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Concordia College at Moorhead

Moorhead, MN — Private Nonprofit

Value Score: 48/100

Tuition (In-State): $31,170 | Out-of-State: $31,170

Acceptance Rate: 62.6% | Graduation Rate: 66.3%

Median Earnings (10yr): $59,317 | Median Debt: $26,847

Student Body Size: 1,829

Concordia College at Moorhead shows moderate graduation rates with earnings that may not fully offset the cost of attendance and debt.

Report Card: Overall Grade C

Concordia College at Moorhead receives an overall grade of C based on six dimensions:

College Analysis

Concordia College at Moorhead, a private nonprofit institution in Moorhead, MN, offers a student body of 1,829 students. Academically, the college presents a graduation rate of 66.3%, which is moderate for its size and type. The value proposition for Concordia College at Moorhead appears mixed. While the median earnings 10 years after entry are $59,317, this figure, when compared to the median debt of $26,847 and the sticker price of $31,170 annually, suggests a potentially long road to financial recovery for many graduates. The ROI score of -52 further indicates that, on average, the financial return on investment is not meeting expectations relative to the cost and debt incurred. The student experience is shaped by its small campus environment, with a student body size of 1,829. The admission rate of 62.6% suggests a moderately selective admissions process.

The Verdict: Is Concordia College at Moorhead Worth It?

Concordia College at Moorhead presents a mixed value proposition. With an out-of-state tuition of $31,170 and a median 10-year earnings of $59,317, the initial financial picture appears somewhat strained. The median debt of $26,847, while not exorbitant, adds to the financial consideration. Based on these figures, the ROI score of -52 suggests that, on average, graduates take a considerable amount of time to recoup their educational investment. The earnings are not significantly higher than the cost of attendance, and the debt load further complicates the financial return. However, the value can be significantly enhanced by strong financial aid packages, which are not detailed here but are crucial for private institutions. If a student receives substantial scholarships or grants, the net cost decreases, improving the financial outlook. The strength of the liberal arts education and the supportive alumni network in the Upper Midwest are intangible benefits that can lead to long-term career satisfaction and growth, which are not captured in simple financial metrics. Given the median earnings and debt, it's not a clear 'hidden gem' from a purely financial standpoint, nor is it definitively 'overpriced' without considering aid. It leans towards being a fair, but not exceptional, financial investment, with the potential to become a good deal if aid is generous. Recommendation: Prospective students should thoroughly investigate financial aid options and research specific career outcomes for their intended majors to make a fully informed decision.

Return on Investment

The median earnings 10 years after entry at $59,317, coupled with a median debt of $26,847 and an ROI score of -52, suggest that the degree from Concordia College at Moorhead may not be a strong financial investment for the average student, as the return is currently lagging behind the cost and debt.

Debt Reality Check

Median student debt at Concordia College at Moorhead: $26,847. Monthly payment on a standard 10-year plan: $305/month. Total repaid: $36,600 ($9,753 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,600.

Strengths

Weaknesses

Academic Profile

Concordia College at Moorhead offers a robust liberal arts education with a strong emphasis on undergraduate research and faculty mentorship. While specific faculty salaries are not publicly available, the student-faculty ratio, though not provided, is generally low at private liberal arts colleges of this size, suggesting ample opportunity for personalized attention. Notable academic strengths often lie in areas like Business, Education, Nursing, and the Sciences, with programs such as Biology, Chemistry, and Psychology being popular choices. The Business program, for instance, often boasts strong internship connections within the thriving Fargo-Moorhead business community. The Honors Program provides a challenging academic experience for high-achieving students, offering smaller class sizes, interdisciplinary seminars, and opportunities for independent study. Concordia also strongly encourages study abroad, with numerous programs available to broaden students' perspectives and academic experiences. Academic support is readily available through the Academic Success Center, offering tutoring, writing assistance, and academic advising to ensure students have the resources they need to succeed. The college's commitment to a liberal arts foundation means students develop critical thinking, communication, and problem-solving skills applicable across a wide range of careers, preparing them not just for a job, but for a fulfilling life.

