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Bellarmine University

Louisville, KY — Private Nonprofit

Value Score: 32/100

Tuition (In-State): $48,770 | Out-of-State: $48,770

Acceptance Rate: 86.1% | Graduation Rate: 66.1%

Median Earnings (10yr): $62,069 | Median Debt: $25,000

Student Body Size: 2,161

Bellarmine University offers a moderate graduation rate with post-graduation earnings that do not fully offset the high cost of attendance.

Report Card: Overall Grade D+

Bellarmine University receives an overall grade of D+ based on six dimensions:

College Analysis

Bellarmine University, a medium-sized private nonprofit institution in Louisville, KY, presents a mixed picture regarding academic value and student outcomes. With a graduation rate of 66.1%, it falls below the national average, suggesting potential challenges for some students in completing their degrees within a typical timeframe. While the median earnings six years after entry are $62,069, this figure, when compared to the median debt of $25,000 at graduation and the high tuition of $48,770, results in a negative ROI score of -68, indicating that graduates, on average, do not recoup their educational investment quickly. The student experience at Bellarmine is shaped by its medium size and a diverse student body, with significant representation from Black and Hispanic students alongside a White majority. However, the affordability score of 55 suggests that while not prohibitively expensive for all, the cost relative to immediate post-graduation financial returns is a considerable factor.

The Verdict: Is Bellarmine University Worth It?

Bellarmine University presents a complex value proposition. With an out-of-state tuition of $48,770 and a median 10-year earnings of $62,069, the initial financial outlook is challenging. The median debt of $25,000 is manageable, but the ROI score of -68 indicates that, on average, graduates do not recoup their investment quickly compared to national benchmarks. The earnings are only about $13,000 higher than the tuition cost annually, suggesting a long payback period for the initial investment, especially when considering living expenses and potential interest on debt. While the personalized attention and strong regional network are valuable, the financial metrics suggest that Bellarmine may be overpriced for the average student, particularly those from out-of-state. It's not a hidden gem, nor is it a clear bad deal, but prospective students must carefully weigh the cost against potential career earnings and consider the possibility of lower-cost alternatives. For students who can secure significant scholarships or have a clear career path leading to higher-than-average earnings within the region, it might be justifiable, but for most, it appears to be an expensive choice.

Return on Investment

The median earnings of $62,069 ten years after entry, coupled with $25,000 in median debt and a high tuition of $48,770, result in a negative ROI score, suggesting that the financial return on investment for a Bellarmine degree is not strong in the short to medium term.

Debt Reality Check

Median student debt at Bellarmine University: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.

Strengths

Weaknesses

Academic Profile

Bellarmine University prides itself on a liberal arts foundation complemented by strong professional programs, fostering an environment where students receive personalized attention. The university's commitment to undergraduate education is evident in its relatively low student-faculty ratio, encouraging close interaction with professors. While specific faculty salary data isn't publicly available, the university's investment in its faculty is a cornerstone of its academic mission, aiming to attract and retain high-quality educators.

Notable academic strengths lie within its College of Health Professions, which includes highly regarded programs in Physical Therapy (DPT), Occupational Therapy (OTD), and Physician Assistant Studies (MPAS). These graduate-level programs often attract top-tier students and contribute to the university's reputation for producing skilled healthcare professionals. The W. Fielding Rubel School of Business is another strong contender, offering programs like Accounting, Finance, and Marketing, often with opportunities for internships in the thriving Louisville business community. The School of Communication offers popular majors such as Digital Media and Public Relations.

Undergraduate research is encouraged across disciplines, providing students with hands-on experience and opportunities to work alongside faculty mentors. The Honors Program offers a challenging curriculum for academically gifted students, featuring smaller class sizes, interdisciplinary seminars, and opportunities for independent research. Bellarmine also emphasizes global learning through its study abroad programs, which are integrated into various academic majors, allowing students to gain international perspectives. Academic support is readily available through the Center for Academic Excellence, offering tutoring, academic coaching, and resources for students seeking to enhance their study skills and succeed in their coursework. The university's focus on a holistic education ensures that students are not only prepared for their careers but also for lifelong learning and civic engagement.

