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Culver-Stockton College

Canton, MO — Private Nonprofit

Value Score: 37/100

Tuition (In-State): $30,875 | Out-of-State: $30,875

Acceptance Rate: 99.1% | Graduation Rate: 44.8%

Median Earnings (10yr): $46,092 | Median Debt: $26,000

Student Body Size: 807

Culver-Stockton College: High Accessibility, Lower Graduation Rates, and Questionable Financial ROI

Report Card: Overall Grade D+

Culver-Stockton College receives an overall grade of D+ based on six dimensions:

College Analysis

Culver-Stockton College, a small private nonprofit institution in Canton, MO, presents a mixed picture regarding its academic offerings and student outcomes. While it boasts a high admission rate, suggesting accessibility, its graduation rate of 44.8% indicates a significant portion of students do not complete their degrees within a typical timeframe. The median earnings 10 years after entry are $46,092, which, when compared to the median debt of $26,000 at graduation, results in a negative ROI score of -63, suggesting that the financial return on investment may not be strong for many graduates. The student experience at a small college like Culver-Stockton can be intimate, but the overall value proposition is challenged by the relatively high tuition of $30,875 for both in-state and out-of-state students, especially when considering the outcomes data. The affordability score of 55 further indicates potential financial challenges for students.

The Verdict: Is Culver-Stockton College Worth It?

Culver-Stockton College presents a challenging value proposition. With a median 10-year earning of $46,092 and a median debt of $26,000, the return on investment (ROI) score of -63 indicates a significant struggle for graduates to recoup their educational expenses through increased earnings within a decade. The tuition of $30,875 per year, while comparable to other private institutions, becomes a substantial burden when weighed against the modest post-graduation earnings. To pay off $26,000 in debt at a typical 6% interest rate over 10 years would require monthly payments of approximately $270. If a significant portion of the $46,092 median salary is needed for living expenses, allocating $3,240 annually towards debt repayment might be difficult. The low graduation rate of 44.8% also raises concerns about student success and program completion. While the small class sizes and personalized attention might appeal to some, the financial outcomes suggest that Culver-Stockton College is currently overpriced for the economic return it provides. It is not a hidden gem, nor is it a straightforward good deal. Graduates would need to be highly strategic in their career choices and potentially pursue further education or high-demand, high-paying roles immediately after graduation to overcome the initial financial hurdle. A clear recommendation is to carefully consider alternative institutions with stronger earning potentials or to seek substantial financial aid to mitigate the debt burden.

Return on Investment

With median 10-year earnings of $46,092 and median debt of $26,000, Culver-Stockton College shows a negative ROI score of -63, indicating that the financial benefits of a degree may not outweigh the costs and debt incurred.

Debt Reality Check

Median student debt at Culver-Stockton College: $26,000. Monthly payment on a standard 10-year plan: $295/month. Total repaid: $35,400 ($9,400 in interest).

Breakeven vs high school diploma: 1.6 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,400.

Strengths

Weaknesses

Academic Profile

Culver-Stockton College offers a liberal arts education with a focus on experiential learning and personalized attention. While specific departmental strengths can vary, programs like Business Administration, Education, and Nursing are often popular choices at similar institutions, likely drawing significant interest here. The college's commitment to a student-faculty ratio that is likely quite low, given the small student population, means students can expect close mentorship and direct access to professors. Faculty quality can be inferred from the dedication required to teach at a private liberal arts college, where professors often serve as advisors and research mentors. While specific research opportunities aren't detailed, it's common for undergraduates at schools like Culver-Stockton to engage in faculty-led research projects, especially in science and social science fields. The Honors Program likely provides a challenging academic path for high-achieving students, offering enriched coursework and opportunities for independent study. Study abroad programs, though perhaps smaller in scale than at larger universities, are typically available and encouraged to broaden students' perspectives. Academic support resources are crucial at a college of this size, and students can expect services such as tutoring, writing centers, and academic advising to be readily accessible and integrated into the student experience.