Financial Aid Guide for Concordia College at Moorhead

Navigating financial aid at Concordia College at Moorhead involves understanding both merit-based and need-based aid opportunities. As a private institution, Concordia offers a range of scholarships, many of which are merit-based, awarded for academic achievement, leadership, or specific talents. These can significantly reduce the sticker price of $31,170 for both in-state and out-of-state students. For instance, academic scholarships might range from a few thousand dollars to covering a substantial portion of tuition. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is also crucial. Many students receive a combination of grants, scholarships, and federal loans. Work-study opportunities are available, providing students with part-time jobs on campus to help cover living expenses. Typical aid packages can vary widely, but for students with demonstrated financial need, grants and scholarships could potentially bring the net cost down considerably, perhaps to the $15,000-$25,000 range for tuition and fees, depending on individual circumstances. Scholarship tips include applying early, highlighting extracurricular achievements and leadership roles, and researching any specific departmental scholarships. Negotiating financial aid at Concordia is possible, especially if you have a competing offer from a similarly ranked institution, but it's generally more effective if you can demonstrate a significant change in financial circumstances or a strong academic profile that might warrant reconsideration.

Hidden Costs at Concordia College at Moorhead

Alumni Outcomes & Career Paths

Concordia College at Moorhead (CCM) graduates enter a diverse job market, with many finding opportunities within the Upper Midwest. While specific major employer lists are not publicly detailed, common recruitment patterns for liberal arts institutions of this size suggest engagement with regional healthcare systems like Essentia Health and Sanford Health, particularly for graduates in nursing, biology, and psychology. Financial services firms in Fargo-Moorhead, such as Gate City Bank and Noridian Healthcare Solutions, likely recruit business and economics majors. Technology companies in the region, though smaller than national hubs, also provide opportunities for computer science and data analytics graduates. Industries where alumni cluster often include education, healthcare, social services, and business administration. CCM's career services department actively works to build internship pipelines, connecting students with local and regional businesses for practical experience. Notable alumni are spread across various fields, including politics, arts, and business, though specific high-profile figures are not widely publicized. Graduate school placement rates are generally strong, with students pursuing advanced degrees in fields like law, medicine, and theology. Geographic hiring patterns show a significant concentration of alumni in Minnesota and North Dakota, particularly within the Fargo-Moorhead metropolitan area, but also extending to Minneapolis-St. Paul and other Midwestern cities. The school's emphasis on a well-rounded education prepares graduates for a variety of roles, though direct placement into highly specialized, high-paying tech or finance roles might require proactive networking and additional skill development beyond the core curriculum.

Campus Life & Culture at Concordia College at Moorhead

Concordia College at Moorhead attracts a diverse student body, with a significant portion hailing from Minnesota and North Dakota, but also drawing students from across the United States and internationally. Students who thrive here are typically engaged, community-minded individuals who value a liberal arts education with a strong ethical and service-oriented foundation. The relatively small size fosters a close-knit environment where collaboration and personal connection are paramount.

Concordia College at Moorhead, often called 'Concordia' or 'CCM,' cultivates a close-knit, community-focused campus vibe that's deeply rooted in its Lutheran heritage, though it welcomes students of all faiths. The student body of around 1,800 fosters a friendly, engaged atmosphere where getting involved is not just encouraged, it's practically a way of life. You'll find a strong emphasis on service, leadership, and personal growth, often reflected in the numerous student organizations. From the Concordia Student Government Association (CSGA) to academic clubs, cultural groups like the International Students Association, and numerous intramural sports, there's a niche for everyone. The campus itself is beautiful, with a blend of historic and modern architecture, centered around the iconic Knutson Campus Center and the beautiful F-M Area Arboretum, which provides a serene backdrop for studying or relaxing. Housing is primarily on-campus for freshmen and sophomores, with options ranging from traditional residence halls like Hallett Hall and Grothe Hall to apartment-style living for upperclassmen. The dining experience at the Dining Hall (affectionately known as 'The D-Hall') offers a variety of stations and is a central hub for social interaction. While Greek life isn't a dominant force, there are a few fraternities and sororities that contribute to the social fabric. Athletics are a significant part of campus spirit, with the Cobbers competing in NCAA Division III, particularly strong in sports like football and basketball. Weekends often involve campus events, exploring the neighboring cities of Fargo and Moorhead, or simply enjoying the camaraderie of friends. The overall feeling is one of genuine connection and shared purpose, making it easy to find your place.