Financial Aid Guide for Bellarmine University

Navigating financial aid at Bellarmine University involves understanding both merit-based and need-based aid opportunities. As a private institution, Bellarmine offers a range of scholarships designed to attract talented students, with merit scholarships often being a significant component of aid packages. These scholarships are typically awarded based on academic achievement, such as GPA and standardized test scores (though these are not currently required for admission), and can range from a few thousand dollars to covering a substantial portion of tuition. For instance, top academic scholarships might approach $20,000-$25,000 annually.

Need-based aid is also crucial. Bellarmine utilizes the FAFSA (Free Application for Federal Student Aid) to determine eligibility for federal grants (like the Pell Grant, if applicable), state grants, and institutional need-based grants. For families with an Expected Family Contribution (EFC) below $10,000, institutional grants could potentially cover a significant portion of tuition, sometimes reaching $30,000-$40,000 per year, depending on overall need and available funding. Work-study opportunities are also available, providing students with part-time jobs on campus or in the local community to help offset living expenses.

Typical aid packages can vary widely. For a student with strong academic credentials and moderate financial need, a package might combine a merit scholarship of $15,000 with a need-based grant of $10,000, plus federal loans. For students with higher financial need, institutional grants could be more substantial, potentially reducing the out-of-pocket cost significantly. Scholarship tips include applying early, exploring external scholarships from community organizations and professional associations, and highlighting unique talents or experiences in scholarship essays. While Bellarmine is generally considered to be somewhat flexible, negotiating aid packages is most realistic when a student has a competing offer from a similarly ranked institution or can demonstrate a significant change in financial circumstances. It's always advisable to contact the Office of Financial Aid directly to discuss individual circumstances and explore all available options.

Hidden Costs at Bellarmine University

Alumni Outcomes & Career Paths

Bellarmine University graduates find opportunities primarily within the Louisville metropolitan area and the broader Kentucky region, though some venture further afield. Major employers that frequently recruit from Bellarmine include healthcare systems like Norton Healthcare and Baptist Health, financial institutions such as Fifth Third Bank and PNC Bank, and manufacturing companies like GE Appliances. The university has a strong presence in healthcare, business, and education fields. Alumni often cluster in roles such as registered nurses, financial analysts, marketing specialists, and teachers. While specific graduate school placement rates are not readily available, Bellarmine encourages advanced study, with many students pursuing degrees in law, medicine, and business at institutions like the University of Louisville's Brandeis School of Law and the University of Kentucky College of Medicine. Notable alumni include former Kentucky Governor Steve Beshear and former Louisville Mayor Jerry Abramson, showcasing a history of civic leadership. Bellarmine's career services are generally well-regarded for their personalized approach, offering resume workshops, mock interviews, and networking events. The university emphasizes internship pipelines, with students often securing placements at local businesses and non-profits, providing valuable hands-on experience before graduation. Geographic hiring patterns show a strong concentration of alumni in Louisville and surrounding Kentucky counties, with a secondary presence in Indiana, particularly in the greater Indianapolis area.

Campus Life & Culture at Bellarmine University

Bellarmine University attracts a student body primarily from Kentucky and surrounding states, with a growing number of students from across the nation. The university fosters a diverse and inclusive environment, welcoming students from various backgrounds and faiths, though its Catholic identity is a guiding principle. Students who thrive here are typically engaged, community-minded individuals who appreciate a personalized educational experience and are eager to contribute to campus life both academically and socially.

Bellarmine University, nestled in Louisville, KY, offers a vibrant campus life that balances academic rigor with a strong sense of community. The university's Catholic identity, rooted in the traditions of the Sisters of Mercy, permeates the atmosphere, fostering a welcoming and service-oriented environment. Students often describe the 'vibe' as friendly, engaged, and supportive, with a strong emphasis on personal growth and ethical development.

Residential life is a key component, with most first-year students living on campus in residence halls like Siena Hall or Lourdes Hall, which are designed to foster community and provide easy access to campus resources. Upperclassmen have options for apartment-style living on campus or can explore off-campus housing in the surrounding neighborhoods, many of which are popular with students for their proximity and affordability. The Knights Dining Hall offers a variety of meal plans, catering to different dietary needs and preferences, with recent upgrades focusing on fresh, healthy options and themed dining nights.