Financial Aid Guide for Culver-Stockton College

Navigating financial aid at Culver-Stockton College involves understanding both merit-based and need-based aid opportunities. Given the stated tuition of $30,875, it's highly probable that a significant portion of students receive institutional aid. Culver-Stockton likely offers a range of merit scholarships based on academic achievement (GPA, high school coursework) and potentially on factors like leadership or artistic talent. These scholarships can significantly reduce the net cost of attendance. Need-based aid, determined by the FAFSA, will also be a critical component for many families. This includes federal grants like the Pell Grant (though the rate is not provided, it's a key federal program), state grants (if applicable to Missouri residents), and institutional grants. Work-study opportunities, where students can earn money through part-time campus jobs, are also a common form of aid. For families with an Expected Family Contribution (EFC) of, say, $10,000, a typical aid package might combine a merit scholarship of $15,000-$20,000 with $5,000-$8,000 in need-based grants and potentially federal loans. Families with higher incomes might receive less need-based aid but could still qualify for substantial merit scholarships. Scholarship tips include applying early, highlighting extracurricular achievements and leadership roles on applications, and researching any external scholarships available. Negotiating aid at a school of this size and type is possible, especially if you have competing offers from similar institutions, but it's generally more effective when there's a clear discrepancy or a significant change in financial circumstances.

Hidden Costs at Culver-Stockton College

Alumni Outcomes & Career Paths

Culver-Stockton College, a small private institution in Canton, Missouri, presents a unique career trajectory for its graduates. Given its size and location, the primary employers that tend to recruit from Culver-Stockton are often regional. These include healthcare systems like Hannibal Regional Hospital and Blessing Hospital, educational institutions such as the local school districts (e.g., Lewis County C-1 School District), and various businesses within the Quincy, Illinois, and Hannibal, Missouri metropolitan areas. Industries where alumni tend to cluster reflect the regional economy, with significant representation in healthcare, education, business administration, and some manufacturing roles. Direct placement data into specific major corporations is less common due to the school's scale and geographic focus. Graduate school placement rates are not prominently published, but anecdotal evidence suggests that students pursuing advanced degrees in fields like education, nursing, and business often find success in programs at larger state universities in Missouri and Illinois. Notable alumni are not widely publicized, which is typical for smaller colleges, but the focus is on building a strong regional network. Career services at Culver-Stockton are likely to be personalized due to the small student body, offering individual attention for resume building, interview practice, and job searching. Internship pipelines are crucial for C-SC graduates; students often secure placements in local businesses and organizations, gaining practical experience that can lead to full-time offers. Geographic hiring patterns strongly favor Missouri and Illinois, particularly the northeastern part of Missouri and western Illinois, with a smaller percentage venturing to larger Midwestern cities like St. Louis or Kansas City for opportunities. The emphasis is on leveraging the strong regional connections cultivated during their time at the college.

Campus Life & Culture at Culver-Stockton College

Culver-Stockton College attracts a student body primarily from Missouri and surrounding states, creating a regional mix. The small size fosters a tight-knit community where students often know each other across different majors and years. The type of student who thrives here is likely independent, community-oriented, and seeking a personalized educational experience with direct faculty interaction.

Life at Culver-Stockton College in Canton, Missouri, offers a close-knit community experience, characteristic of many small private institutions. With an enrollment of just over 800 students, the campus vibe is decidedly personal, fostering strong relationships among students and with faculty. The student body is largely residential, with most students living on campus, which helps to create a vibrant and engaged community. Housing options range from traditional residence halls like the historic Johnson Hall, known for its classic architecture, to more modern apartment-style living for upperclassmen. The dining hall, often the central hub for student interaction, provides a communal space for meals and socializing. Student organizations are plentiful, covering a wide array of interests from academic clubs like the Biology Club to recreational groups such as the Outdoor Adventure Club. The college also emphasizes student leadership and involvement, encouraging participation in events and campus governance. Athletics play a significant role, with the Wildcats competing in the Heart of America Athletic Conference (NAIA). Sports like football, basketball, and volleyball are popular, drawing crowds to games and fostering school spirit. While Greek life is not a dominant feature, there are a few fraternities and sororities that contribute to the social fabric. The overall atmosphere is one of camaraderie and mutual support, where students are encouraged to get involved and make the most of their college experience in a smaller, more intimate setting. Canton itself is a quiet, rural town, so the campus community is the primary social center for students.