Campus Highlights

Location & Regional Advantages

Concordia College at Moorhead's location in Moorhead, Minnesota, offers a unique blend of Midwestern charm and growing economic opportunity. The Fargo-Moorhead metropolitan area is a significant economic hub for North Dakota and Minnesota, boasting a diverse job market with strengths in healthcare, technology, agriculture, and manufacturing. Major employers like Essentia Health, Sanford Health, and Microsoft (with a significant campus in Fargo) provide ample career prospects for graduates. The cost of living in the Fargo-Moorhead area is notably lower than the national average, making the student debt burden more manageable post-graduation. Proximity to industry hubs is decent; while not a major coastal tech or finance center, the region has a burgeoning tech scene and established sectors that offer good entry-level positions. Quality of life is high, characterized by friendly communities, good schools, and a family-oriented atmosphere. The weather is a classic Upper Midwest experience, with cold, snowy winters and warm, pleasant summers, which can be a draw for some and a deterrent for others. Safety is generally excellent, with low crime rates contributing to a secure environment for students. This location fosters strong community ties and offers a supportive environment for career development, particularly within the regional economy. Graduates who choose to stay in the area benefit from established alumni networks and a lower cost of living, enhancing their overall career trajectory and financial well-being.

How to Get Into Concordia College at Moorhead

Concordia College at Moorhead employs a holistic review process, meaning they consider a range of factors beyond just GPA and test scores (which are not reported, suggesting a test-optional or test-blind approach, or simply that this data isn't publicly emphasized). Given the 62.6% admission rate, Concordia is selective but not highly competitive, making a well-rounded application crucial. The admissions committee looks for students who demonstrate academic potential, a commitment to community, and a good fit with Concordia's values. Strong essays that showcase personality, experiences, and how a student will contribute to campus life are highly valued. Focus on essays that highlight leadership, service, or personal growth. Demonstrated interest is likely important; engaging with the college through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors signals genuine enthusiasm. Applying Early Action (EA) can be advantageous, allowing you to receive an early decision and potentially strengthen your application if admitted. The typical timeline involves submitting applications by February 1st for regular decision, with EA deadlines typically in November. Ensure your high school transcript reflects a challenging course load and strong grades, as academic preparation is a key component.

How Concordia College at Moorhead Compares to Similar Schools

Similar schools: St. Olaf College, Gustavus Adolphus College, Augsburg University, University of North Dakota

Advantages

Disadvantages

Best For

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Frequently Asked Questions about Concordia College at Moorhead

Is Concordia College at Moorhead worth the investment given its ROI score?

With a negative ROI score of -52, the financial return on investment for Concordia College at Moorhead appears to be less than the cost and debt incurred, suggesting it may not be a strong financial choice for many students.

What is the typical debt load for graduates of Concordia College at Moorhead?

The median debt at graduation for students at Concordia College at Moorhead is $26,847.

How does Concordia College at Moorhead's graduation rate compare to similar institutions?

The graduation rate of 66.3% is moderate and can be compared to other small, private nonprofit institutions to assess its standing.

What are the average post-graduation earnings for Concordia College at Moorhead alumni?

The median earnings 10 years after entry for graduates of Concordia College at Moorhead are $59,317.

Is Concordia College at Moorhead a selective institution?

With an admission rate of 62.6%, Concordia College at Moorhead is moderately selective.

What is the acceptance rate at Concordia College at Moorhead and how hard is it to get in?

Concordia College at Moorhead (CCM) has an acceptance rate of 62.6%, classifying it as a moderately selective institution. This means that while a significant portion of applicants are admitted, the college still evaluates candidates based on academic merit and other factors. To increase your chances of admission, focus on maintaining a strong GPA, particularly in core academic subjects. Standardized test scores (SAT/ACT) are considered, though policies can vary, so check the most current requirements. Extracurricular involvement, strong letters of recommendation, and a well-crafted admissions essay demonstrating your fit with CCM's values and mission are also important. Demonstrating genuine interest through campus visits or virtual information sessions can further strengthen your application. While not as highly selective as some elite institutions, a competitive application is still necessary for admission.