Student organizations are plentiful, covering a wide range of interests from academic clubs and cultural groups to service organizations and recreational pursuits. The Student Activities Board (SAB) is a central hub for campus events, organizing everything from concerts and movie nights to guest speakers and leadership workshops. Bellarmine also boasts a robust intramural sports program, offering a fun way for students to stay active and connect with peers outside of academics. While Greek life exists, it's not the dominant social force, allowing for a more diverse social scene where friendships are often forged through shared academic interests and campus activities.

Athletics are a point of pride, with the Bellarmine Knights competing in NCAA Division I, particularly in men's basketball, which draws significant campus attention. The campus itself, with its beautiful landscaping and modern facilities like the George G. Brown Center, provides an inviting backdrop for student life. Traditions like the annual 'Knights' Night Out' and the 'Founder's Day' celebrations help to build a shared identity and a lasting connection to the Bellarmine experience.

Campus Highlights

Location & Regional Advantages

Bellarmine University's location in Louisville, Kentucky, offers a moderate geographic advantage, particularly for students seeking opportunities within the regional economy. Louisville boasts a diverse job market, with significant sectors in healthcare, advanced manufacturing, logistics, and bourbon tourism. The cost of living in Louisville is generally below the national average, making the median graduate earnings more impactful for daily life and financial stability. While not a major tech hub, Louisville is strategically located within a few hours' drive of larger industrial and commercial centers like Cincinnati, Indianapolis, and Nashville, offering potential for broader career exploration. The city is known for its friendly atmosphere, vibrant arts scene, and the annual Kentucky Derby, contributing to a good quality of life. Weather is characterized by four distinct seasons, with hot, humid summers and mild to cold winters. Safety in Louisville, like any mid-sized city, varies by neighborhood, but the university itself is situated in a relatively safe area. This location provides a solid foundation for careers in established industries and offers a stepping stone to larger markets within a reasonable commuting distance.

How to Get Into Bellarmine University

Bellarmine University employs a holistic review process, meaning they consider a wide range of factors beyond just grades and test scores. With an admission rate of 86.1%, Bellarmine is accessible to a broad range of qualified students, but a strong application is still key to standing out. While Early Decision (ED) and Early Action (EA) options are available, they don't typically offer a significant admissions advantage at schools with this selectivity level, though applying earlier is always recommended to ensure full consideration for scholarships and aid.

The admissions office values academic preparation, demonstrated interest, and a student's potential to contribute to the Bellarmine community. Strong performance in a challenging high school curriculum is paramount. While SAT/ACT scores are not currently required, if submitted, they would be considered alongside GPA. For students who do submit scores, aiming for the mid-50% range (if available) would be a good target. Essays are a crucial component, offering a chance to showcase personality, critical thinking, and unique experiences. Topics that explore personal growth, overcoming challenges, community involvement, or specific academic interests tend to resonate well.

Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, engaging with admissions counselors, and following Bellarmine on social media. The university aims to build a diverse and engaged student body, so highlighting leadership roles, volunteer work, extracurricular involvement, and any unique talents or perspectives is highly encouraged. The application timeline generally involves submitting applications in the fall of your senior year, with deadlines typically in November for EA/ED and rolling admissions or later deadlines in the spring for regular decision. Aim to have your application, including essays and recommendation letters, submitted at least a month before the priority deadline to maximize scholarship consideration.

How Bellarmine University Compares to Similar Schools

Similar schools: University of Louisville, Xavier University, Butler University, Transylvania University

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Bellarmine University

Is Bellarmine University a good financial investment?

Based on the provided data, Bellarmine University has a negative ROI score (-68), indicating that graduates, on average, do not earn enough to offset the cost of their degree and debt in a timely manner.

What is the graduation rate at Bellarmine University?

The graduation rate at Bellarmine University is 66.1%, which is below the national average.

How does Bellarmine University's earnings compare to its debt?

Median earnings ten years after entry are $62,069, while median debt at graduation is $25,000. The high tuition of $48,770 significantly impacts the overall financial return.

Is Bellarmine University affordable?

Bellarmine University has an affordability score of 55, suggesting that while not the most expensive, the cost of attendance relative to potential earnings is a significant consideration.

What is the student body like at Bellarmine University?

Bellarmine University has a medium-sized student body of 2,161 students, with a diverse demographic including 10.6% Black, 10.0% Hispanic, 3.1% Asian, and 67.4% White students.