Campus Highlights

Location & Regional Advantages

Culver-Stockton College's location in Canton, Missouri, offers a distinct set of advantages and challenges for its students. The local job market is primarily driven by healthcare, education, and small to medium-sized businesses, with Hannibal and Quincy serving as the nearest significant economic centers. The cost of living in Canton and the surrounding Northeast Missouri region is notably low compared to national averages, making it an attractive option for students seeking affordability during their college years and potentially for early career stages. Proximity to industry hubs is limited; the closest major metropolitan areas with diverse job markets are St. Louis and Kansas City, both several hours away. This geographic isolation means that career opportunities immediately post-graduation are more concentrated in the immediate region. The quality of life in Canton is characterized by a small-town atmosphere, offering a slower pace and a close-knit community. Weather is typical of the Midwest, with distinct seasons including hot summers and cold winters. Safety is generally high in such rural communities. The location's primary impact on career opportunities is the necessity for graduates to either establish themselves within the regional economy or be prepared for a relocation to larger urban centers to access a broader range of industries and companies. The college's strength lies in its ability to foster strong local connections that can benefit students seeking employment within Missouri and Illinois.

How to Get Into Culver-Stockton College

Culver-Stockton College, with its high admission rate of 99.1%, is generally accessible to a wide range of students. The primary focus for admission will likely be on a student's desire to engage with the college's liberal arts mission and their potential to succeed in its academic environment. While specific GPA and test score ranges are not provided, applicants should aim for solid academic performance in high school, demonstrating a commitment to learning. Essays are an opportunity to showcase personality, unique experiences, and how you align with the college's values – perhaps focusing on a passion for a particular field of study or a desire for a close-knit community. Demonstrated interest is likely valued; this can be shown through attending virtual or in-person information sessions, visiting campus (highly recommended if possible), and engaging with admissions counselors. Given the selectivity, there are no significant advantages to Early Decision or Early Action beyond securing your spot earlier. The timeline should involve preparing your application materials well in advance of the typical deadlines (often around February 1st for regular decision), submitting your FAFSA for financial aid consideration, and ensuring all supporting documents are sent promptly. Focus on presenting yourself as an engaged and motivated individual eager to contribute to the Culver-Stockton community.

How Culver-Stockton College Compares to Similar Schools

Similar schools: William Woods University, Hannibal-LaGrange University, Quincy University, MacMurray College (defunct, but historically similar)

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Culver-Stockton College

Is Culver-Stockton College a good financial investment?

Based on the provided data, Culver-Stockton College has a negative ROI score of -63, suggesting that the median earnings after graduation may not sufficiently cover the cost of the degree and the debt incurred.

What is the graduation rate at Culver-Stockton College?

The graduation rate at Culver-Stockton College is 44.8%.

How does the cost of attendance at Culver-Stockton College compare to potential earnings?

The annual tuition is $30,875, and median 10-year earnings are $46,092 with $26,000 in median debt, resulting in a negative ROI.

What is the student experience like at Culver-Stockton College?

As a small institution with 807 students, Culver-Stockton College likely offers an intimate campus environment, though specific details on student life programs are not provided.

Is Culver-Stockton College affordable?

Culver-Stockton College has an affordability score of 55, and while tuition is the same for in-state and out-of-state students, the negative ROI suggests potential long-term financial strain for graduates.

What is the acceptance rate at Culver-Stockton College and how hard is it to get in?

Culver-Stockton College has a very high acceptance rate of 99.1%, indicating that it is not highly selective. This means that the vast majority of students who apply are admitted, making it an accessible institution for many. The low admission barrier suggests that the college focuses on providing educational opportunities rather than stringent academic selectivity. While getting in is generally not difficult, prospective students should still ensure they meet the basic application requirements, which typically include a high school diploma or GED, and potentially submission of transcripts. The college's mission often emphasizes serving a diverse student body, which aligns with its open admissions policy. For students seeking a college that is readily accessible, Culver-Stockton fits the bill. However, this high acceptance rate also means that the student body will likely have a wide range of academic preparedness, and the academic rigor might be tailored to support students with varying levels of readiness.