Is Concordia College at Moorhead worth the money?

The financial value of Concordia College at Moorhead (CCM) is a nuanced question. With an out-of-state tuition of $31,170 and median 10-year earnings of $59,317, the immediate financial return on investment (ROI) appears modest, reflected in a negative ROI score. The median debt of $26,847 adds to the financial burden. This suggests that, on average, graduates may take several years to recoup their educational expenses. However, the 'worth' is heavily influenced by the financial aid offered. CCM, like many private colleges, likely provides scholarships and grants that can significantly reduce the net cost of attendance. If a student receives substantial aid, the cost-benefit analysis shifts favorably. Furthermore, the value of a liberal arts education, strong faculty mentorship, and a supportive alumni network, particularly within the Upper Midwest, can lead to long-term career satisfaction and growth not fully captured by median earnings. Recommendation: Thoroughly investigate all financial aid opportunities and compare the net cost to potential earnings in your desired field. If significant aid is available, CCM can be a worthwhile investment.

What are the best majors at Concordia College at Moorhead?

Concordia College at Moorhead (CCM) offers a strong liberal arts foundation, making many majors valuable depending on student interests and career goals. Historically, programs in Education, Nursing, and Business Administration tend to see strong enrollment and produce graduates well-prepared for regional job markets. The Nursing program, in particular, benefits from the strong healthcare presence in the Fargo-Moorhead area, with graduates often finding immediate employment in local hospitals and clinics like Essentia Health and Sanford Health. Business majors are well-positioned for roles in the region's financial and agricultural sectors. For those interested in STEM, majors like Biology and Chemistry provide a solid foundation for graduate studies in medicine or research, and Computer Science graduates can find opportunities in the growing tech sector in Fargo. The English and Communications departments also produce strong writers and critical thinkers sought after in various industries. Ultimately, the 'best' major is subjective, but programs with direct ties to regional economic strengths or clear pathways to graduate education tend to offer more immediate career advantages.

What is student life like at Concordia College at Moorhead?

Student life at Concordia College at Moorhead (CCM) is characterized by a close-knit community atmosphere fostered by its relatively small size and private liberal arts setting. Campus culture emphasizes academic engagement, personal growth, and community involvement. Students can participate in a wide array of extracurricular activities, including over 60 student clubs and organizations, intramural sports, NCAA Division III athletics, music ensembles, theater productions, and volunteer opportunities. The college encourages spiritual development, with regular chapel services and opportunities for faith exploration. Social life often revolves around campus events, residence hall activities, and exploring the nearby Fargo-Moorhead area, which offers dining, entertainment, and cultural attractions. While not a large party school, there are opportunities for social gatherings and events organized by student groups and the college itself. The emphasis is on a balanced experience, integrating academic rigor with personal development and community building.

How much financial aid does Concordia College at Moorhead give?

Concordia College at Moorhead (CCM) provides a significant amount of financial aid to its students, a common practice for private institutions aiming to make education accessible. While specific aggregate data on the percentage of students receiving aid or the average aid package isn't detailed here, it's typical for private colleges like CCM to offer a mix of merit-based scholarships and need-based grants. Merit scholarships are often awarded based on academic achievement (GPA, test scores) and may be automatically considered upon admission. Need-based aid is determined by a student's demonstrated financial need, assessed through the FAFSA (Free Application for Federal Student Aid) and potentially the CSS Profile. Federal aid programs, including Pell Grants and federal student loans, are also available. It's crucial for prospective students to complete the financial aid application process early and thoroughly. CCM's financial aid office is the best resource for understanding specific scholarship opportunities, grant availability, and the overall net cost of attendance after aid is applied.

What salary can I expect after graduating from Concordia College at Moorhead?