What is the acceptance rate at Bellarmine University and how hard is it to get in?

Bellarmine University has a relatively high acceptance rate of 86.1%, indicating that it is not highly selective. This suggests that while academic achievement is valued, the university aims to be accessible to a broad range of students. To be a competitive applicant, prospective students should focus on presenting a solid academic record, including strong grades in college preparatory courses and a good GPA. Standardized test scores, if submitted, should ideally be within or above the university's average range. While specific GPA or test score cutoffs are not publicly disclosed, aiming for a GPA of 3.0 or higher and SAT scores in the 1000-1200 range (or ACT equivalent) would likely strengthen an application. Beyond academics, demonstrating involvement in extracurricular activities, community service, and writing a compelling admissions essay can further enhance an applicant's profile. The high acceptance rate means that while admission is likely for many, a well-rounded application is still crucial for standing out and potentially securing merit-based scholarships.

Is Bellarmine University worth the money?

Bellarmine University's value proposition is questionable based on its financial metrics. The out-of-state tuition is $48,770, and the median 10-year earnings for graduates are $62,069. This means that, on average, graduates earn only about $13,000 more per year than the annual tuition cost. With a median debt of $25,000, it would take approximately 2-3 years of post-graduation earnings, assuming all earnings above living expenses go towards debt repayment, to clear the debt. However, this doesn't account for the total cost of attendance (including living expenses) or the opportunity cost of not earning income during the four years of study. The negative ROI score of -68 further underscores that, on average, Bellarmine graduates do not see a strong financial return on their investment compared to national averages. While the personalized education and regional network are benefits, the high cost relative to median earnings makes it a financially challenging investment for many. It's only potentially 'worth it' if a student receives substantial scholarships or has a clear, high-earning career path immediately post-graduation.

What are the best majors at Bellarmine University?

Bellarmine University offers several strong programs that align well with regional employment demands. The healthcare fields are particularly robust, with majors like Nursing, Health Sciences, and Exercise Physiology preparing students for high-demand roles within Louisville's extensive healthcare network, including major employers like Norton Healthcare and Baptist Health. Business programs, such as Marketing, Finance, and Business Administration, are also well-regarded, feeding into the local financial and corporate sectors with companies like Fifth Third Bank and PNC Bank often seeking graduates. The Education department consistently produces well-prepared teachers for local school districts. For students interested in the arts and humanities, Bellarmine offers solid programs in English and Communications, which can lead to careers in marketing, public relations, and content creation. Given the university's location and the regional economy, majors that lead directly into healthcare, business services, and education are likely to offer the most direct and favorable career outcomes.

What is student life like at Bellarmine University?

Student life at Bellarmine University is characterized by a close-knit community atmosphere fostered by its relatively small size. The campus culture emphasizes a balance between academics and extracurricular involvement. Students can participate in over 50 clubs and organizations, covering a wide range of interests from academic societies and cultural groups to service organizations and intramural sports. The university has a Division II athletic program, the Bellarmine Knights, which generates school spirit and provides opportunities for both athletes and fans. Social events, campus traditions, and student government activities are common ways for students to connect and engage. While Bellarmine is not known for a large, raucous party scene, there are opportunities for social interaction through campus events, local off-campus venues, and Greek life, which is present but not dominant. The university's location in Louisville also allows students to explore the city's cultural attractions, restaurants, and entertainment options. Overall, student life is geared towards a supportive, engaged, and community-oriented experience.

How much financial aid does Bellarmine University give?

Bellarmine University provides a significant amount of financial aid to its students, with approximately 98% of full-time undergraduate students receiving some form of financial assistance. This aid typically includes a combination of merit-based scholarships, need-based grants, loans, and work-study programs. Merit scholarships are often awarded based on academic achievement, such as GPA and standardized test scores, while need-based aid is determined by a student's financial circumstances as assessed through the FAFSA and CSS Profile. The average financial aid package for first-time, full-time undergraduates is substantial, often covering a significant portion of the tuition, fees, and room and board. However, it's crucial for prospective students to understand that even with aid, the net price can still be high, especially for out-of-state students. Students are encouraged to complete the FAFSA early and explore all available federal, state, and institutional aid options. The university also offers specific scholarships for transfer students, international students, and those in particular academic programs.