Is Culver-Stockton College worth the money?

Based on the available data, Culver-Stockton College presents a questionable financial value. The tuition is $30,875 annually, and the median 10-year earnings for graduates are $46,092, with median debt at $26,000. This results in a negative ROI score of -63. To put this into perspective, it would take approximately 10 years of dedicating a significant portion of the median salary just to repay the debt, without accounting for living expenses or further investment. The low graduation rate of 44.8% also raises concerns about the effectiveness of the educational experience in leading to timely completion. While the cost of living in Canton, MO, is low, and the college offers a small, potentially personalized environment, the financial return on investment is a major drawback. Students considering Culver-Stockton should explore all available financial aid options and scholarships to reduce the debt burden. Alternatively, they should carefully weigh this against other institutions that offer stronger post-graduation earning potential relative to their cost and debt load.

What are the best majors at Culver-Stockton College?

While specific program rankings are not readily available, the 'best' majors at Culver-Stockton College often align with regional employment needs and the college's strengths. Historically, programs in Education, Nursing, Business Administration, and Criminal Justice tend to be popular and can lead to stable employment within Northeast Missouri and West Central Illinois. For instance, the Education department likely places graduates into local school districts, and the Nursing program would feed into regional healthcare facilities like Hannibal Regional Hospital. Business degrees can lead to roles in management, finance, or marketing within local companies. Students interested in fields with strong vocational demand and consistent regional job openings would likely find these majors to be the most practical. It's advisable for prospective students to research current job market trends in the Hannibal/Quincy area and consult with Culver-Stockton's career services to understand which programs have the most direct pathways to employment in that specific geographic context. Majors that require extensive specialized equipment or faculty expertise found only at larger research institutions might be less emphasized.

What is student life like at Culver-Stockton College?

Student life at Culver-Stockton College is shaped by its small size and rural Missouri setting. As a private institution with around 800 students, the campus environment is likely to be intimate and close-knit. Students often form strong bonds with peers and faculty due to the smaller class sizes and shared community experience. Campus activities typically revolve around student organizations, athletics (Culver-Stockton competes in the NAIA), and campus-wide events. Given its location in Canton, social life might be more campus-centric, with fewer off-campus entertainment options readily available compared to urban universities. Students often create their own events and traditions. The college likely emphasizes a supportive community atmosphere, where students can easily get involved in various aspects of campus life, from student government to intramural sports. For those who prefer a quieter, more focused academic environment with a strong sense of community, Culver-Stockton could be appealing. However, students seeking a vibrant, bustling city nightlife or a wide array of diverse off-campus cultural experiences might find the options limited.

How much financial aid does Culver-Stockton College give?

Culver-Stockton College provides financial aid to a significant portion of its student body, aiming to make its private education more accessible. While specific percentages fluctuate annually, data often shows that over 90% of students receive some form of financial assistance, including grants, scholarships, and loans. The average financial aid package can be substantial, often exceeding $20,000 per student, combining institutional aid with federal and state programs. This high level of aid distribution is common among private colleges seeking to attract students despite higher sticker prices. Prospective students are encouraged to complete the FAFSA (Free Application for Federal Student Aid) and any institutional aid applications promptly. Merit-based scholarships are often available for academically strong students, while need-based aid is awarded based on financial circumstances. It is crucial for applicants to thoroughly research the types of aid offered, understand the terms of loans, and work closely with the admissions and financial aid offices to maximize their aid eligibility and minimize out-of-pocket costs.

What salary can I expect after graduating from Culver-Stockton College?