The median earnings for graduates of Concordia College at Moorhead (CCM) 10 years after graduation are reported at $59,317. This figure represents a broad average across all majors and career paths. Actual salaries can vary significantly based on the chosen field of study, geographic location of employment, and individual career progression. For instance, graduates from high-demand fields like Nursing or certain Business specializations, particularly those who secure positions within the robust healthcare or business sectors of the Fargo-Moorhead area or larger Midwestern cities, may earn higher starting salaries and experience faster salary growth. Conversely, graduates entering fields with lower market demand or pursuing further education immediately after graduation might have lower initial earnings. To get a more precise estimate, it's recommended to research salary data for specific majors at CCM, looking at entry-level positions in relevant industries and locations. Career services at CCM can also provide insights into typical starting salaries for their graduates.

What are the dorms like at Concordia College at Moorhead?

Concordia College at Moorhead (CCM) offers a range of on-campus housing options designed to support student life and community building. Typically, first-year students are required to live on campus, ensuring they are immersed in the college experience from the start. Housing options usually include traditional residence halls with double or triple occupancy rooms, communal bathrooms, and shared common areas like lounges and study rooms. Some halls may offer single rooms for upperclassmen or students with specific needs. CCM often emphasizes creating a supportive living environment, with Resident Assistants (RAs) available on each floor to provide guidance and programming. Amenities within the halls can include Wi-Fi, laundry facilities, and common kitchens. The college may also offer themed housing or living-learning communities for students with shared interests. While specific details about room sizes, furnishings, and the exact number of halls can vary, the overall goal is to provide a comfortable and conducive environment for academic success and social interaction.

Is Concordia College at Moorhead a good school for research?

Concordia College at Moorhead (CCM) provides opportunities for undergraduate research, aligning with its liberal arts mission to foster critical thinking and inquiry. While not a large research university with extensive graduate programs, CCM encourages students to engage in research projects, often in collaboration with faculty members. These opportunities are typically found within specific academic departments, such as Biology, Chemistry, Psychology, and Sociology, where faculty are actively involved in research and seek student assistants. Students may have the chance to participate in faculty-led research, present findings at undergraduate research symposia, or even undertake independent research projects for credit. The Summer Undergraduate Research Program (SURP) is a common avenue for intensive research experiences. While the scale of research may be smaller than at major research institutions, CCM's approach emphasizes hands-on learning and mentorship, allowing students to gain valuable research skills and experiences that can prepare them for graduate studies or research-oriented careers.

How does Concordia College at Moorhead compare to similar schools?

Concordia College at Moorhead (CCM) is often compared to other private liberal arts colleges in the Upper Midwest, such as St. Olaf College, Gustavus Adolphus College, and Augsburg University. These institutions share a similar commitment to undergraduate education, small class sizes, and a focus on holistic student development. CCM's key differentiator is its location in the Fargo-Moorhead area, offering a distinct regional advantage and a lower cost of living compared to peers situated in or near the Twin Cities. While peers like St. Olaf might boast higher national rankings and larger endowments, CCM offers a strong regional network and potentially more accessible faculty interaction due to its size. In terms of career outcomes, CCM's median earnings are comparable to some, but potentially lower than others with stronger national placement. Its admission rate is moderately selective, falling within a similar range to its private liberal arts peers, though perhaps slightly more accessible than the most selective among them. The overall value proposition is competitive within its niche, particularly for students seeking a strong Midwestern liberal arts education with a focus on community and regional engagement.

What do employers think of a degree from Concordia College at Moorhead?

Employers generally hold a positive view of graduates from Concordia College at Moorhead (CCM), particularly within the Upper Midwest. CCM's reputation is built on providing a well-rounded liberal arts education that emphasizes critical thinking, communication skills, and adaptability – qualities highly valued by employers across various sectors. Graduates are often perceived as having strong work ethics, being well-prepared for entry-level professional roles, and possessing the ability to learn quickly. The college's emphasis on internships and experiential learning further enhances the employability of its students, as many gain practical experience and professional connections before graduation. While CCM may not have the same national brand recognition as larger, more prestigious universities, its graduates are well-regarded by regional employers who are familiar with the quality of education provided. For roles in healthcare, education, and business within North Dakota and Minnesota, a degree from CCM is often seen as a reliable indicator of a candidate's preparedness and potential.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.