenting a well-rounded picture of yourself, emphasizing your unique contributions and your alignment with the Stephens College values.
How Stephens College Compares to Similar Schools
Similar schools: William Woods University, Culver-Stockton College, Missouri Valley College
Advantages
- Strong focus on women's leadership and empowerment
- Smaller class sizes fostering personalized attention
- Unique programs in areas like fashion and equine studies
Disadvantages
- Lower graduation rates compared to some peers
- Limited geographic access to major industry hubs
- Lower median alumni earnings compared to national averages
Best For
- Students prioritizing a small campus environment
- Individuals seeking a specific program offered by a private nonprofit college, willing to overlook financial ROI concerns
Avoid If
- You are seeking a strong financial return on your educational investment
- You require a high graduation rate
- You are looking for a large university experience
Frequently Asked Questions about Stephens College
Is Stephens College a worthwhile investment given its negative ROI?
Based on the provided Department of Education data, Stephens College has a negative ROI score of -62, indicating that graduates, on average, do not earn enough to offset their debt and educational costs. Prospective students should carefully weigh this financial aspect.
What are the primary academic concerns at Stephens College?
The most significant academic concern highlighted by the data is the low graduation rate of 44.7%, which suggests potential challenges in student retention or program completion.
How does the cost of Stephens College compare to graduate earnings?
The median debt at graduation is $27,000, and median 10-year earnings are $43,071. This results in a negative ROI, meaning the earnings do not sufficiently cover the cost and debt incurred.
What is the student experience like at Stephens College?
Stephens College is a small institution (391 students), which typically suggests a more intimate learning environment and potentially smaller class sizes. However, specific details about student life, campus culture, and extracurriculars would require further research beyond the provided financial and outcome data.
Should I consider Stephens College if I am looking for strong career outcomes?
Given the negative ROI and modest median earnings, Stephens College may not be the best choice if strong, high-earning career outcomes are your primary goal. The data suggests a financial return that may not meet expectations.
What is the acceptance rate at Stephens College and how hard is it to get in?
Stephens College has an acceptance rate of 77.2%, indicating that it is moderately selective. This means that while a significant portion of applicants are admitted, the college still reviews applications to ensure a good fit for its academic environment. To increase your chances of admission, focus on presenting a strong academic record, including good grades and challenging coursework. Highlight any extracurricular activities, volunteer work, or leadership roles that demonstrate your initiative and commitment. A well-written personal essay can also significantly strengthen your application by showcasing your personality, aspirations, and why Stephens is the right choice for you. Demonstrating genuine interest in the college through campus visits or virtual information sessions can also be beneficial. While not as competitive as highly selective institutions, a thoughtful and complete application is key to a successful outcome.
Is Stephens College worth the money?
Based on the provided financial data, Stephens College presents a questionable value proposition. The tuition of $28,300, coupled with a median debt of $27,000, results in a substantial financial commitment. When compared to the median 10-year earnings of $43,071, the return on investment appears low, as reflected by the ROI score of -62. This suggests that, on average, graduates may struggle to recoup their educational expenses within a reasonable timeframe. The cost of attendance significantly exceeds the median earnings, implying a long payoff period for student loans, potentially 15-20 years or more, without considering interest or living costs. While Stephens offers a unique educational environment, particularly for women, the financial metrics indicate that it is likely overpriced for the average graduate's earning potential. It may be a worthwhile investment for students with a clear, high-earning career trajectory or those who highly prioritize the specific, specialized education and community over immediate financial returns.
What are the best majors at Stephens College?
Stephens College offers a range of programs, with some areas showing particular strength and potential for strong career outcomes. Historically, programs in fashion design and merchandising have been a hallmark of Stephens, providing students with hands-on experience and industry connections that can lead to careers in the apparel industry, retail management, and marketing. Business administration, with concentrations that can be tailored to specific interests, also offers a solid foundation for various professional roles. The health sciences, including programs related to nursing and health information management, are in high demand and can lead to stable, well-compensated careers in the healthcare sector. For students interested in creative fields, programs in communication and digital media can prepare them for roles in marketing, public relations, and content creation. It's crucial for prospective students to research specific program curricula, faculty expertise, and internship opportunities within each major to determine the best fit for their individual career aspirations and to align with industries that offer robust job prospects.
What is student life like at Stephens College?
Student life at Stephens College is characterized by its intimate, close-knit community, designed to foster personal growth and strong peer relationships. As a women's college, the campus culture emphasizes empowerment, leadership development, and mutual support among students. The smaller student body (around 391 students) means that class sizes are typically small, allowing for more personalized interaction with faculty and peers. Campus activities often revolve around academic clubs, leadership opportunities within student government, and various social events organized by student life departments. Given its location in Columbia, MO, students also have access to the broader social and cultural offerings of a college town, including events at the University of Missouri. While the college may not have the extensive Greek life or large-scale athletic programs of larger universities, it compensates with a focus on building a strong sense of belonging and providing a safe, nurturing environment for its students to thrive academically and socially.