What salary can I expect after graduating from Bellarmine University?

The median salary for Bellarmine University graduates 10 years after enrollment is reported as $62,069. However, this is a broad average and actual earnings can vary significantly by major. For instance, graduates from high-demand fields like Nursing and Health Sciences typically command higher starting salaries, potentially in the $60,000-$75,000 range, especially within the Louisville healthcare market. Business graduates, particularly in finance or specialized marketing roles, might expect starting salaries in the $50,000-$65,000 range. Graduates in fields like education or humanities may start lower, perhaps in the $40,000-$55,000 range, but often see salary growth over time through experience and further qualifications. It's important to note that the $62,069 figure is a 10-year median, meaning early-career salaries will likely be lower. Geographic location also plays a role; salaries in Louisville may differ from those in larger metropolitan areas if alumni choose to relocate. Bellarmine's career services can provide more specific data on starting salaries by major.

What are the dorms like at Bellarmine University?

Bellarmine University offers a range of on-campus housing options designed to accommodate undergraduate students. First-year students are typically required to live on campus, providing them with an immersive introduction to university life. Housing options include traditional residence halls with double-occupancy rooms and shared common areas, as well as suite-style living arrangements that offer more privacy with shared bathrooms among a small group of students. Some upper-class students may have the option to live in apartment-style housing or on-campus houses, providing more independence. All residence halls are generally well-maintained and equipped with basic amenities such as beds, desks, chairs, and closets. Common areas often include lounges for studying and socializing, laundry facilities, and sometimes kitchens. The university emphasizes creating a safe and supportive living environment, with Resident Assistants (RAs) available on each floor or in each hall to assist students and enforce community standards. Proximity to academic buildings, dining facilities, and campus resources is a key feature of Bellarmine's on-campus housing.

Is Bellarmine University a good school for research?

Bellarmine University provides undergraduate research opportunities, particularly within its science and health-related departments. While it is not a large research university with extensive graduate programs, Bellarmine encourages faculty-mentored research projects for undergraduates. Students in programs like Biology, Chemistry, Environmental Science, and Psychology often have the chance to work alongside professors on specific research questions, collect data, analyze findings, and even present their work at undergraduate research symposia or external conferences. These opportunities allow students to gain valuable hands-on experience, develop critical thinking skills, and explore potential graduate studies. The smaller class sizes and faculty accessibility at Bellarmine facilitate closer working relationships, making it easier for students to get involved in research compared to larger, more competitive institutions. While the scale of research may be smaller, the quality of undergraduate mentorship and the depth of involvement can be significant.

How does Bellarmine University compare to similar schools?

Bellarmine University is often compared to other private liberal arts institutions in the Midwest, such as Xavier University, Butler University, and perhaps smaller regional universities like Transylvania University. Compared to its public counterpart, the University of Louisville, Bellarmine offers smaller class sizes and a more intimate campus environment, which can lead to greater faculty-student interaction. However, the University of Louisville generally has lower tuition costs, especially for in-state students, and a broader range of academic programs and research opportunities due to its larger scale. Xavier and Butler, also private institutions, share similarities in terms of campus feel and program offerings, though they may have slightly different strengths in specific disciplines or larger alumni networks. Bellarmine's key differentiator is its strong focus on personalized education within the Louisville context, but its higher tuition and lower national ranking compared to some peers can be disadvantages. Its ROI is also notably lower than many comparable institutions.

What do employers think of a degree from Bellarmine University?

Employers in the Louisville region generally hold a positive perception of graduates from Bellarmine University, particularly those from its well-established programs like Nursing, Business, and Health Sciences. Bellarmine's emphasis on a liberal arts foundation combined with practical skills development is often appreciated by employers seeking well-rounded candidates. The university's strong connections within the local business and healthcare communities facilitate internship placements and direct hiring pipelines. Companies like Norton Healthcare, Baptist Health, Fifth Third Bank, and PNC Bank frequently recruit Bellarmine graduates, indicating employer confidence in the quality of education and preparedness of alumni. While Bellarmine may not have the same level of national brand recognition as larger, more prestigious universities, its reputation within Kentucky and the surrounding states is solid. Employers value the personalized attention students receive, which often translates into graduates who are articulate, adaptable, and possess strong communication skills.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.