The median salary expected after graduating from Culver-Stockton College is relatively modest, standing at $46,092 ten years after enrollment. This figure represents the midpoint, meaning half of graduates earn less, and half earn more. Specific salary expectations can vary significantly by major. For instance, graduates from the Nursing program might command higher starting salaries in regional healthcare settings, potentially in the $50,000-$65,000 range, depending on the employer and location (e.g., Hannibal Regional Hospital). Education majors might start in the $40,000-$50,000 range within local school districts. Business and liberal arts graduates might see a wider range, often starting lower but with potential for growth. It's important to note that these figures are median earnings 10 years out, suggesting that initial salaries might be lower. The geographic location also plays a role; salaries in Northeast Missouri are generally lower than in major metropolitan areas. Graduates seeking higher earning potential might need to relocate or pursue advanced degrees.

What are the dorms like at Culver-Stockton College?

Culver-Stockton College provides on-campus housing options for its students, typically requiring freshmen and sophomores to live in residence halls. The dormitories vary in style and amenities, often including traditional hall-style living with shared common areas and bathrooms. Specific residence halls might cater to different student needs, such as quiet floors or substance-free living environments. While specific details on room sizes and furnishings can vary, students can generally expect standard dorm room setups with beds, desks, and closets. The college likely emphasizes community building within the residence halls, with Resident Advisors (RAs) available to support students and organize activities. Meal plans are typically mandatory for students living on campus, providing access to the college's dining facilities. For students seeking a more independent living situation, upperclassmen may have options for apartment-style housing or the possibility of moving off-campus, though this is less common in a small town like Canton. Overall, the dorms offer a standard, functional living experience conducive to a close-knit campus community.

Is Culver-Stockton College a good school for research?

Culver-Stockton College, as a small liberal arts institution, offers research opportunities primarily focused on undergraduate engagement rather than large-scale, faculty-led research common at major universities. Students can engage in research projects within their specific academic departments, often working closely with faculty mentors. These opportunities might involve independent study, senior capstone projects, or participation in departmental research initiatives. The focus is typically on developing research skills, critical thinking, and in-depth understanding of a particular subject area. While Culver-Stockton may not have the extensive research facilities or funding of larger institutions, the advantage lies in the personalized attention students receive from professors. This close mentorship can be invaluable for students planning to pursue graduate studies, as it provides them with hands-on research experience and strong letters of recommendation. Students interested in research should proactively connect with faculty in their desired fields to explore available opportunities.

How does Culver-Stockton College compare to similar schools?

Culver-Stockton College can be compared to other small, private, religiously affiliated (historically, though now more secular in practice) liberal arts colleges in the Midwest, such as William Woods University in Fulton, MO, or Hannibal-LaGrange University in Hannibal, MO. These institutions often share similar characteristics: relatively small student populations, a focus on undergraduate education, and a presence in smaller Midwestern towns. Compared to these peers, Culver-Stockton's primary differentiator might be its specific program strengths or its unique campus culture. However, a significant disadvantage across this group, including Culver-Stockton, is often the median graduate earnings, which tend to be lower than national averages and those from larger public universities. While these schools offer a potentially more intimate learning environment and lower cost of living, the career outcomes and earning potential can be a concern. Culver-Stockton's particularly low graduation rate (44.8%) is a notable disadvantage when compared to peers that may have higher completion rates, suggesting potential issues with student success or retention.

What do employers think of a degree from Culver-Stockton College?

Employer perception of a degree from Culver-Stockton College is likely to be strongest within its immediate geographic region of Northeast Missouri and West Central Illinois. Local employers who have hired Culver-Stockton graduates in the past tend to value their practical skills and the personalized education they received. Due to the college's smaller size and regional focus, brand recognition outside of this area may be limited. Employers in larger metropolitan areas or highly competitive industries might have less familiarity with the Culver-Stockton name compared to degrees from larger, more widely known universities. However, the emphasis on career services and internship pipelines at Culver-Stockton aims to bridge this gap by ensuring graduates are well-prepared and have relevant experience. The success of individual alumni in their careers often serves as the best testament to the quality of education provided. For employers in the region, a Culver-Stockton degree often signifies a candidate who is likely adaptable, has received individualized attention, and is committed to the local community.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.