How much financial aid does Stephens College give?
Stephens College is committed to making education accessible and offers a variety of financial aid options to help students manage the cost of attendance. While specific average aid packages are not detailed here, prospective students can expect to receive aid in the form of merit-based scholarships, need-based grants, federal student loans, and work-study programs. The college encourages all admitted students to complete the Free Application for Federal Student Aid (FAFSA) to determine eligibility for federal and state aid. Additionally, Stephens likely offers its own institutional scholarships, which may be awarded based on academic achievement, leadership potential, or specific program interests. It is advisable for students to contact the Stephens College Office of Admissions and Financial Aid directly to inquire about the average financial aid package, specific scholarship opportunities, and the application process to maximize their financial support for their education.
What salary can I expect after graduating from Stephens College?
The median earnings for Stephens College graduates 10 years after enrollment is $43,071. This figure represents an average across all majors and career paths. Specific salary expectations can vary significantly depending on the chosen major, industry, geographic location of employment, and individual career progression. For instance, graduates from programs like fashion merchandising or business administration might find entry-level positions in marketing or retail with starting salaries in the $35,000-$45,000 range. Those entering fields like healthcare administration or education might see slightly higher starting salaries, potentially in the $40,000-$55,000 range, with greater potential for growth over time. It is important to note that the median earnings of $43,071 are relatively modest, especially when compared to the cost of attendance and median debt. Students should research specific career paths within their chosen majors to get a more accurate projection of potential earnings and to understand the long-term financial outlook.
What are the dorms like at Stephens College?
Stephens College provides on-campus housing options designed to create a comfortable and supportive living environment for its students. The residence halls are typically organized to foster community and provide convenient access to academic buildings and campus resources. While specific details about each hall's amenities can vary, students can generally expect furnished rooms, common areas for studying and socializing, and access to essential services like laundry facilities and Wi-Fi. The college often emphasizes a safe and secure living environment, with resident advisors available to support students. As a women's college, the housing arrangements are tailored to this demographic, promoting a sense of sisterhood and shared experience. Prospective students are encouraged to visit the campus or consult the college's housing website for the most up-to-date information on room types, amenities, and the application process for on-campus living.
Is Stephens College a good school for research?
Stephens College, with its emphasis on undergraduate education and personalized learning, offers opportunities for students to engage in research, though it may not be on the same scale as large research universities. The college's focus on experiential learning and faculty mentorship means that students can often collaborate with professors on research projects relevant to their fields of study. This might include independent study projects, capstone research, or assisting faculty with ongoing investigations. Given its programs, research opportunities could be found in areas like fashion studies, business analytics, or health sciences, where students might conduct market research, analyze health data, or explore historical trends. While Stephens may not have extensive graduate research programs or large-scale federal research grants, the individualized attention from faculty can provide a valuable research experience for undergraduates seeking to deepen their understanding and develop critical thinking skills.
How does Stephens College compare to similar schools?
Stephens College is a private, women's liberal arts college with a focus on career preparation, which places it in a specific niche. Realistic peer institutions often include other small, private liberal arts colleges, particularly those with a historical emphasis on women's education or specific vocational programs. Examples might include William Woods University, Culver-Stockton College, or Missouri Valley College, all located within the Midwest. Compared to these peers, Stephens' key advantages lie in its dedicated focus on women's leadership and empowerment, its potentially more specialized programs (like fashion), and its smaller, more intimate learning environment. However, disadvantages can include a lower graduation rate than some comparable institutions, a more limited geographic reach for career opportunities compared to schools closer to major metropolitan hubs, and potentially lower average alumni earnings, as indicated by its ROI score. The specific mission and program offerings of Stephens differentiate it, but it shares challenges common to many small, private colleges in terms of market competitiveness and post-graduation financial outcomes.
What do employers think of a degree from Stephens College?
Employer perception of a degree from Stephens College is likely influenced by the college's specific strengths and its niche as a women's college. Employers who value the skills and attributes fostered at Stephens—such as leadership, critical thinking, communication, and a strong work ethic—will likely view graduates favorably. The college's emphasis on experiential learning and internships means that many graduates enter the workforce with practical skills and a degree of professional maturity. However, the brand recognition of Stephens College may not be as widespread as that of larger, more prominent universities, which could affect how employers in highly competitive national markets perceive its graduates. For regional employers in Missouri and the Midwest, a degree from Stephens is likely well-regarded, especially in fields where the college has a strong reputation, such as fashion or certain business disciplines. The success of individual alumni in their careers also plays a significant role in shaping employer perceptions over time.
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View on College Scorecard (Dept. of Education)
AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.